Last update: Oct 2026

Cost of Living Comparison Between Cebu and Ahmedabad

For one person, living is cheaper in Ahmedabad: $490 a month against $934 in Cebu, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
24

Cost of Living Index in Ahmedabad
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Ahmedabad Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Ahmedabad

🇮🇳 India

$490

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Ahmedabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Ahmedabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $490 in Ahmedabad.

Cebu $934
Ahmedabad $490

Estimated couple costs with rent: $1,415 in Cebu versus $807 in Ahmedabad.

Cebu $1,415
Ahmedabad $807

Monthly costs for a family of three with rent: $1,896 in Cebu versus $1,125 in Ahmedabad.

Cebu $1,896
Ahmedabad $1,125

Living in Cebu is roughly 91% more expensive than in Ahmedabad, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 30% lower, Ahmedabad 63% lower.

Meal at Budget Restaurant

$3.03 ₱190

$5.12 ₹496

-40.82%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$17.05 ₹1,650

37.71%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$4.10 ₹397

-0.24%

Cappuccino

$2.52 ₱158

$2.33 ₹225

8.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$0.43 ₹41.71

258.14%

Water (0.33 liter bottle)

$0.49 ₱30.98

$0.19 ₹18.31

157.89%

Local Beer (0.5 liter draught)

$1.79 ₱112

$3.17 ₹307

-43.53%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$5.38 ₹521

-57.99%

Milk (1 liter)

$1.95 ₱122

$0.70 ₹67.9

178.57%

White Bread (500g)

$1.43 ₱89.7

$0.63 ₹61.1

126.98%

Rice (white) (1kg)

$1.02 ₱63.8

$0.68 ₹65.5

50.00%

Eggs

$2.06 ₱129

$1.10 ₹107

87.27%

Local Cheese (1kg)

$9.81 ₱615

$6.03 ₹584

62.69%

Chicken Fillets (1kg)

$4.61 ₱289

$4.27 ₹414

7.96%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$3.31 ₱207

$2.22 ₹215

49.10%

Banana (1kg)

$1.45 ₱90.9

$0.62 ₹59.8

133.87%

Oranges (1kg)

$2.36 ₱148

$1.11 ₹107

112.61%

Tomato (1kg)

$1.54 ₱96.4

$0.50 ₹48.51

208.00%

Potato (1kg)

$2.36 ₱148

$0.30 ₹28.96

686.67%

Onion (1kg)

$1.99 ₱125

$0.39 ₹37.30

410.26%

Lettuce (1 head)

$1.15 ₱72.1

$0.55 ₹52.9

109.09%

Water (1.5 liter bottle)

$0.67 ₱42.15

$0.28 ₹27.01

139.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$5.03 ₹487

-40.36%

Wine (Bottle)

$6.35 ₱398

$8.53 ₹826

-25.56%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.89 ₹183

-30.69%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$3.14 ₹304

-44.90%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.32 ₹612

One-way Ticket (Public Transport)

$0.25 ₱15.78

$0.28 ₹27.38

-10.71%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$7.57 ₹732

67.11%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$1.02 ₹98.3

-27.45%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$0.25 ₹23.93

-16.00%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$2.09 ₹203

107.18%

Gasoline (1 liter)

$1.33 ₱83.5

$1.06 ₹103

25.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$12.6K ₹1.2M

72.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$22.6K ₹2.2M

-14.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$42.66 ₹4,129

182.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$3.93 ₹380

267.68%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$11.51 ₹1,114

145.79%

Gym Membership (Monthly)

$32.68 ₱2,050

$14.58 ₹1,411

124.14%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$8.20 ₹794

-22.07%

Cinema Ticket

$5.46 ₱342

$3.80 ₹367

43.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$50.9 ₹4,930

436.73%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

$1,418 ₹137.2K

475.11%

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$26.62 ₹2,577

86.21%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$26.66 ₹2,580

-6.71%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$47.39 ₹4,586

61.62%

Men's Leather Business Shoes

$59.3 ₱3,717

$28.20 ₹2,730

110.14%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$192 ₹18.5K

164.00%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$113 ₹10.9K

173.60%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$446 ₹43.2K

135.82%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$270 ₹26.2K

128.95%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$842 ₹81.5K

246.39%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$509 ₹49.2K

266.96%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$517 ₹50.0K

-34.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.86

-18.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Ahmedabad: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Ahmedabad

$113 22.9% 63.5% $196

Groceries & Markets

Cebu

$210 22.7%

Ahmedabad

$122 24.6% 42.2% $89

Monthly Utilities & Internet

Cebu

$163 17.7%

Ahmedabad

$58 11.8% 64.4% $105

Clothing & Footwear

Cebu

$95 10.2%

Ahmedabad

$58 11.7% 38.7% $37

Eating Out

Cebu

$88 9.6%

Ahmedabad

$110 22.3% 24.9% $22

Sport & Entertainment

Cebu

$44 4.7%

Ahmedabad

$22 4.5% 49.2% $21

Getting Around

Cebu

$15 1.7%

Ahmedabad

$11 2.2% 29.1% $4.5

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $192 in Ahmedabad. Housing cost is often the main lever when comparing two cities.

Ahmedabad pays 52% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cebu vs $17.00 in Ahmedabad for a mid-range dinner for two. Groceries echo the gap at $210 vs $122 per month, with Ahmedabad cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Ahmedabad

🕒 Local time

13:34 1:34 PM

11:04 11:04 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

6,352,254

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Ahmedabad 5,620 km ≈ 8 h nonstop flight

From you

Cebu
Ahmedabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Ahmedabad: Cost of Living - Frequently Asked Questions

Cebu and Ahmedabad differ by about 91% in total monthly costs ($934 vs $490 including rent). Ahmedabad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 52% lower in Ahmedabad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $192 in Ahmedabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $273 in Cebu versus $50.9 in Ahmedabad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 73% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,200 a month, though Ahmedabad gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Ahmedabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ahmedabad gentler on the wallet – expenses run 91% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.