Last update: Oct 2026 Colombia 135.4K

Cost of Living in Cartago

For one person, living costs in Cartago are estimated at $1,281 a month, including rent and utilities, which take about half of the total. Other living expenses average about $22 a day.

Monthly Cost of Living

How much you'll spend in Cartago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cartago actually costs, broken down by who's living it.

A single person spends around $1,281 per month with rent, or $662 for everyday expenses alone.

$1,281 /mo

A couple spends around $1,972 per month with rent, or $1,123 for everyday expenses alone.

$1,972 /mo

A family of three spends around $2,663 per month with rent, or $1,584 without housing.

$2,663 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$7.58 COP 24.0K
$5.68 COP 18.0K
$9.47 COP 30.0K
Three-Course Dinner for Two, Mid-Range
$37.20 COP 118.0K
$35.65 COP 113.0K
$37.20 COP 118.0K
Fast Food Meal (McDonalds, etc)
$8.47 COP 26.8K
$8.28 COP 26.3K
$8.64 COP 27.4K
Cappuccino
$1.54 COP 4,868
$1.54 COP 4,868
$1.54 COP 4,868
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.28 COP 4,050
$0.95 COP 3,022
$1.45 COP 4,597
Water (0.33 liter bottle)
$0.83 COP 2,626
$0.77 COP 2,438
$0.93 COP 2,938
Local Beer (0.5 liter draught)
$3.10 COP 9,838
$1.61 COP 5,090
$4.59 COP 14.6K
Imported Beer (0.33 liter bottle)
$3.66 COP 11.6K
$3.66 COP 11.6K
$6.72 COP 21.3K
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.60 COP 5,072
$1.21 COP 3,845
$2.01 COP 6,365
White Bread (500g)
$1.88 COP 5,954
$1.67 COP 5,306
$2.13 COP 6,756
Rice (white) (1kg)
$1.49 COP 4,737
$1.35 COP 4,266
$1.54 COP 4,893
Eggs
$2.93 COP 9,305
$2.19 COP 6,955
$3.48 COP 11.0K
Local Cheese (1kg)
$6.58 COP 20.9K
$6.51 COP 20.6K
$6.71 COP 21.3K
Chicken Fillets (1kg)
$7.11 COP 22.5K
$6.97 COP 22.1K
$7.11 COP 22.5K
Beef Round Steak (1kg)
$9.93 COP 31.5K
$9.06 COP 28.7K
$9.97 COP 31.6K
Apples (1kg)
$3.57 COP 11.3K
$3.38 COP 10.7K
$3.78 COP 12.0K
Banana (1kg)
$1.32 COP 4,187
$1.21 COP 3,848
$1.32 COP 4,187
Oranges (1kg)
$1.74 COP 5,513
$1.72 COP 5,450
$1.74 COP 5,513
Tomato (1kg)
$1.63 COP 5,168
$1.62 COP 5,137
$1.64 COP 5,198
Potato (1kg)
$1.42 COP 4,508
$0.67 COP 2,131
$1.42 COP 4,508
Onion (1kg)
$1.50 COP 4,743
$1.31 COP 4,154
$1.50 COP 4,743
Lettuce (1 head)
$1.08 COP 3,432
$0.99 COP 3,154
$1.10 COP 3,494
Water (1.5 liter bottle)
$1.03 COP 3,250
$0.65 COP 2,068
$1.06 COP 3,349
Cigarettes 20 Pack (Marlboro, Camel)
$3.69 COP 11.7K
$3.69 COP 11.7K
$3.70 COP 11.7K
Wine (Bottle)
$13.12 COP 41.6K
$13.09 COP 41.5K
$13.12 COP 41.6K
Local Beer (0.5 liter bottle)
$1.50 COP 4,741
$1.49 COP 4,709
$1.50 COP 4,741
Imported Beer (0.33 liter bottle)
$2.45 COP 7,770
$2.42 COP 7,676
$2.45 COP 7,770
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.02 COP 3,234
$0.92 COP 2,914
$1.02 COP 3,234
Taxi Start (Normal Tariff)
$0.79 COP 2,516
$0.79 COP 2,516
$0.79 COP 2,516
Taxi (Normal Tariff) (1km)
$2.27 COP 7,207
$1.99 COP 6,306
$2.57 COP 8,143
Taxi 1hour Waiting (Normal Tariff)
$8.40 COP 26.6K
$7.50 COP 23.8K
$9.21 COP 29.2K
Gasoline (1 liter)
$1.32 COP 4,198
$1.29 COP 4,102
$1.33 COP 4,230
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.0K COP 88.9M
$22.8K COP 72.2M
$30.8K COP 97.7M
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.6K COP 109.9M
$33.7K COP 107.0M
$35.5K COP 112.7M
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$110 COP 348.3K
$99.9 COP 316.6K
$113 COP 358.8K
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.23 COP 42.0K
$6.95 COP 22.1K
$17.40 COP 55.2K
Internet (50+ Mbps, Unlimited Data)
$30.26 COP 95.9K
$28.24 COP 89.5K
$32.11 COP 101.8K
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$42.32 COP 134.2K
$24.35 COP 77.2K
$42.32 COP 134.2K
Cinema Ticket
$8.24 COP 26.1K
$5.60 COP 17.7K
$10.88 COP 34.5K
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$701 COP 2.2M
$350 COP 1.1M
$771 COP 2.4M
International Primary School, 1 Child (Yearly)
$6,430 COP 20.4M
$4,012 COP 12.7M
$9,652 COP 30.6M
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$77.8 COP 246.6K
$77.8 COP 246.6K
$77.8 COP 246.6K
Summer Dress (H&M, Zara, etc)
$55.1 COP 174.8K
$52.3 COP 165.7K
$55.1 COP 174.8K
Sport Shoes (Adidas, Nike)
$127 COP 401.8K
$127 COP 401.8K
$127 COP 401.8K
Men's Leather Business Shoes
$111 COP 350.6K
$105 COP 332.8K
$116 COP 368.4K
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$645 COP 2.0M
$465 COP 1.5M
$645 COP 2.0M
1-bedroom Apartment, Outside City Center (Monthly)
$509 COP 1.6M
$339 COP 1.1M
$679 COP 2.2M
3-bedroom Apartment, City Center (Monthly)
$1,041 COP 3.3M
$645 COP 2.0M
$1,115 COP 3.5M
3-bedroom Apartment, Outside City Center (Monthly)
$970 COP 3.1M
$680 COP 2.2M
$1,088 COP 3.4M
Buy Apartment in City Center (m2)
$1,999 COP 6.3M
$1,385 COP 4.4M
$2,036 COP 6.5M
Buy Apartment Outside City Center (m2)
$1,803 COP 5.7M
$695 COP 2.2M
$1,803 COP 5.7M
💵 Salaries & Financials
Cost
Range
20-Year Fixed Mortgage Interest Rate (Annual %)
11.58
9.6
14

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Cartago $1,281
Accommodation & Living
$509
Groceries & Markets
$241
Clothing & Footwear
$167
Monthly Utilities & Internet
$153
Eating Out
$136
Sport & Entertainment
$59
Getting Around
$16 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Groceries cost around $241 per month for one person. A mid-range dinner for two is priced at $37.00.

Cost Highlights

Preschool or kindergarten, full day, private, 1 child is more expensive than 96% of cities in South America

1-bedroom apartment, outside city center is more expensive than 95% of cities in South America

3-bedroom apartment, outside city center is more expensive than 95% of cities in South America

Good to know
🕒 Local time
05:03 5:03 AM
🌤 Weather
👥 Population
135,365
💱 Currency
Exchange rates and currency converter

USD, EUR to COP – Colombian Peso Converter

Colombian Peso exchange rates as of October 19, 2026: 1 USD = 3,171 COP (10,000 COP = 3.15 USD). 1 EUR = 3,565 COP (10,000 COP = 2.81 EUR).

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Cartago Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Cartago - Frequently Asked Questions
How does Cartago compare for affordability for travelers, expats, and digital nomads?
Cartago offers a comfortable balance for travelers and expats who want value without sacrificing access to amenities. If you are planning a longer stay, Cost of Living in Cartago, Colombia offers a practical balance for long stays, especially compared with larger metros like Medellin or Cali, where everyday needs can feel less approachable. Housing in quieter neighborhoods and casual meals at local eateries tend to be affordable, and shopping at markets plus public transport helps stretch your budget. The vibe here is a friendly small city mix of services and nature, with easy access to coffee farms and hills. Tip: plan one or two weekly errands to minimize rides and maximize local savings.
What does a typical day look like in Cartago in terms of housing, food, transport, and coworking?
Daily life centers on simple conveniences: choose a neighborhood with easy access to markets, bus routes, and green spaces. Housing ranges from practical apartments near the center to quieter homes in outlying blocks; expect variety in size and upkeep rather than luxury. Food options span bustling mercados, affordable eateries, and fresh market produce. For work or study, you will find cafes with reliable Wi-Fi and a growing number of coworking spots a short ride away. For a practical sense of Cartago living cost, map several options side by side before committing to a lease. Tip: negotiate lease terms and confirm Wi-Fi reliability before signing.
How can you optimize quality of life and budgeting, considering seasonality and neighborhood fit?
Quality of life in Cartago blends outdoor access with a compact city feel. You will notice a slower pace, walkable streets in the historic center, and scenic rides into surrounding valleys. Budgeting works best with a simple framework: categorize housing, groceries, transport, and occasional dining out, then adjust by season – market prices can shift with harvest times and tourism dips. For neighborhoods, aim for proximity to plazas, schools, or parks, but consider traffic and hillside routes if you will ride or walk. Safety is typically reasonable in daytime; at night, keep to well-lit streets and standard precautions. Tip: keep a small buffer for unexpected repairs or seasonal maintenance.
How much does it cost to live in Cartago per month?
Plan for roughly $1,281 a month in Cartago if you're renting, or around $662 for non-housing expenses. That covers one person's basics: food, bills, getting around, and a modest social life. Couples and families will need more, especially for housing and childcare.
Does Cartago offer good value for money?
Cartago is mid-range – monthly costs with rent reach about $1,281. For most residents, that's a fair trade: urban amenities, services, and job access without major-hub prices.
What salary is needed for a comfortable life in Cartago?
You'll want at least $1,921 per month after taxes to live comfortably in Cartago. That covers a decent apartment, groceries, utilities, transport, and enough left over for dining out occasionally. Families or people wanting a central location should budget higher.
What is the average rent for an apartment in Cartago?
A central one-bedroom apartment in Cartago runs about $645 per month. Move further out and that drops to around $509. Location makes a big difference here – and furnished places or short-term rentals will cost more on top of these figures.
How much does eating cost in Cartago?
Grocery spending in Cartago lands around $241 per month for one person – not cheap, not expensive. Local produce and staples are fairly priced, though imported goods and specialty items cost more. Overall, food is a manageable part of the budget.
How much should I budget for food per month in Cartago?
Groceries in Cartago run about $241 monthly for one person – a moderate figure that matches the city's overall cost level. Local markets and supermarkets cover most needs, and food costs are manageable without strict budgeting.
Is $1,500 a month enough for Cartago?
$1,500 is below the $1,281 average in Cartago, so it's tight but not impossible. You'll need to keep rent low – sharing an apartment, cooking at home, and sticking to public transport are the main levers.
Is Cartago a good base for remote workers?
Digital nomads flock to Cartago for good reason: fast internet, low crime rates, wellness scene. Monthly costs land around $1,281 depending on your setup – strong value for the connectivity and quality of life you get. Coworking spaces and nomad-friendly cafés round out the appeal.
Is Cartago a cheap city to live in?
Cartago is neither cheap nor expensive – it sits comfortably in the middle. Monthly costs with rent run about $1,281, a figure most working professionals can handle without major financial stress.

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