Cost of Living Comparison Between Cazin and Lapu-Lapu Cost of Living Comparison Between Cazin and Lapu-Lapu

Monthly Cost of Living

Monthly costs for one person with rent: $860 in Cazin versus $871 in Lapu-Lapu.

Estimated couple costs with rent: $1,261 in Cazin versus $1,325 in Lapu-Lapu.

Monthly costs for a family of three with rent: $1,662 in Cazin versus $1,779 in Lapu-Lapu.

Living in Cazin costs roughly 1% less than in Lapu-Lapu, driven mainly by Getting Around.

Both cities sit below the global median: Cazin 36% lower, Lapu-Lapu 35% lower.

Meal at Budget Restaurant

$4.85 BAM 8.14

$4.39 ₱271

10.48%

Three-Course Dinner for Two, Mid-Range

$23.62 BAM 39.69

$17.85 ₱1,100

32.32%

Fast Food Meal (McDonalds, etc)

$8.75 BAM 14.69

$4.40 ₱271

98.86%

Cappuccino

$1.20 BAM 2.02

$2.60 ₱160

-53.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.86 BAM 3.12

$0.80 ₱49.56

132.50%

Water (0.33 liter bottle)

$1.31 BAM 2.21

$0.45 ₱27.90

191.11%

Local Beer (0.5 liter draught)

$1.66 BAM 2.79

$1.51 ₱93.3

9.93%

Imported Beer (0.33 liter bottle)

$2.40 BAM 4.03

$2.11 ₱130

13.74%

Milk (1 liter)

$1.26 BAM 2.12

$1.65 ₱102

-23.64%

White Bread (500g)

$1.14 BAM 1.91

$1.44 ₱88.6

-20.83%

Rice (white) (1kg)

$2.15 BAM 3.60

$1.07 ₱66.0

100.93%

Eggs

$2.14 BAM 3.60

$2.30 ₱142

-6.96%

Local Cheese (1kg)

$10.53 BAM 17.69

$12.15 ₱749

-13.33%

Chicken Fillets (1kg)

$7.42 BAM 12.46

$5.29 ₱326

40.26%

Beef Round Steak (1kg)

$13.12 BAM 22.04

$7.60 ₱469

72.63%

Apples (1kg)

$1.54 BAM 2.58

$3.24 ₱200

-52.47%

Banana (1kg)

$1.81 BAM 3.04

$1.38 ₱85.2

31.16%

Oranges (1kg)

$1.68 BAM 2.82

$2.43 ₱150

-30.86%

Tomato (1kg)

$1.76 BAM 2.95

$2.19 ₱135

-19.63%

Potato (1kg)

$1.13 BAM 1.90

$2.25 ₱139

-49.78%

Onion (1kg)

$1.16 BAM 1.95

$1.85 ₱114

-37.30%

Lettuce (1 head)

$1.21 BAM 2.04

$0.91 ₱56.4

32.97%

Water (1.5 liter bottle)

$0.80 BAM 1.35

$0.83 ₱51.5

-3.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.57 BAM 6.00

$1.79 ₱110

99.44%

Wine (Bottle)

$8.32 BAM 13.98

$3.42 ₱211

143.27%

Local Beer (0.5 liter bottle)

$1.10 BAM 1.85

$1.03 ₱63.6

6.80%

Imported Beer (0.33 liter bottle)

$1.11 BAM 1.86

$2.27 ₱140

-51.10%

One-way Ticket (Public Transport)

$1.80 BAM 3.02

$0.28 ₱17.27

542.86%

Public Transport Monthly Pass (Regular Price)

$36.39 BAM 61.1

Taxi Start (Normal Tariff)

$1.49 BAM 2.50

$0.83 ₱51.1

79.52%

Taxi (Normal Tariff) (1km)

$0.84 BAM 1.41

$0.23 ₱14.17

265.22%

Taxi 1hour Waiting (Normal Tariff)

$8.97 BAM 15.07

$2.59 ₱160

246.33%

Gasoline (1 liter)

$1.50 BAM 2.52

$1.10 ₱68.1

36.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K BAM 40.9K

$24.6K ₱1.5M

-1.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K BAM 43.6K

$32.6K ₱2.0M

-20.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 BAM 196

$98.3 ₱6,059

18.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.90 BAM 31.75

$26.52 ₱1,636

-28.73%

Internet (50+ Mbps, Unlimited Data)

$29.71 BAM 49.92

$29.66 ₱1,829

0.17%

Gym Membership (Monthly)

$25.27 BAM 42.45

$43.48 ₱2,681

-41.88%

Tennis Court (1 Hour on Weekend)

$10.86 BAM 18.24

$1.81 ₱112

500.00%

Cinema Ticket

$4.44 BAM 7.46

$5.83 ₱359

-23.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$252 BAM 423

$125 ₱7,727

100.93%

International Primary School, 1 Child (Yearly)

$3,348 BAM 5,625

$1,743 ₱107.5K

92.10%

Jeans (Levis 501 Or Similar)

$41.88 BAM 70.4

$46.92 ₱2,893

-10.74%

Summer Dress (H&M, Zara, etc)

$29.03 BAM 48.78

$23.05 ₱1,421

25.94%

Sport Shoes (Adidas, Nike)

$49.48 BAM 83.1

$76.7 ₱4,729

-35.48%

Men's Leather Business Shoes

$79.3 BAM 133

$56.2 ₱3,467

41.05%

1-bedroom Apartment, City Center (Monthly)

$240 BAM 403

$337 ₱20.8K

-28.91%

1-bedroom Apartment, Outside City Center (Monthly)

$180 BAM 302

$243 ₱15.0K

-26.12%

3-bedroom Apartment, City Center (Monthly)

$372 BAM 625

$842 ₱51.9K

-55.80%

3-bedroom Apartment, Outside City Center (Monthly)

$283 BAM 475

$504 ₱31.1K

-43.85%

Buy Apartment in City Center (m2)

$1,314 BAM 2,207

Buy Apartment Outside City Center (m2)

$1,176 BAM 1,976

Average Monthly Net Salary (After Tax)

$730 BAM 1,226

$216 ₱13.3K

237.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.8

-52.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cazin: May 31, 2026

Last update for Lapu-Lapu: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $240 in Cazin and $337 in Lapu-Lapu. Housing cost is often the main lever when comparing two cities.

Cazin pays 238% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cazin vs $18.00 in Lapu-Lapu for a mid-range dinner for two. Groceries echo the gap at $228 vs $216 per month, with Lapu-Lapu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cazin vs Lapu-Lapu: Cost of Living - Frequently Asked Questions

Cazin and Lapu-Lapu differ by about 1% in total monthly costs ($860 vs $871 including rent). Cazin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Cazin pays 238% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $240 in Cazin versus $337 in Lapu-Lapu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lapu-Lapu pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $860 per month in Cazin versus $871 in Lapu-Lapu – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Cazin gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cazin and Lapu-Lapu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cazin gentler on the wallet – expenses run 1% less than in Lapu-Lapu. Beyond cost, consider language, visa policies, and how big the international community is in each city.