Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bhubaneswar

For one person, living is cheaper in Bhubaneswar: $390 a month against $934 in Cebu, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
Learn more

Cebu Living Index
19

Cost of Living Index in Bhubaneswar
Learn more

Bhubaneswar Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Bhubaneswar

🇮🇳 India

$390

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bhubaneswar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bhubaneswar actually costs, broken down by who's living it.

A single person spends $934 per month in Cebu vs $390 in Bhubaneswar, rent included.

Cebu $934
Bhubaneswar $390

A couple spends around $1,415 per month in Cebu vs $610 in Bhubaneswar, rent included.

Cebu $1,415
Bhubaneswar $610

A family of three spends $1,896 per month in Cebu vs $831 in Bhubaneswar, rent included.

Cebu $1,896
Bhubaneswar $831

Cebu costs about 140% more than Bhubaneswar, and outside of rent the biggest gap is in groceries.

Both Cebu and Bhubaneswar are more affordable than the global median – Cebu 30% lower, Bhubaneswar 71% lower.

Meal at Budget Restaurant

$3.03 ₱190

$2.13 ₹207

42.25%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$10.31 ₹998

127.74%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$4.26 ₹412

-3.99%

Cappuccino

$2.52 ₱158

$1.37 ₹133

83.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.44 ₹42.26

250.00%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.14 ₹13.65

250.00%

Local Beer (0.5 liter draught)

$1.79 ₱112

$1.54 ₹149

16.23%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$3.17 ₹307

-28.71%

Milk (1 liter)

$1.95 ₱122

$0.62 ₹60.0

214.52%

White Bread (500g)

$1.43 ₱89.7

$0.48 ₹46.23

197.92%

Rice (white) (1kg)

$1.02 ₱63.8

$0.56 ₹54.5

82.14%

Eggs

$2.06 ₱129

$0.85 ₹82.4

142.35%

Local Cheese (1kg)

$9.81 ₱615

$3.19 ₹309

207.52%

Chicken Fillets (1kg)

$4.61 ₱289

$2.61 ₹253

76.63%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$2.13 ₹206

55.40%

Banana (1kg)

$1.45 ₱90.9

$0.69 ₹66.8

110.14%

Oranges (1kg)

$2.36 ₱148

$1.33 ₹129

77.44%

Tomato (1kg)

$1.54 ₱96.4

$0.44 ₹42.69

250.00%

Potato (1kg)

$2.36 ₱148

$0.28 ₹26.84

742.86%

Onion (1kg)

$1.99 ₱125

$0.40 ₹38.85

397.50%

Lettuce (1 head)

$1.15 ₱72.1

$0.52 ₹50.1

121.15%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.32 ₹31.34

109.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$5.06 ₹489

-40.71%

Wine (Bottle)

$6.35 ₱398

$7.71 ₹746

-17.64%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.93 ₹186

-32.12%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.40 ₹232

-27.92%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.00 ₹677

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.44 ₹42.47

-43.18%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$9.40 ₹910

34.57%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.06 ₹103

-30.19%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.22 ₹21.31

-4.55%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$2.06 ₹199

110.19%

Gasoline (1 liter)

$1.33 ₱83.5

$1.07 ₹103

24.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$10.4K ₹1.0M

109.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$20.8K ₹2.0M

-6.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$38.61 ₹3,737

212.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$3.27 ₹316

341.90%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$6.85 ₹663

312.99%

Gym Membership (Monthly)

$32.68 ₱2,050

$14.54 ₹1,407

124.76%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$8.49 ₹821

-24.73%

Cinema Ticket

$5.46 ₱342

$3.13 ₹303

74.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$77.7 ₹7,521

251.83%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$2,267 ₹219.4K

259.80%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$22.51 ₹2,179

120.21%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$25.99 ₹2,516

-4.31%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$46.81 ₹4,530

63.62%

Men's Leather Business Shoes

$59.3 ₱3,717

$31.96 ₹3,093

85.42%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$147 ₹14.2K

244.14%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$87.3 ₹8,445

254.58%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$313 ₹30.3K

235.59%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$190 ₹18.4K

226.22%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$1,212 ₹117.3K

140.63%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$512 ₹49.5K

264.77%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$352 ₹34.1K

-3.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

9.17

-21.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Bhubaneswar: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Bhubaneswar

$87 22.4% 71.8% $222

Groceries & Markets

Cebu

$210 22.7%

Bhubaneswar

$99 25.5% 52.9% $111

Monthly Utilities & Internet

Cebu

$163 17.7%

Bhubaneswar

$49 12.5% 70.2% $115

Clothing & Footwear

Cebu

$95 10.2%

Bhubaneswar

$57 14.7% 39.5% $37

Eating Out

Cebu

$88 9.6%

Bhubaneswar

$63 16.1% 29.1% $26

Sport & Entertainment

Cebu

$44 4.7%

Bhubaneswar

$21 5.4% 52.3% $23

Getting Around

Cebu

$15 1.7%

Bhubaneswar

$13 3.4% 13.8% $2.1

Cost Breakdown

A central one-bedroom costs $506 in Cebu versus $147 in Bhubaneswar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Bhubaneswar, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Cebu versus $10.00 in Bhubaneswar. Monthly groceries follow the same trend: $210 vs $99.0 – making Bhubaneswar the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇮🇳 Bhubaneswar

🕒 Local time

16:49 4:49 PM

14:19 2:19 PM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

100,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Bhubaneswar 4,220 km ≈ 6 h nonstop flight

From you

Cebu
Bhubaneswar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bhubaneswar: Cost of Living - Frequently Asked Questions

Cebu costs about 140% more than Bhubaneswar, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,401 per month in Cebu and $585 in Bhubaneswar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhubaneswar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 113% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $23.00 in Cebu and $10.00 in Bhubaneswar. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$800 covers both cities comfortably – all-in costs are $934 in Cebu and $390 in Bhubaneswar, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Bhubaneswar costs $390 versus $934 in Cebu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bhubaneswar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.