Last update: Oct 2026

Cost of Living Comparison Between Cayo Coco and Ubud, Bali

For one person, living is cheaper in Cayo Coco: $1,236 a month against $1,353 in Ubud, Bali, rent and utilities included – about $1,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

60

Cost of Living Index in Cayo Coco
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Cayo Coco Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Cayo Coco

🇨🇺 Cuba

$1,236

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Cayo Coco and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cayo Coco and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,236 in Cayo Coco versus $1,353 in Ubud, Bali.

Cayo Coco $1,236
Ubud, Bali $1,353

Estimated couple costs with rent: $1,692 in Cayo Coco versus $2,297 in Ubud, Bali.

Cayo Coco $1,692
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $2,148 in Cayo Coco versus $3,241 in Ubud, Bali.

Cayo Coco $2,148
Ubud, Bali $3,241

Living in Cayo Coco costs roughly 9% less than in Ubud, Bali, and outside of rent the biggest gap is in utilities.

The two cities straddle the global median: Cayo Coco is 9% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$4.92 CUP 118

$3.23 Rp 58.1K

52.32%

Three-Course Dinner for Two, Mid-Range

$14.82 CUP 356

$34.88 Rp 627.8K

-57.51%

Fast Food Meal (McDonalds, etc)

$6.98 CUP 168

$5.70 Rp 102.5K

22.46%

Cappuccino

$1.02 CUP 24.56

$2.62 Rp 47.1K

-61.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 CUP 46.75

$1.72 Rp 31.0K

13.37%

Water (0.33 liter bottle)

$1.02 CUP 24.53

$0.81 Rp 14.6K

25.93%

Local Beer (0.5 liter draught)

$2.01 CUP 48.33

$2.65 Rp 47.7K

-24.15%

Imported Beer (0.33 liter bottle)

$3.08 CUP 73.9

$4.37 Rp 78.6K

-29.52%

Milk (1 liter)

$3.05 CUP 73.3

$1.57 Rp 28.3K

94.27%

White Bread (500g)

$1.03 CUP 24.60

$2.19 Rp 39.5K

-52.97%

Rice (white) (1kg)

$2.04 CUP 48.95

$1.18 Rp 21.2K

72.88%

Eggs

$3.71 CUP 88.9

$2.16 Rp 38.8K

71.76%

Local Cheese (1kg)

$6.11 CUP 147

$17.65 Rp 317.7K

-65.38%

Chicken Fillets (1kg)

$4.86 CUP 117

$3.78 Rp 68.0K

28.57%

Beef Round Steak (1kg)

$9.97 CUP 239

$11.95 Rp 215.1K

-16.57%

Apples (1kg)

$5.12 CUP 123

$3.60 Rp 64.8K

42.22%

Banana (1kg)

$1.02 CUP 24.42

$1.59 Rp 28.6K

-35.85%

Oranges (1kg)

$1.02 CUP 24.52

$2.31 Rp 41.6K

-55.84%

Tomato (1kg)

$0.97 CUP 23.34

$1.91 Rp 34.3K

-49.21%

Potato (1kg)

$1.01 CUP 24.36

$1.78 Rp 32.1K

-43.26%

Onion (1kg)

$3.06 CUP 73.4

$2.33 Rp 41.9K

31.33%

Lettuce (1 head)

$0.97 CUP 23.39

$1.00 Rp 18.0K

-3.00%

Water (1.5 liter bottle)

$0.98 CUP 23.42

$0.53 Rp 9,509

84.91%

Cigarettes 20 Pack (Marlboro, Camel)

$3.03 CUP 72.8

$2.29 Rp 41.1K

32.31%

Wine (Bottle)

$9.83 CUP 236

$22.07 Rp 397.3K

-55.46%

Local Beer (0.5 liter bottle)

$1.95 CUP 46.69

$2.35 Rp 42.2K

-17.02%

Imported Beer (0.33 liter bottle)

$2.02 CUP 48.42

$2.98 Rp 53.6K

-32.21%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$19.63 CUP 471

$8.90 Rp 160.2K

120.56%

Taxi Start (Normal Tariff)

$1.03 CUP 24.64

$0.47 Rp 8,466

119.15%

Taxi (Normal Tariff) (1km)

$1.03 CUP 24.67

$0.43 Rp 7,737

139.53%

Taxi 1hour Waiting (Normal Tariff)

$19.65 CUP 472

$5.47 Rp 98.4K

259.23%

Gasoline (1 liter)

$1.02 CUP 24.42

$0.83 Rp 14.9K

22.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$69.0K CUP 1.7M

$23.9K Rp 429.8M

188.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$79.6K CUP 1.9M

$32.8K Rp 590.1M

142.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.88 CUP 957

$80.0 Rp 1.4M

-50.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.74 CUP 978

$6.56 Rp 118.1K

521.04%

Internet (50+ Mbps, Unlimited Data)

$223 CUP 5,340

$18.60 Rp 334.8K

1096.29%

Gym Membership (Monthly)

$40.30 CUP 967

$54.1 Rp 974.1K

-25.54%

Tennis Court (1 Hour on Weekend)

$9.86 CUP 237

$18.28 Rp 329.0K

-46.06%

Cinema Ticket

$1.02 CUP 24.46

$4.25 Rp 76.5K

-76.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$90.0 CUP 2,160

$493 Rp 8.9M

-81.74%

International Primary School, 1 Child (Yearly)

$15.0K CUP 359.4K

$5,597 Rp 100.7M

167.57%

Jeans (Levis 501 Or Similar)

$40.51 CUP 972

$45.58 Rp 820.4K

-11.12%

Summer Dress (H&M, Zara, etc)

$29.52 CUP 708

$34.96 Rp 629.4K

-15.56%

Sport Shoes (Adidas, Nike)

$75.2 CUP 1,806

$77.7 Rp 1.4M

-3.19%

Men's Leather Business Shoes

$79.9 CUP 1,917

$78.5 Rp 1.4M

1.73%

1-bedroom Apartment, City Center (Monthly)

$394 CUP 9,451

$1,131 Rp 20.4M

-65.20%

1-bedroom Apartment, Outside City Center (Monthly)

$427 CUP 10.3K

$673 Rp 12.1M

-36.52%

3-bedroom Apartment, City Center (Monthly)

$1,071 CUP 25.7K

$3,613 Rp 65.0M

-70.36%

3-bedroom Apartment, Outside City Center (Monthly)

$615 CUP 14.8K

$1,702 Rp 30.6M

-63.85%

Buy Apartment in City Center (m2)

$296 CUP 7,112

$2,717 Rp 48.9M

-89.09%

Buy Apartment Outside City Center (m2)

$356 CUP 8,534

$2,241 Rp 40.3M

-84.13%

Average Monthly Net Salary (After Tax)

$19.74 CUP 474

$166 Rp 3.0M

-88.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-27.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cayo Coco: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cayo Coco

$427 34.6%

Ubud, Bali

$673 49.7% 57.5% $246

Monthly Utilities & Internet

Cayo Coco

$303 24.5%

Ubud, Bali

$105 7.8% 65.3% $198

Groceries & Markets

Cayo Coco

$235 19%

Ubud, Bali

$287 21.2% 22.1% $52

Clothing & Footwear

Cayo Coco

$101 8.2%

Ubud, Bali

$107 7.9% 5.2% $5.2

Eating Out

Cayo Coco

$101 8.2%

Ubud, Bali

$106 7.9% 5.7% $5.7

Sport & Entertainment

Cayo Coco

$42 3.4%

Ubud, Bali

$63 4.6% 47.9% $20

Getting Around

Cayo Coco

$26 * 2.1%

Ubud, Bali

$12 0.9% 51.8% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $394 in Cayo Coco and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 743% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $15.00 in Cayo Coco vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $235 vs $287 per month, with Cayo Coco cheaper across the board.

Good to know

🇨🇺 Cayo Coco

🇮🇩 Ubud, Bali

🕒 Local time

08:54 8:54 AM

20:54 8:54 PM

12 h ahead of Cayo Coco

🌤 Weather

👥 Population

74,800

💱 Currency

Cuban Peso CUP $

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 CUP = 4.17 USD

100 CUP = 3.71 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CUP – Cuban Peso Converter

🇺🇸 United States Dollar ($)

🇨🇺 Cuban Peso ($)

Cuban Peso exchange rates as of October 24, 2026: 1 USD = 24 CUP (100 CUP = 4.17 USD). 1 EUR = 26.98 CUP (100 CUP = 3.71 EUR).

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CUP in detail →

On the map

Lowest

Highest

Between locations

Cayo Coco Ubud, Bali 17,880 km ≈ 23 h nonstop flight

From you

Cayo Coco
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cayo Coco vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cayo Coco wins on cost – living expenses run 10% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Cayo Coco the obvious pick if budget is a priority.

On paper, salaries run 743% lower in Ubud, Bali. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $394 in Cayo Coco versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cayo Coco runs roughly 121% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $90.0 in Cayo Coco versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,236 in Cayo Coco versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Cayo Coco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cayo Coco the clear choice for anyone on this budget.

Both work as nomad bases, but Cayo Coco delivers better value – similar infrastructure at $1,236 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cayo Coco hard to pass up.

Safety-wise, Cayo Coco and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cayo Coco gentler on the wallet – expenses run 10% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.