Cost of Living Comparison Between Toronto and Cambridge Bay Cost of Living Comparison Between Toronto and Cambridge Bay

Monthly Cost of Living

Monthly costs for one person with rent: $2,811 in Toronto versus $2,391 in Cambridge Bay.

Estimated couple costs with rent: $4,130 in Toronto versus $3,434 in Cambridge Bay.

Monthly costs for a family of three with rent: $5,449 in Toronto versus $4,477 in Cambridge Bay.

Living in Toronto is roughly 18% more expensive than Cambridge Bay, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 110% above, Cambridge Bay 78% above.

Meal at Budget Restaurant

$18.71 CA$26.08

$23.39 CA$32.60

-20.01%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$68.6 CA$95.6

19.28%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.09

$10.94 CA$15.25

-1.01%

Cappuccino

$3.89 CA$5.42

$3.72 CA$5.19

4.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$2.03 CA$2.83

9.36%

Water (0.33 liter bottle)

$1.65 CA$2.30

$1.72 CA$2.39

-4.07%

Local Beer (0.5 liter draught)

$6.05 CA$8.43

$5.50 CA$7.67

10.00%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.17

$5.76 CA$8.02

14.24%

Milk (1 liter)

$2.73 CA$3.80

$2.14 CA$2.98

27.57%

White Bread (500g)

$2.72 CA$3.79

$2.69 CA$3.75

1.12%

Rice (white) (1kg)

$3.54 CA$4.93

$3.49 CA$4.86

1.43%

Eggs

$3.50 CA$4.88

$3.41 CA$4.76

2.64%

Local Cheese (1kg)

$13.53 CA$18.85

$11.27 CA$15.71

20.05%

Chicken Fillets (1kg)

$13.09 CA$18.24

$11.61 CA$16.19

12.75%

Beef Round Steak (1kg)

$16.96 CA$23.64

$14.96 CA$20.84

13.37%

Apples (1kg)

$4.16 CA$5.80

$3.98 CA$5.55

4.52%

Banana (1kg)

$1.18 CA$1.64

$1.35 CA$1.89

-12.59%

Oranges (1kg)

$3.25 CA$4.53

$3.65 CA$5.09

-10.96%

Tomato (1kg)

$4.12 CA$5.74

$3.67 CA$5.12

12.26%

Potato (1kg)

$2.50 CA$3.49

Onion (1kg)

$2.88 CA$4.01

$2.57 CA$3.59

12.06%

Lettuce (1 head)

$2.35 CA$3.27

$2.53 CA$3.53

-7.11%

Water (1.5 liter bottle)

$2.00 CA$2.79

$1.72 CA$2.39

16.28%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.32

$14.01 CA$19.53

4.07%

Wine (Bottle)

$14.18 CA$19.76

$12.66 CA$17.64

12.01%

Local Beer (0.5 liter bottle)

$2.80 CA$3.90

$2.92 CA$4.06

-4.11%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.54

$3.18 CA$4.43

2.20%

One-way Ticket (Public Transport)

$2.40 CA$3.35

$2.33 CA$3.25

3.00%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$62.9 CA$87.6

81.38%

Taxi Start (Normal Tariff)

$3.76 CA$5.24

$3.11 CA$4.34

20.90%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$1.48 CA$2.07

-4.73%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.58

$25.61 CA$35.69

-0.31%

Gasoline (1 liter)

$1.10 CA$1.53

$1.16 CA$1.62

-5.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.2K

$25.5K CA$35.6K

-1.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.4K

$20.5K CA$28.5K

3.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$167

$143 CA$199

-16.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.3

$43.58 CA$60.7

-13.86%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$76.0

$63.4 CA$88.4

-14.03%

Gym Membership (Monthly)

$55.5 CA$77.4

$42.41 CA$59.1

30.89%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.48

Cinema Ticket

$11.56 CA$16.11

$11.55 CA$16.10

0.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,574

$737 CA$1,028

53.14%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$11.7K CA$16.3K

53.46%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.3

$55.5 CA$77.3

2.63%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.7

$39.34 CA$54.8

1.58%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$85.6 CA$119

4.68%

Men's Leather Business Shoes

$114 CA$159

$105 CA$146

8.74%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,577

$1,290 CA$1,797

43.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,174

$1,193 CA$1,663

30.68%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,077

$2,050 CA$2,857

42.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,443

$1,801 CA$2,510

37.14%

Buy Apartment in City Center (m2)

$9,085 CA$12.7K

$4,799 CA$6,688

89.32%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,806

$4,142 CA$5,772

69.88%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,978

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.46

-20.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Cambridge Bay: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,849 in Toronto and $1,290 in Cambridge Bay. Housing cost is often the main lever when comparing two cities.

Dining out: $82.0 in Toronto vs $69.0 in Cambridge Bay for a mid-range dinner for two. Groceries echo the gap at $396 vs $363 per month, with Cambridge Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Cambridge Bay: Cost of Living - Frequently Asked Questions

Toronto and Cambridge Bay differ by about 18% in total monthly costs ($2,811 vs $2,391 including rent). Cambridge Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $4,216 in Toronto and $3,586 in Cambridge Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,849 in Toronto versus $1,290 in Cambridge Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,811 per month in Toronto versus $2,391 in Cambridge Bay – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cambridge Bay runs roughly 81% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,391 in Cambridge Bay versus $2,811 in Toronto, a $3,000 budget is realistic in Cambridge Bay but tight or insufficient in Toronto. The gap between the two cities makes Cambridge Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cambridge Bay gentler on the wallet – expenses run 18% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.