Cost of Living Comparison Between Toronto and Cambridge Bay Cost of Living Comparison Between Toronto and Cambridge Bay

Monthly Cost of Living

Monthly costs for one person with rent: $2,768 in Toronto versus $2,391 in Cambridge Bay.

Estimated couple costs with rent: $4,066 in Toronto versus $3,444 in Cambridge Bay.

Monthly costs for a family of three with rent: $5,364 in Toronto versus $4,497 in Cambridge Bay.

Living in Toronto is roughly 16% more expensive than Cambridge Bay, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 106% above, Cambridge Bay 77% above.

Meal at Budget Restaurant

$18.40 CA$25.20

$23.58 CA$32.30

-21.97%

Three-Course Dinner for Two, Mid-Range

$81.3 CA$111

$70.0 CA$96.0

16.12%

Fast Food Meal (McDonalds, etc)

$10.92 CA$14.97

$11.11 CA$15.22

-1.71%

Cappuccino

$3.83 CA$5.25

$3.67 CA$5.02

4.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.01

$2.06 CA$2.83

6.31%

Water (0.33 liter bottle)

$1.64 CA$2.25

$1.70 CA$2.32

-3.53%

Local Beer (0.5 liter draught)

$5.87 CA$8.05

$5.60 CA$7.67

4.82%

Imported Beer (0.33 liter bottle)

$6.74 CA$9.24

$6.04 CA$8.28

11.59%

Milk (1 liter)

$2.69 CA$3.68

$2.09 CA$2.87

28.71%

White Bread (500g)

$2.78 CA$3.81

$2.61 CA$3.58

6.51%

Rice (white) (1kg)

$3.51 CA$4.81

$3.49 CA$4.78

0.57%

Eggs

$3.47 CA$4.76

$3.37 CA$4.62

2.97%

Local Cheese (1kg)

$13.25 CA$18.15

$11.01 CA$15.09

20.35%

Chicken Fillets (1kg)

$12.92 CA$17.70

$11.59 CA$15.87

11.48%

Beef Round Steak (1kg)

$16.38 CA$22.44

$14.88 CA$20.38

10.08%

Apples (1kg)

$4.03 CA$5.52

$3.98 CA$5.45

1.26%

Banana (1kg)

$1.17 CA$1.61

$1.40 CA$1.92

-16.43%

Oranges (1kg)

$3.35 CA$4.59

$3.68 CA$5.05

-8.97%

Tomato (1kg)

$4.01 CA$5.50

$3.78 CA$5.17

6.08%

Potato (1kg)

$2.44 CA$3.34

$2.48 CA$3.40

-1.61%

Onion (1kg)

$2.84 CA$3.90

$2.54 CA$3.48

11.81%

Lettuce (1 head)

$2.39 CA$3.27

$2.64 CA$3.61

-9.47%

Water (1.5 liter bottle)

$1.98 CA$2.71

$1.71 CA$2.34

15.79%

Cigarettes 20 Pack (Marlboro, Camel)

$14.82 CA$20.31

$13.77 CA$18.87

7.63%

Wine (Bottle)

$14.37 CA$19.68

$14.11 CA$19.34

1.84%

Local Beer (0.5 liter bottle)

$2.77 CA$3.79

$2.94 CA$4.02

-5.78%

Imported Beer (0.33 liter bottle)

$3.30 CA$4.52

$3.01 CA$4.12

9.63%

One-way Ticket (Public Transport)

$2.45 CA$3.35

$2.31 CA$3.16

6.06%

Public Transport Monthly Pass (Regular Price)

$113 CA$155

$63.0 CA$86.4

80.03%

Taxi Start (Normal Tariff)

$3.61 CA$4.95

$3.25 CA$4.46

11.08%

Taxi (Normal Tariff) (1km)

$1.42 CA$1.94

$1.48 CA$2.02

-4.05%

Taxi 1hour Waiting (Normal Tariff)

$25.90 CA$35.48

$25.78 CA$35.32

0.47%

Gasoline (1 liter)

$1.10 CA$1.50

$1.12 CA$1.54

-1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K CA$35.0K

$25.2K CA$34.5K

1.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$28.7K

$20.9K CA$28.6K

0.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 CA$163

$141 CA$193

-15.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.69 CA$51.6

$43.08 CA$59.0

-12.51%

Internet (50+ Mbps, Unlimited Data)

$54.6 CA$74.7

$63.3 CA$86.7

-13.84%

Gym Membership (Monthly)

$57.3 CA$78.5

$41.53 CA$56.9

37.88%

Tennis Court (1 Hour on Weekend)

$20.68 CA$28.33

Cinema Ticket

$11.62 CA$15.92

$11.35 CA$15.55

2.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,118 CA$1,531

$746 CA$1,022

49.88%

International Primary School, 1 Child (Yearly)

$18.3K CA$25.0K

$12.0K CA$16.4K

52.60%

Jeans (Levis 501 Or Similar)

$57.3 CA$78.6

$54.1 CA$74.1

5.97%

Summer Dress (H&M, Zara, etc)

$39.80 CA$54.5

$39.24 CA$53.8

1.43%

Sport Shoes (Adidas, Nike)

$88.4 CA$121

$86.3 CA$118

2.41%

Men's Leather Business Shoes

$116 CA$159

$108 CA$148

7.65%

1-bedroom Apartment, City Center (Monthly)

$1,836 CA$2,516

$1,318 CA$1,805

39.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,550 CA$2,124

$1,178 CA$1,614

31.61%

3-bedroom Apartment, City Center (Monthly)

$2,991 CA$4,097

$1,978 CA$2,710

51.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,492 CA$3,415

$1,782 CA$2,442

39.85%

Buy Apartment in City Center (m2)

$8,566 CA$11.7K

$4,344 CA$5,951

97.18%

Buy Apartment Outside City Center (m2)

$6,905 CA$9,460

$3,392 CA$4,647

103.57%

Average Monthly Net Salary (After Tax)

$3,697 CA$5,064

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.46

-20.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: April 13, 2026

Last update for Cambridge Bay: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,836 in Toronto and $1,318 in Cambridge Bay. Housing cost is often the main lever when comparing two cities.

Dining out: $81 in Toronto vs $70 in Cambridge Bay for a mid-range dinner for two. Groceries echo the gap at $392 vs $365 per month, with Cambridge Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Cambridge Bay: Cost of Living - Frequently Asked Questions

Toronto and Cambridge Bay differ by about 16% in total monthly costs ($2,768 vs $2,391 including rent). Cambridge Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $4,153 in Toronto and $3,586 in Cambridge Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,836 in Toronto versus $1,318 in Cambridge Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,768 per month in Toronto versus $2,391 in Cambridge Bay – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cambridge Bay runs roughly 80% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,391 in Cambridge Bay versus $2,768 in Toronto, a $3,000 budget is realistic in Cambridge Bay but tight or insufficient in Toronto. The gap between the two cities makes Cambridge Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Cambridge Bay gentler on the wallet – expenses run 16% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.