Last update: Oct 2026

Cost of Living Comparison Between Caraguatatuba and Toronto

For one person, living is cheaper in Caraguatatuba: $843 a month against $2,561 in Toronto, rent and utilities included – about $20,600 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Caraguatatuba
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Caraguatatuba Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

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Caraguatatuba

🇧🇷 Brazil

$843

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Caraguatatuba and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Caraguatatuba and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $843 in Caraguatatuba versus $2,561 in Toronto.

Caraguatatuba $843
Toronto $2,561

Estimated couple costs with rent: $1,363 in Caraguatatuba versus $3,694 in Toronto.

Caraguatatuba $1,363
Toronto $3,694

Monthly costs for a family of three with rent: $1,883 in Caraguatatuba versus $4,826 in Toronto.

Caraguatatuba $1,883
Toronto $4,826

Living in Caraguatatuba costs roughly 67% less than in Toronto, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Caraguatatuba is 38% below, Toronto is 90% above.

Meal at Budget Restaurant

$7.70 R$39.04

$17.18 CA$24.29

-55.18%

Three-Course Dinner for Two, Mid-Range

$29.38 R$149

$76.0 CA$107

-61.33%

Fast Food Meal (McDonalds, etc)

$9.23 R$46.80

$10.54 CA$14.89

-12.43%

Cappuccino

$2.37 R$11.99

$4.02 CA$5.68

-41.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.23 R$6.25

$2.12 CA$3.00

-41.98%

Water (0.33 liter bottle)

$0.88 R$4.48

$1.75 CA$2.48

-49.71%

Local Beer (0.5 liter draught)

$2.36 R$11.96

$6.24 CA$8.83

-62.18%

Imported Beer (0.33 liter bottle)

$3.27 R$16.60

$7.09 CA$10.02

-53.88%

Milk (1 liter)

$1.00 R$5.09

$2.44 CA$3.45

-59.02%

White Bread (500g)

$1.61 R$8.17

$2.68 CA$3.78

-39.93%

Rice (white) (1kg)

$1.40 R$7.10

$2.24 CA$3.17

-37.50%

Eggs

$1.96 R$9.96

$3.56 CA$5.03

-44.94%

Local Cheese (1kg)

$5.89 R$29.84

$9.09 CA$12.85

-35.20%

Chicken Fillets (1kg)

$3.32 R$16.82

$11.33 CA$16.01

-70.70%

Beef Round Steak (1kg)

$7.98 R$40.47

$14.53 CA$20.55

-45.08%

Apples (1kg)

$2.15 R$10.89

$3.62 CA$5.12

-40.61%

Banana (1kg)

$1.67 R$8.46

$1.21 CA$1.72

38.02%

Oranges (1kg)

$1.46 R$7.39

$3.60 CA$5.09

-59.44%

Tomato (1kg)

$1.42 R$7.19

$4.21 CA$5.96

-66.27%

Potato (1kg)

$1.27 R$6.45

$1.79 CA$2.53

-29.05%

Onion (1kg)

$0.82 R$4.13

$1.59 CA$2.25

-48.43%

Lettuce (1 head)

$0.71 R$3.60

$2.27 CA$3.21

-68.72%

Water (1.5 liter bottle)

$0.79 R$3.99

$1.25 CA$1.77

-36.80%

Cigarettes 20 Pack (Marlboro, Camel)

$2.16 R$10.96

$13.82 CA$19.53

-84.37%

Wine (Bottle)

$7.00 R$35.46

$14.27 CA$20.18

-50.95%

Local Beer (0.5 liter bottle)

$1.50 R$7.58

$2.20 CA$3.10

-31.82%

Imported Beer (0.33 liter bottle)

$2.59 R$13.11

$2.43 CA$3.44

6.58%

One-way Ticket (Public Transport)

$0.98 R$4.96

$2.39 CA$3.38

-59.00%

Public Transport Monthly Pass (Regular Price)

$23.55 R$119

$111 CA$157

-78.77%

Taxi Start (Normal Tariff)

$1.16 R$5.89

$2.91 CA$4.12

-60.14%

Taxi (Normal Tariff) (1km)

$0.73 R$3.70

$1.20 CA$1.69

-39.17%

Taxi 1hour Waiting (Normal Tariff)

$3.52 R$17.85

$21.38 CA$30.23

-83.54%

Gasoline (1 liter)

$1.30 R$6.59

$1.21 CA$1.71

7.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.7K R$79.3K

$28.2K CA$39.8K

-44.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K R$149.6K

$20.3K CA$28.6K

45.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.3 R$336

$120 CA$170

-44.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.05 R$66.2

$32.26 CA$45.60

-59.55%

Internet (50+ Mbps, Unlimited Data)

$22.44 R$114

$47.93 CA$67.8

-53.18%

Gym Membership (Monthly)

$21.64 R$110

$38.48 CA$54.4

-43.76%

Tennis Court (1 Hour on Weekend)

$16.29 R$82.6

$22.96 CA$32.46

-29.05%

Cinema Ticket

$8.17 R$41.40

$12.38 CA$17.50

-34.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$223 R$1,130

$830 CA$1,173

-73.14%

International Primary School, 1 Child (Yearly)

$4,271 R$21.7K

$23.1K CA$32.6K

-81.50%

Jeans (Levis 501 Or Similar)

$57.8 R$293

$50.7 CA$71.7

13.96%

Summer Dress (H&M, Zara, etc)

$56.6 R$287

$40.02 CA$56.6

41.38%

Sport Shoes (Adidas, Nike)

$78.3 R$397

$98.0 CA$139

-20.05%

Men's Leather Business Shoes

$59.2 R$300

$121 CA$171

-50.92%

1-bedroom Apartment, City Center (Monthly)

$416 R$2,110

$1,592 CA$2,251

-73.85%

1-bedroom Apartment, Outside City Center (Monthly)

$237 R$1,201

$1,410 CA$1,994

-83.20%

3-bedroom Apartment, City Center (Monthly)

$879 R$4,453

$2,670 CA$3,775

-67.10%

3-bedroom Apartment, Outside City Center (Monthly)

$522 R$2,648

$2,152 CA$3,042

-75.72%

Buy Apartment in City Center (m2)

$1,681 R$8,523

$7,945 CA$11.2K

-78.84%

Buy Apartment Outside City Center (m2)

$1,217 R$6,170

$6,542 CA$9,249

-81.39%

Average Monthly Net Salary (After Tax)

$336 R$1,704

$3,727 CA$5,269

-90.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.15

4.47

82.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Caraguatatuba: October 11, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Caraguatatuba

$237 28.1%

Toronto

$1.4K 55.1% 495% $1.2K

Groceries & Markets

Caraguatatuba

$176 20.9%

Toronto

$340 13.3% 93.2% $164

Eating Out

Caraguatatuba

$145 17.2%

Toronto

$278 10.9% 92.5% $134

Clothing & Footwear

Caraguatatuba

$113 13.5%

Toronto

$139 5.4% 22.8% $26

Monthly Utilities & Internet

Caraguatatuba

$102 12.1%

Toronto

$201 7.8% 97% $99

Sport & Entertainment

Caraguatatuba

$38 4.5%

Toronto

$63 2.5% 66.5% $25

Getting Around

Caraguatatuba

$32 3.8%

Toronto

$129 5.1% 301% $97

Cost Breakdown

A one-bedroom apartment in the center runs $416 in Caraguatatuba and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 1008% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Caraguatatuba vs $76.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $176 vs $340 per month, with Caraguatatuba cheaper across the board.

Good to know

🇧🇷 Caraguatatuba

🇨🇦 Toronto

🕒 Local time

00:53 12:53 AM

23:53 11:53 PM

1 h behind Caraguatatuba

🌤 Weather

👥 Population

134,873

2,731,571

💱 Currency

Brazilian Real BRL R$

Canadian Dollar CAD $

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 18, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to BRL in detail →

On the map

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Between locations

Caraguatatuba Toronto 8,240 km ≈ 11 h nonstop flight

From you

Caraguatatuba
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Caraguatatuba vs Toronto: Cost of Living - Frequently Asked Questions

Caraguatatuba is cheaper overall, especially in groceries, eating out, and clothing. The 204% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1008% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $416 in Caraguatatuba versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 93% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Caraguatatuba – a meal for two runs $29.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $843 in Caraguatatuba versus $2,561 in Toronto, a $1,500 budget is realistic in Caraguatatuba but tight or insufficient in Toronto. The gap between the two cities makes Caraguatatuba the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Caraguatatuba gentler on the wallet – expenses run 204% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.