Last update: Oct 2026

Cost of Living Comparison Between Belišće and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,241 in Belišće, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Belišće
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Belišće Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Belišće

🇭🇷 Croatia

$1,241

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Belišće and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belišće and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,241 in Belišće versus $918 in Cebu.

Belišće $1,241
Cebu $918

Estimated couple costs with rent: $1,866 in Belišće versus $1,409 in Cebu.

Belišće $1,866
Cebu $1,409

Monthly costs for a family of three with rent: $2,491 in Belišće versus $1,900 in Cebu.

Belišće $2,491
Cebu $1,900

Living in Belišće is roughly 35% more expensive than in Cebu, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Belišće 8% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.72 €5.98

$3.09 ₱195

117.48%

Three-Course Dinner for Two, Mid-Range

$39.08 €34.76

$24.22 ₱1,525

61.35%

Fast Food Meal (McDonalds, etc)

$6.67 €5.93

$3.92 ₱247

70.15%

Cappuccino

$1.78 €1.58

$2.51 ₱158

-29.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$1.59 ₱100

36.48%

Water (0.33 liter bottle)

$1.71 €1.52

$0.53 ₱33.45

222.64%

Local Beer (0.5 liter draught)

$2.18 €1.94

$1.78 ₱112

22.47%

Imported Beer (0.33 liter bottle)

$2.29 €2.04

$2.17 ₱137

5.53%

Milk (1 liter)

$0.85 €0.76

$1.92 ₱121

-55.73%

White Bread (500g)

$0.70 €0.62

$1.36 ₱85.5

-48.53%

Rice (white) (1kg)

$2.87 €2.55

$1.01 ₱63.6

184.16%

Eggs

$3.47 €3.09

$2.03 ₱128

70.94%

Local Cheese (1kg)

$11.52 €10.25

$9.86 ₱621

16.84%

Chicken Fillets (1kg)

$8.71 €7.74

$4.39 ₱277

98.41%

Beef Round Steak (1kg)

$11.86 €10.54

$7.60 ₱479

56.05%

Apples (1kg)

$1.14 €1.01

$3.30 ₱208

-65.45%

Banana (1kg)

$1.38 €1.23

$1.39 ₱87.8

-0.72%

Oranges (1kg)

$1.82 €1.62

$2.33 ₱147

-21.89%

Tomato (1kg)

$2.67 €2.38

$1.50 ₱94.3

78.00%

Potato (1kg)

$1.26 €1.12

$2.36 ₱149

-46.61%

Onion (1kg)

$1.22 €1.09

$1.90 ₱119

-35.79%

Lettuce (1 head)

$1.17 €1.04

$1.19 ₱74.9

-1.68%

Water (1.5 liter bottle)

$1.19 €1.06

$0.63 ₱39.73

88.89%

Cigarettes 20 Pack (Marlboro, Camel)

$5.92 €5.27

$3.00 ₱189

97.33%

Wine (Bottle)

$7.74 €6.89

$6.03 ₱380

28.36%

Local Beer (0.5 liter bottle)

$1.15 €1.02

$1.23 ₱77.7

-6.50%

Imported Beer (0.33 liter bottle)

$2.02 €1.80

$1.75 ₱110

15.43%

One-way Ticket (Public Transport)

$1.66 €1.48

$0.25 ₱15.87

564.00%

Public Transport Monthly Pass (Regular Price)

$43.58 €38.76

$12.64 ₱796

244.78%

Taxi Start (Normal Tariff)

$2.28 €2.03

$0.77 ₱48.64

196.10%

Taxi (Normal Tariff) (1km)

$0.58 €0.52

$0.23 ₱14.54

152.17%

Taxi 1hour Waiting (Normal Tariff)

$14.93 €13.28

$4.46 ₱281

234.75%

Gasoline (1 liter)

$1.63 €1.45

$1.31 ₱82.8

24.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K €23.0K

$21.2K ₱1.3M

21.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K €21.8K

$19.1K ₱1.2M

27.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 €106

$120 ₱7,573

-1.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.57 €15.63

$14.00 ₱882

25.50%

Internet (50+ Mbps, Unlimited Data)

$25.96 €23.08

$27.54 ₱1,735

-5.74%

Gym Membership (Monthly)

$25.55 €22.73

$32.33 ₱2,036

-20.97%

Tennis Court (1 Hour on Weekend)

$13.07 €11.62

$6.65 ₱419

96.54%

Cinema Ticket

$4.96 €4.41

$5.65 ₱356

-12.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$432 €384

$275 ₱17.3K

56.94%

International Primary School, 1 Child (Yearly)

$4,274 €3,802

$7,918 ₱498.8K

-46.02%

Jeans (Levis 501 Or Similar)

$103 €91.7

$49.33 ₱3,107

109.04%

Summer Dress (H&M, Zara, etc)

$38.59 €34.32

$25.24 ₱1,590

52.89%

Sport Shoes (Adidas, Nike)

$44.31 €39.41

$77.0 ₱4,848

-42.42%

Men's Leather Business Shoes

$55.9 €49.69

$57.2 ₱3,603

-2.33%

1-bedroom Apartment, City Center (Monthly)

$182 €162

$500 ₱31.5K

-63.53%

1-bedroom Apartment, Outside City Center (Monthly)

$514 €457

$309 ₱19.5K

66.28%

3-bedroom Apartment, City Center (Monthly)

$340 €302

$1,078 ₱67.9K

-68.45%

3-bedroom Apartment, Outside City Center (Monthly)

$874 €777

$615 ₱38.8K

41.99%

Buy Apartment in City Center (m2)

$4,027 €3,582

$2,886 ₱181.8K

39.54%

Buy Apartment Outside City Center (m2)

$1,174 €1,044

$1,917 ₱120.7K

-38.73%

Average Monthly Net Salary (After Tax)

$1,812 €1,612

$346 ₱21.8K

423.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.2

7.2

-55.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belišće: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belišće

$514 41.4%

Cebu

$309 33.6% 39.9% $205

Groceries & Markets

Belišće

$240 19.3%

Cebu

$206 22.4% 14.1% $34

Monthly Utilities & Internet

Belišće

$162 13.1%

Cebu

$162 17.6% 0.3% $0.5

Eating Out

Belišće

$126 10.2%

Cebu

$88 9.6% 30% $38

Clothing & Footwear

Belišće

$109 8.8%

Cebu

$94 10.2% 13.7% $15

Getting Around

Belišće

$55 4.5%

Cebu

$16 1.7% 71.9% $40

Sport & Entertainment

Belišće

$35 2.9%

Cebu

$44 4.8% 23% $8.1

Cost Breakdown

A one-bedroom apartment in the center runs $182 in Belišće and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Belišće pays 424% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Belišće vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $240 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇭🇷 Belišće

🇵🇭 Cebu

🕒 Local time

17:36 5:36 PM

23:36 11:36 PM

6 h ahead of Belišće

🌤 Weather

👥 Population

6,500

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Belišće Cebu 10,360 km ≈ 13 h nonstop flight

From you

Belišće
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belišće vs Cebu: Cost of Living - Frequently Asked Questions

Belišće and Cebu differ by about 35% in total monthly costs ($1,241 vs $918 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 424% higher in Belišće, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $182 in Belišće versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $432 in Belišće versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 16% higher in Belišće. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belišće and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 35% less than in Belišće. Beyond cost, consider language, visa policies, and how big the international community is in each city.