Last update: Oct 2026

Cost of Living Comparison Between Bhubaneswar and Cebu

For one person, living is cheaper in Bhubaneswar: $390 a month against $934 in Cebu, rent and utilities included – about $6,500 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in Bhubaneswar
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Bhubaneswar Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Bhubaneswar

🇮🇳 India

$390

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Bhubaneswar and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bhubaneswar and in Cebu actually costs, broken down by who's living it.

A single person spends $390 per month in Bhubaneswar vs $934 in Cebu, rent included.

Bhubaneswar $390
Cebu $934

A couple spends around $610 per month in Bhubaneswar vs $1,415 in Cebu, rent included.

Bhubaneswar $610
Cebu $1,415

A family of three spends $831 per month in Bhubaneswar vs $1,896 in Cebu, rent included.

Bhubaneswar $831
Cebu $1,896

Bhubaneswar is about 58% cheaper than Cebu, and outside of rent the biggest gap is in groceries.

Both Bhubaneswar and Cebu are more affordable than the global median – Bhubaneswar 71% lower, Cebu 30% lower.

Meal at Budget Restaurant

$2.13 ₹207

$3.03 ₱190

-29.70%

Three-Course Dinner for Two, Mid-Range

$10.31 ₹998

$23.48 ₱1,473

-56.09%

Fast Food Meal (McDonalds, etc)

$4.26 ₹412

$4.09 ₱256

4.16%

Cappuccino

$1.37 ₹133

$2.52 ₱158

-45.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.44 ₹42.26

$1.54 ₱96.9

-71.43%

Water (0.33 liter bottle)

$0.14 ₹13.65

$0.49 ₱30.98

-71.43%

Local Beer (0.5 liter draught)

$1.54 ₹149

$1.79 ₱112

-13.97%

Imported Beer (0.33 liter bottle)

$3.17 ₹307

$2.26 ₱142

40.27%

Milk (1 liter)

$0.62 ₹60.0

$1.95 ₱122

-68.21%

White Bread (500g)

$0.48 ₹46.23

$1.43 ₱89.7

-66.43%

Rice (white) (1kg)

$0.56 ₹54.5

$1.02 ₱63.8

-45.10%

Eggs

$0.85 ₹82.4

$2.06 ₱129

-58.74%

Local Cheese (1kg)

$3.19 ₹309

$9.81 ₱615

-67.48%

Chicken Fillets (1kg)

$2.61 ₹253

$4.61 ₱289

-43.38%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$2.13 ₹206

$3.31 ₱207

-35.65%

Banana (1kg)

$0.69 ₹66.8

$1.45 ₱90.9

-52.41%

Oranges (1kg)

$1.33 ₹129

$2.36 ₱148

-43.64%

Tomato (1kg)

$0.44 ₹42.69

$1.54 ₱96.4

-71.43%

Potato (1kg)

$0.28 ₹26.84

$2.36 ₱148

-88.14%

Onion (1kg)

$0.40 ₹38.85

$1.99 ₱125

-79.90%

Lettuce (1 head)

$0.52 ₹50.1

$1.15 ₱72.1

-54.78%

Water (1.5 liter bottle)

$0.32 ₹31.34

$0.67 ₱42.15

-52.24%

Cigarettes 20 Pack (Marlboro, Camel)

$5.06 ₹489

$3.00 ₱188

68.67%

Wine (Bottle)

$7.71 ₹746

$6.35 ₱398

21.42%

Local Beer (0.5 liter bottle)

$1.93 ₹186

$1.31 ₱81.9

47.33%

Imported Beer (0.33 liter bottle)

$2.40 ₹232

$1.73 ₱108

38.73%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.00 ₹677

One-way Ticket (Public Transport)

$0.44 ₹42.47

$0.25 ₱15.78

76.00%

Public Transport Monthly Pass (Regular Price)

$9.40 ₹910

$12.65 ₱793

-25.69%

Taxi Start (Normal Tariff)

$1.06 ₹103

$0.74 ₱46.32

43.24%

Taxi (Normal Tariff) (1km)

$0.22 ₹21.31

$0.21 ₱13.11

4.76%

Taxi 1hour Waiting (Normal Tariff)

$2.06 ₹199

$4.33 ₱271

-52.42%

Gasoline (1 liter)

$1.07 ₹103

$1.33 ₱83.5

-19.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.4K ₹1.0M

$21.8K ₱1.4M

-52.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K ₹2.0M

$19.4K ₱1.2M

7.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.61 ₹3,737

$121 ₱7,563

-67.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.27 ₹316

$14.45 ₱907

-77.37%

Internet (50+ Mbps, Unlimited Data)

$6.85 ₹663

$28.29 ₱1,774

-75.79%

Gym Membership (Monthly)

$14.54 ₹1,407

$32.68 ₱2,050

-55.51%

Tennis Court (1 Hour on Weekend)

$8.49 ₹821

$6.39 ₱401

32.86%

Cinema Ticket

$3.13 ₹303

$5.46 ₱342

-42.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$77.7 ₹7,521

$273 ₱17.1K

-71.58%

International Primary School, 1 Child (Yearly)

$2,267 ₹219.4K

$8,156 ₱511.5K

-72.21%

Jeans (Levis 501 Or Similar)

$22.51 ₹2,179

$49.57 ₱3,109

-54.59%

Summer Dress (H&M, Zara, etc)

$25.99 ₹2,516

$24.87 ₱1,560

4.50%

Sport Shoes (Adidas, Nike)

$46.81 ₹4,530

$76.6 ₱4,804

-38.88%

Men's Leather Business Shoes

$31.96 ₹3,093

$59.3 ₱3,717

-46.07%

1-bedroom Apartment, City Center (Monthly)

$147 ₹14.2K

$506 ₱31.7K

-70.94%

1-bedroom Apartment, Outside City Center (Monthly)

$87.3 ₹8,445

$309 ₱19.4K

-71.80%

3-bedroom Apartment, City Center (Monthly)

$313 ₹30.3K

$1,052 ₱66.0K

-70.20%

3-bedroom Apartment, Outside City Center (Monthly)

$190 ₹18.4K

$619 ₱38.8K

-69.35%

Buy Apartment in City Center (m2)

$1,212 ₹117.3K

$2,915 ₱182.9K

-58.44%

Buy Apartment Outside City Center (m2)

$512 ₹49.5K

$1,867 ₱117.1K

-72.59%

Average Monthly Net Salary (After Tax)

$352 ₹34.1K

$341 ₱21.4K

3.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.17

7.2

27.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bhubaneswar: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bhubaneswar

$99 25.5%

Cebu

$210 22.7% 113% $111

Accommodation & Living

Bhubaneswar

$87 22.4%

Cebu

$309 33.5% 255% $222

Eating Out

Bhubaneswar

$63 16.1%

Cebu

$88 9.6% 41% $26

Clothing & Footwear

Bhubaneswar

$57 14.7%

Cebu

$95 10.2% 65.2% $37

Monthly Utilities & Internet

Bhubaneswar

$49 12.5%

Cebu

$163 17.7% 235% $115

Sport & Entertainment

Bhubaneswar

$21 5.4%

Cebu

$44 4.7% 110% $23

Getting Around

Bhubaneswar

$13 3.4%

Cebu

$15 1.7% 16% $2.1

Cost Breakdown

A central one-bedroom costs $147 in Bhubaneswar versus $506 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Bhubaneswar, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $10.00 in Bhubaneswar versus $23.00 in Cebu. Monthly groceries follow the same trend: $99.0 vs $210 – making Bhubaneswar the more affordable choice for daily food spending.

Good to know

🇮🇳 Bhubaneswar

🇵🇭 Cebu

🕒 Local time

10:39 10:39 AM

13:09 1:09 PM

2 h 30 min ahead of Bhubaneswar

🌤 Weather

👥 Population

100,000

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Bhubaneswar Cebu 4,220 km ≈ 6 h nonstop flight

From you

Bhubaneswar
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bhubaneswar vs Cebu: Cost of Living - Frequently Asked Questions

Cebu costs about 140% more than Bhubaneswar, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $585 per month in Bhubaneswar and $1,401 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bhubaneswar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 113% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $10.00 in Bhubaneswar and $23.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$800 covers both cities comfortably – all-in costs are $390 in Bhubaneswar and $934 in Cebu, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Bhubaneswar costs $390 versus $934 in Cebu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bhubaneswar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.