Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bharuch, Gujarat

For one person, living is cheaper in Bharuch, Gujarat: $473 a month against $918 in Cebu, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
23

Cost of Living Index in Bharuch, Gujarat
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Bharuch, Gujarat Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Bharuch, Gujarat

🇮🇳 India

$473

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bharuch, Gujarat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bharuch, Gujarat actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $473 in Bharuch, Gujarat, rent included.

Cebu $918
Bharuch, Gujarat $473

A couple spends around $1,409 per month in Cebu vs $641 in Bharuch, Gujarat, rent included.

Cebu $1,409
Bharuch, Gujarat $641

A family of three spends $1,900 per month in Cebu vs $810 in Bharuch, Gujarat, rent included.

Cebu $1,900
Bharuch, Gujarat $810

Cebu costs about 94% more than Bharuch, Gujarat, and outside of rent the biggest gap is in groceries.

Both Cebu and Bharuch, Gujarat are more affordable than the global median – Cebu 32% lower, Bharuch, Gujarat 65% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.65 ₹157

87.27%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,524

$5.24 ₹498

362.21%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$3.71 ₹352

5.66%

Cappuccino

$2.51 ₱158

$1.44 ₹137

74.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.41 ₹38.73

287.80%

Water (0.33 liter bottle)

$0.53 ₱33.42

$0.16 ₹15.63

231.25%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.41 ₹229

-26.14%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.79 ₹455

-54.70%

Milk (1 liter)

$1.92 ₱121

$0.63 ₹59.9

204.76%

White Bread (500g)

$1.36 ₱85.4

$0.44 ₹41.51

209.09%

Rice (white) (1kg)

$1.01 ₱63.5

$0.78 ₹73.9

29.49%

Eggs

$2.03 ₱128

$0.90 ₹85.0

125.56%

Local Cheese (1kg)

$9.86 ₱621

$5.02 ₹477

96.41%

Chicken Fillets (1kg)

$4.39 ₱276

$3.02 ₹287

45.36%

Beef Round Steak (1kg)

$7.60 ₱478

Apples (1kg)

$3.30 ₱208

$1.29 ₹122

155.81%

Banana (1kg)

$1.39 ₱87.7

$0.55 ₹51.8

152.73%

Oranges (1kg)

$2.33 ₱147

$0.95 ₹90.0

145.26%

Tomato (1kg)

$1.50 ₱94.2

$0.49 ₹46.91

206.12%

Potato (1kg)

$2.36 ₱149

$0.35 ₹33.61

574.29%

Onion (1kg)

$1.90 ₱119

$0.32 ₹30.39

493.75%

Lettuce (1 head)

$1.19 ₱74.9

$0.39 ₹37.27

205.13%

Water (1.5 liter bottle)

$0.63 ₱39.69

$0.35 ₹33.25

80.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.00 ₹475

-40.00%

Wine (Bottle)

$6.03 ₱379

$8.32 ₹790

-27.52%

Local Beer (0.5 liter bottle)

$1.23 ₱77.6

$1.46 ₹138

-15.75%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.74 ₹260

-36.13%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.03 ₹383

One-way Ticket (Public Transport)

$0.25 ₱15.85

$0.22 ₹20.91

13.64%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱795

Taxi Start (Normal Tariff)

$0.77 ₱48.59

$0.41 ₹38.86

87.80%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.52

$0.30 ₹28.60

-23.33%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$1.32 ₹126

237.88%

Gasoline (1 liter)

$1.31 ₱82.8

$1.05 ₹99.8

24.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$10.3K ₹982.2K

105.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$19.1K ₹1.8M

0.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,566

$26.27 ₹2,495

357.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱881

$3.56 ₹338

293.26%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,733

$5.28 ₹501

421.59%

Gym Membership (Monthly)

$32.33 ₱2,034

$13.39 ₹1,272

141.45%

Tennis Court (1 Hour on Weekend)

$6.65 ₱418

$6.12 ₹581

8.66%

Cinema Ticket

$5.65 ₱355

$2.01 ₹191

181.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$33.92 ₹3,221

711.65%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.3K

$732 ₹69.5K

981.57%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,105

$19.87 ₹1,887

148.26%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$16.75 ₹1,590

50.69%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,844

$30.77 ₹2,922

150.11%

Men's Leather Business Shoes

$57.2 ₱3,600

$18.09 ₹1,718

216.20%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$166 ₹15.8K

200.63%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$213 ₹20.3K

44.73%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.8K

$288 ₹27.3K

274.47%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$274 ₹26.0K

124.69%

Buy Apartment in City Center (m2)

$2,886 ₱181.6K

$611 ₹58.0K

372.23%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.6K

$629 ₹59.8K

204.57%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$877 ₹83.3K

-60.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.8

-18.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Bharuch, Gujarat: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Bharuch, Gujarat

$213 45.1% 30.9% $95

Groceries & Markets

Cebu

$206 22.4%

Bharuch, Gujarat

$100 21.2% 51.2% $105

Monthly Utilities & Internet

Cebu

$162 17.6%

Bharuch, Gujarat

$35 7.4% 78.3% $127

Clothing & Footwear

Cebu

$94 10.2%

Bharuch, Gujarat

$38 8.1% 59.1% $55

Eating Out

Cebu

$88 9.6%

Bharuch, Gujarat

$66 13.9% 25.7% $23

Sport & Entertainment

Cebu

$44 4.8%

Bharuch, Gujarat

$17 3.7% 60.1% $26

Getting Around

Cebu

$16 1.7%

Bharuch, Gujarat

$2.8 * 0.6% 82% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $166 in Bharuch, Gujarat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 153% higher in Bharuch, Gujarat, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $24.00 in Cebu versus $5.00 in Bharuch, Gujarat. Monthly groceries follow the same trend: $206 vs $100 – making Bharuch, Gujarat the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇮🇳 Bharuch, Gujarat

🕒 Local time

02:35 2:35 AM

00:05 12:05 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

169,000

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.39 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.59 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.39 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Bharuch, Gujarat 5,560 km ≈ 7 h nonstop flight

From you

Cebu
Bharuch, Gujarat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bharuch, Gujarat: Cost of Living - Frequently Asked Questions

Yes – Cebu is pricier by about 94%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,377 per month in Cebu and $710 in Bharuch, Gujarat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bharuch, Gujarat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $24.00 in Cebu and $5.00 in Bharuch, Gujarat. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 105% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 covers both cities comfortably – all-in costs are $918 in Cebu and $473 in Bharuch, Gujarat, leaving budget for savings and extras in both cases.

Families tend to lean toward Bharuch, Gujarat – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bharuch, Gujarat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.