Cost of Living Comparison Between Cambridge Bay and Toronto Cost of Living Comparison Between Cambridge Bay and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,355 in Cambridge Bay versus $2,788 in Toronto.

Estimated couple costs with rent: $3,483 in Cambridge Bay versus $4,110 in Toronto.

Monthly costs for a family of three with rent: $4,611 in Cambridge Bay versus $5,432 in Toronto.

Living in Cambridge Bay costs roughly 16% less than in Toronto, driven mainly by Getting Around.

Both cities are pricier than the global median: Cambridge Bay 76% above, Toronto 109% above.

Meal at Budget Restaurant

$23.77 CA$33.53

$18.95 CA$26.72

25.44%

Three-Course Dinner for Two, Mid-Range

$70.2 CA$99.0

$83.9 CA$118

-16.31%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.28

$10.97 CA$15.47

-1.28%

Cappuccino

$3.84 CA$5.41

$3.97 CA$5.60

-3.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 CA$2.75

$2.15 CA$3.03

-9.30%

Water (0.33 liter bottle)

$1.69 CA$2.39

$1.64 CA$2.31

3.05%

Local Beer (0.5 liter draught)

$5.37 CA$7.58

$6.06 CA$8.54

-11.39%

Imported Beer (0.33 liter bottle)

$5.75 CA$8.11

$6.79 CA$9.58

-15.32%

Milk (1 liter)

$2.13 CA$3.01

$2.71 CA$3.82

-21.40%

White Bread (500g)

$2.60 CA$3.66

$2.75 CA$3.88

-5.45%

Rice (white) (1kg)

$3.50 CA$4.93

$3.58 CA$5.05

-2.23%

Eggs

$3.42 CA$4.83

$3.47 CA$4.89

-1.44%

Local Cheese (1kg)

$11.09 CA$15.65

$13.60 CA$19.18

-18.46%

Chicken Fillets (1kg)

$11.57 CA$16.32

$13.37 CA$18.86

-13.46%

Beef Round Steak (1kg)

$15.00 CA$21.15

$16.87 CA$23.80

-11.08%

Apples (1kg)

$4.07 CA$5.74

$4.19 CA$5.91

-2.86%

Banana (1kg)

$1.37 CA$1.94

$1.14 CA$1.61

20.18%

Oranges (1kg)

$3.75 CA$5.29

$3.23 CA$4.56

16.10%

Tomato (1kg)

$3.82 CA$5.39

$3.98 CA$5.62

-4.02%

Potato (1kg)

$2.43 CA$3.43

$2.48 CA$3.50

-2.02%

Onion (1kg)

$2.46 CA$3.47

$2.82 CA$3.98

-12.77%

Lettuce (1 head)

$2.65 CA$3.73

$2.35 CA$3.32

12.77%

Water (1.5 liter bottle)

$1.79 CA$2.53

$1.96 CA$2.77

-8.67%

Cigarettes 20 Pack (Marlboro, Camel)

$13.85 CA$19.53

$14.81 CA$20.89

-6.48%

Wine (Bottle)

$12.83 CA$18.09

$14.21 CA$20.04

-9.71%

Local Beer (0.5 liter bottle)

$2.95 CA$4.17

$2.70 CA$3.80

9.26%

Imported Beer (0.33 liter bottle)

$3.16 CA$4.45

$3.14 CA$4.42

0.64%

One-way Ticket (Public Transport)

$2.34 CA$3.31

$2.54 CA$3.58

-7.87%

Public Transport Monthly Pass (Regular Price)

$62.8 CA$88.6

$116 CA$163

-45.78%

Taxi Start (Normal Tariff)

$3.24 CA$4.56

$3.57 CA$5.04

-9.24%

Taxi (Normal Tariff) (1km)

$1.50 CA$2.12

$1.40 CA$1.98

7.14%

Taxi 1hour Waiting (Normal Tariff)

$25.99 CA$36.66

$25.54 CA$36.02

1.76%

Gasoline (1 liter)

$1.16 CA$1.64

$1.09 CA$1.54

6.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.5K

$25.4K CA$35.8K

-0.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$29.2K

$21.3K CA$30.0K

-2.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 CA$200

$116 CA$164

21.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.07 CA$60.8

$37.15 CA$52.4

15.94%

Internet (50+ Mbps, Unlimited Data)

$62.0 CA$87.4

$53.2 CA$75.0

16.48%

Gym Membership (Monthly)

$41.44 CA$58.5

$55.7 CA$78.6

-25.61%

Tennis Court (1 Hour on Weekend)

$20.88 CA$29.45

Cinema Ticket

$11.59 CA$16.35

$11.63 CA$16.40

-0.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$732 CA$1,033

$1,122 CA$1,582

-34.72%

International Primary School, 1 Child (Yearly)

$12.0K CA$16.9K

$18.1K CA$25.5K

-33.58%

Jeans (Levis 501 Or Similar)

$53.7 CA$75.8

$58.5 CA$82.5

-8.12%

Summer Dress (H&M, Zara, etc)

$39.68 CA$56.0

$39.43 CA$55.6

0.63%

Sport Shoes (Adidas, Nike)

$86.9 CA$123

$90.4 CA$128

-3.97%

Men's Leather Business Shoes

$108 CA$153

$113 CA$159

-4.18%

1-bedroom Apartment, City Center (Monthly)

$1,335 CA$1,883

$1,823 CA$2,572

-26.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,181 CA$1,666

$1,557 CA$2,196

-24.12%

3-bedroom Apartment, City Center (Monthly)

$2,047 CA$2,888

$2,986 CA$4,212

-31.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,803 CA$2,544

$2,450 CA$3,456

-26.39%

Buy Apartment in City Center (m2)

$4,326 CA$6,101

$8,678 CA$12.2K

-50.16%

Buy Apartment Outside City Center (m2)

$3,558 CA$5,019

$6,940 CA$9,789

-48.73%

Average Monthly Net Salary (After Tax)

$3,390 CA$4,782

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

5.16

25.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge Bay: July 22, 2026

Last update for Toronto: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,335 in Cambridge Bay and $1,842 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $70.0 in Cambridge Bay vs $84.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $365 vs $395 per month, with Cambridge Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cambridge Bay vs Toronto: Cost of Living - Frequently Asked Questions

Cambridge Bay and Toronto differ by about 18% in total monthly costs ($2,355 vs $2,788 including rent). Cambridge Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,533 in Cambridge Bay and $4,181 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,335 in Cambridge Bay versus $1,842 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,355 per month in Cambridge Bay versus $2,788 in Toronto – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cambridge Bay runs roughly 80% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Cambridge Bay is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cambridge Bay gentler on the wallet – expenses run 18% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.