Cost of Living Comparison Between Cambridge Bay and Toronto Cost of Living Comparison Between Cambridge Bay and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,316 in Cambridge Bay versus $2,628 in Toronto.

Estimated couple costs with rent: $3,398 in Cambridge Bay versus $3,848 in Toronto.

Monthly costs for a family of three with rent: $4,481 in Cambridge Bay versus $5,067 in Toronto.

Living in Cambridge Bay costs roughly 12% less than in Toronto, driven mainly by Getting Around.

Both cities are pricier than the global median: Cambridge Bay 69% above, Toronto 91% above.

Meal at Budget Restaurant

$22.90 CA$31.69

$17.88 CA$24.75

28.08%

Three-Course Dinner for Two, Mid-Range

$66.5 CA$92.0

$87.9 CA$122

-24.32%

Fast Food Meal (McDonalds, etc)

$10.03 CA$13.87

$10.93 CA$15.13

-8.23%

Cappuccino

$3.25 CA$4.49

$4.06 CA$5.62

-19.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.09 CA$2.89

$2.18 CA$3.02

-4.13%

Water (0.33 liter bottle)

$1.65 CA$2.28

$1.70 CA$2.35

-2.94%

Local Beer (0.5 liter draught)

$5.15 CA$7.12

$6.69 CA$9.25

-23.02%

Imported Beer (0.33 liter bottle)

$6.26 CA$8.66

$7.35 CA$10.16

-14.83%

Milk (1 liter)

$2.09 CA$2.90

$2.78 CA$3.85

-24.82%

White Bread (500g)

$2.63 CA$3.64

$2.89 CA$4.00

-9.00%

Rice (white) (1kg)

$3.05 CA$4.22

$2.56 CA$3.55

19.14%

Eggs

$3.52 CA$4.87

$3.79 CA$5.24

-7.12%

Local Cheese (1kg)

$10.15 CA$14.05

$10.17 CA$14.07

-0.20%

Chicken Fillets (1kg)

$13.11 CA$18.14

$11.95 CA$16.53

9.71%

Beef Round Steak (1kg)

$15.86 CA$21.94

$16.12 CA$22.31

-1.61%

Apples (1kg)

$3.82 CA$5.28

$3.89 CA$5.39

-1.80%

Banana (1kg)

$1.33 CA$1.85

$1.27 CA$1.76

4.72%

Oranges (1kg)

$3.78 CA$5.23

$3.88 CA$5.37

-2.58%

Tomato (1kg)

$4.02 CA$5.56

$4.33 CA$5.99

-7.16%

Potato (1kg)

$2.28 CA$3.15

$1.83 CA$2.53

24.59%

Onion (1kg)

$2.26 CA$3.12

$1.50 CA$2.07

50.67%

Lettuce (1 head)

$2.36 CA$3.27

$2.28 CA$3.15

3.51%

Water (1.5 liter bottle)

$1.60 CA$2.21

$1.44 CA$1.99

11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$13.70 CA$18.96

$14.20 CA$19.64

-3.52%

Wine (Bottle)

$12.43 CA$17.20

$14.24 CA$19.71

-12.71%

Local Beer (0.5 liter bottle)

$2.80 CA$3.87

$2.25 CA$3.11

24.44%

Imported Beer (0.33 liter bottle)

$2.80 CA$3.87

$2.53 CA$3.50

10.67%

One-way Ticket (Public Transport)

$2.25 CA$3.11

$2.47 CA$3.42

-8.91%

Public Transport Monthly Pass (Regular Price)

$58.9 CA$81.5

$112 CA$155

-47.42%

Taxi Start (Normal Tariff)

$2.99 CA$4.14

$3.05 CA$4.22

-1.97%

Taxi (Normal Tariff) (1km)

$1.61 CA$2.23

$1.24 CA$1.71

29.84%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.19

$22.44 CA$31.05

-2.76%

Gasoline (1 liter)

$1.18 CA$1.63

$1.24 CA$1.71

-4.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K CA$42.5K

$27.5K CA$38.1K

11.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.5K CA$24.2K

$21.1K CA$29.3K

-17.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 CA$214

$128 CA$177

21.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.97 CA$53.9

$33.79 CA$46.75

15.33%

Internet (50+ Mbps, Unlimited Data)

$56.5 CA$78.2

$49.25 CA$68.2

14.68%

Gym Membership (Monthly)

$47.35 CA$65.5

$40.93 CA$56.6

15.69%

Tennis Court (1 Hour on Weekend)

$15.94 CA$22.06

$24.62 CA$34.07

-35.26%

Cinema Ticket

$10.80 CA$14.94

$13.16 CA$18.21

-17.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$849 CA$1,175

$792 CA$1,097

7.16%

International Primary School, 1 Child (Yearly)

$12.2K CA$16.8K

$24.1K CA$33.4K

-49.55%

Jeans (Levis 501 Or Similar)

$48.81 CA$67.5

$54.5 CA$75.4

-10.47%

Summer Dress (H&M, Zara, etc)

$36.66 CA$50.7

$43.11 CA$59.7

-14.96%

Sport Shoes (Adidas, Nike)

$81.5 CA$113

$102 CA$140

-19.72%

Men's Leather Business Shoes

$102 CA$140

$123 CA$171

-17.66%

1-bedroom Apartment, City Center (Monthly)

$1,234 CA$1,707

$1,653 CA$2,287

-25.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,235 CA$1,708

$1,452 CA$2,009

-14.95%

3-bedroom Apartment, City Center (Monthly)

$2,167 CA$2,999

$2,694 CA$3,728

-19.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,777 CA$2,458

$2,149 CA$2,974

-17.34%

Buy Apartment in City Center (m2)

$4,858 CA$6,722

$8,347 CA$11.6K

-41.80%

Buy Apartment Outside City Center (m2)

$3,334 CA$4,613

$6,816 CA$9,431

-51.09%

Average Monthly Net Salary (After Tax)

$3,614 CA$5,001

20-Year Fixed Mortgage Interest Rate (Annual %)

4.68

4.49

4.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge Bay: August 29, 2026

Last update for Toronto: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,234 in Cambridge Bay and $1,653 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $67.0 in Cambridge Bay vs $88.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $364 vs $365 per month, with Cambridge Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cambridge Bay vs Toronto: Cost of Living - Frequently Asked Questions

Cambridge Bay and Toronto differ by about 13% in total monthly costs ($2,316 vs $2,628 including rent). Cambridge Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,473 in Cambridge Bay and $3,942 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,234 in Cambridge Bay versus $1,653 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,316 per month in Cambridge Bay versus $2,628 in Toronto – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cambridge Bay runs roughly 90% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,316 in Cambridge Bay versus $2,628 in Toronto, a $3,000 budget is realistic in Cambridge Bay but tight or insufficient in Toronto. The gap between the two cities makes Cambridge Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cambridge Bay gentler on the wallet – expenses run 13% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.