Cost of Living Comparison Between Cayo Coco and Ubud, Bali Cost of Living Comparison Between Cayo Coco and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,221 in Cayo Coco versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,683 in Cayo Coco versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,145 in Cayo Coco versus $3,763 in Ubud, Bali.

Living in Cayo Coco costs roughly 13% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Cayo Coco is 9% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$5.11 CUP 123

$3.45 Rp 61.8K

48.12%

Three-Course Dinner for Two, Mid-Range

$15.03 CUP 361

$32.34 Rp 578.5K

-53.53%

Fast Food Meal (McDonalds, etc)

$6.84 CUP 164

$4.84 Rp 86.7K

41.32%

Cappuccino

$0.98 CUP 23.55

$2.75 Rp 49.1K

-64.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.06 CUP 49.33

$1.38 Rp 24.8K

49.28%

Water (0.33 liter bottle)

$0.99 CUP 23.70

$0.75 Rp 13.4K

32.00%

Local Beer (0.5 liter draught)

$1.98 CUP 47.53

$2.99 Rp 53.5K

-33.78%

Imported Beer (0.33 liter bottle)

$2.98 CUP 71.6

$3.85 Rp 68.9K

-22.60%

Milk (1 liter)

$3.04 CUP 72.9

$1.74 Rp 31.1K

74.71%

White Bread (500g)

$0.97 CUP 23.40

$2.46 Rp 44.0K

-60.57%

Rice (white) (1kg)

$2.03 CUP 48.68

$1.17 Rp 20.9K

73.50%

Eggs

$3.66 CUP 87.8

$2.43 Rp 43.5K

50.62%

Local Cheese (1kg)

$6.11 CUP 147

$14.50 Rp 259.5K

-57.86%

Chicken Fillets (1kg)

$5.14 CUP 123

$4.35 Rp 77.8K

18.16%

Beef Round Steak (1kg)

$10.05 CUP 241

$11.98 Rp 214.3K

-16.11%

Apples (1kg)

$5.12 CUP 123

$3.72 Rp 66.5K

37.63%

Banana (1kg)

$1.02 CUP 24.57

$1.63 Rp 29.1K

-37.42%

Oranges (1kg)

$0.98 CUP 23.62

$2.74 Rp 49.1K

-64.23%

Tomato (1kg)

$0.98 CUP 23.54

$2.24 Rp 40.1K

-56.25%

Potato (1kg)

$0.98 CUP 23.42

$1.92 Rp 34.3K

-48.96%

Onion (1kg)

$3.04 CUP 72.9

$2.28 Rp 40.7K

33.33%

Lettuce (1 head)

$1.01 CUP 24.35

$1.06 Rp 19.0K

-4.72%

Water (1.5 liter bottle)

$0.98 CUP 23.53

$0.72 Rp 12.9K

36.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.93 CUP 70.4

$3.29 Rp 58.8K

-10.94%

Wine (Bottle)

$9.87 CUP 237

$23.19 Rp 414.9K

-57.44%

Local Beer (0.5 liter bottle)

$1.99 CUP 47.70

$2.78 Rp 49.7K

-28.42%

Imported Beer (0.33 liter bottle)

$2.01 CUP 48.34

$2.73 Rp 48.9K

-26.37%

One-way Ticket (Public Transport)

$0.27 Rp 4,765

Public Transport Monthly Pass (Regular Price)

$20.26 CUP 486

$8.11 Rp 145.0K

149.82%

Taxi Start (Normal Tariff)

$1.02 CUP 24.45

$0.48 Rp 8,636

112.50%

Taxi (Normal Tariff) (1km)

$0.98 CUP 23.43

$0.42 Rp 7,511

133.33%

Taxi 1hour Waiting (Normal Tariff)

$20.31 CUP 488

$6.22 Rp 111.3K

226.53%

Gasoline (1 liter)

$1.02 CUP 24.49

$0.81 Rp 14.6K

25.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$71.4K CUP 1.7M

$26.6K Rp 476.1M

168.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$79.2K CUP 1.9M

$32.2K Rp 575.9M

146.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.22 CUP 941

$78.4 Rp 1.4M

-49.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.69 CUP 977

$4.07 Rp 72.8K

899.75%

Internet (50+ Mbps, Unlimited Data)

$217 CUP 5,199

$24.33 Rp 435.2K

790.30%

Gym Membership (Monthly)

$40.13 CUP 963

$98.6 Rp 1.8M

-59.30%

Tennis Court (1 Hour on Weekend)

$10.14 CUP 243

$6.34 Rp 113.3K

59.94%

Cinema Ticket

$1.02 CUP 24.51

$3.99 Rp 71.3K

-74.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$89.4 CUP 2,146

$305 Rp 5.5M

-70.68%

International Primary School, 1 Child (Yearly)

$15.2K CUP 365.3K

$6,642 Rp 118.8M

129.17%

Jeans (Levis 501 Or Similar)

$40.46 CUP 971

$54.1 Rp 968.6K

-25.27%

Summer Dress (H&M, Zara, etc)

$30.31 CUP 728

$37.81 Rp 676.3K

-19.84%

Sport Shoes (Adidas, Nike)

$75.6 CUP 1,813

$86.8 Rp 1.6M

-12.99%

Men's Leather Business Shoes

$78.5 CUP 1,883

$76.4 Rp 1.4M

2.76%

1-bedroom Apartment, City Center (Monthly)

$392 CUP 9,419

$992 Rp 17.7M

-60.43%

1-bedroom Apartment, Outside City Center (Monthly)

$425 CUP 10.2K

$673 Rp 12.0M

-36.87%

3-bedroom Apartment, City Center (Monthly)

$1,032 CUP 24.8K

$3,375 Rp 60.4M

-69.43%

3-bedroom Apartment, Outside City Center (Monthly)

$620 CUP 14.9K

$2,050 Rp 36.7M

-69.78%

Buy Apartment in City Center (m2)

$298 CUP 7,162

$2,805 Rp 50.2M

-89.36%

Buy Apartment Outside City Center (m2)

$355 CUP 8,511

$2,227 Rp 39.8M

-84.08%

Average Monthly Net Salary (After Tax)

$19.91 CUP 478

$167 Rp 3.0M

-88.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-24.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cayo Coco: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $392 in Cayo Coco and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 739% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $15.00 in Cayo Coco vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $236 vs $297 per month, with Cayo Coco cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cayo Coco vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cayo Coco wins on cost – living expenses run 15% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Cayo Coco the obvious pick if budget is a priority.

On paper, salaries run 739% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $392 in Cayo Coco versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cayo Coco runs roughly 150% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $89.4 in Cayo Coco versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,221 in Cayo Coco versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Cayo Coco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cayo Coco the clear choice for anyone on this budget.

Both work as nomad bases, but Cayo Coco delivers better value – similar infrastructure at $1,221 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cayo Coco hard to pass up.

Safety-wise, Cayo Coco and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cayo Coco gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.