Last update: Oct 2026

Cost of Living Comparison Between Caraguatatuba and Montreal

For one person, living is cheaper in Caraguatatuba: $843 a month against $2,018 in Montreal, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Caraguatatuba
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Caraguatatuba Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Caraguatatuba

🇧🇷 Brazil

$843

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Caraguatatuba and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Caraguatatuba and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $843 in Caraguatatuba versus $2,018 in Montreal.

Caraguatatuba $843
Montreal $2,018

Estimated couple costs with rent: $1,363 in Caraguatatuba versus $3,085 in Montreal.

Caraguatatuba $1,363
Montreal $3,085

Monthly costs for a family of three with rent: $1,883 in Caraguatatuba versus $4,152 in Montreal.

Caraguatatuba $1,883
Montreal $4,152

Living in Caraguatatuba costs roughly 58% less than in Montreal, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Caraguatatuba is 38% below, Montreal is 49% above.

Meal at Budget Restaurant

$7.70 R$39.04

$18.82 CA$26.61

-59.09%

Three-Course Dinner for Two, Mid-Range

$29.38 R$149

$70.3 CA$99.4

-58.20%

Fast Food Meal (McDonalds, etc)

$9.23 R$46.80

$10.66 CA$15.06

-13.41%

Cappuccino

$2.37 R$11.99

$3.84 CA$5.43

-38.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.23 R$6.25

$1.92 CA$2.71

-35.94%

Water (0.33 liter bottle)

$0.88 R$4.48

$1.54 CA$2.18

-42.86%

Local Beer (0.5 liter draught)

$2.36 R$11.96

$6.23 CA$8.81

-62.12%

Imported Beer (0.33 liter bottle)

$3.27 R$16.60

$7.10 CA$10.03

-53.94%

Milk (1 liter)

$1.00 R$5.09

$2.31 CA$3.27

-56.71%

White Bread (500g)

$1.61 R$8.17

$3.14 CA$4.44

-48.73%

Rice (white) (1kg)

$1.40 R$7.10

$3.21 CA$4.54

-56.39%

Eggs

$1.96 R$9.96

$3.52 CA$4.97

-44.32%

Local Cheese (1kg)

$5.89 R$29.84

$12.81 CA$18.11

-54.02%

Chicken Fillets (1kg)

$3.32 R$16.82

$11.46 CA$16.20

-71.03%

Beef Round Steak (1kg)

$7.98 R$40.47

$13.39 CA$18.92

-40.40%

Apples (1kg)

$2.15 R$10.89

$3.14 CA$4.43

-31.53%

Banana (1kg)

$1.67 R$8.46

$1.44 CA$2.03

15.97%

Oranges (1kg)

$1.46 R$7.39

$3.47 CA$4.91

-57.93%

Tomato (1kg)

$1.42 R$7.19

$3.07 CA$4.34

-53.75%

Potato (1kg)

$1.27 R$6.45

$1.90 CA$2.69

-33.16%

Onion (1kg)

$0.82 R$4.13

$1.77 CA$2.50

-53.67%

Lettuce (1 head)

$0.71 R$3.60

$2.34 CA$3.31

-69.66%

Water (1.5 liter bottle)

$0.79 R$3.99

$1.55 CA$2.19

-49.03%

Cigarettes 20 Pack (Marlboro, Camel)

$2.16 R$10.96

$11.38 CA$16.09

-81.02%

Wine (Bottle)

$7.00 R$35.46

$10.63 CA$15.03

-34.15%

Local Beer (0.5 liter bottle)

$1.50 R$7.58

$2.27 CA$3.21

-33.92%

Imported Beer (0.33 liter bottle)

$2.59 R$13.11

$2.82 CA$3.99

-8.16%

One-way Ticket (Public Transport)

$0.98 R$4.96

$2.66 CA$3.76

-63.16%

Public Transport Monthly Pass (Regular Price)

$23.55 R$119

$77.3 CA$109

-69.53%

Taxi Start (Normal Tariff)

$1.16 R$5.89

$3.20 CA$4.53

-63.75%

Taxi (Normal Tariff) (1km)

$0.73 R$3.70

$1.48 CA$2.09

-50.68%

Taxi 1hour Waiting (Normal Tariff)

$3.52 R$17.85

$32.88 CA$46.48

-89.29%

Gasoline (1 liter)

$1.30 R$6.59

$1.34 CA$1.90

-2.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.7K R$79.3K

$28.2K CA$39.8K

-44.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K R$149.6K

$19.6K CA$27.8K

50.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.3 R$336

$76.0 CA$107

-12.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.05 R$66.2

$33.95 CA$48.00

-61.56%

Internet (50+ Mbps, Unlimited Data)

$22.44 R$114

$42.31 CA$59.8

-46.96%

Gym Membership (Monthly)

$21.64 R$110

$29.76 CA$42.07

-27.28%

Tennis Court (1 Hour on Weekend)

$16.29 R$82.6

$20.28 CA$28.67

-19.67%

Cinema Ticket

$8.17 R$41.40

$11.15 CA$15.77

-26.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$223 R$1,130

$507 CA$717

-56.04%

International Primary School, 1 Child (Yearly)

$4,271 R$21.7K

$16.1K CA$22.7K

-73.39%

Jeans (Levis 501 Or Similar)

$57.8 R$293

$57.6 CA$81.4

0.42%

Summer Dress (H&M, Zara, etc)

$56.6 R$287

$37.58 CA$53.1

50.56%

Sport Shoes (Adidas, Nike)

$78.3 R$397

$91.9 CA$130

-14.77%

Men's Leather Business Shoes

$59.2 R$300

$110 CA$155

-45.97%

1-bedroom Apartment, City Center (Monthly)

$416 R$2,110

$1,260 CA$1,782

-66.97%

1-bedroom Apartment, Outside City Center (Monthly)

$237 R$1,201

$948 CA$1,340

-74.99%

3-bedroom Apartment, City Center (Monthly)

$879 R$4,453

$2,137 CA$3,021

-58.89%

3-bedroom Apartment, Outside City Center (Monthly)

$522 R$2,648

$1,614 CA$2,281

-67.62%

Buy Apartment in City Center (m2)

$1,681 R$8,523

$4,960 CA$7,011

-66.10%

Buy Apartment Outside City Center (m2)

$1,217 R$6,170

$3,838 CA$5,425

-68.28%

Average Monthly Net Salary (After Tax)

$336 R$1,704

$2,827 CA$3,997

-88.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.15

4.48

81.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Caraguatatuba: October 11, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Caraguatatuba

$237 28.1%

Montreal

$948 47% 300% $711

Groceries & Markets

Caraguatatuba

$176 20.9%

Montreal

$346 17.2% 97% $171

Eating Out

Caraguatatuba

$145 17.2%

Montreal

$288 14.3% 99.2% $143

Clothing & Footwear

Caraguatatuba

$113 13.5%

Montreal

$133 6.6% 17.7% $20

Monthly Utilities & Internet

Caraguatatuba

$102 12.1%

Montreal

$152 7.5% 49.5% $50

Sport & Entertainment

Caraguatatuba

$38 4.5%

Montreal

$52 2.6% 37.1% $14

Getting Around

Caraguatatuba

$32 3.8%

Montreal

$99 4.9% 205% $66

Cost Breakdown

A one-bedroom apartment in the center runs $416 in Caraguatatuba and $1,260 in Montreal. Housing cost is often the main lever when comparing two cities.

Montreal pays 741% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Caraguatatuba vs $70.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $176 vs $346 per month, with Caraguatatuba cheaper across the board.

Good to know

🇧🇷 Caraguatatuba

🇨🇦 Montreal

🕒 Local time

03:29 3:29 AM

02:29 2:29 AM

1 h behind Caraguatatuba

🌤 Weather

👥 Population

134,873

1,762,949

💱 Currency

Brazilian Real BRL R$

Canadian Dollar CAD $

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 18, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to BRL in detail →

On the map

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Between locations

Caraguatatuba Montreal 8,200 km ≈ 11 h nonstop flight

From you

Caraguatatuba
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Caraguatatuba vs Montreal: Cost of Living - Frequently Asked Questions

Caraguatatuba is cheaper overall, especially in groceries, eating out, and clothing. The 139% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 741% lower in Montreal. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $416 in Caraguatatuba versus $1,260 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 97% higher in Montreal. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Caraguatatuba – a meal for two runs $29.00 versus $70.0 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

At $843 in Caraguatatuba versus $2,018 in Montreal, a $1,500 budget is realistic in Caraguatatuba but tight or insufficient in Montreal. The gap between the two cities makes Caraguatatuba the clear choice for anyone on this budget.

For families, Caraguatatuba is more practical. Housing and childcare are both notably cheaper than in Montreal, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Caraguatatuba and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Caraguatatuba gentler on the wallet – expenses run 139% less than in Montreal. Beyond cost, consider language, visa policies, and how big the international community is in each city.