Last update: Oct 2026

Cost of Living Comparison Between Bharuch, Gujarat and Cebu

For one person, living is cheaper in Bharuch, Gujarat: $473 a month against $918 in Cebu, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

23

Cost of Living Index in Bharuch, Gujarat
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Bharuch, Gujarat Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Bharuch, Gujarat

🇮🇳 India

$473

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bharuch, Gujarat and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bharuch, Gujarat and in Cebu actually costs, broken down by who's living it.

A single person spends $473 per month in Bharuch, Gujarat vs $918 in Cebu, rent included.

Bharuch, Gujarat $473
Cebu $918

A couple spends around $641 per month in Bharuch, Gujarat vs $1,409 in Cebu, rent included.

Bharuch, Gujarat $641
Cebu $1,409

A family of three spends $810 per month in Bharuch, Gujarat vs $1,900 in Cebu, rent included.

Bharuch, Gujarat $810
Cebu $1,900

Bharuch, Gujarat is about 48% cheaper than Cebu, and outside of rent the biggest gap is in groceries.

Both Bharuch, Gujarat and Cebu are more affordable than the global median – Bharuch, Gujarat 65% lower, Cebu 32% lower.

Meal at Budget Restaurant

$1.65 ₹157

$3.09 ₱194

-46.60%

Three-Course Dinner for Two, Mid-Range

$5.24 ₹498

$24.22 ₱1,524

-78.36%

Fast Food Meal (McDonalds, etc)

$3.71 ₹352

$3.92 ₱246

-5.36%

Cappuccino

$1.44 ₹137

$2.51 ₱158

-42.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.73

$1.59 ₱100

-74.21%

Water (0.33 liter bottle)

$0.16 ₹15.63

$0.53 ₱33.42

-69.81%

Local Beer (0.5 liter draught)

$2.41 ₹229

$1.78 ₱112

35.39%

Imported Beer (0.33 liter bottle)

$4.79 ₹455

$2.17 ₱137

120.74%

Milk (1 liter)

$0.63 ₹59.9

$1.92 ₱121

-67.19%

White Bread (500g)

$0.44 ₹41.51

$1.36 ₱85.4

-67.65%

Rice (white) (1kg)

$0.78 ₹73.9

$1.01 ₱63.5

-22.77%

Eggs

$0.90 ₹85.0

$2.03 ₱128

-55.67%

Local Cheese (1kg)

$5.02 ₹477

$9.86 ₱621

-49.09%

Chicken Fillets (1kg)

$3.02 ₹287

$4.39 ₱276

-31.21%

Beef Round Steak (1kg)

$7.60 ₱478

Apples (1kg)

$1.29 ₹122

$3.30 ₱208

-60.91%

Banana (1kg)

$0.55 ₹51.8

$1.39 ₱87.7

-60.43%

Oranges (1kg)

$0.95 ₹90.0

$2.33 ₱147

-59.23%

Tomato (1kg)

$0.49 ₹46.91

$1.50 ₱94.2

-67.33%

Potato (1kg)

$0.35 ₹33.61

$2.36 ₱149

-85.17%

Onion (1kg)

$0.32 ₹30.39

$1.90 ₱119

-83.16%

Lettuce (1 head)

$0.39 ₹37.27

$1.19 ₱74.9

-67.23%

Water (1.5 liter bottle)

$0.35 ₹33.25

$0.63 ₱39.69

-44.44%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$3.00 ₱189

66.67%

Wine (Bottle)

$8.32 ₹790

$6.03 ₱379

37.98%

Local Beer (0.5 liter bottle)

$1.46 ₹138

$1.23 ₱77.6

18.70%

Imported Beer (0.33 liter bottle)

$2.74 ₹260

$1.75 ₱110

56.57%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.03 ₹383

One-way Ticket (Public Transport)

$0.22 ₹20.91

$0.25 ₱15.85

-12.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱795

Taxi Start (Normal Tariff)

$0.41 ₹38.86

$0.77 ₱48.59

-46.75%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.60

$0.23 ₱14.52

30.43%

Taxi 1hour Waiting (Normal Tariff)

$1.32 ₹126

$4.46 ₱280

-70.40%

Gasoline (1 liter)

$1.05 ₹99.8

$1.31 ₱82.8

-19.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.3K ₹982.2K

$21.2K ₱1.3M

-51.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₹1.8M

$19.1K ₱1.2M

-0.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$26.27 ₹2,495

$120 ₱7,566

-78.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.56 ₹338

$14.00 ₱881

-74.57%

Internet (50+ Mbps, Unlimited Data)

$5.28 ₹501

$27.54 ₱1,733

-80.83%

Gym Membership (Monthly)

$13.39 ₹1,272

$32.33 ₱2,034

-58.58%

Tennis Court (1 Hour on Weekend)

$6.12 ₹581

$6.65 ₱418

-7.97%

Cinema Ticket

$2.01 ₹191

$5.65 ₱355

-64.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$33.92 ₹3,221

$275 ₱17.3K

-87.68%

International Primary School, 1 Child (Yearly)

$732 ₹69.5K

$7,918 ₱498.3K

-90.75%

Jeans (Levis 501 Or Similar)

$19.87 ₹1,887

$49.33 ₱3,105

-59.72%

Summer Dress (H&M, Zara, etc)

$16.75 ₹1,590

$25.24 ₱1,589

-33.64%

Sport Shoes (Adidas, Nike)

$30.77 ₹2,922

$77.0 ₱4,844

-60.02%

Men's Leather Business Shoes

$18.09 ₹1,718

$57.2 ₱3,600

-68.37%

1-bedroom Apartment, City Center (Monthly)

$166 ₹15.8K

$500 ₱31.4K

-66.74%

1-bedroom Apartment, Outside City Center (Monthly)

$213 ₹20.3K

$309 ₱19.4K

-30.91%

3-bedroom Apartment, City Center (Monthly)

$288 ₹27.3K

$1,078 ₱67.8K

-73.30%

3-bedroom Apartment, Outside City Center (Monthly)

$274 ₹26.0K

$615 ₱38.7K

-55.49%

Buy Apartment in City Center (m2)

$611 ₹58.0K

$2,886 ₱181.6K

-78.82%

Buy Apartment Outside City Center (m2)

$629 ₹59.8K

$1,917 ₱120.6K

-67.17%

Average Monthly Net Salary (After Tax)

$877 ₹83.3K

$346 ₱21.8K

153.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.8

7.2

22.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bharuch, Gujarat: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bharuch, Gujarat

$213 45.1%

Cebu

$309 33.6% 44.7% $95

Groceries & Markets

Bharuch, Gujarat

$100 21.2%

Cebu

$206 22.4% 105% $105

Eating Out

Bharuch, Gujarat

$66 13.9%

Cebu

$88 9.6% 34.6% $23

Clothing & Footwear

Bharuch, Gujarat

$38 8.1%

Cebu

$94 10.2% 144% $55

Monthly Utilities & Internet

Bharuch, Gujarat

$35 7.4%

Cebu

$162 17.6% 361% $127

Sport & Entertainment

Bharuch, Gujarat

$17 3.7%

Cebu

$44 4.8% 151% $26

Getting Around

Bharuch, Gujarat

$2.8 * 0.6%

Cebu

$16 1.7% 456% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $166 in Bharuch, Gujarat versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 153% higher in Bharuch, Gujarat, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $5.00 in Bharuch, Gujarat versus $24.00 in Cebu. Monthly groceries follow the same trend: $100 vs $206 – making Bharuch, Gujarat the more affordable choice for daily food spending.

Good to know

🇮🇳 Bharuch, Gujarat

🇵🇭 Cebu

🕒 Local time

23:11 11:11 PM

01:41 1:41 AM

2 h 30 min ahead of Bharuch, Gujarat

🌤 Weather

👥 Population

169,000

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.39 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.39 EUR).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.59 PHP (100 PHP = 1.42 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Bharuch, Gujarat Cebu 5,560 km ≈ 7 h nonstop flight

From you

Bharuch, Gujarat
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bharuch, Gujarat vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Cebu is pricier by about 94%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $710 per month in Bharuch, Gujarat and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bharuch, Gujarat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $5.00 in Bharuch, Gujarat and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 105% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$1,000 covers both cities comfortably – all-in costs are $473 in Bharuch, Gujarat and $918 in Cebu, leaving budget for savings and extras in both cases.

Families tend to lean toward Bharuch, Gujarat – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bharuch, Gujarat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.