Cost of Living Comparison Between Ubud, Bali and Cayo Coco Cost of Living Comparison Between Ubud, Bali and Cayo Coco

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,231 in Cayo Coco.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,675 in Cayo Coco.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,119 in Cayo Coco.

Living in Ubud, Bali is roughly 15% more expensive than Cayo Coco, driven mainly by Monthly Utilities & Internet.

The two cities straddle the global median: Ubud, Bali is 6% above, Cayo Coco is 8% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$5.08 CUP 122

-29.92%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$14.98 CUP 359

118.49%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$7.07 CUP 170

-29.99%

Cappuccino

$2.71 Rp 48.4K

$1.02 CUP 24.46

165.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$2.04 CUP 48.85

-34.31%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.98 CUP 23.49

-28.57%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.04 CUP 49.02

43.14%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.98 CUP 71.6

32.89%

Milk (1 liter)

$1.81 Rp 32.3K

$3.09 CUP 74.1

-41.42%

White Bread (500g)

$2.52 Rp 45.0K

$0.98 CUP 23.42

157.14%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.98 CUP 47.56

-41.41%

Eggs

$2.46 Rp 43.9K

$3.63 CUP 87.2

-32.23%

Local Cheese (1kg)

$14.71 Rp 262.7K

$5.97 CUP 143

146.40%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$5.14 CUP 123

-15.95%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$9.97 CUP 239

21.77%

Apples (1kg)

$3.84 Rp 68.6K

$4.90 CUP 118

-21.63%

Banana (1kg)

$1.56 Rp 27.8K

$0.98 CUP 23.53

59.18%

Oranges (1kg)

$2.83 Rp 50.6K

$1.02 CUP 24.46

177.45%

Tomato (1kg)

$2.33 Rp 41.5K

$1.02 CUP 24.51

128.43%

Potato (1kg)

$1.91 Rp 34.2K

$0.97 CUP 23.30

96.91%

Onion (1kg)

$2.20 Rp 39.3K

$2.91 CUP 69.9

-24.40%

Lettuce (1 head)

$1.01 Rp 18.1K

$0.98 CUP 23.40

3.06%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.01 CUP 24.29

-22.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.01 CUP 72.4

10.30%

Wine (Bottle)

$23.74 Rp 423.9K

$9.92 CUP 238

139.31%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.97 CUP 47.30

41.62%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.98 CUP 47.62

44.44%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$19.90 CUP 478

-59.65%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.02 CUP 24.42

-54.90%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.01 CUP 24.27

-55.45%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$19.96 CUP 479

-69.44%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.99 CUP 23.76

-20.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$70.2K CUP 1.7M

-62.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$80.7K CUP 1.9M

-60.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$40.10 CUP 962

99.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$39.74 CUP 954

-89.78%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$219 CUP 5,245

-89.24%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$40.32 CUP 968

144.79%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$10.14 CUP 243

-34.62%

Cinema Ticket

$4.15 Rp 74.1K

$1.02 CUP 24.46

306.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$89.5 CUP 2,147

239.73%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$14.7K CUP 353.1K

-55.05%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$39.86 CUP 957

39.34%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$29.57 CUP 710

29.56%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$76.1 CUP 1,825

16.49%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$80.1 CUP 1,923

-2.82%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$401 CUP 9,623

151.01%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$419 CUP 10.1K

61.17%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$1,050 CUP 25.2K

227.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$631 CUP 15.1K

223.45%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$305 CUP 7,331

830.13%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$350 CUP 8,403

546.61%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$20.05 CUP 481

724.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Cayo Coco: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $401 in Cayo Coco. Housing cost is often the main lever when comparing two cities.

Ubud, Bali pays 724% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $15.00 in Cayo Coco for a mid-range dinner for two. Groceries echo the gap at $302 vs $235 per month, with Cayo Coco cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Cayo Coco: Cost of Living - Frequently Asked Questions

Cayo Coco wins on cost – living expenses run 15% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Cayo Coco the obvious pick if budget is a priority.

Ubud, Bali pays 724% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,006 in Ubud, Bali versus $401 in Cayo Coco. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cayo Coco runs roughly 148% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $89.5 in Cayo Coco. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,231 in Cayo Coco versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Cayo Coco but tight or insufficient in Ubud, Bali. The gap between the two cities makes Cayo Coco the clear choice for anyone on this budget.

Both work as nomad bases, but Cayo Coco delivers better value – similar infrastructure at $1,231 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cayo Coco hard to pass up.

Safety-wise, Ubud, Bali and Cayo Coco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cayo Coco gentler on the wallet – expenses run 15% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.