Last update: Oct 2026

Cost of Living Comparison Between Bilaspur and Cebu

For one person, living is cheaper in Bilaspur: $369 a month against $918 in Cebu, rent and utilities included – about $6,600 less a year. Rent and utilities account for most of the difference.

18

Cost of Living Index in Bilaspur
Learn more

Bilaspur Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Bilaspur

🇮🇳 India

$369

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bilaspur and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bilaspur and in Cebu actually costs, broken down by who's living it.

A single person spends $369 per month in Bilaspur vs $918 in Cebu, rent included.

Bilaspur $369
Cebu $918

A couple spends around $590 per month in Bilaspur vs $1,409 in Cebu, rent included.

Bilaspur $590
Cebu $1,409

A family of three spends $811 per month in Bilaspur vs $1,900 in Cebu, rent included.

Bilaspur $811
Cebu $1,900

Bilaspur is about 60% cheaper than Cebu, and outside of rent the biggest gap is in groceries.

Both Bilaspur and Cebu are more affordable than the global median – Bilaspur 73% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.03 ₹193

$3.09 ₱194

-34.30%

Three-Course Dinner for Two, Mid-Range

$12.75 ₹1,211

$24.22 ₱1,525

-47.36%

Fast Food Meal (McDonalds, etc)

$5.08 ₹482

$3.92 ₱247

29.59%

Cappuccino

$1.40 ₹133

$2.51 ₱158

-44.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹37.88

$1.59 ₱100

-74.84%

Water (0.33 liter bottle)

$0.12 ₹11.75

$0.53 ₱33.43

-77.36%

Local Beer (0.5 liter draught)

$1.63 ₹155

$1.78 ₱112

-8.43%

Imported Beer (0.33 liter bottle)

$3.26 ₹310

$2.17 ₱137

50.23%

Milk (1 liter)

$0.55 ₹51.8

$1.92 ₱121

-71.35%

White Bread (500g)

$0.48 ₹45.54

$1.36 ₱85.4

-64.71%

Rice (white) (1kg)

$0.57 ₹54.4

$1.01 ₱63.5

-43.56%

Eggs

$0.86 ₹82.1

$2.03 ₱128

-57.64%

Local Cheese (1kg)

$5.03 ₹478

$9.86 ₱621

-48.99%

Chicken Fillets (1kg)

$2.90 ₹275

$4.39 ₱277

-33.94%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$1.85 ₹175

$3.30 ₱208

-43.94%

Banana (1kg)

$0.74 ₹70.5

$1.39 ₱87.8

-46.76%

Oranges (1kg)

$0.86 ₹82.0

$2.33 ₱147

-63.09%

Tomato (1kg)

$0.52 ₹49.67

$1.50 ₱94.3

-65.33%

Potato (1kg)

$0.50 ₹47.26

$2.36 ₱149

-78.81%

Onion (1kg)

$0.42 ₹39.84

$1.90 ₱119

-77.89%

Lettuce (1 head)

$0.39 ₹37.46

$1.19 ₱74.9

-67.23%

Water (1.5 liter bottle)

$0.29 ₹27.22

$0.63 ₱39.71

-53.97%

Cigarettes 20 Pack (Marlboro, Camel)

$5.05 ₹480

$3.00 ₱189

68.33%

Wine (Bottle)

$6.59 ₹626

$6.03 ₱379

9.29%

Local Beer (0.5 liter bottle)

$1.80 ₹170

$1.23 ₱77.7

46.34%

Imported Beer (0.33 liter bottle)

$2.48 ₹235

$1.75 ₱110

41.71%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.02 ₹477

One-way Ticket (Public Transport)

$0.23 ₹21.91

$0.25 ₱15.86

-8.00%

Public Transport Monthly Pass (Regular Price)

$7.54 ₹716

$12.64 ₱796

-40.35%

Taxi Start (Normal Tariff)

$0.88 ₹83.2

$0.77 ₱48.62

14.29%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.77

$0.23 ₱14.53

17.39%

Taxi 1hour Waiting (Normal Tariff)

$1.47 ₹140

$4.46 ₱281

-67.04%

Gasoline (1 liter)

$0.97 ₹92.2

$1.31 ₱82.8

-25.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.9K ₹1.1M

$21.2K ₱1.3M

-44.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₹1.9M

$19.1K ₱1.2M

1.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$35.88 ₹3,407

$120 ₱7,569

-70.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.28 ₹311

$14.00 ₱882

-76.57%

Internet (50+ Mbps, Unlimited Data)

$7.31 ₹694

$27.54 ₱1,734

-73.46%

Gym Membership (Monthly)

$12.67 ₹1,203

$32.33 ₱2,035

-60.81%

Tennis Court (1 Hour on Weekend)

$7.35 ₹698

$6.65 ₱419

10.53%

Cinema Ticket

$2.93 ₹278

$5.65 ₱356

-48.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$47.28 ₹4,490

$275 ₱17.3K

-82.83%

International Primary School, 1 Child (Yearly)

$1,331 ₹126.4K

$7,918 ₱498.5K

-83.19%

Jeans (Levis 501 Or Similar)

$21.77 ₹2,067

$49.33 ₱3,106

-55.87%

Summer Dress (H&M, Zara, etc)

$26.65 ₹2,531

$25.24 ₱1,589

5.59%

Sport Shoes (Adidas, Nike)

$42.84 ₹4,068

$77.0 ₱4,846

-44.33%

Men's Leather Business Shoes

$30.22 ₹2,869

$57.2 ₱3,601

-47.17%

1-bedroom Apartment, City Center (Monthly)

$124 ₹11.7K

$500 ₱31.5K

-75.25%

1-bedroom Apartment, Outside City Center (Monthly)

$73.5 ₹6,979

$309 ₱19.4K

-76.20%

3-bedroom Apartment, City Center (Monthly)

$267 ₹25.4K

$1,078 ₱67.9K

-75.19%

3-bedroom Apartment, Outside City Center (Monthly)

$170 ₹16.1K

$615 ₱38.7K

-72.44%

Buy Apartment in City Center (m2)

$1,036 ₹98.4K

$2,886 ₱181.7K

-64.09%

Buy Apartment Outside City Center (m2)

$591 ₹56.1K

$1,917 ₱120.7K

-69.18%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.86

7.2

23.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bilaspur: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bilaspur

$100 27.1%

Cebu

$206 22.4% 106% $106

Accommodation & Living

Bilaspur

$73 19.9%

Cebu

$309 33.6% 320% $235

Eating Out

Bilaspur

$65 17.6%

Cebu

$88 9.6% 35.7% $23

Clothing & Footwear

Bilaspur

$55 14.8%

Cebu

$94 10.2% 71.8% $39

Monthly Utilities & Internet

Bilaspur

$46 12.6%

Cebu

$162 17.6% 248% $115

Sport & Entertainment

Bilaspur

$19 5%

Cebu

$44 4.8% 135% $25

Getting Around

Bilaspur

$11 2.9%

Cebu

$16 1.7% 45.5% $4.9

Cost Breakdown

A central one-bedroom costs $124 in Bilaspur versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $13.00 in Bilaspur versus $24.00 in Cebu. Monthly groceries follow the same trend: $100 vs $206 – making Bilaspur the more affordable choice for daily food spending.

Good to know

🇮🇳 Bilaspur

🇵🇭 Cebu

🕒 Local time

19:28 7:28 PM

21:58 9:58 PM

2 h 30 min ahead of Bilaspur

🌤 Weather

👥 Population

115,000

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Bilaspur Cebu 5,380 km ≈ 7 h nonstop flight

From you

Bilaspur
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bilaspur vs Cebu: Cost of Living - Frequently Asked Questions

Cebu costs about 149% more than Bilaspur, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $553 per month in Bilaspur and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bilaspur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 106% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $13.00 in Bilaspur and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$800 covers both cities comfortably – all-in costs are $369 in Bilaspur and $918 in Cebu, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Bilaspur costs $369 versus $918 in Cebu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bilaspur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.