Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Cayo Coco

For one person, living is cheaper in Cayo Coco: $1,236 a month against $1,353 in Ubud, Bali, rent and utilities included – about $1,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Cayo Coco
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Cayo Coco Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Cayo Coco

🇨🇺 Cuba

$1,236

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Cayo Coco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Cayo Coco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,236 in Cayo Coco.

Ubud, Bali $1,353
Cayo Coco $1,236

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $1,692 in Cayo Coco.

Ubud, Bali $2,297
Cayo Coco $1,692

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,148 in Cayo Coco.

Ubud, Bali $3,241
Cayo Coco $2,148

Living in Ubud, Bali is roughly 10% more expensive than in Cayo Coco, and outside of rent the biggest gap is in utilities.

The two cities straddle the global median: Ubud, Bali is 0% above, Cayo Coco is 9% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$4.92 CUP 118

-34.35%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$14.82 CUP 356

135.36%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$6.98 CUP 168

-18.34%

Cappuccino

$2.62 Rp 47.1K

$1.02 CUP 24.56

156.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.95 CUP 46.75

-11.79%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.02 CUP 24.53

-20.59%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.01 CUP 48.33

31.84%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.08 CUP 73.9

41.88%

Milk (1 liter)

$1.57 Rp 28.3K

$3.05 CUP 73.3

-48.52%

White Bread (500g)

$2.19 Rp 39.5K

$1.03 CUP 24.60

112.62%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.04 CUP 48.95

-42.16%

Eggs

$2.16 Rp 38.8K

$3.71 CUP 88.9

-41.78%

Local Cheese (1kg)

$17.65 Rp 317.7K

$6.11 CUP 147

188.87%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$4.86 CUP 117

-22.22%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$9.97 CUP 239

19.86%

Apples (1kg)

$3.60 Rp 64.8K

$5.12 CUP 123

-29.69%

Banana (1kg)

$1.59 Rp 28.6K

$1.02 CUP 24.42

55.88%

Oranges (1kg)

$2.31 Rp 41.6K

$1.02 CUP 24.52

126.47%

Tomato (1kg)

$1.91 Rp 34.3K

$0.97 CUP 23.34

96.91%

Potato (1kg)

$1.78 Rp 32.1K

$1.01 CUP 24.36

76.24%

Onion (1kg)

$2.33 Rp 41.9K

$3.06 CUP 73.4

-23.86%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.97 CUP 23.39

3.09%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.98 CUP 23.42

-45.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.03 CUP 72.8

-24.42%

Wine (Bottle)

$22.07 Rp 397.3K

$9.83 CUP 236

124.52%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.95 CUP 46.69

20.51%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.02 CUP 48.42

47.52%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$19.63 CUP 471

-54.66%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.03 CUP 24.64

-54.37%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.03 CUP 24.67

-58.25%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$19.65 CUP 472

-72.16%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.02 CUP 24.42

-18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$69.0K CUP 1.7M

-65.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$79.6K CUP 1.9M

-58.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$39.88 CUP 957

100.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$40.74 CUP 978

-83.90%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$223 CUP 5,340

-91.64%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$40.30 CUP 967

34.29%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$9.86 CUP 237

85.40%

Cinema Ticket

$4.25 Rp 76.5K

$1.02 CUP 24.46

316.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$90.0 CUP 2,160

447.56%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$15.0K CUP 359.4K

-62.63%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$40.51 CUP 972

12.52%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$29.52 CUP 708

18.43%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$75.2 CUP 1,806

3.30%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$79.9 CUP 1,917

-1.70%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$394 CUP 9,451

187.34%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$427 CUP 10.3K

57.54%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,071 CUP 25.7K

237.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$615 CUP 14.8K

176.60%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$296 CUP 7,112

816.98%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$356 CUP 8,534

530.29%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$19.74 CUP 474

742.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Cayo Coco: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Cayo Coco

$427 34.6% 36.5% $246

Groceries & Markets

Ubud, Bali

$287 21.2%

Cayo Coco

$235 19% 18.1% $52

Clothing & Footwear

Ubud, Bali

$107 7.9%

Cayo Coco

$101 8.2% 4.9% $5.2

Eating Out

Ubud, Bali

$106 7.9%

Cayo Coco

$101 8.2% 5.4% $5.7

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Cayo Coco

$303 24.5% 188% $198

Sport & Entertainment

Ubud, Bali

$63 4.6%

Cayo Coco

$42 3.4% 32.4% $20

Getting Around

Ubud, Bali

$12 0.9%

Cayo Coco

$26 * 2.1% 108% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $394 in Cayo Coco. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 743% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $15.00 in Cayo Coco for a mid-range dinner for two. Groceries echo the gap at $287 vs $235 per month, with Cayo Coco cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇺 Cayo Coco

🕒 Local time

21:55 9:55 PM

09:55 9:55 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Cuban Peso CUP $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 CUP = 4.17 USD

100 CUP = 3.71 EUR

Exchange rates and currency converter

CUP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Cuban Peso exchange rates as of October 24, 2026: 1 USD = 24 CUP (100 CUP = 4.17 USD). 1 EUR = 26.98 CUP (100 CUP = 3.71 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Cayo Coco 17,880 km ≈ 23 h nonstop flight

From you

Ubud, Bali
Cayo Coco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cayo Coco: Cost of Living - Frequently Asked Questions

Cayo Coco wins on cost – living expenses run 10% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Cayo Coco the obvious pick if budget is a priority.

Average pay runs 743% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,131 in Ubud, Bali versus $394 in Cayo Coco. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cayo Coco runs roughly 121% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $90.0 in Cayo Coco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,236 in Cayo Coco versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Cayo Coco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cayo Coco the clear choice for anyone on this budget.

Both work as nomad bases, but Cayo Coco delivers better value – similar infrastructure at $1,236 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cayo Coco hard to pass up.

Safety-wise, Ubud, Bali and Cayo Coco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cayo Coco gentler on the wallet – expenses run 10% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.