Cost of Living Comparison Between Ubud, Bali and Cayo Coco Cost of Living Comparison Between Ubud, Bali and Cayo Coco

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,221 in Cayo Coco.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,683 in Cayo Coco.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,145 in Cayo Coco.

Living in Ubud, Bali is roughly 15% more expensive than in Cayo Coco, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 5% above, Cayo Coco is 9% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$5.11 CUP 123

-32.49%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$15.03 CUP 361

115.17%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$6.84 CUP 164

-29.24%

Cappuccino

$2.75 Rp 49.3K

$0.98 CUP 23.55

180.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$2.06 CUP 49.33

-33.01%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.99 CUP 23.70

-24.24%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.98 CUP 47.53

51.01%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.98 CUP 71.6

29.19%

Milk (1 liter)

$1.74 Rp 31.1K

$3.04 CUP 72.9

-42.76%

White Bread (500g)

$2.46 Rp 44.1K

$0.97 CUP 23.40

153.61%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.03 CUP 48.68

-42.36%

Eggs

$2.43 Rp 43.6K

$3.66 CUP 87.8

-33.61%

Local Cheese (1kg)

$14.50 Rp 260.2K

$6.11 CUP 147

137.32%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$5.14 CUP 123

-15.37%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$10.05 CUP 241

19.20%

Apples (1kg)

$3.72 Rp 66.7K

$5.12 CUP 123

-27.34%

Banana (1kg)

$1.63 Rp 29.2K

$1.02 CUP 24.57

59.80%

Oranges (1kg)

$2.74 Rp 49.2K

$0.98 CUP 23.62

179.59%

Tomato (1kg)

$2.24 Rp 40.2K

$0.98 CUP 23.54

128.57%

Potato (1kg)

$1.92 Rp 34.4K

$0.98 CUP 23.42

95.92%

Onion (1kg)

$2.28 Rp 40.8K

$3.04 CUP 72.9

-25.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.01 CUP 24.35

4.95%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.98 CUP 23.53

-26.53%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.93 CUP 70.4

12.29%

Wine (Bottle)

$23.19 Rp 416.1K

$9.87 CUP 237

134.95%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.99 CUP 47.70

39.70%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.01 CUP 48.34

35.82%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$20.26 CUP 486

-59.97%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.02 CUP 24.45

-52.94%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.98 CUP 23.43

-57.14%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$20.31 CUP 488

-69.37%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.02 CUP 24.49

-20.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$71.4K CUP 1.7M

-62.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$79.2K CUP 1.9M

-59.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$39.22 CUP 941

99.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$40.69 CUP 977

-90.00%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$217 CUP 5,199

-88.77%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$40.13 CUP 963

145.73%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$10.14 CUP 243

-37.48%

Cinema Ticket

$3.99 Rp 71.5K

$1.02 CUP 24.51

291.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$89.4 CUP 2,146

241.12%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$15.2K CUP 365.3K

-56.36%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$40.46 CUP 971

33.81%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$30.31 CUP 728

24.74%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$75.6 CUP 1,813

14.93%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$78.5 CUP 1,883

-2.69%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$392 CUP 9,419

152.74%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$425 CUP 10.2K

58.41%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$1,032 CUP 24.8K

227.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$620 CUP 14.9K

230.88%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$298 CUP 7,162

839.84%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$355 CUP 8,511

527.96%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$19.91 CUP 478

738.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Cayo Coco: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $392 in Cayo Coco. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 739% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $15.00 in Cayo Coco for a mid-range dinner for two. Groceries echo the gap at $297 vs $236 per month, with Cayo Coco cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cayo Coco: Cost of Living - Frequently Asked Questions

Cayo Coco wins on cost – living expenses run 15% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Cayo Coco the obvious pick if budget is a priority.

Average pay runs 739% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $992 in Ubud, Bali versus $392 in Cayo Coco. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cayo Coco runs roughly 150% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $89.4 in Cayo Coco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,221 in Cayo Coco versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Cayo Coco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cayo Coco the clear choice for anyone on this budget.

Both work as nomad bases, but Cayo Coco delivers better value – similar infrastructure at $1,221 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cayo Coco hard to pass up.

Safety-wise, Ubud, Bali and Cayo Coco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cayo Coco gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.