Last update: Oct 2026

Cost of Living Comparison Between Cebu and Cacak

For one person, living is cheaper in Cebu: $918 a month against $1,051 in Cacak, rent and utilities included – about $1,600 less a year. The total is higher in Cacak despite lower rent and utilities.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
51

Cost of Living Index in Cacak
Learn more

Cacak Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Cacak

🇷🇸 Serbia

$1,051

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Cacak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Cacak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,051 in Cacak.

Cebu $918
Cacak $1,051

Estimated couple costs with rent: $1,409 in Cebu versus $1,571 in Cacak.

Cebu $1,409
Cacak $1,571

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,092 in Cacak.

Cebu $1,900
Cacak $2,092

Living in Cebu costs roughly 13% less than in Cacak, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Cacak 22% lower.

Meal at Budget Restaurant

$3.09 ₱194

$7.29 RSD 760

-57.61%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$38.45 RSD 4,009

-37.01%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$11.29 RSD 1,177

-65.28%

Cappuccino

$2.51 ₱158

$1.54 RSD 161

62.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.41 RSD 251

-34.02%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.44 RSD 150

-63.19%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.52 RSD 263

-29.37%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.53 RSD 264

-14.23%

Milk (1 liter)

$1.92 ₱121

$1.23 RSD 128

56.10%

White Bread (500g)

$1.36 ₱85.4

$0.73 RSD 76.2

86.30%

Rice (white) (1kg)

$1.01 ₱63.5

$2.71 RSD 283

-62.73%

Eggs

$2.03 ₱128

$2.64 RSD 275

-23.11%

Local Cheese (1kg)

$9.86 ₱621

$3.76 RSD 392

162.23%

Chicken Fillets (1kg)

$4.39 ₱277

$7.35 RSD 766

-40.27%

Beef Round Steak (1kg)

$7.60 ₱479

$13.96 RSD 1,456

-45.56%

Apples (1kg)

$3.30 ₱208

$1.25 RSD 130

164.00%

Banana (1kg)

$1.39 ₱87.8

$1.88 RSD 196

-26.06%

Oranges (1kg)

$2.33 ₱147

$1.67 RSD 174

39.52%

Tomato (1kg)

$1.50 ₱94.3

$2.48 RSD 258

-39.52%

Potato (1kg)

$2.36 ₱149

$1.00 RSD 104

136.00%

Onion (1kg)

$1.90 ₱119

$0.68 RSD 71.1

179.41%

Lettuce (1 head)

$1.19 ₱74.9

$1.01 RSD 105

17.82%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.60 RSD 62.0

5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.66 RSD 486

-35.62%

Wine (Bottle)

$6.03 ₱379

$7.13 RSD 743

-15.43%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.94 RSD 97.7

30.85%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.23 RSD 232

-21.52%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.93 RSD 96.9

-73.12%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$16.54 RSD 1,724

-23.58%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.95 RSD 203

-60.51%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.89 RSD 92.9

-74.16%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$10.64 RSD 1,109

-58.08%

Gasoline (1 liter)

$1.31 ₱82.8

$1.69 RSD 177

-22.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$27.3K RSD 2.8M

-22.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$25.7K RSD 2.7M

-25.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$142 RSD 14.8K

-15.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$18.81 RSD 1,961

-25.57%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$18.90 RSD 1,971

45.71%

Gym Membership (Monthly)

$32.33 ₱2,035

$29.86 RSD 3,112

8.27%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$7.59 RSD 791

-25.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$374 RSD 39.0K

-26.39%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$7,499 RSD 781.7K

5.60%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$119 RSD 12.4K

-58.38%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$43.32 RSD 4,516

-41.74%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$136 RSD 14.2K

-43.58%

Men's Leather Business Shoes

$57.2 ₱3,601

$125 RSD 13.0K

-54.10%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$311 RSD 32.5K

60.43%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$259 RSD 27.0K

19.34%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$423 RSD 44.1K

154.98%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$371 RSD 38.7K

65.78%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,109 RSD 219.8K

36.87%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,573 RSD 164.0K

21.84%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$723 RSD 75.3K

-52.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.21

38.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Cacak: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Cacak

$259 24.6% 16.2% $50

Groceries & Markets

Cebu

$206 22.4%

Cacak

$206 19.7% 0.3% $0.5

Monthly Utilities & Internet

Cebu

$162 17.6%

Cacak

$180 17.1% 11.1% $18

Clothing & Footwear

Cebu

$94 10.2%

Cacak

$190 18.1% 103% $96

Eating Out

Cebu

$88 9.6%

Cacak

$144 13.7% 62.8% $55

Sport & Entertainment

Cebu

$44 4.8%

Cacak

$45 4.3% 3.2% $1.4

Getting Around

Cebu

$16 1.7%

Cacak

$27 2.5% 71.2% $11

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $311 in Cacak. Housing cost is often the main lever when comparing two cities.

Cacak pays 109% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $38.00 in Cacak for a mid-range dinner for two. Groceries echo the gap at $206 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇷🇸 Cacak

🕒 Local time

12:05 12:05 PM

06:05 6:05 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

69,598

💱 Currency

Philippine Peso PHP ₱

Serbian Dinar RSD din

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Cacak 10,280 km ≈ 13 h nonstop flight

From you

Cebu
Cacak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Cacak: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 14% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 109% lower in Cacak. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $311 in Cacak. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $275 in Cebu versus $374 in Cacak. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 0% higher in Cacak. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Cacak, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Cacak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 14% less than in Cacak. Beyond cost, consider language, visa policies, and how big the international community is in each city.