Last update: Oct 2026

Cost of Living Comparison Between Cape Coast and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,261 in Cape Coast, rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Cape Coast
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Cape Coast Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Cape Coast

🇬🇭 Ghana

$1,261

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Cape Coast and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cape Coast and in Cebu actually costs, broken down by who's living it.

A single person spends $1,261 per month in Cape Coast vs $918 in Cebu, rent included.

Cape Coast $1,261
Cebu $918

A couple spends around $1,989 per month in Cape Coast vs $1,409 in Cebu, rent included.

Cape Coast $1,989
Cebu $1,409

A family of three spends $2,716 per month in Cape Coast vs $1,900 in Cebu, rent included.

Cape Coast $2,716
Cebu $1,900

Cape Coast costs about 37% more than Cebu, and outside of rent the biggest gap is in eating out.

Both Cape Coast and Cebu are more affordable than the global median – Cape Coast 7% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.15 GHS 94.6

$3.09 ₱195

163.75%

Three-Course Dinner for Two, Mid-Range

$51.9 GHS 602

$24.22 ₱1,526

114.20%

Fast Food Meal (McDonalds, etc)

$10.18 GHS 118

$3.92 ₱247

159.69%

Cappuccino

$4.45 GHS 51.6

$2.51 ₱158

77.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 GHS 18.22

$1.59 ₱100

-1.26%

Water (0.33 liter bottle)

$0.45 GHS 5.18

$0.53 ₱33.47

-15.09%

Local Beer (0.5 liter draught)

$1.84 GHS 21.34

$1.78 ₱112

3.37%

Imported Beer (0.33 liter bottle)

$2.20 GHS 25.49

$2.17 ₱137

1.38%

Milk (1 liter)

$3.64 GHS 42.24

$1.92 ₱121

89.58%

White Bread (500g)

$1.67 GHS 19.42

$1.36 ₱85.5

22.79%

Rice (white) (1kg)

$3.07 GHS 35.60

$1.01 ₱63.6

203.96%

Eggs

$2.55 GHS 29.60

$2.03 ₱128

25.62%

Local Cheese (1kg)

$12.01 GHS 139

$9.86 ₱622

21.81%

Chicken Fillets (1kg)

$7.04 GHS 81.6

$4.39 ₱277

60.36%

Beef Round Steak (1kg)

$9.76 GHS 113

$7.60 ₱479

28.42%

Apples (1kg)

$3.57 GHS 41.38

$3.30 ₱208

8.18%

Banana (1kg)

$1.38 GHS 16.06

$1.39 ₱87.9

-0.72%

Oranges (1kg)

$1.76 GHS 20.47

$2.33 ₱147

-24.46%

Tomato (1kg)

$3.63 GHS 42.15

$1.50 ₱94.4

142.00%

Potato (1kg)

$2.77 GHS 32.14

$2.36 ₱149

17.37%

Onion (1kg)

$2.74 GHS 31.73

$1.90 ₱119

44.21%

Lettuce (1 head)

$0.69 GHS 8.04

$1.19 ₱75.0

-42.02%

Water (1.5 liter bottle)

$0.60 GHS 6.98

$0.63 ₱39.75

-4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.50 GHS 29.06

$3.00 ₱189

-16.67%

Wine (Bottle)

$7.32 GHS 84.9

$6.03 ₱380

21.39%

Local Beer (0.5 liter bottle)

$1.28 GHS 14.82

$1.23 ₱77.7

4.07%

Imported Beer (0.33 liter bottle)

$2.38 GHS 27.64

$1.75 ₱110

36.00%

One-way Ticket (Public Transport)

$0.25 ₱15.87

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.73 GHS 20.01

$0.77 ₱48.66

124.68%

Taxi (Normal Tariff) (1km)

$1.25 GHS 14.46

$0.23 ₱14.54

443.48%

Taxi 1hour Waiting (Normal Tariff)

$4.26 GHS 49.42

$4.46 ₱281

-4.48%

Gasoline (1 liter)

$1.29 GHS 14.94

$1.31 ₱82.9

-1.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,862 GHS 91.2K

$21.2K ₱1.3M

-62.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$9,880 GHS 114.6K

$19.1K ₱1.2M

-48.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.2 GHS 849

$120 ₱7,577

-39.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.55 GHS 227

$14.00 ₱883

39.64%

Internet (50+ Mbps, Unlimited Data)

$43.07 GHS 500

$27.54 ₱1,736

56.39%

Gym Membership (Monthly)

$32.33 ₱2,037

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$12.92 GHS 150

$5.65 ₱356

128.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$466 GHS 5,407

$275 ₱17.3K

69.30%

International Primary School, 1 Child (Yearly)

$18.7K GHS 217.1K

$7,918 ₱499.0K

136.38%

Jeans (Levis 501 Or Similar)

$14.04 GHS 163

$49.33 ₱3,109

-71.54%

Summer Dress (H&M, Zara, etc)

$18.28 GHS 212

$25.24 ₱1,591

-27.58%

Sport Shoes (Adidas, Nike)

$36.79 GHS 427

$77.0 ₱4,850

-52.20%

Men's Leather Business Shoes

$53.0 GHS 615

$57.2 ₱3,605

-7.38%

1-bedroom Apartment, City Center (Monthly)

$608 GHS 7,058

$500 ₱31.5K

21.81%

1-bedroom Apartment, Outside City Center (Monthly)

$589 GHS 6,831

$309 ₱19.5K

90.68%

3-bedroom Apartment, City Center (Monthly)

$1,230 GHS 14.3K

$1,078 ₱67.9K

14.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,119 GHS 13.0K

$615 ₱38.8K

81.95%

Buy Apartment in City Center (m2)

$2,886 ₱181.9K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.8K

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

7.2

271.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cape Coast: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cape Coast

$589 46.7%

Cebu

$309 33.6% 47.6% $280

Groceries & Markets

Cape Coast

$277 22%

Cebu

$206 22.4% 25.7% $71

Eating Out

Cape Coast

$171 13.5%

Cebu

$88 9.6% 48.3% $83

Monthly Utilities & Internet

Cape Coast

$136 10.8%

Cebu

$162 17.6% 19.1% $26

Clothing & Footwear

Cape Coast

$55 4.4%

Cebu

$94 10.2% 71% $39

Sport & Entertainment

Cape Coast

$26 * 2.1%

Cebu

$44 4.8% 68.8% $18

Getting Around

Cape Coast

$8 * 0.6%

Cebu

$16 1.7% 95.6% $7.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $608 in Cape Coast versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $52.0 in Cape Coast versus $24.00 in Cebu. Monthly groceries follow the same trend: $277 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇬🇭 Cape Coast

🇵🇭 Cebu

🕒 Local time

12:17 12:17 PM

20:17 8:17 PM

8 h ahead of Cape Coast

🌤 Weather

👥 Population

155,000

964,169

💱 Currency

Ghanaian Cedi GHS ₵

Philippine Peso PHP ₱

📈 Exchange rate

100 GHS = 8.62 USD

100 GHS = 7.69 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 16, 2026: 1 USD = 11.6 GHS (100 GHS = 8.62 USD). 1 EUR = 13.01 GHS (100 GHS = 7.69 EUR).

Philippine Peso exchange rates as of October 16, 2026: 1 USD = 63.02 PHP (100 PHP = 1.59 USD). 1 EUR = 70.68 PHP (100 PHP = 1.41 EUR).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Cape Coast Cebu 13,700 km ≈ 18 h nonstop flight

From you

Cape Coast
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cape Coast vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Cape Coast is pricier by about 37%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,892 per month in Cape Coast and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,261 in Cape Coast and $918 in Cebu. That's a gap of about 37%.

Kindergarten costs $466 per month in Cape Coast and $275 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Cape Coast at $1,261. In Cebu it covers expenses comfortably, while in Cape Coast it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cape Coast makes more sense. Both are solid long-term options with distinct trade-offs.