Last update: Oct 2026

Cost of Living Comparison Between Cebu and Belišće

For one person, living is cheaper in Cebu: $918 a month against $1,241 in Belišće, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
61

Cost of Living Index in Belišće
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Belišće Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Belišće

🇭🇷 Croatia

$1,241

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Belišće

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Belišće actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,241 in Belišće.

Cebu $918
Belišće $1,241

Estimated couple costs with rent: $1,409 in Cebu versus $1,866 in Belišće.

Cebu $1,409
Belišće $1,866

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,491 in Belišće.

Cebu $1,900
Belišće $2,491

Living in Cebu costs roughly 26% less than in Belišće, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cebu 32% lower, Belišće 8% lower.

Meal at Budget Restaurant

$3.09 ₱194

$6.72 €5.98

-54.02%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$39.08 €34.76

-38.02%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.67 €5.93

-41.23%

Cappuccino

$2.51 ₱158

$1.78 €1.58

41.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.17 €1.93

-26.73%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.71 €1.52

-69.01%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.18 €1.94

-18.35%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.29 €2.04

-5.24%

Milk (1 liter)

$1.92 ₱121

$0.85 €0.76

125.88%

White Bread (500g)

$1.36 ₱85.4

$0.70 €0.62

94.29%

Rice (white) (1kg)

$1.01 ₱63.5

$2.87 €2.55

-64.81%

Eggs

$2.03 ₱128

$3.47 €3.09

-41.50%

Local Cheese (1kg)

$9.86 ₱621

$11.52 €10.25

-14.41%

Chicken Fillets (1kg)

$4.39 ₱277

$8.71 €7.75

-49.60%

Beef Round Steak (1kg)

$7.60 ₱479

$11.86 €10.55

-35.92%

Apples (1kg)

$3.30 ₱208

$1.14 €1.01

189.47%

Banana (1kg)

$1.39 ₱87.8

$1.38 €1.23

0.72%

Oranges (1kg)

$2.33 ₱147

$1.82 €1.62

28.02%

Tomato (1kg)

$1.50 ₱94.3

$2.67 €2.38

-43.82%

Potato (1kg)

$2.36 ₱149

$1.26 €1.12

87.30%

Onion (1kg)

$1.90 ₱119

$1.22 €1.09

55.74%

Lettuce (1 head)

$1.19 ₱74.9

$1.17 €1.04

1.71%

Water (1.5 liter bottle)

$0.63 ₱39.71

$1.19 €1.06

-47.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.92 €5.27

-49.32%

Wine (Bottle)

$6.03 ₱379

$7.74 €6.89

-22.09%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.15 €1.02

6.96%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.02 €1.80

-13.37%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.66 €1.48

-84.94%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$43.58 €38.76

-71.00%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.28 €2.03

-66.23%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.58 €0.52

-60.34%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$14.93 €13.28

-70.13%

Gasoline (1 liter)

$1.31 ₱82.8

$1.63 €1.45

-19.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$25.9K €23.0K

-17.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$24.5K €21.8K

-21.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$119 €106

1.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$17.57 €15.63

-20.32%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$25.96 €23.09

6.09%

Gym Membership (Monthly)

$32.33 ₱2,035

$25.55 €22.73

26.54%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$13.07 €11.62

-49.12%

Cinema Ticket

$5.65 ₱356

$4.96 €4.41

13.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$432 €384

-36.28%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$4,274 €3,802

85.25%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$103 €91.7

-52.16%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$38.59 €34.32

-34.59%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$44.31 €39.42

73.69%

Men's Leather Business Shoes

$57.2 ₱3,601

$55.9 €49.69

2.38%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$182 €162

174.18%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$514 €457

-39.86%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$340 €303

216.92%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$874 €777

-29.57%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$4,027 €3,582

-28.34%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,174 €1,044

63.22%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,812 €1,612

-80.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.2

125.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Belišće: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Belišće

$514 41.4% 66.3% $205

Groceries & Markets

Cebu

$206 22.4%

Belišće

$240 19.3% 16.4% $34

Monthly Utilities & Internet

Cebu

$162 17.6%

Belišće

$162 13.1% 0.3% $0.5

Clothing & Footwear

Cebu

$94 10.2%

Belišće

$109 8.8% 15.9% $15

Eating Out

Cebu

$88 9.6%

Belišće

$126 10.2% 42.9% $38

Sport & Entertainment

Cebu

$44 4.8%

Belišće

$35 2.9% 18.7% $8.1

Getting Around

Cebu

$16 1.7%

Belišće

$55 4.5% 256% $40

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $182 in Belišće. Housing cost is often the main lever when comparing two cities.

Belišće pays 424% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $39.00 in Belišće for a mid-range dinner for two. Groceries echo the gap at $206 vs $240 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇭🇷 Belišće

🕒 Local time

01:54 1:54 AM

19:54 7:54 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

6,500

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Belišće 10,360 km ≈ 13 h nonstop flight

From you

Cebu
Belišće

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Belišće: Cost of Living - Frequently Asked Questions

Cebu and Belišće differ by about 35% in total monthly costs ($918 vs $1,241 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 424% lower in Belišće. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $182 in Belišće. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $275 in Cebu versus $432 in Belišće. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 16% higher in Belišće. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Belišće are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 35% less than in Belišće. Beyond cost, consider language, visa policies, and how big the international community is in each city.