Last update: Oct 2026

Cost of Living Comparison Between Cazin and Lapu-Lapu

For one person, living costs are similar in Cazin and in Lapu-Lapu: $818 and $845 a month, rent and utilities included.

40

Cost of Living Index in Cazin
Learn more

Cazin Living Index
41

Cost of Living Index in Lapu-Lapu
Learn more

Lapu-Lapu Living Index

Jump to prices

Cazin

🇧🇦 Bosnia and Herzegovina

$818

/mo nomad

Lapu-Lapu

🇵🇭 Philippines

$845

/mo nomad

Monthly Cost of Living

How much you'll spend in Cazin and in Lapu-Lapu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cazin and in Lapu-Lapu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $818 in Cazin versus $845 in Lapu-Lapu.

Cazin $818
Lapu-Lapu $845

Estimated couple costs with rent: $1,239 in Cazin versus $1,195 in Lapu-Lapu.

Cazin $1,239
Lapu-Lapu $1,195

Monthly costs for a family of three with rent: $1,660 in Cazin versus $1,545 in Lapu-Lapu.

Cazin $1,660
Lapu-Lapu $1,545

Living in Cazin costs roughly 3% less than in Lapu-Lapu, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Cazin 39% lower, Lapu-Lapu 37% lower.

Meal at Budget Restaurant

$4.45 BAM 7.74

$2.95 ₱186

50.85%

Three-Course Dinner for Two, Mid-Range

$23.11 BAM 40.19

$15.86 ₱998

45.71%

Fast Food Meal (McDonalds, etc)

$8.48 BAM 14.74

$3.90 ₱246

117.44%

Cappuccino

$1.13 BAM 1.96

$2.54 ₱160

-55.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 BAM 3.06

$0.58 ₱36.53

203.45%

Water (0.33 liter bottle)

$1.22 BAM 2.12

$0.38 ₱23.93

221.05%

Local Beer (0.5 liter draught)

$1.54 BAM 2.67

$1.29 ₱80.9

19.38%

Imported Beer (0.33 liter bottle)

$2.65 BAM 4.60

$2.25 ₱142

17.78%

Milk (1 liter)

$1.17 BAM 2.03

$1.76 ₱111

-33.52%

White Bread (500g)

$1.15 BAM 1.99

$1.42 ₱89.2

-19.01%

Rice (white) (1kg)

$2.18 BAM 3.80

$0.94 ₱59.5

131.91%

Eggs

$2.13 BAM 3.70

$2.04 ₱129

4.41%

Local Cheese (1kg)

$10.07 BAM 17.50

$5.68 ₱358

77.29%

Chicken Fillets (1kg)

$7.13 BAM 12.40

$4.45 ₱280

60.22%

Beef Round Steak (1kg)

$14.42 BAM 25.07

$7.71 ₱486

87.03%

Apples (1kg)

$1.43 BAM 2.48

$3.36 ₱211

-57.44%

Banana (1kg)

$1.71 BAM 2.97

$1.45 ₱91.5

17.93%

Oranges (1kg)

$1.50 BAM 2.60

$2.37 ₱149

-36.71%

Tomato (1kg)

$1.73 BAM 3.01

$1.54 ₱97.1

12.34%

Potato (1kg)

$1.00 BAM 1.74

$2.39 ₱151

-58.16%

Onion (1kg)

$1.10 BAM 1.91

$1.98 ₱125

-44.44%

Lettuce (1 head)

$1.07 BAM 1.86

$1.19 ₱75.2

-10.08%

Water (1.5 liter bottle)

$0.68 BAM 1.19

$0.68 ₱42.80

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 BAM 6.83

$1.62 ₱102

142.59%

Wine (Bottle)

$7.11 BAM 12.37

$4.07 ₱256

74.69%

Local Beer (0.5 liter bottle)

$0.90 BAM 1.56

$1.05 ₱65.9

-14.29%

Imported Beer (0.33 liter bottle)

$1.13 BAM 1.97

$1.51 ₱95.2

-25.17%

One-way Ticket (Public Transport)

$1.72 BAM 2.99

$0.25 ₱15.81

588.00%

Public Transport Monthly Pass (Regular Price)

$36.29 BAM 63.1

Taxi Start (Normal Tariff)

$1.67 BAM 2.90

$0.74 ₱46.77

125.68%

Taxi (Normal Tariff) (1km)

$0.87 BAM 1.50

$0.23 ₱14.51

278.26%

Taxi 1hour Waiting (Normal Tariff)

$8.55 BAM 14.87

$3.90 ₱246

119.23%

Gasoline (1 liter)

$1.51 BAM 2.63

$1.33 ₱83.4

13.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.2K BAM 40.3K

$21.5K ₱1.4M

7.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K BAM 40.8K

$19.6K ₱1.2M

20.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 BAM 197

$120 ₱7,559

-5.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.28 BAM 24.84

$13.99 ₱881

2.07%

Internet (50+ Mbps, Unlimited Data)

$28.08 BAM 48.82

$28.04 ₱1,765

0.14%

Gym Membership (Monthly)

$24.41 BAM 42.46

$12.62 ₱795

93.42%

Tennis Court (1 Hour on Weekend)

$28.07 BAM 48.81

Cinema Ticket

$4.38 BAM 7.62

$5.60 ₱353

-21.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$210 BAM 365

$103 ₱6,509

103.24%

International Primary School, 1 Child (Yearly)

$3,833 BAM 6,665

$7,848 ₱494.1K

-51.16%

Jeans (Levis 501 Or Similar)

$39.58 BAM 68.8

$47.78 ₱3,008

-17.16%

Summer Dress (H&M, Zara, etc)

$28.83 BAM 50.1

$25.45 ₱1,603

13.28%

Sport Shoes (Adidas, Nike)

$49.22 BAM 85.6

$23.86 ₱1,502

106.29%

Men's Leather Business Shoes

$78.7 BAM 137

$58.5 ₱3,683

34.50%

1-bedroom Apartment, City Center (Monthly)

$233 BAM 405

$437 ₱27.5K

-46.79%

1-bedroom Apartment, Outside City Center (Monthly)

$172 BAM 299

$317 ₱19.9K

-45.67%

3-bedroom Apartment, City Center (Monthly)

$351 BAM 610

$1,214 ₱76.4K

-71.08%

3-bedroom Apartment, Outside City Center (Monthly)

$275 BAM 478

$473 ₱29.8K

-41.91%

Buy Apartment in City Center (m2)

$1,286 BAM 2,236

Buy Apartment Outside City Center (m2)

$1,112 BAM 1,934

Average Monthly Net Salary (After Tax)

$694 BAM 1,207

$229 ₱14.4K

203.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

7.2

-43.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cazin: October 12, 2026

Last update for Lapu-Lapu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Cazin

$220 26.9%

Lapu-Lapu

$189 22.4% 14% $31

Accommodation & Living

Cazin

$172 21%

Lapu-Lapu

$317 37.5% 84.1% $145

Monthly Utilities & Internet

Cazin

$156 19.1%

Lapu-Lapu

$162 19.2% 4% $6.2

Eating Out

Cazin

$99 12.2%

Lapu-Lapu

$81 9.5% 19% $19

Clothing & Footwear

Cazin

$88 10.8%

Lapu-Lapu

$70 8.3% 20.7% $18

Getting Around

Cazin

$49 6%

Lapu-Lapu

$2.9 * 0.3% 94.1% $46

Sport & Entertainment

Cazin

$33 4.1%

Lapu-Lapu

$24 2.8% 28.2% $9.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $233 in Cazin and $437 in Lapu-Lapu. Housing cost is often the main lever when comparing two cities.

Cazin pays 203% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $23.00 in Cazin vs $16.00 in Lapu-Lapu for a mid-range dinner for two. Groceries echo the gap at $220 vs $189 per month, with Lapu-Lapu cheaper across the board.

Good to know

🇧🇦 Cazin

🇵🇭 Lapu-Lapu

🕒 Local time

21:14 9:14 PM

03:14 3:14 AM

6 h ahead of Cazin

🌤 Weather

👥 Population

13,863

497,604

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BAM in detail →

On the map

Lowest

Highest

Between locations

Cazin Lapu-Lapu 10,570 km ≈ 14 h nonstop flight

From you

Cazin
Lapu-Lapu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cazin vs Lapu-Lapu: Cost of Living - Frequently Asked Questions

Cazin and Lapu-Lapu differ by about 3% in total monthly costs ($818 vs $845 including rent). Cazin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 203% higher in Cazin, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $233 in Cazin versus $437 in Lapu-Lapu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lapu-Lapu pay roughly 16% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $818 per month in Cazin versus $845 in Lapu-Lapu – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Cazin gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cazin and Lapu-Lapu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cazin gentler on the wallet – expenses run 3% less than in Lapu-Lapu. Beyond cost, consider language, visa policies, and how big the international community is in each city.