Cost of Living Comparison Between Cayo Coco and Ubud, Bali Cost of Living Comparison Between Cayo Coco and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,231 in Cayo Coco versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,675 in Cayo Coco versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,119 in Cayo Coco versus $3,660 in Ubud, Bali.

Living in Cayo Coco costs roughly 13% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Cayo Coco is 8% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$5.08 CUP 122

$3.56 Rp 63.7K

42.70%

Three-Course Dinner for Two, Mid-Range

$14.98 CUP 359

$32.73 Rp 584.5K

-54.23%

Fast Food Meal (McDonalds, etc)

$7.07 CUP 170

$4.95 Rp 88.4K

42.83%

Cappuccino

$1.02 CUP 24.46

$2.71 Rp 48.4K

-62.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CUP 48.85

$1.34 Rp 24.0K

52.24%

Water (0.33 liter bottle)

$0.98 CUP 23.49

$0.70 Rp 12.5K

40.00%

Local Beer (0.5 liter draught)

$2.04 CUP 49.02

$2.92 Rp 52.1K

-30.14%

Imported Beer (0.33 liter bottle)

$2.98 CUP 71.6

$3.96 Rp 70.7K

-24.75%

Milk (1 liter)

$3.09 CUP 74.1

$1.81 Rp 32.3K

70.72%

White Bread (500g)

$0.98 CUP 23.42

$2.52 Rp 45.0K

-61.11%

Rice (white) (1kg)

$1.98 CUP 47.56

$1.16 Rp 20.7K

70.69%

Eggs

$3.63 CUP 87.2

$2.46 Rp 43.9K

47.56%

Local Cheese (1kg)

$5.97 CUP 143

$14.71 Rp 262.7K

-59.42%

Chicken Fillets (1kg)

$5.14 CUP 123

$4.32 Rp 77.1K

18.98%

Beef Round Steak (1kg)

$9.97 CUP 239

$12.14 Rp 216.7K

-17.87%

Apples (1kg)

$4.90 CUP 118

$3.84 Rp 68.6K

27.60%

Banana (1kg)

$0.98 CUP 23.53

$1.56 Rp 27.8K

-37.18%

Oranges (1kg)

$1.02 CUP 24.46

$2.83 Rp 50.6K

-63.96%

Tomato (1kg)

$1.02 CUP 24.51

$2.33 Rp 41.5K

-56.22%

Potato (1kg)

$0.97 CUP 23.30

$1.91 Rp 34.2K

-49.21%

Onion (1kg)

$2.91 CUP 69.9

$2.20 Rp 39.3K

32.27%

Lettuce (1 head)

$0.98 CUP 23.40

$1.01 Rp 18.1K

-2.97%

Water (1.5 liter bottle)

$1.01 CUP 24.29

$0.78 Rp 13.8K

29.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.01 CUP 72.4

$3.32 Rp 59.2K

-9.34%

Wine (Bottle)

$9.92 CUP 238

$23.74 Rp 423.9K

-58.21%

Local Beer (0.5 liter bottle)

$1.97 CUP 47.30

$2.79 Rp 49.8K

-29.39%

Imported Beer (0.33 liter bottle)

$1.98 CUP 47.62

$2.86 Rp 51.1K

-30.77%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$19.90 CUP 478

$8.03 Rp 143.4K

147.82%

Taxi Start (Normal Tariff)

$1.02 CUP 24.42

$0.46 Rp 8,150

121.74%

Taxi (Normal Tariff) (1km)

$1.01 CUP 24.27

$0.45 Rp 8,037

124.44%

Taxi 1hour Waiting (Normal Tariff)

$19.96 CUP 479

$6.10 Rp 108.9K

227.21%

Gasoline (1 liter)

$0.99 CUP 23.76

$0.79 Rp 14.2K

25.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$70.2K CUP 1.7M

$26.1K Rp 467.0M

168.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$80.7K CUP 1.9M

$32.1K Rp 573.6M

151.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.10 CUP 962

$79.9 Rp 1.4M

-49.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.74 CUP 954

$4.06 Rp 72.6K

878.82%

Internet (50+ Mbps, Unlimited Data)

$219 CUP 5,245

$23.52 Rp 420.0K

829.12%

Gym Membership (Monthly)

$40.32 CUP 968

$98.7 Rp 1.8M

-59.15%

Tennis Court (1 Hour on Weekend)

$10.14 CUP 243

$6.63 Rp 118.4K

52.94%

Cinema Ticket

$1.02 CUP 24.46

$4.15 Rp 74.1K

-75.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$89.5 CUP 2,147

$304 Rp 5.4M

-70.57%

International Primary School, 1 Child (Yearly)

$14.7K CUP 353.1K

$6,613 Rp 118.1M

122.48%

Jeans (Levis 501 Or Similar)

$39.86 CUP 957

$55.5 Rp 991.8K

-28.23%

Summer Dress (H&M, Zara, etc)

$29.57 CUP 710

$38.31 Rp 684.1K

-22.81%

Sport Shoes (Adidas, Nike)

$76.1 CUP 1,825

$88.6 Rp 1.6M

-14.15%

Men's Leather Business Shoes

$80.1 CUP 1,923

$77.9 Rp 1.4M

2.90%

1-bedroom Apartment, City Center (Monthly)

$401 CUP 9,623

$1,006 Rp 18.0M

-60.16%

1-bedroom Apartment, Outside City Center (Monthly)

$419 CUP 10.1K

$675 Rp 12.1M

-37.95%

3-bedroom Apartment, City Center (Monthly)

$1,050 CUP 25.2K

$3,442 Rp 61.5M

-69.50%

3-bedroom Apartment, Outside City Center (Monthly)

$631 CUP 15.1K

$2,039 Rp 36.4M

-69.08%

Buy Apartment in City Center (m2)

$305 CUP 7,331

$2,841 Rp 50.7M

-89.25%

Buy Apartment Outside City Center (m2)

$350 CUP 8,403

$2,264 Rp 40.4M

-84.53%

Average Monthly Net Salary (After Tax)

$20.05 CUP 481

$165 Rp 3.0M

-87.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-24.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cayo Coco: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $401 in Cayo Coco and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 724% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $15.00 in Cayo Coco vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $235 vs $302 per month, with Cayo Coco cheaper across the board.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cayo Coco vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Cayo Coco wins on cost – living expenses run 15% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Cayo Coco the obvious pick if budget is a priority.

On paper, Ubud, Bali earns 724% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $401 in Cayo Coco versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cayo Coco runs roughly 148% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $89.5 in Cayo Coco versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,231 in Cayo Coco versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Cayo Coco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cayo Coco the clear choice for anyone on this budget.

Both work as nomad bases, but Cayo Coco delivers better value – similar infrastructure at $1,231 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cayo Coco hard to pass up.

Safety-wise, Cayo Coco and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cayo Coco gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.