Last update: Oct 2026

Cost of Living Comparison Between Cacak and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,051 in Cacak, rent and utilities included – about $1,600 less a year. The total is higher in Cacak despite lower rent and utilities.

51

Cost of Living Index in Cacak
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Cacak Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Cacak

🇷🇸 Serbia

$1,051

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Cacak and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cacak and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,051 in Cacak versus $918 in Cebu.

Cacak $1,051
Cebu $918

Estimated couple costs with rent: $1,571 in Cacak versus $1,409 in Cebu.

Cacak $1,571
Cebu $1,409

Monthly costs for a family of three with rent: $2,092 in Cacak versus $1,900 in Cebu.

Cacak $2,092
Cebu $1,900

Living in Cacak is roughly 14% more expensive than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cacak 22% lower, Cebu 32% lower.

Meal at Budget Restaurant

$7.29 RSD 760

$3.09 ₱194

135.92%

Three-Course Dinner for Two, Mid-Range

$38.45 RSD 4,009

$24.22 ₱1,525

58.75%

Fast Food Meal (McDonalds, etc)

$11.29 RSD 1,177

$3.92 ₱247

188.01%

Cappuccino

$1.54 RSD 161

$2.51 ₱158

-38.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 RSD 251

$1.59 ₱100

51.57%

Water (0.33 liter bottle)

$1.44 RSD 150

$0.53 ₱33.43

171.70%

Local Beer (0.5 liter draught)

$2.52 RSD 263

$1.78 ₱112

41.57%

Imported Beer (0.33 liter bottle)

$2.53 RSD 264

$2.17 ₱137

16.59%

Milk (1 liter)

$1.23 RSD 128

$1.92 ₱121

-35.94%

White Bread (500g)

$0.73 RSD 76.2

$1.36 ₱85.4

-46.32%

Rice (white) (1kg)

$2.71 RSD 283

$1.01 ₱63.5

168.32%

Eggs

$2.64 RSD 275

$2.03 ₱128

30.05%

Local Cheese (1kg)

$3.76 RSD 392

$9.86 ₱621

-61.87%

Chicken Fillets (1kg)

$7.35 RSD 766

$4.39 ₱277

67.43%

Beef Round Steak (1kg)

$13.96 RSD 1,456

$7.60 ₱479

83.68%

Apples (1kg)

$1.25 RSD 130

$3.30 ₱208

-62.12%

Banana (1kg)

$1.88 RSD 196

$1.39 ₱87.8

35.25%

Oranges (1kg)

$1.67 RSD 174

$2.33 ₱147

-28.33%

Tomato (1kg)

$2.48 RSD 258

$1.50 ₱94.3

65.33%

Potato (1kg)

$1.00 RSD 104

$2.36 ₱149

-57.63%

Onion (1kg)

$0.68 RSD 71.1

$1.90 ₱119

-64.21%

Lettuce (1 head)

$1.01 RSD 105

$1.19 ₱74.9

-15.13%

Water (1.5 liter bottle)

$0.60 RSD 62.0

$0.63 ₱39.71

-4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$4.66 RSD 486

$3.00 ₱189

55.33%

Wine (Bottle)

$7.13 RSD 743

$6.03 ₱379

18.24%

Local Beer (0.5 liter bottle)

$0.94 RSD 97.7

$1.23 ₱77.7

-23.58%

Imported Beer (0.33 liter bottle)

$2.23 RSD 232

$1.75 ₱110

27.43%

One-way Ticket (Public Transport)

$0.93 RSD 96.9

$0.25 ₱15.86

272.00%

Public Transport Monthly Pass (Regular Price)

$16.54 RSD 1,724

$12.64 ₱796

30.85%

Taxi Start (Normal Tariff)

$1.95 RSD 203

$0.77 ₱48.62

153.25%

Taxi (Normal Tariff) (1km)

$0.89 RSD 92.9

$0.23 ₱14.53

286.96%

Taxi 1hour Waiting (Normal Tariff)

$10.64 RSD 1,109

$4.46 ₱281

138.57%

Gasoline (1 liter)

$1.69 RSD 177

$1.31 ₱82.8

29.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K RSD 2.8M

$21.2K ₱1.3M

28.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K RSD 2.7M

$19.1K ₱1.2M

34.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 RSD 14.8K

$120 ₱7,569

18.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.81 RSD 1,961

$14.00 ₱882

34.36%

Internet (50+ Mbps, Unlimited Data)

$18.90 RSD 1,971

$27.54 ₱1,734

-31.37%

Gym Membership (Monthly)

$29.86 RSD 3,112

$32.33 ₱2,035

-7.64%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$7.59 RSD 791

$5.65 ₱356

34.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$374 RSD 39.0K

$275 ₱17.3K

35.86%

International Primary School, 1 Child (Yearly)

$7,499 RSD 781.7K

$7,918 ₱498.5K

-5.30%

Jeans (Levis 501 Or Similar)

$119 RSD 12.4K

$49.33 ₱3,106

140.28%

Summer Dress (H&M, Zara, etc)

$43.32 RSD 4,516

$25.24 ₱1,589

71.63%

Sport Shoes (Adidas, Nike)

$136 RSD 14.2K

$77.0 ₱4,846

77.25%

Men's Leather Business Shoes

$125 RSD 13.0K

$57.2 ₱3,601

117.87%

1-bedroom Apartment, City Center (Monthly)

$311 RSD 32.5K

$500 ₱31.5K

-37.67%

1-bedroom Apartment, Outside City Center (Monthly)

$259 RSD 27.0K

$309 ₱19.4K

-16.20%

3-bedroom Apartment, City Center (Monthly)

$423 RSD 44.1K

$1,078 ₱67.9K

-60.78%

3-bedroom Apartment, Outside City Center (Monthly)

$371 RSD 38.7K

$615 ₱38.7K

-39.68%

Buy Apartment in City Center (m2)

$2,109 RSD 219.8K

$2,886 ₱181.7K

-26.94%

Buy Apartment Outside City Center (m2)

$1,573 RSD 164.0K

$1,917 ₱120.7K

-17.93%

Average Monthly Net Salary (After Tax)

$723 RSD 75.3K

$346 ₱21.8K

108.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.21

7.2

-27.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cacak: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cacak

$259 24.6%

Cebu

$309 33.6% 19.3% $50

Groceries & Markets

Cacak

$206 19.7%

Cebu

$206 22.4% 0.3% $0.5

Clothing & Footwear

Cacak

$190 18.1%

Cebu

$94 10.2% 50.6% $96

Monthly Utilities & Internet

Cacak

$180 17.1%

Cebu

$162 17.6% 10% $18

Eating Out

Cacak

$144 13.7%

Cebu

$88 9.6% 38.6% $55

Sport & Entertainment

Cacak

$45 4.3%

Cebu

$44 4.8% 3.1% $1.4

Getting Around

Cacak

$27 2.5%

Cebu

$16 1.7% 41.6% $11

Cost Breakdown

A one-bedroom apartment in the center runs $311 in Cacak and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cacak pays 109% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38.00 in Cacak vs $24.00 in Cebu. Groceries flip the comparison at $206 vs $206, with Cacak cheaper for home cooking.

Good to know

🇷🇸 Cacak

🇵🇭 Cebu

🕒 Local time

04:22 4:22 AM

10:22 10:22 AM

6 h ahead of Cacak

🌤 Weather

👥 Population

69,598

964,169

💱 Currency

Serbian Dinar RSD din

Philippine Peso PHP ₱

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to RSD in detail →

On the map

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Between locations

Cacak Cebu 10,280 km ≈ 13 h nonstop flight

From you

Cacak
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cacak vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 14% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 109% higher in Cacak, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $311 in Cacak versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $374 in Cacak versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 0% higher in Cacak. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Cacak, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cacak and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 14% less than in Cacak. Beyond cost, consider language, visa policies, and how big the international community is in each city.