Last update: Oct 2026

Cost of Living Comparison Between Ahmedabad and Cebu

For one person, living is cheaper in Ahmedabad: $490 a month against $934 in Cebu, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Ahmedabad
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Ahmedabad Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Ahmedabad

🇮🇳 India

$490

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Ahmedabad and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ahmedabad and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $490 in Ahmedabad versus $934 in Cebu.

Ahmedabad $490
Cebu $934

Estimated couple costs with rent: $807 in Ahmedabad versus $1,415 in Cebu.

Ahmedabad $807
Cebu $1,415

Monthly costs for a family of three with rent: $1,125 in Ahmedabad versus $1,896 in Cebu.

Ahmedabad $1,125
Cebu $1,896

Living in Ahmedabad costs roughly 48% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ahmedabad 63% lower, Cebu 30% lower.

Meal at Budget Restaurant

$5.12 ₹496

$3.03 ₱190

68.98%

Three-Course Dinner for Two, Mid-Range

$17.05 ₹1,650

$23.48 ₱1,473

-27.39%

Fast Food Meal (McDonalds, etc)

$4.10 ₹397

$4.09 ₱256

0.24%

Cappuccino

$2.33 ₹225

$2.52 ₱158

-7.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₹41.71

$1.54 ₱96.9

-72.08%

Water (0.33 liter bottle)

$0.19 ₹18.31

$0.49 ₱30.98

-61.22%

Local Beer (0.5 liter draught)

$3.17 ₹307

$1.79 ₱112

77.09%

Imported Beer (0.33 liter bottle)

$5.38 ₹521

$2.26 ₱142

138.05%

Milk (1 liter)

$0.70 ₹67.9

$1.95 ₱122

-64.10%

White Bread (500g)

$0.63 ₹61.1

$1.43 ₱89.7

-55.94%

Rice (white) (1kg)

$0.68 ₹65.5

$1.02 ₱63.8

-33.33%

Eggs

$1.10 ₹107

$2.06 ₱129

-46.60%

Local Cheese (1kg)

$6.03 ₹584

$9.81 ₱615

-38.53%

Chicken Fillets (1kg)

$4.27 ₹414

$4.61 ₱289

-7.38%

Beef Round Steak (1kg)

$7.70 ₱483

Apples (1kg)

$2.22 ₹215

$3.31 ₱207

-32.93%

Banana (1kg)

$0.62 ₹59.8

$1.45 ₱90.9

-57.24%

Oranges (1kg)

$1.11 ₹107

$2.36 ₱148

-52.97%

Tomato (1kg)

$0.50 ₹48.51

$1.54 ₱96.4

-67.53%

Potato (1kg)

$0.30 ₹28.96

$2.36 ₱148

-87.29%

Onion (1kg)

$0.39 ₹37.30

$1.99 ₱125

-80.40%

Lettuce (1 head)

$0.55 ₹52.9

$1.15 ₱72.1

-52.17%

Water (1.5 liter bottle)

$0.28 ₹27.01

$0.67 ₱42.15

-58.21%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 ₹487

$3.00 ₱188

67.67%

Wine (Bottle)

$8.53 ₹826

$6.35 ₱398

34.33%

Local Beer (0.5 liter bottle)

$1.89 ₹183

$1.31 ₱81.9

44.27%

Imported Beer (0.33 liter bottle)

$3.14 ₹304

$1.73 ₱108

81.50%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.32 ₹612

One-way Ticket (Public Transport)

$0.28 ₹27.38

$0.25 ₱15.78

12.00%

Public Transport Monthly Pass (Regular Price)

$7.57 ₹732

$12.65 ₱793

-40.16%

Taxi Start (Normal Tariff)

$1.02 ₹98.3

$0.74 ₱46.32

37.84%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.93

$0.21 ₱13.11

19.05%

Taxi 1hour Waiting (Normal Tariff)

$2.09 ₹203

$4.33 ₱271

-51.73%

Gasoline (1 liter)

$1.06 ₹103

$1.33 ₱83.5

-20.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.6K ₹1.2M

$21.8K ₱1.4M

-41.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K ₹2.2M

$19.4K ₱1.2M

16.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$42.66 ₹4,129

$121 ₱7,563

-64.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.93 ₹380

$14.45 ₱907

-72.80%

Internet (50+ Mbps, Unlimited Data)

$11.51 ₹1,114

$28.29 ₱1,774

-59.31%

Gym Membership (Monthly)

$14.58 ₹1,411

$32.68 ₱2,050

-55.39%

Tennis Court (1 Hour on Weekend)

$8.20 ₹794

$6.39 ₱401

28.33%

Cinema Ticket

$3.80 ₹367

$5.46 ₱342

-30.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.9 ₹4,930

$273 ₱17.1K

-81.37%

International Primary School, 1 Child (Yearly)

$1,418 ₹137.2K

$8,156 ₱511.5K

-82.61%

Jeans (Levis 501 Or Similar)

$26.62 ₹2,577

$49.57 ₱3,109

-46.30%

Summer Dress (H&M, Zara, etc)

$26.66 ₹2,580

$24.87 ₱1,560

7.20%

Sport Shoes (Adidas, Nike)

$47.39 ₹4,586

$76.6 ₱4,804

-38.13%

Men's Leather Business Shoes

$28.20 ₹2,730

$59.3 ₱3,717

-52.41%

1-bedroom Apartment, City Center (Monthly)

$192 ₹18.5K

$506 ₱31.7K

-62.12%

1-bedroom Apartment, Outside City Center (Monthly)

$113 ₹10.9K

$309 ₱19.4K

-63.45%

3-bedroom Apartment, City Center (Monthly)

$446 ₹43.2K

$1,052 ₱66.0K

-57.60%

3-bedroom Apartment, Outside City Center (Monthly)

$270 ₹26.2K

$619 ₱38.8K

-56.32%

Buy Apartment in City Center (m2)

$842 ₹81.5K

$2,915 ₱182.9K

-71.13%

Buy Apartment Outside City Center (m2)

$509 ₹49.2K

$1,867 ₱117.1K

-72.75%

Average Monthly Net Salary (After Tax)

$517 ₹50.0K

$341 ₱21.4K

51.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.86

7.2

23.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ahmedabad: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ahmedabad

$122 24.6%

Cebu

$210 22.7% 72.9% $89

Accommodation & Living

Ahmedabad

$113 22.9%

Cebu

$309 33.5% 174% $196

Eating Out

Ahmedabad

$110 22.3%

Cebu

$88 9.6% 19.9% $22

Monthly Utilities & Internet

Ahmedabad

$58 11.8%

Cebu

$163 17.7% 181% $105

Clothing & Footwear

Ahmedabad

$58 11.7%

Cebu

$95 10.2% 63.2% $37

Sport & Entertainment

Ahmedabad

$22 4.5%

Cebu

$44 4.7% 96.7% $21

Getting Around

Ahmedabad

$11 2.2%

Cebu

$15 1.7% 41% $4.5

Cost Breakdown

A one-bedroom apartment in the center runs $192 in Ahmedabad and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Ahmedabad pays 52% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Ahmedabad vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $122 vs $210 per month, with Ahmedabad cheaper across the board.

Good to know

🇮🇳 Ahmedabad

🇵🇭 Cebu

🕒 Local time

09:01 9:01 AM

11:31 11:31 AM

2 h 30 min ahead of Ahmedabad

🌤 Weather

👥 Population

6,352,254

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Ahmedabad Cebu 5,620 km ≈ 8 h nonstop flight

From you

Ahmedabad
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ahmedabad vs Cebu: Cost of Living - Frequently Asked Questions

Ahmedabad and Cebu differ by about 91% in total monthly costs ($490 vs $934 including rent). Ahmedabad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 52% higher in Ahmedabad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $192 in Ahmedabad versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $50.9 in Ahmedabad versus $273 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 73% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Either city works on $1,200 a month, though Ahmedabad gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ahmedabad and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ahmedabad gentler on the wallet – expenses run 91% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.