Last update: Oct 2026

Cost of Living Comparison Between Cebu and Adoni

For one person, living is cheaper in Adoni: $417 a month against $918 in Cebu, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
20

Cost of Living Index in Adoni
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Adoni Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Adoni

🇮🇳 India

$417

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Adoni

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Adoni actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $417 in Adoni.

Cebu $918
Adoni $417

Estimated couple costs with rent: $1,409 in Cebu versus $667 in Adoni.

Cebu $1,409
Adoni $667

Monthly costs for a family of three with rent: $1,900 in Cebu versus $916 in Adoni.

Cebu $1,900
Adoni $916

Living in Cebu is roughly 120% more expensive than in Adoni, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Cebu 32% lower, Adoni 69% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.22 ₹306

-4.04%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,524

$18.05 ₹1,714

34.18%

Fast Food Meal (McDonalds, etc)

$3.92 ₱246

$4.62 ₹439

-15.15%

Cappuccino

$2.51 ₱158

$2.24 ₹213

12.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.38 ₹36.36

318.42%

Water (0.33 liter bottle)

$0.53 ₱33.42

$0.12 ₹11.54

341.67%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.34 ₹222

-23.93%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.62 ₹344

-40.06%

Milk (1 liter)

$1.92 ₱121

$0.60 ₹57.4

220.00%

White Bread (500g)

$1.36 ₱85.4

$0.38 ₹35.74

257.89%

Rice (white) (1kg)

$1.01 ₱63.5

$0.69 ₹65.8

46.38%

Eggs

$2.03 ₱128

$0.84 ₹80.0

141.67%

Local Cheese (1kg)

$9.86 ₱621

$6.04 ₹574

63.25%

Chicken Fillets (1kg)

$4.39 ₱276

$3.06 ₹290

43.46%

Beef Round Steak (1kg)

$7.60 ₱478

Apples (1kg)

$3.30 ₱208

$1.83 ₹173

80.33%

Banana (1kg)

$1.39 ₱87.7

$0.41 ₹38.84

239.02%

Oranges (1kg)

$2.33 ₱147

$1.18 ₹112

97.46%

Tomato (1kg)

$1.50 ₱94.2

$0.39 ₹36.70

284.62%

Potato (1kg)

$2.36 ₱149

$0.37 ₹35.44

537.84%

Onion (1kg)

$1.90 ₱119

$0.20 ₹18.96

850.00%

Lettuce (1 head)

$1.19 ₱74.9

$0.40 ₹37.75

197.50%

Water (1.5 liter bottle)

$0.63 ₱39.69

$0.32 ₹30.76

96.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.72 ₹448

-36.44%

Wine (Bottle)

$6.03 ₱379

$8.94 ₹848

-32.55%

Local Beer (0.5 liter bottle)

$1.23 ₱77.6

$1.90 ₹180

-35.26%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$2.89 ₹275

-39.45%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.36 ₹604

One-way Ticket (Public Transport)

$0.25 ₱15.85

$0.26 ₹24.79

-3.85%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱795

$8.09 ₹768

56.24%

Taxi Start (Normal Tariff)

$0.77 ₱48.59

$1.08 ₹103

-28.70%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.52

$0.30 ₹28.83

-23.33%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱280

$2.05 ₹194

117.56%

Gasoline (1 liter)

$1.31 ₱82.8

$1.09 ₹104

20.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$12.6K ₹1.2M

68.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$18.6K ₹1.8M

3.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,566

$30.33 ₹2,880

296.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱881

$4.26 ₹405

228.64%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,733

$10.36 ₹984

165.83%

Gym Membership (Monthly)

$32.33 ₱2,034

$12.11 ₹1,150

166.97%

Tennis Court (1 Hour on Weekend)

$6.65 ₱418

$5.75 ₹546

15.65%

Cinema Ticket

$5.65 ₱355

$4.83 ₹459

16.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$102 ₹9,713

169.15%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.3K

$1,389 ₹131.9K

470.15%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,105

$32.72 ₹3,107

50.76%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$30.15 ₹2,863

-16.29%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,844

$54.0 ₹5,123

42.65%

Men's Leather Business Shoes

$57.2 ₱3,600

$39.31 ₹3,732

45.51%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.4K

$124 ₹11.8K

303.52%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$73.6 ₹6,986

319.76%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.8K

$262 ₹24.9K

311.47%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$149 ₹14.1K

313.70%

Buy Apartment in City Center (m2)

$2,886 ₱181.6K

$913 ₹86.7K

215.99%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.6K

$580 ₹55.0K

230.68%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$740 ₹70.3K

-53.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

8.5

-15.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Adoni: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Adoni

$74 17.6% 76.2% $235

Groceries & Markets

Cebu

$206 22.4%

Adoni

$108 25.8% 47.7% $98

Monthly Utilities & Internet

Cebu

$162 17.6%

Adoni

$45 10.8% 72.2% $117

Clothing & Footwear

Cebu

$94 10.2%

Adoni

$70 16.8% 25.2% $24

Eating Out

Cebu

$88 9.6%

Adoni

$87 21% 0.9% $0.8

Sport & Entertainment

Cebu

$44 4.8%

Adoni

$22 5.2% 50.1% $22

Getting Around

Cebu

$16 1.7%

Adoni

$12 2.8% 24.7% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $124 in Adoni. Housing cost is often the main lever when comparing two cities.

Adoni pays 114% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $18.00 in Adoni for a mid-range dinner for two. Groceries echo the gap at $206 vs $108 per month, with Adoni cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇳 Adoni

🕒 Local time

02:47 2:47 AM

00:17 12:17 AM

2 h 30 min behind Cebu

🌤 Weather

👥 Population

964,169

184,625

💱 Currency

Philippine Peso PHP ₱

Indian Rupee INR ₹

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.39 EUR

Exchange rates and currency converter

INR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 62.93 PHP (100 PHP = 1.59 USD). 1 EUR = 70.59 PHP (100 PHP = 1.42 EUR).

Indian Rupee exchange rates as of October 16, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.39 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Adoni 5,080 km ≈ 7 h nonstop flight

From you

Cebu
Adoni

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Adoni: Cost of Living - Frequently Asked Questions

Adoni is cheaper overall, especially in groceries, clothing, and eating out. The 120% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 114% lower in Adoni. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $124 in Adoni. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Adoni – a meal for two runs $18.00 versus $24.00 in Cebu. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $918 per month in Cebu versus $417 in Adoni – a 120% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though Adoni gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Adoni is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Adoni are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Adoni gentler on the wallet – expenses run 120% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.