Last update: Oct 2026

Cost of Living Comparison Between Toronto and Caraguatatuba

For one person, living is cheaper in Caraguatatuba: $843 a month against $2,561 in Toronto, rent and utilities included – about $20,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
Learn more

Toronto Living Index
41

Cost of Living Index in Caraguatatuba
Learn more

Caraguatatuba Living Index

Jump to prices

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Caraguatatuba

🇧🇷 Brazil

$843

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Caraguatatuba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Caraguatatuba actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,561 in Toronto versus $843 in Caraguatatuba.

Toronto $2,561
Caraguatatuba $843

Estimated couple costs with rent: $3,694 in Toronto versus $1,363 in Caraguatatuba.

Toronto $3,694
Caraguatatuba $1,363

Monthly costs for a family of three with rent: $4,826 in Toronto versus $1,883 in Caraguatatuba.

Toronto $4,826
Caraguatatuba $1,883

Living in Toronto is roughly 204% more expensive than in Caraguatatuba, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Toronto is 90% above, Caraguatatuba is 38% below.

Meal at Budget Restaurant

$17.18 CA$24.29

$7.70 R$39.04

123.12%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$29.38 R$149

158.58%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$9.23 R$46.80

14.19%

Cappuccino

$4.02 CA$5.68

$2.37 R$11.99

69.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.23 R$6.25

72.36%

Water (0.33 liter bottle)

$1.75 CA$2.48

$0.88 R$4.48

98.86%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$2.36 R$11.96

164.41%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$3.27 R$16.60

116.82%

Milk (1 liter)

$2.44 CA$3.45

$1.00 R$5.09

144.00%

White Bread (500g)

$2.68 CA$3.78

$1.61 R$8.17

66.46%

Rice (white) (1kg)

$2.24 CA$3.17

$1.40 R$7.10

60.00%

Eggs

$3.56 CA$5.03

$1.96 R$9.96

81.63%

Local Cheese (1kg)

$9.09 CA$12.85

$5.89 R$29.84

54.33%

Chicken Fillets (1kg)

$11.33 CA$16.01

$3.32 R$16.82

241.27%

Beef Round Steak (1kg)

$14.53 CA$20.55

$7.98 R$40.47

82.08%

Apples (1kg)

$3.62 CA$5.12

$2.15 R$10.89

68.37%

Banana (1kg)

$1.21 CA$1.72

$1.67 R$8.46

-27.54%

Oranges (1kg)

$3.60 CA$5.09

$1.46 R$7.39

146.58%

Tomato (1kg)

$4.21 CA$5.96

$1.42 R$7.19

196.48%

Potato (1kg)

$1.79 CA$2.53

$1.27 R$6.45

40.94%

Onion (1kg)

$1.59 CA$2.25

$0.82 R$4.13

93.90%

Lettuce (1 head)

$2.27 CA$3.21

$0.71 R$3.60

219.72%

Water (1.5 liter bottle)

$1.25 CA$1.77

$0.79 R$3.99

58.23%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$2.16 R$10.96

539.81%

Wine (Bottle)

$14.27 CA$20.18

$7.00 R$35.46

103.86%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$1.50 R$7.58

46.67%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$2.59 R$13.11

-6.18%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$0.98 R$4.96

143.88%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$23.55 R$119

371.04%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$1.16 R$5.89

150.86%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$0.73 R$3.70

64.38%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$3.52 R$17.85

507.39%

Gasoline (1 liter)

$1.21 CA$1.71

$1.30 R$6.59

-6.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$15.7K R$79.3K

80.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$29.5K R$149.6K

-31.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$66.3 R$336

81.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$13.05 R$66.2

147.20%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$22.44 R$114

113.59%

Gym Membership (Monthly)

$38.48 CA$54.4

$21.64 R$110

77.82%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$16.29 R$82.6

40.95%

Cinema Ticket

$12.38 CA$17.50

$8.17 R$41.40

51.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$223 R$1,130

272.34%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$4,271 R$21.7K

440.57%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$57.8 R$293

-12.25%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$56.6 R$287

-29.27%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$78.3 R$397

25.07%

Men's Leather Business Shoes

$121 CA$171

$59.2 R$300

103.77%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$416 R$2,110

282.46%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$237 R$1,201

495.16%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$879 R$4,453

203.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$522 R$2,648

311.83%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$1,681 R$8,523

372.55%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,217 R$6,170

437.49%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$336 R$1,704

1008.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

8.15

-45.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Caraguatatuba: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Caraguatatuba

$237 28.1% 83.2% $1.2K

Groceries & Markets

Toronto

$340 13.3%

Caraguatatuba

$176 20.9% 48.2% $164

Eating Out

Toronto

$278 10.9%

Caraguatatuba

$145 17.2% 48% $134

Monthly Utilities & Internet

Toronto

$201 7.8%

Caraguatatuba

$102 12.1% 49.2% $99

Clothing & Footwear

Toronto

$139 5.4%

Caraguatatuba

$113 13.5% 18.6% $26

Getting Around

Toronto

$129 5.1%

Caraguatatuba

$32 3.8% 75.1% $97

Sport & Entertainment

Toronto

$63 2.5%

Caraguatatuba

$38 4.5% 39.9% $25

Cost Breakdown

A one-bedroom apartment in the center runs $1,592 in Toronto and $416 in Caraguatatuba. Housing cost is often the main lever when comparing two cities.

Toronto pays 1008% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76.0 in Toronto vs $29.00 in Caraguatatuba for a mid-range dinner for two. Groceries echo the gap at $340 vs $176 per month, with Caraguatatuba cheaper across the board.

Good to know

🇨🇦 Toronto

🇧🇷 Caraguatatuba

🕒 Local time

00:30 12:30 AM

01:30 1:30 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

134,873

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 18, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Toronto Caraguatatuba 8,240 km ≈ 11 h nonstop flight

From you

Toronto
Caraguatatuba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Caraguatatuba: Cost of Living - Frequently Asked Questions

Caraguatatuba is cheaper overall, especially in groceries, eating out, and clothing. The 204% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1008% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,592 in Toronto versus $416 in Caraguatatuba. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 93% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Caraguatatuba – a meal for two runs $29.00 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $843 in Caraguatatuba versus $2,561 in Toronto, a $1,500 budget is realistic in Caraguatatuba but tight or insufficient in Toronto. The gap between the two cities makes Caraguatatuba the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Caraguatatuba gentler on the wallet – expenses run 204% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.