Last update: Oct 2026

Cost of Living Comparison Between Campinas and Panama City

For one person, living is cheaper in Campinas: $992 a month against $1,837 in Panama City, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Campinas
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Campinas Living Index
90

Cost of Living Index in Panama City
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Panama City Living Index

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Campinas

🇧🇷 Brazil

$992

/mo nomad

Panama City

🇵🇦 Panama

$1,837

/mo nomad

Monthly Cost of Living

How much you'll spend in Campinas and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Campinas and in Panama City actually costs, broken down by who's living it.

A single person spends $992 per month in Campinas vs $1,837 in Panama City, rent included.

Campinas $992
Panama City $1,837

A couple spends around $1,654 per month in Campinas vs $2,825 in Panama City, rent included.

Campinas $1,654
Panama City $2,825

A family of three spends $2,316 per month in Campinas vs $3,812 in Panama City, rent included.

Campinas $2,316
Panama City $3,812

Campinas is about 46% cheaper than Panama City, and outside of rent the biggest gap is in groceries.

Campinas sits 26% below the global median, while Panama City is 37% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.94 R$49.63

$11.34 PAB 11.34

-12.35%

Three-Course Dinner for Two, Mid-Range

$36.56 R$183

$47.85 PAB 47.85

-23.59%

Fast Food Meal (McDonalds, etc)

$9.16 R$45.73

$8.07 PAB 8.07

13.51%

Cappuccino

$2.35 R$11.75

$4.02 PAB 4.02

-41.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 R$6.68

$1.94 PAB 1.94

-30.93%

Water (0.33 liter bottle)

$0.87 R$4.34

$1.62 PAB 1.62

-46.30%

Local Beer (0.5 liter draught)

$2.44 R$12.17

$3.26 PAB 3.26

-25.15%

Imported Beer (0.33 liter bottle)

$3.89 R$19.41

$3.99 PAB 3.99

-2.51%

Milk (1 liter)

$1.02 R$5.10

$1.83 PAB 1.83

-44.26%

White Bread (500g)

$2.02 R$10.08

$2.57 PAB 2.57

-21.40%

Rice (white) (1kg)

$1.38 R$6.89

$3.33 PAB 3.33

-58.56%

Eggs

$2.63 R$13.14

$2.69 PAB 2.69

-2.23%

Local Cheese (1kg)

$10.76 R$53.7

$12.33 PAB 12.33

-12.73%

Chicken Fillets (1kg)

$4.56 R$22.76

$6.69 PAB 6.69

-31.84%

Beef Round Steak (1kg)

$10.80 R$53.9

$10.40 PAB 10.40

3.85%

Apples (1kg)

$2.31 R$11.53

$4.16 PAB 4.16

-44.47%

Banana (1kg)

$1.71 R$8.52

$1.84 PAB 1.84

-7.07%

Oranges (1kg)

$1.52 R$7.61

$4.18 PAB 4.18

-63.64%

Tomato (1kg)

$1.35 R$6.75

$4.08 PAB 4.08

-66.91%

Potato (1kg)

$1.27 R$6.33

$3.50 PAB 3.50

-63.71%

Onion (1kg)

$1.24 R$6.19

$4.37 PAB 4.37

-71.62%

Lettuce (1 head)

$0.99 R$4.94

$2.34 PAB 2.34

-57.69%

Water (1.5 liter bottle)

$0.88 R$4.39

$1.75 PAB 1.75

-49.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.52 R$12.57

$6.06 PAB 6.06

-58.42%

Wine (Bottle)

$8.36 R$41.75

$11.72 PAB 11.72

-28.67%

Local Beer (0.5 liter bottle)

$1.49 R$7.44

$1.37 PAB 1.37

8.76%

Imported Beer (0.33 liter bottle)

$2.53 R$12.64

$2.84 PAB 2.84

-10.92%

One-way Ticket (Public Transport)

$1.14 R$5.68

$0.36 PAB 0.36

216.67%

Public Transport Monthly Pass (Regular Price)

$44.16 R$220

$20.96 PAB 20.96

110.69%

Taxi Start (Normal Tariff)

$1.17 R$5.83

$2.52 PAB 2.52

-53.57%

Taxi (Normal Tariff) (1km)

$0.77 R$3.86

$1.79 PAB 1.79

-56.98%

Taxi 1hour Waiting (Normal Tariff)

$8.36 R$41.75

$22.01 PAB 22.01

-62.02%

Gasoline (1 liter)

$1.29 R$6.44

$1.25 PAB 1.25

3.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K R$119.5K

$21.5K PAB 21.5K

11.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K R$164.0K

$21.2K PAB 21.2K

55.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$65.7 R$328

$131 PAB 131

-49.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.03 R$75.0

$27.68 PAB 27.68

-45.70%

Internet (50+ Mbps, Unlimited Data)

$22.71 R$113

$48.59 PAB 48.59

-53.26%

Gym Membership (Monthly)

$29.96 R$150

$46.11 PAB 46.11

-35.02%

Tennis Court (1 Hour on Weekend)

$36.60 R$183

$35.01 PAB 35.01

4.54%

Cinema Ticket

$8.03 R$40.08

$8.73 PAB 8.73

-8.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$435 R$2,170

$551 PAB 551

-21.03%

International Primary School, 1 Child (Yearly)

$11.0K R$54.9K

$9,560 PAB 9,560

14.96%

Jeans (Levis 501 Or Similar)

$64.1 R$320

$67.6 PAB 67.6

-5.19%

Summer Dress (H&M, Zara, etc)

$56.6 R$282

$48.03 PAB 48.03

17.74%

Sport Shoes (Adidas, Nike)

$91.1 R$454

$94.9 PAB 94.9

-4.05%

Men's Leather Business Shoes

$78.0 R$389

$113 PAB 113

-30.98%

1-bedroom Apartment, City Center (Monthly)

$429 R$2,141

$1,238 PAB 1,238

-65.35%

1-bedroom Apartment, Outside City Center (Monthly)

$292 R$1,460

$873 PAB 873

-66.51%

3-bedroom Apartment, City Center (Monthly)

$971 R$4,847

$2,197 PAB 2,197

-55.80%

3-bedroom Apartment, Outside City Center (Monthly)

$688 R$3,432

$1,538 PAB 1,538

-55.30%

Buy Apartment in City Center (m2)

$2,168 R$10.8K

$3,116 PAB 3,116

-30.40%

Buy Apartment Outside City Center (m2)

$1,242 R$6,199

$1,725 PAB 1,725

-28.00%

Average Monthly Net Salary (After Tax)

$571 R$2,850

$934 PAB 934

-38.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.81

6.39

69.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Campinas: October 4, 2026

Last update for Panama City: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Campinas

$292 29%

Panama City

$873 47.2% 199% $581

Groceries & Markets

Campinas

$219 21.7%

Panama City

$324 17.5% 48.3% $106

Eating Out

Campinas

$164 16.3%

Panama City

$202 10.9% 22.9% $38

Clothing & Footwear

Campinas

$130 12.9%

Panama City

$146 7.9% 11.7% $15

Monthly Utilities & Internet

Campinas

$103 10.3%

Panama City

$207 11.2% 101% $104

Getting Around

Campinas

$54 5.3%

Panama City

$34 1.8% 37% $20

Sport & Entertainment

Campinas

$46 4.6%

Panama City

$64 3.4% 38.1% $18

Cost Breakdown

A central one-bedroom costs $429 in Campinas versus $1,238 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 64% higher in Panama City, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $37.00 in Campinas versus $48.00 in Panama City. Monthly groceries follow the same trend: $219 vs $324 – making Campinas the more affordable choice for daily food spending.

Good to know

🇧🇷 Campinas

🇵🇦 Panama City

🕒 Local time

07:43 7:43 AM

05:43 5:43 AM

2 h behind Campinas

🌤 Weather

👥 Population

1,139,047

1,086,990 Capital

💱 Currency

Brazilian Real BRL R$

Panamanian Balboa PAB B/.

📈 Exchange rate

1 BRL = 0.2 USD

1 BRL = 0.179 EUR

1 PAB = 1 USD

1 PAB = 0.892 EUR

Exchange rates and currency converter

PAB, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 10, 2026: 1 USD = 4.99 BRL (1 BRL = 0.2 USD). 1 EUR = 5.59 BRL (1 BRL = 0.179 EUR).

Panamanian Balboa exchange rates as of October 10, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.892 EUR).

USD to BRL in detail →

On the map

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Between locations

Campinas Panama City 5,010 km ≈ 7 h nonstop flight

From you

Campinas
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Campinas vs Panama City: Cost of Living - Frequently Asked Questions

Panama City costs about 85% more than Campinas, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,488 per month in Campinas and $2,756 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Campinas, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 48% more in Panama City, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $37.00 in Campinas and $48.00 in Panama City. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Campinas, where all-in costs run around $992, than in Panama City at $1,837. In Campinas it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Campinas costs $992 versus $1,837 in Panama City. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Campinas. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.