Cost of Living Comparison Between Campinas and Cebu Cost of Living Comparison Between Campinas and Cebu

Monthly Cost of Living

A single person spends $975 per month in Campinas vs $936 in Cebu, rent included.

A couple spends around $1,606 per month in Campinas vs $1,427 in Cebu, rent included.

A family of three spends $2,238 per month in Campinas vs $1,918 in Cebu, rent included.

Campinas costs about 4% more than Cebu, driven mainly by Eating Out.

Both Campinas and Cebu are more affordable than the global median – Campinas 29% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Campinas
Cebu
Difference
Meal at Budget Restaurant
$9.20 R$47.41
$3.09 ₱193
197.73%
Three-Course Dinner for Two, Mid-Range
$33.86 R$174
$23.80 ₱1,485
42.27%
Fast Food Meal (McDonalds, etc)
$7.96 R$41.01
$4.10 ₱256
94.15%
Cappuccino
$2.21 R$11.37
$2.60 ₱162
-15.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.22 R$6.30
$1.55 ₱96.7
-21.29%
Water (0.33 liter bottle)
$0.88 R$4.54
$0.54 ₱33.39
62.96%
Local Beer (0.5 liter draught)
$2.33 R$12.01
$1.73 ₱108
34.68%
Imported Beer (0.33 liter bottle)
$3.70 R$19.04
$2.19 ₱137
68.95%
🛒 Groceries & Markets
Campinas
Cebu
Difference
Milk (1 liter)
$1.07 R$5.51
$1.92 ₱120
-44.27%
White Bread (500g)
$2.08 R$10.73
$1.39 ₱86.9
49.64%
Rice (white) (1kg)
$1.29 R$6.67
$0.97 ₱60.7
32.99%
Eggs
$2.71 R$13.94
$2.00 ₱125
35.50%
Local Cheese (1kg)
$11.35 R$58.5
$9.93 ₱619
14.30%
Chicken Fillets (1kg)
$4.89 R$25.22
$4.38 ₱273
11.64%
Beef Round Steak (1kg)
$10.23 R$52.7
$7.41 ₱462
38.06%
Apples (1kg)
$2.37 R$12.19
$3.46 ₱216
-31.50%
Banana (1kg)
$1.80 R$9.27
$1.47 ₱91.5
22.45%
Oranges (1kg)
$1.48 R$7.62
$2.41 ₱151
-38.59%
Tomato (1kg)
$1.48 R$7.61
$1.54 ₱96.3
-3.90%
Potato (1kg)
$1.22 R$6.30
$2.36 ₱148
-48.31%
Onion (1kg)
$1.15 R$5.93
$1.91 ₱119
-39.79%
Lettuce (1 head)
$0.94 R$4.85
$1.24 ₱77.1
-24.19%
Water (1.5 liter bottle)
$0.80 R$4.11
$0.66 ₱41.34
21.21%
Cigarettes 20 Pack (Marlboro, Camel)
$2.48 R$12.76
$3.00 ₱187
-17.33%
Wine (Bottle)
$7.89 R$40.63
$6.08 ₱380
29.77%
Local Beer (0.5 liter bottle)
$1.45 R$7.47
$1.31 ₱81.6
10.69%
Imported Beer (0.33 liter bottle)
$2.41 R$12.42
$1.73 ₱108
39.31%
🚌 Getting Around
Campinas
Cebu
Difference
One-way Ticket (Public Transport)
$1.11 R$5.70
$0.25 ₱15.62
344.00%
Public Transport Monthly Pass (Regular Price)
$42.45 R$219
$12.73 ₱795
233.46%
Taxi Start (Normal Tariff)
$1.14 R$5.88
$0.75 ₱46.68
52.00%
Taxi (Normal Tariff) (1km)
$0.73 R$3.78
$0.23 ₱14.38
217.39%
Taxi 1hour Waiting (Normal Tariff)
$8.33 R$42.93
$4.60 ₱287
81.09%
Gasoline (1 liter)
$1.26 R$6.50
$1.34 ₱83.6
-5.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.1K R$119.2K
$21.8K ₱1.4M
6.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.8K R$158.7K
$19.4K ₱1.2M
58.61%
🧾 Monthly Utilities & Internet
Campinas
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.4 R$332
$121 ₱7,548
-46.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.37 R$79.2
$14.86 ₱927
3.43%
Internet (50+ Mbps, Unlimited Data)
$22.18 R$114
$27.84 ₱1,737
-20.33%
🎉 Sport & Entertainment
Campinas
Cebu
Difference
Gym Membership (Monthly)
$26.97 R$139
$32.06 ₱2,001
-15.88%
Tennis Court (1 Hour on Weekend)
$35.55 R$183
$6.43 ₱402
452.88%
Cinema Ticket
$7.93 R$40.89
$5.64 ₱352
40.60%
🧸 Childcare & Education
Campinas
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$425 R$2,189
$273 ₱17.1K
55.36%
International Primary School, 1 Child (Yearly)
$9,916 R$51.1K
$8,017 ₱500.3K
23.69%
👕👟 Clothing & Footwear
Campinas
Cebu
Difference
Jeans (Levis 501 Or Similar)
$63.0 R$325
$48.77 ₱3,044
29.22%
Summer Dress (H&M, Zara, etc)
$55.7 R$287
$25.49 ₱1,590
118.36%
Sport Shoes (Adidas, Nike)
$90.1 R$464
$78.1 ₱4,873
15.33%
Men's Leather Business Shoes
$83.4 R$430
$57.8 ₱3,609
44.18%
🏠 Accommodation & Living
Campinas
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$418 R$2,153
$500 ₱31.2K
-16.45%
1-bedroom Apartment, Outside City Center (Monthly)
$290 R$1,494
$300 ₱18.7K
-3.21%
3-bedroom Apartment, City Center (Monthly)
$926 R$4,774
$1,089 ₱67.9K
-14.90%
3-bedroom Apartment, Outside City Center (Monthly)
$622 R$3,206
$632 ₱39.4K
-1.54%
Buy Apartment in City Center (m2)
$2,053 R$10.6K
$2,888 ₱180.2K
-28.92%
Buy Apartment Outside City Center (m2)
$1,207 R$6,219
$1,877 ₱117.1K
-35.69%
💵 Salaries & Financials
Campinas
Cebu
Difference
Average Monthly Net Salary (After Tax)
$614 R$3,165
$346 ₱21.6K
77.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.81
7.2
50.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Campinas: August 31, 2026

Last update for Cebu: August 30, 2026

Cost Breakdown

A central one-bedroom costs $418 in Campinas versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 77% higher in Campinas, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34.00 in Campinas versus $24.00 in Cebu. Monthly groceries follow the same trend: $220 vs $208 – making Cebu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Campinas vs Cebu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Campinas or Cebu?
Campinas costs about 4% more than Cebu, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Campinas and in Cebu?
For a comfortable life, plan on about $1,462 per month in Campinas and $1,404 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Campinas or Cebu?
Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Campinas or in Cebu?
Groceries cost about 6% more in Campinas, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Campinas and in Cebu?
A mid-range dinner for two costs $34.00 in Campinas and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,500/month in Campinas or in Cebu?
A $1,500 monthly budget goes further in Cebu, where all-in costs run around $936, than in Campinas at $975. In Cebu it covers expenses comfortably, while in Campinas it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Campinas or Cebu?
For digital nomads, it depends on budget. Cebu costs $936 versus $975 in Campinas. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Campinas compared to Cebu?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Campinas or to Cebu?
If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Campinas makes more sense. Both are solid long-term options with distinct trade-offs.

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