Cost of Living Comparison Between Toronto and Cambridge Bay Cost of Living Comparison Between Toronto and Cambridge Bay

Monthly Cost of Living

Monthly costs for one person with rent: $2,628 in Toronto versus $2,316 in Cambridge Bay.

Estimated couple costs with rent: $3,848 in Toronto versus $3,398 in Cambridge Bay.

Monthly costs for a family of three with rent: $5,067 in Toronto versus $4,481 in Cambridge Bay.

Living in Toronto is roughly 13% more expensive than in Cambridge Bay, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 91% above, Cambridge Bay 69% above.

Meal at Budget Restaurant

$17.88 CA$24.75

$22.90 CA$31.69

-21.92%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$122

$66.5 CA$92.0

32.13%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.13

$10.03 CA$13.87

8.97%

Cappuccino

$4.06 CA$5.62

$3.25 CA$4.49

24.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.02

$2.09 CA$2.89

4.31%

Water (0.33 liter bottle)

$1.70 CA$2.35

$1.65 CA$2.28

3.03%

Local Beer (0.5 liter draught)

$6.69 CA$9.25

$5.15 CA$7.12

29.90%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.16

$6.26 CA$8.66

17.41%

Milk (1 liter)

$2.78 CA$3.85

$2.09 CA$2.90

33.01%

White Bread (500g)

$2.89 CA$4.00

$2.63 CA$3.64

9.89%

Rice (white) (1kg)

$2.56 CA$3.55

$3.05 CA$4.22

-16.07%

Eggs

$3.79 CA$5.24

$3.52 CA$4.87

7.67%

Local Cheese (1kg)

$10.17 CA$14.07

$10.15 CA$14.05

0.20%

Chicken Fillets (1kg)

$11.95 CA$16.53

$13.11 CA$18.14

-8.85%

Beef Round Steak (1kg)

$16.12 CA$22.31

$15.86 CA$21.94

1.64%

Apples (1kg)

$3.89 CA$5.39

$3.82 CA$5.28

1.83%

Banana (1kg)

$1.27 CA$1.76

$1.33 CA$1.85

-4.51%

Oranges (1kg)

$3.88 CA$5.37

$3.78 CA$5.23

2.65%

Tomato (1kg)

$4.33 CA$5.99

$4.02 CA$5.56

7.71%

Potato (1kg)

$1.83 CA$2.53

$2.28 CA$3.15

-19.74%

Onion (1kg)

$1.50 CA$2.07

$2.26 CA$3.12

-33.63%

Lettuce (1 head)

$2.28 CA$3.15

$2.36 CA$3.27

-3.39%

Water (1.5 liter bottle)

$1.44 CA$1.99

$1.60 CA$2.21

-10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.64

$13.70 CA$18.96

3.65%

Wine (Bottle)

$14.24 CA$19.71

$12.43 CA$17.20

14.56%

Local Beer (0.5 liter bottle)

$2.25 CA$3.11

$2.80 CA$3.87

-19.64%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.50

$2.80 CA$3.87

-9.64%

One-way Ticket (Public Transport)

$2.47 CA$3.42

$2.25 CA$3.11

9.78%

Public Transport Monthly Pass (Regular Price)

$112 CA$155

$58.9 CA$81.5

90.18%

Taxi Start (Normal Tariff)

$3.05 CA$4.22

$2.99 CA$4.14

2.01%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.71

$1.61 CA$2.23

-22.98%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$31.05

$21.82 CA$30.19

2.84%

Gasoline (1 liter)

$1.24 CA$1.71

$1.18 CA$1.63

5.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.1K

$30.7K CA$42.5K

-10.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$17.5K CA$24.2K

20.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$177

$154 CA$214

-17.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.75

$38.97 CA$53.9

-13.29%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$68.2

$56.5 CA$78.2

-12.80%

Gym Membership (Monthly)

$40.93 CA$56.6

$47.35 CA$65.5

-13.56%

Tennis Court (1 Hour on Weekend)

$24.62 CA$34.07

$15.94 CA$22.06

54.45%

Cinema Ticket

$13.16 CA$18.21

$10.80 CA$14.94

21.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,097

$849 CA$1,175

-6.69%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.4K

$12.2K CA$16.8K

98.21%

Jeans (Levis 501 Or Similar)

$54.5 CA$75.4

$48.81 CA$67.5

11.70%

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.7

$36.66 CA$50.7

17.59%

Sport Shoes (Adidas, Nike)

$102 CA$140

$81.5 CA$113

24.57%

Men's Leather Business Shoes

$123 CA$171

$102 CA$140

21.45%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,287

$1,234 CA$1,707

34.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,009

$1,235 CA$1,708

17.58%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,728

$2,167 CA$2,999

24.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,974

$1,777 CA$2,458

20.98%

Buy Apartment in City Center (m2)

$8,347 CA$11.6K

$4,858 CA$6,722

71.83%

Buy Apartment Outside City Center (m2)

$6,816 CA$9,431

$3,334 CA$4,613

104.45%

Average Monthly Net Salary (After Tax)

$3,614 CA$5,001

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

4.68

-4.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Cambridge Bay: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,653 in Toronto and $1,234 in Cambridge Bay. Housing cost is often the main lever when comparing two cities.

Dining out: $88.0 in Toronto vs $67.0 in Cambridge Bay for a mid-range dinner for two. Groceries echo the gap at $365 vs $364 per month, with Cambridge Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Cambridge Bay: Cost of Living - Frequently Asked Questions

Toronto and Cambridge Bay differ by about 13% in total monthly costs ($2,628 vs $2,316 including rent). Cambridge Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,942 in Toronto and $3,473 in Cambridge Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,653 in Toronto versus $1,234 in Cambridge Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,628 per month in Toronto versus $2,316 in Cambridge Bay – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cambridge Bay runs roughly 90% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,316 in Cambridge Bay versus $2,628 in Toronto, a $3,000 budget is realistic in Cambridge Bay but tight or insufficient in Toronto. The gap between the two cities makes Cambridge Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cambridge Bay gentler on the wallet – expenses run 13% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.