Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bilaspur

For one person, living is cheaper in Bilaspur: $369 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
18

Cost of Living Index in Bilaspur
Learn more

Bilaspur Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bilaspur

🇮🇳 India

$369

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bilaspur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bilaspur actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $369 in Bilaspur, rent included.

Cebu $918
Bilaspur $369

A couple spends around $1,409 per month in Cebu vs $590 in Bilaspur, rent included.

Cebu $1,409
Bilaspur $590

A family of three spends $1,900 per month in Cebu vs $811 in Bilaspur, rent included.

Cebu $1,900
Bilaspur $811

Cebu costs about 149% more than Bilaspur, and outside of rent the biggest gap is in groceries.

Both Cebu and Bilaspur are more affordable than the global median – Cebu 32% lower, Bilaspur 73% lower.

Meal at Budget Restaurant

$3.09 ₱194

$2.03 ₹193

52.22%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$12.75 ₹1,211

89.96%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.08 ₹482

-22.83%

Cappuccino

$2.51 ₱158

$1.40 ₹133

79.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.40 ₹37.88

297.50%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.12 ₹11.75

341.67%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.63 ₹155

9.20%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.26 ₹310

-33.44%

Milk (1 liter)

$1.92 ₱121

$0.55 ₹51.8

249.09%

White Bread (500g)

$1.36 ₱85.4

$0.48 ₹45.54

183.33%

Rice (white) (1kg)

$1.01 ₱63.5

$0.57 ₹54.4

77.19%

Eggs

$2.03 ₱128

$0.86 ₹82.1

136.05%

Local Cheese (1kg)

$9.86 ₱621

$5.03 ₹478

96.02%

Chicken Fillets (1kg)

$4.39 ₱277

$2.90 ₹275

51.38%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.85 ₹175

78.38%

Banana (1kg)

$1.39 ₱87.8

$0.74 ₹70.5

87.84%

Oranges (1kg)

$2.33 ₱147

$0.86 ₹82.0

170.93%

Tomato (1kg)

$1.50 ₱94.3

$0.52 ₹49.67

188.46%

Potato (1kg)

$2.36 ₱149

$0.50 ₹47.26

372.00%

Onion (1kg)

$1.90 ₱119

$0.42 ₹39.84

352.38%

Lettuce (1 head)

$1.19 ₱74.9

$0.39 ₹37.46

205.13%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.29 ₹27.22

117.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.05 ₹480

-40.59%

Wine (Bottle)

$6.03 ₱379

$6.59 ₹626

-8.50%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.80 ₹170

-31.67%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.48 ₹235

-29.44%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.02 ₹477

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.23 ₹21.91

8.70%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$7.54 ₹716

67.64%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.88 ₹83.2

-12.50%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.27 ₹25.77

-14.81%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.47 ₹140

203.40%

Gasoline (1 liter)

$1.31 ₱82.8

$0.97 ₹92.2

35.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$11.9K ₹1.1M

78.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$19.5K ₹1.9M

-1.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$35.88 ₹3,407

235.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$3.28 ₹311

326.83%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$7.31 ₹694

276.74%

Gym Membership (Monthly)

$32.33 ₱2,035

$12.67 ₹1,203

155.17%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$7.35 ₹698

-9.52%

Cinema Ticket

$5.65 ₱356

$2.93 ₹278

92.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$47.28 ₹4,490

482.30%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,331 ₹126.4K

494.83%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$21.77 ₹2,067

126.60%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$26.65 ₹2,531

-5.29%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$42.84 ₹4,068

79.65%

Men's Leather Business Shoes

$57.2 ₱3,601

$30.22 ₹2,869

89.28%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$124 ₹11.7K

304.04%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$73.5 ₹6,979

320.22%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$267 ₹25.4K

303.13%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$170 ₹16.1K

262.90%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,036 ₹98.4K

178.46%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$591 ₹56.1K

224.46%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.86

-18.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bilaspur: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bilaspur

$73 19.9% 76.2% $235

Groceries & Markets

Cebu

$206 22.4%

Bilaspur

$100 27.1% 51.5% $106

Monthly Utilities & Internet

Cebu

$162 17.6%

Bilaspur

$46 12.6% 71.3% $115

Clothing & Footwear

Cebu

$94 10.2%

Bilaspur

$55 14.8% 41.8% $39

Eating Out

Cebu

$88 9.6%

Bilaspur

$65 17.6% 26.3% $23

Sport & Entertainment

Cebu

$44 4.8%

Bilaspur

$19 5% 57.5% $25

Getting Around

Cebu

$16 1.7%

Bilaspur

$11 2.9% 31.3% $4.9

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $124 in Bilaspur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $24.00 in Cebu versus $13.00 in Bilaspur. Monthly groceries follow the same trend: $206 vs $100 – making Bilaspur the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇮🇳 Bilaspur

🕒 Local time

22:54 10:54 PM

20:24 8:24 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

115,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Bilaspur 5,380 km ≈ 7 h nonstop flight

From you

Cebu
Bilaspur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bilaspur: Cost of Living - Frequently Asked Questions

Cebu costs about 149% more than Bilaspur, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,377 per month in Cebu and $553 in Bilaspur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bilaspur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 106% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $24.00 in Cebu and $13.00 in Bilaspur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$800 covers both cities comfortably – all-in costs are $918 in Cebu and $369 in Bilaspur, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Bilaspur costs $369 versus $918 in Cebu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bilaspur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.