Last update: Oct 2026

Cost of Living Comparison Between Panama City and Campinas

For one person, living is cheaper in Campinas: $992 a month against $1,837 in Panama City, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Panama City
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Panama City Living Index
49

Cost of Living Index in Campinas
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Campinas Living Index

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Panama City

🇵🇦 Panama

$1,837

/mo nomad

Campinas

🇧🇷 Brazil

$992

/mo nomad

Monthly Cost of Living

How much you'll spend in Panama City and in Campinas

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Panama City and in Campinas actually costs, broken down by who's living it.

A single person spends $1,837 per month in Panama City vs $992 in Campinas, rent included.

Panama City $1,837
Campinas $992

A couple spends around $2,825 per month in Panama City vs $1,654 in Campinas, rent included.

Panama City $2,825
Campinas $1,654

A family of three spends $3,812 per month in Panama City vs $2,316 in Campinas, rent included.

Panama City $3,812
Campinas $2,316

Panama City costs about 85% more than Campinas, and outside of rent the biggest gap is in groceries.

Panama City sits 37% above the global median, while Campinas is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.34 PAB 11.34

$9.94 R$49.63

14.08%

Three-Course Dinner for Two, Mid-Range

$47.85 PAB 47.85

$36.56 R$183

30.88%

Fast Food Meal (McDonalds, etc)

$8.07 PAB 8.07

$9.16 R$45.73

-11.90%

Cappuccino

$4.02 PAB 4.02

$2.35 R$11.75

71.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 PAB 1.94

$1.34 R$6.68

44.78%

Water (0.33 liter bottle)

$1.62 PAB 1.62

$0.87 R$4.34

86.21%

Local Beer (0.5 liter draught)

$3.26 PAB 3.26

$2.44 R$12.17

33.61%

Imported Beer (0.33 liter bottle)

$3.99 PAB 3.99

$3.89 R$19.41

2.57%

Milk (1 liter)

$1.83 PAB 1.83

$1.02 R$5.10

79.41%

White Bread (500g)

$2.57 PAB 2.57

$2.02 R$10.08

27.23%

Rice (white) (1kg)

$3.33 PAB 3.33

$1.38 R$6.89

141.30%

Eggs

$2.69 PAB 2.69

$2.63 R$13.14

2.28%

Local Cheese (1kg)

$12.33 PAB 12.33

$10.76 R$53.7

14.59%

Chicken Fillets (1kg)

$6.69 PAB 6.69

$4.56 R$22.76

46.71%

Beef Round Steak (1kg)

$10.40 PAB 10.40

$10.80 R$53.9

-3.70%

Apples (1kg)

$4.16 PAB 4.16

$2.31 R$11.53

80.09%

Banana (1kg)

$1.84 PAB 1.84

$1.71 R$8.52

7.60%

Oranges (1kg)

$4.18 PAB 4.18

$1.52 R$7.61

175.00%

Tomato (1kg)

$4.08 PAB 4.08

$1.35 R$6.75

202.22%

Potato (1kg)

$3.50 PAB 3.50

$1.27 R$6.33

175.59%

Onion (1kg)

$4.37 PAB 4.37

$1.24 R$6.19

252.42%

Lettuce (1 head)

$2.34 PAB 2.34

$0.99 R$4.94

136.36%

Water (1.5 liter bottle)

$1.75 PAB 1.75

$0.88 R$4.39

98.86%

Cigarettes 20 Pack (Marlboro, Camel)

$6.06 PAB 6.06

$2.52 R$12.57

140.48%

Wine (Bottle)

$11.72 PAB 11.72

$8.36 R$41.75

40.19%

Local Beer (0.5 liter bottle)

$1.37 PAB 1.37

$1.49 R$7.44

-8.05%

Imported Beer (0.33 liter bottle)

$2.84 PAB 2.84

$2.53 R$12.64

12.25%

One-way Ticket (Public Transport)

$0.36 PAB 0.36

$1.14 R$5.68

-68.42%

Public Transport Monthly Pass (Regular Price)

$20.96 PAB 20.96

$44.16 R$220

-52.54%

Taxi Start (Normal Tariff)

$2.52 PAB 2.52

$1.17 R$5.83

115.38%

Taxi (Normal Tariff) (1km)

$1.79 PAB 1.79

$0.77 R$3.86

132.47%

Taxi 1hour Waiting (Normal Tariff)

$22.01 PAB 22.01

$8.36 R$41.75

163.28%

Gasoline (1 liter)

$1.25 PAB 1.25

$1.29 R$6.44

-3.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K PAB 21.5K

$23.9K R$119.5K

-10.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K PAB 21.2K

$32.9K R$164.0K

-35.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 PAB 131

$65.7 R$328

99.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.68 PAB 27.68

$15.03 R$75.0

84.17%

Internet (50+ Mbps, Unlimited Data)

$48.59 PAB 48.59

$22.71 R$113

113.96%

Gym Membership (Monthly)

$46.11 PAB 46.11

$29.96 R$150

53.91%

Tennis Court (1 Hour on Weekend)

$35.01 PAB 35.01

$36.60 R$183

-4.34%

Cinema Ticket

$8.73 PAB 8.73

$8.03 R$40.08

8.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$551 PAB 551

$435 R$2,170

26.63%

International Primary School, 1 Child (Yearly)

$9,560 PAB 9,560

$11.0K R$54.9K

-13.01%

Jeans (Levis 501 Or Similar)

$67.6 PAB 67.6

$64.1 R$320

5.48%

Summer Dress (H&M, Zara, etc)

$48.03 PAB 48.03

$56.6 R$282

-15.07%

Sport Shoes (Adidas, Nike)

$94.9 PAB 94.9

$91.1 R$454

4.22%

Men's Leather Business Shoes

$113 PAB 113

$78.0 R$389

44.89%

1-bedroom Apartment, City Center (Monthly)

$1,238 PAB 1,238

$429 R$2,141

188.62%

1-bedroom Apartment, Outside City Center (Monthly)

$873 PAB 873

$292 R$1,460

198.64%

3-bedroom Apartment, City Center (Monthly)

$2,197 PAB 2,197

$971 R$4,847

126.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,538 PAB 1,538

$688 R$3,432

123.71%

Buy Apartment in City Center (m2)

$3,116 PAB 3,116

$2,168 R$10.8K

43.68%

Buy Apartment Outside City Center (m2)

$1,725 PAB 1,725

$1,242 R$6,199

38.89%

Average Monthly Net Salary (After Tax)

$934 PAB 934

$571 R$2,850

63.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.39

10.81

-40.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Panama City: October 3, 2026

Last update for Campinas: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Panama City

$873 47.2%

Campinas

$292 29% 66.5% $581

Groceries & Markets

Panama City

$324 17.5%

Campinas

$219 21.7% 32.6% $106

Monthly Utilities & Internet

Panama City

$207 11.2%

Campinas

$103 10.3% 50.1% $104

Eating Out

Panama City

$202 10.9%

Campinas

$164 16.3% 18.6% $38

Clothing & Footwear

Panama City

$146 7.9%

Campinas

$130 12.9% 10.5% $15

Sport & Entertainment

Panama City

$64 3.4%

Campinas

$46 4.6% 27.6% $18

Getting Around

Panama City

$34 1.8%

Campinas

$54 5.3% 58.6% $20

Cost Breakdown

A central one-bedroom costs $1,238 in Panama City versus $429 in Campinas. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 64% higher in Panama City, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Panama City versus $37.00 in Campinas. Monthly groceries follow the same trend: $324 vs $219 – making Campinas the more affordable choice for daily food spending.

Good to know

🇵🇦 Panama City

🇧🇷 Campinas

🕒 Local time

02:43 2:43 AM

04:43 4:43 AM

2 h ahead of Panama City

🌤 Weather

👥 Population

1,086,990 Capital

1,139,047

💱 Currency

Panamanian Balboa PAB B/.

Brazilian Real BRL R$

📈 Exchange rate

1 PAB = 1 USD

1 PAB = 0.892 EUR

1 BRL = 0.2 USD

1 BRL = 0.179 EUR

Exchange rates and currency converter

BRL, USD, EUR to PAB – Panamanian Balboa Converter

🇺🇸 United States Dollar ($)

🇵🇦 Panamanian Balboa (B/.)

Panamanian Balboa exchange rates as of October 10, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.892 EUR).

Brazilian Real exchange rates as of October 10, 2026: 1 USD = 4.99 BRL (1 BRL = 0.2 USD). 1 EUR = 5.6 BRL (1 BRL = 0.179 EUR).

USD to PAB in detail →

On the map

Lowest

Highest

Between locations

Panama City Campinas 5,010 km ≈ 7 h nonstop flight

From you

Panama City
Campinas

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Panama City vs Campinas: Cost of Living - Frequently Asked Questions

Panama City costs about 85% more than Campinas, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,756 per month in Panama City and $1,488 in Campinas. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Campinas, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 48% more in Panama City, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $48.00 in Panama City and $37.00 in Campinas. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Campinas, where all-in costs run around $992, than in Panama City at $1,837. In Campinas it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Campinas costs $992 versus $1,837 in Panama City. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Campinas. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.