Cost of Living Comparison Between Cazin and Lapu-Lapu Cost of Living Comparison Between Cazin and Lapu-Lapu

Monthly Cost of Living

Monthly costs for one person with rent: $849 in Cazin versus $853 in Lapu-Lapu.

Estimated couple costs with rent: $1,299 in Cazin versus $1,208 in Lapu-Lapu.

Monthly costs for a family of three with rent: $1,750 in Cazin versus $1,563 in Lapu-Lapu.

Living in Cazin costs roughly 1% less than in Lapu-Lapu, driven mainly by Getting Around.

Both cities sit below the global median: Cazin 38% lower, Lapu-Lapu 38% lower.

Meal at Budget Restaurant

$4.78 BAM 8.07

$2.99 ₱187

59.87%

Three-Course Dinner for Two, Mid-Range

$23.76 BAM 40.06

$15.95 ₱997

48.97%

Fast Food Meal (McDonalds, etc)

$9.12 BAM 15.38

$4.07 ₱254

124.08%

Cappuccino

$1.16 BAM 1.95

$2.47 ₱154

-53.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 BAM 3.13

$0.58 ₱35.98

218.97%

Water (0.33 liter bottle)

$1.26 BAM 2.12

$0.35 ₱22.03

260.00%

Local Beer (0.5 liter draught)

$1.66 BAM 2.79

$1.25 ₱78.5

32.80%

Imported Beer (0.33 liter bottle)

$2.63 BAM 4.44

$2.30 ₱144

14.35%

Milk (1 liter)

$1.29 BAM 2.17

$1.72 ₱108

-25.00%

White Bread (500g)

$1.19 BAM 2.00

$1.40 ₱87.4

-15.00%

Rice (white) (1kg)

$2.28 BAM 3.84

$0.98 ₱61.5

132.65%

Eggs

$2.22 BAM 3.74

$2.05 ₱128

8.29%

Local Cheese (1kg)

$10.40 BAM 17.53

$5.56 ₱347

87.05%

Chicken Fillets (1kg)

$7.38 BAM 12.45

$4.55 ₱285

62.20%

Beef Round Steak (1kg)

$14.85 BAM 25.04

$7.58 ₱474

95.91%

Apples (1kg)

$1.50 BAM 2.53

$3.38 ₱211

-55.62%

Banana (1kg)

$1.76 BAM 2.98

$1.42 ₱88.6

23.94%

Oranges (1kg)

$1.73 BAM 2.92

$2.41 ₱151

-28.22%

Tomato (1kg)

$1.68 BAM 2.84

$1.50 ₱94.0

12.00%

Potato (1kg)

$0.99 BAM 1.68

$2.39 ₱149

-58.58%

Onion (1kg)

$1.20 BAM 2.02

$1.92 ₱120

-37.50%

Lettuce (1 head)

$1.16 BAM 1.96

$1.24 ₱77.6

-6.45%

Water (1.5 liter bottle)

$0.70 BAM 1.19

$0.66 ₱41.57

6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$4.06 BAM 6.84

$1.59 ₱99.2

155.35%

Wine (Bottle)

$8.32 BAM 14.03

$3.90 ₱244

113.33%

Local Beer (0.5 liter bottle)

$0.90 BAM 1.51

$1.04 ₱65.1

-13.46%

Imported Beer (0.33 liter bottle)

$1.15 BAM 1.94

$1.52 ₱94.8

-24.34%

One-way Ticket (Public Transport)

$1.77 BAM 2.98

$0.23 ₱14.38

669.57%

Public Transport Monthly Pass (Regular Price)

$37.72 BAM 63.6

Taxi Start (Normal Tariff)

$1.76 BAM 2.96

$0.81 ₱50.5

117.28%

Taxi (Normal Tariff) (1km)

$1.00 BAM 1.68

$0.23 ₱14.39

334.78%

Taxi 1hour Waiting (Normal Tariff)

$8.64 BAM 14.57

$3.76 ₱235

129.79%

Gasoline (1 liter)

$1.64 BAM 2.77

$1.28 ₱80.0

28.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K BAM 41.7K

$21.6K ₱1.4M

14.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K BAM 40.8K

$19.5K ₱1.2M

24.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 BAM 199

$124 ₱7,732

-4.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.53 BAM 24.51

$14.71 ₱920

-1.22%

Internet (50+ Mbps, Unlimited Data)

$29.29 BAM 49.40

$28.39 ₱1,775

3.17%

Gym Membership (Monthly)

$25.35 BAM 42.75

$13.06 ₱817

94.10%

Tennis Court (1 Hour on Weekend)

$29.21 BAM 49.27

Cinema Ticket

$4.41 BAM 7.44

$5.59 ₱350

-21.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$217 BAM 367

$104 ₱6,528

108.24%

International Primary School, 1 Child (Yearly)

$3,971 BAM 6,698

$7,983 ₱499.2K

-50.25%

Jeans (Levis 501 Or Similar)

$42.35 BAM 71.4

$48.30 ₱3,020

-12.32%

Summer Dress (H&M, Zara, etc)

$29.90 BAM 50.4

$25.03 ₱1,565

19.46%

Sport Shoes (Adidas, Nike)

$50.4 BAM 84.9

$24.07 ₱1,505

109.22%

Men's Leather Business Shoes

$80.4 BAM 136

$58.7 ₱3,673

36.79%

1-bedroom Apartment, City Center (Monthly)

$239 BAM 403

$434 ₱27.2K

-45.03%

1-bedroom Apartment, Outside City Center (Monthly)

$180 BAM 304

$314 ₱19.7K

-42.71%

3-bedroom Apartment, City Center (Monthly)

$376 BAM 634

$1,266 ₱79.2K

-70.30%

3-bedroom Apartment, Outside City Center (Monthly)

$281 BAM 474

$482 ₱30.2K

-41.76%

Buy Apartment in City Center (m2)

$1,338 BAM 2,257

Buy Apartment Outside City Center (m2)

$1,149 BAM 1,939

Average Monthly Net Salary (After Tax)

$724 BAM 1,221

$230 ₱14.4K

215.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

7.2

-43.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cazin: August 31, 2026

Last update for Lapu-Lapu: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $239 in Cazin and $434 in Lapu-Lapu. Housing cost is often the main lever when comparing two cities.

Cazin pays 215% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cazin vs $16.00 in Lapu-Lapu for a mid-range dinner for two. Groceries echo the gap at $231 vs $188 per month, with Lapu-Lapu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cazin vs Lapu-Lapu: Cost of Living - Frequently Asked Questions

Cazin and Lapu-Lapu differ by about 1% in total monthly costs ($849 vs $853 including rent). Cazin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 215% higher in Cazin, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $239 in Cazin versus $434 in Lapu-Lapu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lapu-Lapu pay roughly 23% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $849 per month in Cazin versus $853 in Lapu-Lapu – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Cazin gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cazin and Lapu-Lapu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cazin gentler on the wallet – expenses run 1% less than in Lapu-Lapu. Beyond cost, consider language, visa policies, and how big the international community is in each city.