Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ahmednagar

For one person, living is cheaper in Ahmednagar: $317 a month against $918 in Cebu, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
15

Cost of Living Index in Ahmednagar
Learn more

Ahmednagar Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Ahmednagar

🇮🇳 India

$317

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ahmednagar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ahmednagar actually costs, broken down by who's living it.

A single person spends $918 per month in Cebu vs $317 in Ahmednagar, rent included.

Cebu $918
Ahmednagar $317

A couple spends around $1,409 per month in Cebu vs $510 in Ahmednagar, rent included.

Cebu $1,409
Ahmednagar $510

A family of three spends $1,900 per month in Cebu vs $703 in Ahmednagar, rent included.

Cebu $1,900
Ahmednagar $703

Cebu costs about 189% more than Ahmednagar, and outside of rent the biggest gap is in groceries.

Both Cebu and Ahmednagar are more affordable than the global median – Cebu 32% lower, Ahmednagar 77% lower.

Meal at Budget Restaurant

$3.09 ₱194

$1.80 ₹171

71.67%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$8.57 ₹814

182.61%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$4.10 ₹389

-4.39%

Cappuccino

$2.51 ₱158

$1.71 ₹162

46.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.24 ₹22.82

562.50%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.19 ₹17.81

178.95%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.81 ₹172

-1.66%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$4.39 ₹416

-50.57%

Milk (1 liter)

$1.92 ₱121

$0.56 ₹53.5

242.86%

White Bread (500g)

$1.36 ₱85.4

$0.37 ₹35.05

267.57%

Rice (white) (1kg)

$1.01 ₱63.5

$0.60 ₹56.7

68.33%

Eggs

$2.03 ₱128

$0.90 ₹85.6

125.56%

Local Cheese (1kg)

$9.86 ₱621

$5.27 ₹500

87.10%

Chicken Fillets (1kg)

$4.39 ₱277

$3.07 ₹292

43.00%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$3.30 ₱208

$1.27 ₹120

159.84%

Banana (1kg)

$1.39 ₱87.8

$0.65 ₹62.1

113.85%

Oranges (1kg)

$2.33 ₱147

$0.87 ₹82.8

167.82%

Tomato (1kg)

$1.50 ₱94.3

$0.50 ₹47.15

200.00%

Potato (1kg)

$2.36 ₱149

$0.33 ₹30.86

615.15%

Onion (1kg)

$1.90 ₱119

$0.30 ₹28.40

533.33%

Lettuce (1 head)

$1.19 ₱74.9

$0.45 ₹42.82

164.44%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.34 ₹32.61

85.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$5.05 ₹480

-40.59%

Wine (Bottle)

$6.03 ₱379

$8.42 ₹800

-28.38%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.46 ₹139

-15.75%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.34 ₹223

-25.21%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.01 ₹380

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.29 ₹27.40

-13.79%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$6.78 ₹644

86.43%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.51 ₹48.01

50.98%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.10 ₹9.84

130.00%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$1.62 ₹153

175.31%

Gasoline (1 liter)

$1.31 ₱82.8

$1.08 ₹103

21.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$10.6K ₹1.0M

100.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$23.5K ₹2.2M

-18.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$12.55 ₹1,192

858.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$2.13 ₹202

557.28%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$3.17 ₹301

768.77%

Gym Membership (Monthly)

$32.33 ₱2,035

$14.49 ₹1,376

123.12%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$6.23 ₹592

6.74%

Cinema Ticket

$5.65 ₱356

$4.24 ₹403

33.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$70.5 ₹6,691

290.68%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$1,472 ₹139.8K

437.94%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$19.14 ₹1,817

157.73%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$17.32 ₹1,645

45.73%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$13.44 ₹1,276

472.62%

Men's Leather Business Shoes

$57.2 ₱3,601

$10.63 ₹1,010

438.10%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$73.8 ₹7,004

577.32%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$74.4 ₹7,064

315.14%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$264 ₹25.1K

308.18%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$170 ₹16.1K

262.68%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$984 ₹93.5K

193.26%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$509 ₹48.3K

276.42%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$127 ₹12.1K

171.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.8

-18.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Ahmednagar: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Ahmednagar

$74 23.5% 75.9% $234

Groceries & Markets

Cebu

$206 22.4%

Ahmednagar

$99 31.2% 51.9% $107

Monthly Utilities & Internet

Cebu

$162 17.6%

Ahmednagar

$18 5.6% 89% $144

Clothing & Footwear

Cebu

$94 10.2%

Ahmednagar

$27 8.6% 71% $67

Eating Out

Cebu

$88 9.6%

Ahmednagar

$67 21% 24.4% $22

Sport & Entertainment

Cebu

$44 4.8%

Ahmednagar

$23 7.2% 47.3% $21

Getting Around

Cebu

$16 1.7%

Ahmednagar

$9 2.8% 42.5% $6.6

Cost Breakdown

A central one-bedroom costs $500 in Cebu versus $73.8 in Ahmednagar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 172% higher in Cebu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $9.00 in Ahmednagar. Monthly groceries follow the same trend: $206 vs $99.0 – making Ahmednagar the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇮🇳 Ahmednagar

🕒 Local time

04:10 4:10 AM

01:40 1:40 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

350,859

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Indian Rupee exchange rates as of October 17, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Ahmednagar 5,360 km ≈ 7 h nonstop flight

From you

Cebu
Ahmednagar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ahmednagar: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $918 in Cebu, $317 in Ahmednagar – roughly 189% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,377 per month in Cebu and $476 in Ahmednagar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ahmednagar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $24.00 in Cebu and $9.00 in Ahmednagar. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $918 in Cebu and $317 in Ahmednagar. That's a gap of about 189%.

$1,200 covers both cities comfortably – all-in costs are $918 in Cebu and $317 in Ahmednagar, leaving budget for savings and extras in both cases.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $317 in Ahmednagar to $918 in Cebu. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ahmednagar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.