Cost of Living Comparison Between Cayo Coco and Ubud, Bali Cost of Living Comparison Between Cayo Coco and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,226 in Cayo Coco versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,675 in Cayo Coco versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,124 in Cayo Coco versus $3,273 in Ubud, Bali.

Living in Cayo Coco costs roughly 12% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Cayo Coco is 11% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$4.86 CUP 117

$3.33 Rp 58.8K

45.95%

Three-Course Dinner for Two, Mid-Range

$14.97 CUP 359

$35.82 Rp 631.6K

-58.21%

Fast Food Meal (McDonalds, etc)

$6.85 CUP 164

$5.63 Rp 99.3K

21.67%

Cappuccino

$1.02 CUP 24.51

$2.82 Rp 49.7K

-63.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CUP 48.57

$1.75 Rp 30.8K

15.43%

Water (0.33 liter bottle)

$0.98 CUP 23.62

$0.80 Rp 14.1K

22.50%

Local Beer (0.5 liter draught)

$1.96 CUP 47.01

$3.04 Rp 53.7K

-35.53%

Imported Beer (0.33 liter bottle)

$2.94 CUP 70.7

$4.30 Rp 75.8K

-31.63%

Milk (1 liter)

$2.91 CUP 69.9

$1.61 Rp 28.4K

80.75%

White Bread (500g)

$1.02 CUP 24.42

$2.27 Rp 40.0K

-55.07%

Rice (white) (1kg)

$2.05 CUP 49.09

$1.17 Rp 20.6K

75.21%

Eggs

$3.69 CUP 88.6

$2.17 Rp 38.2K

70.05%

Local Cheese (1kg)

$5.83 CUP 140

$17.63 Rp 310.9K

-66.93%

Chicken Fillets (1kg)

$5.13 CUP 123

$4.05 Rp 71.5K

26.67%

Beef Round Steak (1kg)

$10.15 CUP 243

$12.18 Rp 214.8K

-16.67%

Apples (1kg)

$4.90 CUP 118

$3.62 Rp 63.8K

35.36%

Banana (1kg)

$1.03 CUP 24.72

$1.64 Rp 28.8K

-37.20%

Oranges (1kg)

$1.03 CUP 24.61

$2.31 Rp 40.6K

-55.41%

Tomato (1kg)

$0.98 CUP 23.63

$1.96 Rp 34.5K

-50.00%

Potato (1kg)

$0.98 CUP 23.61

$1.84 Rp 32.5K

-46.74%

Onion (1kg)

$3.03 CUP 72.8

$2.37 Rp 41.8K

27.85%

Lettuce (1 head)

$0.98 CUP 23.59

$1.05 Rp 18.5K

-6.67%

Water (1.5 liter bottle)

$0.98 CUP 23.57

$0.54 Rp 9,573

81.48%

Cigarettes 20 Pack (Marlboro, Camel)

$3.08 CUP 73.8

$2.30 Rp 40.6K

33.91%

Wine (Bottle)

$9.84 CUP 236

$23.08 Rp 406.9K

-57.37%

Local Beer (0.5 liter bottle)

$2.03 CUP 48.83

$2.34 Rp 41.2K

-13.25%

Imported Beer (0.33 liter bottle)

$1.96 CUP 47.09

$3.07 Rp 54.1K

-36.16%

One-way Ticket (Public Transport)

$0.25 Rp 4,371

Public Transport Monthly Pass (Regular Price)

$20.29 CUP 487

$9.42 Rp 166.1K

115.39%

Taxi Start (Normal Tariff)

$1.02 CUP 24.51

$0.49 Rp 8,643

108.16%

Taxi (Normal Tariff) (1km)

$1.01 CUP 24.27

$0.47 Rp 8,361

114.89%

Taxi 1hour Waiting (Normal Tariff)

$20.34 CUP 488

$5.60 Rp 98.8K

263.21%

Gasoline (1 liter)

$0.98 CUP 23.46

$0.81 Rp 14.2K

20.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$69.4K CUP 1.7M

$25.0K Rp 441.0M

177.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$78.7K CUP 1.9M

$31.1K Rp 547.7M

153.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.14 CUP 963

$82.7 Rp 1.5M

-51.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.72 CUP 953

$6.49 Rp 114.4K

512.02%

Internet (50+ Mbps, Unlimited Data)

$219 CUP 5,268

$18.79 Rp 331.3K

1068.12%

Gym Membership (Monthly)

$39.25 CUP 942

$55.2 Rp 974.0K

-28.95%

Tennis Court (1 Hour on Weekend)

$10.19 CUP 245

$18.21 Rp 321.1K

-44.04%

Cinema Ticket

$1.03 CUP 24.66

$4.30 Rp 75.8K

-76.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.3 CUP 2,192

$494 Rp 8.7M

-81.52%

International Primary School, 1 Child (Yearly)

$14.9K CUP 356.9K

$5,917 Rp 104.3M

151.30%

Jeans (Levis 501 Or Similar)

$40.44 CUP 970

$46.28 Rp 816.0K

-12.62%

Summer Dress (H&M, Zara, etc)

$29.62 CUP 711

$36.44 Rp 642.5K

-18.72%

Sport Shoes (Adidas, Nike)

$73.5 CUP 1,765

$80.7 Rp 1.4M

-8.90%

Men's Leather Business Shoes

$80.2 CUP 1,925

$78.8 Rp 1.4M

1.78%

1-bedroom Apartment, City Center (Monthly)

$407 CUP 9,762

$1,114 Rp 19.6M

-63.49%

1-bedroom Apartment, Outside City Center (Monthly)

$420 CUP 10.1K

$693 Rp 12.2M

-39.41%

3-bedroom Apartment, City Center (Monthly)

$1,049 CUP 25.2K

$3,639 Rp 64.2M

-71.17%

3-bedroom Apartment, Outside City Center (Monthly)

$614 CUP 14.7K

$1,712 Rp 30.2M

-64.12%

Buy Apartment in City Center (m2)

$304 CUP 7,297

$2,761 Rp 48.7M

-88.99%

Buy Apartment Outside City Center (m2)

$345 CUP 8,286

$2,293 Rp 40.4M

-84.94%

Average Monthly Net Salary (After Tax)

$20.09 CUP 482

$167 Rp 2.9M

-87.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-27.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cayo Coco: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $407 in Cayo Coco and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 757% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $15.00 in Cayo Coco vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $235 vs $293 per month, with Cayo Coco cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cayo Coco vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cayo Coco wins on cost – living expenses run 14% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Cayo Coco the obvious pick if budget is a priority.

On paper, salaries run 757% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $407 in Cayo Coco versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cayo Coco runs roughly 129% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $91.3 in Cayo Coco versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,226 in Cayo Coco versus $1,396 in Ubud, Bali, a $1,000 budget is realistic in Cayo Coco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cayo Coco the clear choice for anyone on this budget.

Both work as nomad bases, but Cayo Coco delivers better value – similar infrastructure at $1,226 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cayo Coco hard to pass up.

Safety-wise, Cayo Coco and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cayo Coco gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.