Last update: Oct 2026

Cost of Living Comparison Between Cambridge Bay and Toronto

For one person, living is cheaper in Cambridge Bay: $2,240 a month against $2,610 in Toronto, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Cambridge Bay
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Cambridge Bay Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Cambridge Bay

🇨🇦 Canada

$2,240

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Cambridge Bay and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cambridge Bay and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,240 in Cambridge Bay versus $2,610 in Toronto.

Cambridge Bay $2,240
Toronto $2,610

Estimated couple costs with rent: $3,270 in Cambridge Bay versus $3,727 in Toronto.

Cambridge Bay $3,270
Toronto $3,727

Monthly costs for a family of three with rent: $4,301 in Cambridge Bay versus $4,844 in Toronto.

Cambridge Bay $4,301
Toronto $4,844

Living in Cambridge Bay costs roughly 14% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Cambridge Bay 65% above, Toronto 93% above.

Meal at Budget Restaurant

$21.83 CA$30.86

$17.59 CA$24.87

24.10%

Three-Course Dinner for Two, Mid-Range

$64.1 CA$90.6

$78.8 CA$111

-18.73%

Fast Food Meal (McDonalds, etc)

$10.64 CA$15.04

$10.73 CA$15.16

-0.84%

Cappuccino

$3.50 CA$4.95

$4.09 CA$5.78

-14.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 CA$2.75

$2.10 CA$2.97

-7.14%

Water (0.33 liter bottle)

$1.62 CA$2.29

$1.72 CA$2.43

-5.81%

Local Beer (0.5 liter draught)

$5.23 CA$7.40

$6.36 CA$8.99

-17.77%

Imported Beer (0.33 liter bottle)

$5.76 CA$8.14

$7.08 CA$10.01

-18.64%

Milk (1 liter)

$1.99 CA$2.81

$2.54 CA$3.59

-21.65%

White Bread (500g)

$2.54 CA$3.58

$2.72 CA$3.85

-6.62%

Rice (white) (1kg)

$3.31 CA$4.67

$2.18 CA$3.09

51.83%

Eggs

$3.48 CA$4.91

$3.63 CA$5.13

-4.13%

Local Cheese (1kg)

$9.89 CA$13.98

$9.46 CA$13.37

4.55%

Chicken Fillets (1kg)

$11.50 CA$16.26

$11.54 CA$16.32

-0.35%

Beef Round Steak (1kg)

$14.36 CA$20.31

$14.37 CA$20.32

-0.07%

Apples (1kg)

$3.83 CA$5.41

$3.70 CA$5.23

3.51%

Banana (1kg)

$1.29 CA$1.82

$1.19 CA$1.68

8.40%

Oranges (1kg)

$3.72 CA$5.26

$3.46 CA$4.90

7.51%

Tomato (1kg)

$3.81 CA$5.39

$4.22 CA$5.97

-9.72%

Potato (1kg)

$2.48 CA$3.51

$1.79 CA$2.52

38.55%

Onion (1kg)

$2.22 CA$3.14

$1.65 CA$2.33

34.55%

Lettuce (1 head)

$2.46 CA$3.48

$2.20 CA$3.11

11.82%

Water (1.5 liter bottle)

$1.63 CA$2.31

$1.26 CA$1.78

29.37%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 CA$19.94

$13.97 CA$19.75

1.00%

Wine (Bottle)

$12.43 CA$17.57

$14.20 CA$20.07

-12.46%

Local Beer (0.5 liter bottle)

$2.57 CA$3.63

$2.25 CA$3.18

14.22%

Imported Beer (0.33 liter bottle)

$3.06 CA$4.33

$2.53 CA$3.58

20.95%

One-way Ticket (Public Transport)

$2.31 CA$3.27

$2.32 CA$3.28

-0.43%

Public Transport Monthly Pass (Regular Price)

$60.5 CA$85.5

$112 CA$158

-45.83%

Taxi Start (Normal Tariff)

$2.94 CA$4.15

$3.06 CA$4.33

-3.92%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$1.22 CA$1.72

21.31%

Taxi 1hour Waiting (Normal Tariff)

$23.04 CA$32.56

$21.69 CA$30.66

6.22%

Gasoline (1 liter)

$1.13 CA$1.59

$1.21 CA$1.72

-6.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.9K

$26.1K CA$37.0K

7.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K CA$26.9K

$21.1K CA$29.9K

-9.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 CA$187

$120 CA$169

10.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.89 CA$53.6

$32.21 CA$45.54

17.63%

Internet (50+ Mbps, Unlimited Data)

$53.9 CA$76.2

$48.88 CA$69.1

10.27%

Gym Membership (Monthly)

$40.59 CA$57.4

$39.34 CA$55.6

3.18%

Tennis Court (1 Hour on Weekend)

$17.98 CA$25.41

$23.58 CA$33.34

-23.75%

Cinema Ticket

$11.15 CA$15.76

$12.58 CA$17.79

-11.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$746 CA$1,054

$832 CA$1,176

-10.36%

International Primary School, 1 Child (Yearly)

$13.1K CA$18.5K

$23.6K CA$33.4K

-44.52%

Jeans (Levis 501 Or Similar)

$53.1 CA$75.0

$52.3 CA$73.9

1.51%

Summer Dress (H&M, Zara, etc)

$37.83 CA$53.5

$39.44 CA$55.8

-4.08%

Sport Shoes (Adidas, Nike)

$85.5 CA$121

$99.0 CA$140

-13.63%

Men's Leather Business Shoes

$103 CA$145

$122 CA$172

-15.82%

1-bedroom Apartment, City Center (Monthly)

$1,257 CA$1,777

$1,631 CA$2,306

-22.94%

1-bedroom Apartment, Outside City Center (Monthly)

$1,098 CA$1,552

$1,448 CA$2,048

-24.19%

3-bedroom Apartment, City Center (Monthly)

$1,947 CA$2,753

$2,737 CA$3,869

-28.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,718 CA$2,429

$2,129 CA$3,010

-19.31%

Buy Apartment in City Center (m2)

$4,128 CA$5,836

$8,206 CA$11.6K

-49.69%

Buy Apartment Outside City Center (m2)

$3,532 CA$4,993

$6,838 CA$9,666

-48.35%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

4.47

4.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge Bay: October 18, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cambridge Bay

$1.1K 49%

Toronto

$1.4K 55.5% 31.9% $350

Groceries & Markets

Cambridge Bay

$349 15.6%

Toronto

$343 13.1% 1.6% $5.7

Eating Out

Cambridge Bay

$301 13.4%

Toronto

$283 10.9% 5.8% $17

Monthly Utilities & Internet

Cambridge Bay

$224 10%

Toronto

$201 7.7% 10.4% $23

Clothing & Footwear

Cambridge Bay

$126 5.6%

Toronto

$141 5.4% 12.1% $15

Getting Around

Cambridge Bay

$80 3.6%

Toronto

$130 5% 62.5% $50

Sport & Entertainment

Cambridge Bay

$63 2.8%

Toronto

$65 2.5% 2.6% $1.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,257 in Cambridge Bay and $1,631 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $64.0 in Cambridge Bay vs $79.0 in Toronto. Groceries flip the comparison at $349 vs $343, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Cambridge Bay

🇨🇦 Toronto

🕒 Local time

05:11 5:11 AM

07:11 7:11 AM

2 h ahead of Cambridge Bay

🌤 Weather

👥 Population

1,800

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Cambridge Bay Toronto 3,190 km ≈ 4 h 30 min nonstop flight

From you

Cambridge Bay
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cambridge Bay vs Toronto: Cost of Living - Frequently Asked Questions

Cambridge Bay and Toronto differ by about 17% in total monthly costs ($2,240 vs $2,610 including rent). Cambridge Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,359 in Cambridge Bay and $3,916 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,257 in Cambridge Bay versus $1,631 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,240 per month in Cambridge Bay versus $2,610 in Toronto – a 17% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cambridge Bay runs roughly 85% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,240 in Cambridge Bay versus $2,610 in Toronto, a $3,000 budget is realistic in Cambridge Bay but tight or insufficient in Toronto. The gap between the two cities makes Cambridge Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cambridge Bay gentler on the wallet – expenses run 17% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.