Last update: Oct 2026

Cost of Living Comparison Between Cartago and Toronto

For one person, living is cheaper in Cartago: $1,281 a month against $2,561 in Toronto, rent and utilities included – about $15,400 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Cartago
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Cartago Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Cartago

🇨🇴 Colombia

$1,281

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Cartago and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cartago and in Toronto actually costs, broken down by who's living it.

A single person spends $1,281 per month in Cartago vs $2,561 in Toronto, rent included.

Cartago $1,281
Toronto $2,561

A couple spends around $1,972 per month in Cartago vs $3,694 in Toronto, rent included.

Cartago $1,972
Toronto $3,694

A family of three spends $2,663 per month in Cartago vs $4,826 in Toronto, rent included.

Cartago $2,663
Toronto $4,826

Cartago is about 50% cheaper than Toronto, and outside of rent the biggest gap is in eating out.

Cartago sits 5% below the global median, while Toronto is 90% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.58 COP 24.1K

$17.18 CA$24.42

-55.88%

Three-Course Dinner for Two, Mid-Range

$37.20 COP 118.3K

$76.0 CA$108

-51.03%

Fast Food Meal (McDonalds, etc)

$8.47 COP 26.9K

$10.54 CA$14.97

-19.64%

Cappuccino

$1.54 COP 4,884

$4.02 CA$5.71

-61.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.28 COP 4,063

$2.12 CA$3.01

-39.62%

Water (0.33 liter bottle)

$0.83 COP 2,634

$1.75 CA$2.49

-52.57%

Local Beer (0.5 liter draught)

$3.10 COP 9,869

$6.24 CA$8.87

-50.32%

Imported Beer (0.33 liter bottle)

$3.66 COP 11.7K

$7.09 CA$10.07

-48.38%

Milk (1 liter)

$1.60 COP 5,088

$2.44 CA$3.47

-34.43%

White Bread (500g)

$1.88 COP 5,973

$2.68 CA$3.80

-29.85%

Rice (white) (1kg)

$1.49 COP 4,751

$2.24 CA$3.18

-33.48%

Eggs

$2.93 COP 9,334

$3.56 CA$5.06

-17.70%

Local Cheese (1kg)

$6.58 COP 20.9K

$9.09 CA$12.92

-27.61%

Chicken Fillets (1kg)

$7.11 COP 22.6K

$11.33 CA$16.10

-37.25%

Beef Round Steak (1kg)

$9.93 COP 31.6K

$14.53 CA$20.66

-31.66%

Apples (1kg)

$3.57 COP 11.4K

$3.62 CA$5.15

-1.38%

Banana (1kg)

$1.32 COP 4,200

$1.21 CA$1.72

9.09%

Oranges (1kg)

$1.74 COP 5,530

$3.60 CA$5.12

-51.67%

Tomato (1kg)

$1.63 COP 5,184

$4.21 CA$5.99

-61.28%

Potato (1kg)

$1.42 COP 4,522

$1.79 CA$2.54

-20.67%

Onion (1kg)

$1.50 COP 4,758

$1.59 CA$2.26

-5.66%

Lettuce (1 head)

$1.08 COP 3,443

$2.27 CA$3.23

-52.42%

Water (1.5 liter bottle)

$1.03 COP 3,261

$1.25 CA$1.78

-17.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.69 COP 11.7K

$13.82 CA$19.64

-73.30%

Wine (Bottle)

$13.12 COP 41.7K

$14.27 CA$20.29

-8.06%

Local Beer (0.5 liter bottle)

$1.50 COP 4,756

$2.20 CA$3.12

-31.82%

Imported Beer (0.33 liter bottle)

$2.45 COP 7,794

$2.43 CA$3.46

0.82%

One-way Ticket (Public Transport)

$1.02 COP 3,244

$2.39 CA$3.40

-57.32%

Public Transport Monthly Pass (Regular Price)

$111 CA$158

Taxi Start (Normal Tariff)

$0.79 COP 2,524

$2.91 CA$4.14

-72.85%

Taxi (Normal Tariff) (1km)

$2.27 COP 7,230

$1.20 CA$1.70

89.17%

Taxi 1hour Waiting (Normal Tariff)

$8.40 COP 26.7K

$21.38 CA$30.39

-60.71%

Gasoline (1 liter)

$1.32 COP 4,211

$1.21 CA$1.72

9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K COP 89.1M

$28.2K CA$40.0K

-0.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.6K COP 110.2M

$20.3K CA$28.8K

71.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 COP 349.3K

$120 CA$171

-8.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.23 COP 42.1K

$32.26 CA$45.84

-58.99%

Internet (50+ Mbps, Unlimited Data)

$30.26 COP 96.2K

$47.93 CA$68.1

-36.87%

Gym Membership (Monthly)

$42.32 COP 134.6K

$38.48 CA$54.7

9.98%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.63

Cinema Ticket

$8.24 COP 26.2K

$12.38 CA$17.59

-33.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$701 COP 2.2M

$830 CA$1,180

-15.60%

International Primary School, 1 Child (Yearly)

$6,430 COP 20.5M

$23.1K CA$32.8K

-72.15%

Jeans (Levis 501 Or Similar)

$77.8 COP 247.3K

$50.7 CA$72.1

53.34%

Summer Dress (H&M, Zara, etc)

$55.1 COP 175.4K

$40.02 CA$56.9

37.78%

Sport Shoes (Adidas, Nike)

$127 COP 403.0K

$98.0 CA$139

29.34%

Men's Leather Business Shoes

$111 COP 351.7K

$121 CA$171

-8.35%

1-bedroom Apartment, City Center (Monthly)

$645 COP 2.1M

$1,592 CA$2,263

-59.51%

1-bedroom Apartment, Outside City Center (Monthly)

$509 COP 1.6M

$1,410 CA$2,005

-63.92%

3-bedroom Apartment, City Center (Monthly)

$1,041 COP 3.3M

$2,670 CA$3,795

-61.00%

3-bedroom Apartment, Outside City Center (Monthly)

$970 COP 3.1M

$2,152 CA$3,058

-54.92%

Buy Apartment in City Center (m2)

$1,999 COP 6.4M

$7,945 CA$11.3K

-74.84%

Buy Apartment Outside City Center (m2)

$1,803 COP 5.7M

$6,542 CA$9,298

-72.44%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,297

20-Year Fixed Mortgage Interest Rate (Annual %)

11.58

4.47

159.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cartago: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cartago

$509 39.7%

Toronto

$1.4K 55.1% 177% $901

Groceries & Markets

Cartago

$241 18.8%

Toronto

$340 13.3% 41% $99

Clothing & Footwear

Cartago

$167 13%

Toronto

$139 5.4% 16.4% $27

Monthly Utilities & Internet

Cartago

$153 12%

Toronto

$201 7.8% 30.8% $47

Eating Out

Cartago

$136 10.6%

Toronto

$278 10.9% 105% $142

Sport & Entertainment

Cartago

$59 4.6%

Toronto

$63 2.5% 7.5% $4.4

Getting Around

Cartago

$16 * 1.3%

Toronto

$129 5.1% 697% $113

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $645 in Cartago versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37.00 in Cartago versus $76.0 in Toronto. Monthly groceries follow the same trend: $241 vs $340 – making Cartago the more affordable choice for daily food spending.

Good to know

🇨🇴 Cartago

🇨🇦 Toronto

🕒 Local time

03:57 3:57 AM

04:57 4:57 AM

1 h ahead of Cartago

🌤 Weather

👥 Population

135,365

2,731,571

💱 Currency

Colombian Peso COP $

Canadian Dollar CAD $

📈 Exchange rate

10,000 COP = 3.14 USD

10,000 COP = 2.81 EUR

1 CAD = 0.704 USD

1 CAD = 0.628 EUR

Exchange rates and currency converter

CAD, USD, EUR to COP – Colombian Peso Converter

🇺🇸 United States Dollar ($)

🇨🇴 Colombian Peso ($)

Colombian Peso exchange rates as of October 15, 2026: 1 USD = 3,181 COP (10,000 COP = 3.14 USD). 1 EUR = 3,562 COP (10,000 COP = 2.81 EUR).

Canadian Dollar exchange rates as of October 15, 2026: 1 USD = 1.42 CAD (1 CAD = 0.704 USD). 1 EUR = 1.59 CAD (1 CAD = 0.628 EUR).

USD to COP in detail →

On the map

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Between locations

Cartago Toronto 4,340 km ≈ 6 h nonstop flight

From you

Cartago
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cartago vs Toronto: Cost of Living - Frequently Asked Questions

Yes – Toronto is pricier by about 100%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,921 per month in Cartago and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cartago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,281 in Cartago and $2,561 in Toronto. That's a gap of about 100%.

Kindergarten costs $701 per month in Cartago and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cartago, where all-in costs run around $1,281, than in Toronto at $2,561. In Cartago it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Cartago – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cartago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.