Last update: Oct 2026

Cost of Living Comparison Between Cambridge Bay and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,240 in Cambridge Bay, rent and utilities included – about $2,200 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Cambridge Bay
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Cambridge Bay Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Cambridge Bay

🇨🇦 Canada

$2,240

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Cambridge Bay and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cambridge Bay and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,240 in Cambridge Bay versus $2,059 in Montreal.

Cambridge Bay $2,240
Montreal $2,059

Estimated couple costs with rent: $3,270 in Cambridge Bay versus $3,123 in Montreal.

Cambridge Bay $3,270
Montreal $3,123

Monthly costs for a family of three with rent: $4,301 in Cambridge Bay versus $4,187 in Montreal.

Cambridge Bay $4,301
Montreal $4,187

Living in Cambridge Bay is roughly 9% more expensive than in Montreal, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Cambridge Bay 65% above, Montreal 52% above.

Meal at Budget Restaurant

$21.83 CA$30.86

$18.84 CA$26.63

15.87%

Three-Course Dinner for Two, Mid-Range

$64.1 CA$90.6

$73.2 CA$104

-12.51%

Fast Food Meal (McDonalds, etc)

$10.64 CA$15.04

$10.54 CA$14.90

0.95%

Cappuccino

$3.50 CA$4.95

$3.97 CA$5.61

-11.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 CA$2.75

$1.94 CA$2.74

0.52%

Water (0.33 liter bottle)

$1.62 CA$2.29

$1.57 CA$2.22

3.18%

Local Beer (0.5 liter draught)

$5.23 CA$7.40

$6.42 CA$9.08

-18.54%

Imported Beer (0.33 liter bottle)

$5.76 CA$8.14

$7.20 CA$10.19

-20.00%

Milk (1 liter)

$1.99 CA$2.81

$2.32 CA$3.28

-14.22%

White Bread (500g)

$2.54 CA$3.58

$3.19 CA$4.51

-20.38%

Rice (white) (1kg)

$3.31 CA$4.67

$3.19 CA$4.50

3.76%

Eggs

$3.48 CA$4.91

$3.68 CA$5.20

-5.43%

Local Cheese (1kg)

$9.89 CA$13.98

$13.24 CA$18.72

-25.30%

Chicken Fillets (1kg)

$11.50 CA$16.26

$11.69 CA$16.53

-1.63%

Beef Round Steak (1kg)

$14.36 CA$20.31

$13.98 CA$19.76

2.72%

Apples (1kg)

$3.83 CA$5.41

$3.14 CA$4.44

21.97%

Banana (1kg)

$1.29 CA$1.82

$1.45 CA$2.05

-11.03%

Oranges (1kg)

$3.72 CA$5.26

$3.38 CA$4.78

10.06%

Tomato (1kg)

$3.81 CA$5.39

$3.11 CA$4.40

22.51%

Potato (1kg)

$2.48 CA$3.51

$1.93 CA$2.72

28.50%

Onion (1kg)

$2.22 CA$3.14

$1.83 CA$2.58

21.31%

Lettuce (1 head)

$2.46 CA$3.48

$2.36 CA$3.34

4.24%

Water (1.5 liter bottle)

$1.63 CA$2.31

$1.50 CA$2.12

8.67%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 CA$19.94

$11.12 CA$15.73

26.89%

Wine (Bottle)

$12.43 CA$17.57

$10.60 CA$14.98

17.26%

Local Beer (0.5 liter bottle)

$2.57 CA$3.63

$2.22 CA$3.14

15.77%

Imported Beer (0.33 liter bottle)

$3.06 CA$4.33

$2.84 CA$4.01

7.75%

One-way Ticket (Public Transport)

$2.31 CA$3.27

$2.62 CA$3.71

-11.83%

Public Transport Monthly Pass (Regular Price)

$60.5 CA$85.5

$79.1 CA$112

-23.58%

Taxi Start (Normal Tariff)

$2.94 CA$4.15

$3.23 CA$4.56

-8.98%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$1.48 CA$2.10

Taxi 1hour Waiting (Normal Tariff)

$23.04 CA$32.56

$32.22 CA$45.55

-28.49%

Gasoline (1 liter)

$1.13 CA$1.59

$1.36 CA$1.92

-16.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.9K

$27.6K CA$39.1K

2.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K CA$26.9K

$21.2K CA$30.0K

-10.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 CA$187

$77.0 CA$109

71.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.89 CA$53.6

$34.14 CA$48.26

10.98%

Internet (50+ Mbps, Unlimited Data)

$53.9 CA$76.2

$42.19 CA$59.7

27.76%

Gym Membership (Monthly)

$40.59 CA$57.4

$30.81 CA$43.56

31.74%

Tennis Court (1 Hour on Weekend)

$17.98 CA$25.41

$19.66 CA$27.79

-8.55%

Cinema Ticket

$11.15 CA$15.76

$11.47 CA$16.22

-2.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$746 CA$1,054

$506 CA$716

47.33%

International Primary School, 1 Child (Yearly)

$13.1K CA$18.5K

$16.2K CA$23.0K

-19.32%

Jeans (Levis 501 Or Similar)

$53.1 CA$75.0

$57.3 CA$81.0

-7.32%

Summer Dress (H&M, Zara, etc)

$37.83 CA$53.5

$38.10 CA$53.9

-0.71%

Sport Shoes (Adidas, Nike)

$85.5 CA$121

$91.9 CA$130

-6.97%

Men's Leather Business Shoes

$103 CA$145

$110 CA$155

-6.50%

1-bedroom Apartment, City Center (Monthly)

$1,257 CA$1,777

$1,237 CA$1,748

1.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,098 CA$1,552

$977 CA$1,381

12.41%

3-bedroom Apartment, City Center (Monthly)

$1,947 CA$2,753

$2,180 CA$3,082

-10.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,718 CA$2,429

$1,608 CA$2,273

6.84%

Buy Apartment in City Center (m2)

$4,128 CA$5,836

$5,113 CA$7,228

-19.26%

Buy Apartment Outside City Center (m2)

$3,532 CA$4,993

$3,744 CA$5,293

-5.67%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

4.48

4.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cambridge Bay: October 18, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cambridge Bay

$1.1K 49%

Montreal

$977 47.4% 11% $121

Groceries & Markets

Cambridge Bay

$349 15.6%

Montreal

$351 17.1% 0.7% $2.5

Eating Out

Cambridge Bay

$301 13.4%

Montreal

$290 14.1% 3.3% $10

Monthly Utilities & Internet

Cambridge Bay

$224 10%

Montreal

$153 7.5% 31.5% $71

Clothing & Footwear

Cambridge Bay

$126 5.6%

Montreal

$134 6.5% 6.5% $8.1

Getting Around

Cambridge Bay

$80 3.6%

Montreal

$100 4.9% 25.3% $20

Sport & Entertainment

Cambridge Bay

$63 2.8%

Montreal

$54 2.6% 14.5% $9.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,257 in Cambridge Bay and $1,237 in Montreal. Housing cost is often the main lever when comparing two cities.

Dining out: $64.0 in Cambridge Bay vs $73.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $349 vs $351 per month, with Cambridge Bay cheaper across the board.

Good to know

🇨🇦 Cambridge Bay

🇨🇦 Montreal

🕒 Local time

05:11 5:11 AM

07:11 7:11 AM

2 h ahead of Cambridge Bay

🌤 Weather

👥 Population

1,800

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Cambridge Bay Montreal 3,160 km ≈ 4 h 30 min nonstop flight

From you

Cambridge Bay
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cambridge Bay vs Montreal: Cost of Living - Frequently Asked Questions

Cambridge Bay and Montreal differ by about 9% in total monthly costs ($2,240 vs $2,059 including rent). Montreal is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,359 in Cambridge Bay and $3,089 in Montreal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,257 in Cambridge Bay versus $1,237 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,240 per month in Cambridge Bay versus $2,059 in Montreal – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Montreal runs roughly 31% less than in Cambridge Bay. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,059 in Montreal versus $2,240 in Cambridge Bay, a $2,000 budget is realistic in Montreal but tight or insufficient in Cambridge Bay. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cambridge Bay and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 9% less than in Cambridge Bay. Beyond cost, consider language, visa policies, and how big the international community is in each city.