Cost of Living Comparison Between Ubud, Bali and Cayo Coco Cost of Living Comparison Between Ubud, Bali and Cayo Coco

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,205 in Cayo Coco.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,691 in Cayo Coco.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,177 in Cayo Coco.

Living in Ubud, Bali is roughly 14% more expensive than in Cayo Coco, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 0% above, Cayo Coco is 13% below.

Meal at Budget Restaurant

$3.33 Rp 58.8K

$4.86 CUP 117

-31.48%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 631.6K

$14.97 CUP 359

139.28%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.3K

$6.85 CUP 164

-17.81%

Cappuccino

$2.82 Rp 49.7K

$1.02 CUP 24.51

176.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.02 CUP 48.57

-13.37%

Water (0.33 liter bottle)

$0.80 Rp 14.1K

$0.98 CUP 23.62

-18.37%

Local Beer (0.5 liter draught)

$3.04 Rp 53.7K

$1.96 CUP 47.01

55.10%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.8K

$2.94 CUP 70.7

46.26%

Milk (1 liter)

$1.61 Rp 28.4K

$2.91 CUP 69.9

-44.67%

White Bread (500g)

$2.27 Rp 40.0K

$1.02 CUP 24.42

122.55%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.05 CUP 49.09

-42.93%

Eggs

$2.17 Rp 38.2K

$3.69 CUP 88.6

-41.19%

Local Cheese (1kg)

$17.63 Rp 310.9K

$5.83 CUP 140

202.40%

Chicken Fillets (1kg)

$4.05 Rp 71.5K

$5.13 CUP 123

-21.05%

Beef Round Steak (1kg)

$12.18 Rp 214.8K

$10.15 CUP 243

20.00%

Apples (1kg)

$3.62 Rp 63.8K

$4.90 CUP 118

-26.12%

Banana (1kg)

$1.64 Rp 28.8K

$1.03 CUP 24.72

59.22%

Oranges (1kg)

$2.31 Rp 40.6K

$1.03 CUP 24.61

124.27%

Tomato (1kg)

$1.96 Rp 34.5K

$0.98 CUP 23.63

100.00%

Potato (1kg)

$1.84 Rp 32.5K

$0.98 CUP 23.61

87.76%

Onion (1kg)

$2.37 Rp 41.8K

$3.03 CUP 72.8

-21.78%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.98 CUP 23.59

7.14%

Water (1.5 liter bottle)

$0.54 Rp 9,573

$0.98 CUP 23.57

-44.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.08 CUP 73.8

-25.32%

Wine (Bottle)

$23.08 Rp 406.9K

$9.84 CUP 236

134.55%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$2.03 CUP 48.83

15.27%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.1K

$1.96 CUP 47.09

56.63%

One-way Ticket (Public Transport)

$0.25 Rp 4,371

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 166.1K

$20.29 CUP 487

-53.57%

Taxi Start (Normal Tariff)

$0.49 Rp 8,643

$1.02 CUP 24.51

-51.96%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,361

$1.01 CUP 24.27

-53.47%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.8K

$20.34 CUP 488

-72.47%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.98 CUP 23.46

-17.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 441.0M

$69.4K CUP 1.7M

-63.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.7M

$78.7K CUP 1.9M

-60.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$40.14 CUP 963

106.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.4K

$39.72 CUP 953

-83.66%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 331.3K

$219 CUP 5,268

-91.44%

Gym Membership (Monthly)

$55.2 Rp 974.0K

$39.25 CUP 942

40.74%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 321.1K

$10.19 CUP 245

78.70%

Cinema Ticket

$4.30 Rp 75.8K

$1.03 CUP 24.66

317.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$91.3 CUP 2,192

441.20%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.3M

$14.9K CUP 356.9K

-60.21%

Jeans (Levis 501 Or Similar)

$46.28 Rp 816.0K

$40.44 CUP 970

14.44%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 642.5K

$29.62 CUP 711

23.02%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$73.5 CUP 1,765

9.77%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$80.2 CUP 1,925

-1.75%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$407 CUP 9,762

173.86%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$420 CUP 10.1K

65.05%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.2M

$1,049 CUP 25.2K

246.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.2M

$614 CUP 14.7K

178.73%

Buy Apartment in City Center (m2)

$2,761 Rp 48.7M

$304 CUP 7,297

807.90%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$345 CUP 8,286

564.03%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$20.09 CUP 482

731.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Cayo Coco: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $407 in Cayo Coco. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 732% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $15.00 in Cayo Coco for a mid-range dinner for two. Groceries echo the gap at $294 vs $234 per month, with Cayo Coco cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cayo Coco: Cost of Living - Frequently Asked Questions

Cayo Coco wins on cost – living expenses run 14% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Cayo Coco the obvious pick if budget is a priority.

Average pay runs 732% higher in Ubud, Bali, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,114 in Ubud, Bali versus $407 in Cayo Coco. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cayo Coco runs roughly 115% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $494 in Ubud, Bali versus $91.3 in Cayo Coco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,205 in Cayo Coco versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Cayo Coco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cayo Coco the clear choice for anyone on this budget.

Both work as nomad bases, but Cayo Coco delivers better value – similar infrastructure at $1,205 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cayo Coco hard to pass up.

Safety-wise, Ubud, Bali and Cayo Coco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cayo Coco gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.