Last update: Oct 2026

Cost of Living Comparison Between Calgary and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,223 in Calgary, rent and utilities included – about $10,300 less a year. Rent and utilities account for about half of the difference.

109

Cost of Living Index in Calgary
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Calgary Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Calgary

🇨🇦 Canada

$2,223

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,223 in Calgary versus $1,368 in Ubud, Bali.

Calgary $2,223
Ubud, Bali $1,368

Estimated couple costs with rent: $3,301 in Calgary versus $2,314 in Ubud, Bali.

Calgary $3,301
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,379 in Calgary versus $3,260 in Ubud, Bali.

Calgary $4,379
Ubud, Bali $3,260

Living in Calgary is roughly 63% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Calgary 65% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$17.22 CA$24.34

$3.33 Rp 59.9K

417.12%

Three-Course Dinner for Two, Mid-Range

$71.1 CA$100

$35.18 Rp 633.2K

101.96%

Fast Food Meal (McDonalds, etc)

$10.53 CA$14.89

$5.80 Rp 104.5K

81.55%

Cappuccino

$3.66 CA$5.18

$2.73 Rp 49.1K

34.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 CA$2.80

$1.64 Rp 29.5K

20.73%

Water (0.33 liter bottle)

$1.94 CA$2.74

$0.83 Rp 15.0K

133.73%

Local Beer (0.5 liter draught)

$4.95 CA$7.00

$2.70 Rp 48.6K

83.33%

Imported Beer (0.33 liter bottle)

$5.57 CA$7.87

$4.30 Rp 77.4K

29.53%

Milk (1 liter)

$1.88 CA$2.65

$1.50 Rp 27.1K

25.33%

White Bread (500g)

$2.67 CA$3.78

$2.30 Rp 41.4K

16.09%

Rice (white) (1kg)

$5.32 CA$7.52

$1.18 Rp 21.2K

350.85%

Eggs

$3.79 CA$5.35

$2.14 Rp 38.6K

77.10%

Local Cheese (1kg)

$11.09 CA$15.68

$17.48 Rp 314.6K

-36.56%

Chicken Fillets (1kg)

$11.36 CA$16.05

$4.03 Rp 72.5K

181.89%

Beef Round Steak (1kg)

$18.40 CA$26.01

$12.23 Rp 220.1K

50.45%

Apples (1kg)

$4.56 CA$6.45

$3.55 Rp 63.9K

28.45%

Banana (1kg)

$1.44 CA$2.04

$1.57 Rp 28.3K

-8.28%

Oranges (1kg)

$4.08 CA$5.76

$2.24 Rp 40.2K

82.14%

Tomato (1kg)

$3.89 CA$5.50

$1.93 Rp 34.7K

101.55%

Potato (1kg)

$2.64 CA$3.73

$1.88 Rp 33.9K

40.43%

Onion (1kg)

$2.64 CA$3.73

$2.29 Rp 41.3K

15.28%

Lettuce (1 head)

$2.50 CA$3.54

$0.99 Rp 17.9K

152.53%

Water (1.5 liter bottle)

$1.50 CA$2.12

$0.53 Rp 9,475

183.02%

Cigarettes 20 Pack (Marlboro, Camel)

$14.05 CA$19.86

$2.28 Rp 41.1K

516.23%

Wine (Bottle)

$15.70 CA$22.20

$23.01 Rp 414.2K

-31.77%

Local Beer (0.5 liter bottle)

$2.44 CA$3.45

$2.34 Rp 42.2K

4.27%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.37

$2.91 Rp 52.4K

6.19%

One-way Ticket (Public Transport)

$2.82 CA$3.99

$0.24 Rp 4,315

1075.00%

Public Transport Monthly Pass (Regular Price)

$88.6 CA$125

$8.82 Rp 158.7K

904.99%

Taxi Start (Normal Tariff)

$3.12 CA$4.41

$0.48 Rp 8,684

550.00%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.91

$0.46 Rp 8,233

193.48%

Taxi 1hour Waiting (Normal Tariff)

$27.02 CA$38.20

$5.45 Rp 98.2K

395.78%

Gasoline (1 liter)

$1.16 CA$1.64

$0.88 Rp 15.9K

31.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.5K

$24.6K Rp 442.2M

13.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.8K

$31.2K Rp 561.4M

-34.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 CA$227

$83.0 Rp 1.5M

93.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.13 CA$53.9

$6.45 Rp 116.0K

491.16%

Internet (50+ Mbps, Unlimited Data)

$50.0 CA$70.7

$18.57 Rp 334.2K

169.47%

Gym Membership (Monthly)

$51.5 CA$72.8

$55.8 Rp 1.0M

-7.76%

Tennis Court (1 Hour on Weekend)

$18.14 CA$25.64

$18.11 Rp 326.0K

0.17%

Cinema Ticket

$13.82 CA$19.54

$4.38 Rp 78.9K

215.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$786 CA$1,111

$493 Rp 8.9M

59.48%

International Primary School, 1 Child (Yearly)

$15.5K CA$21.8K

$5,754 Rp 103.6M

168.60%

Jeans (Levis 501 Or Similar)

$58.3 CA$82.4

$46.19 Rp 831.4K

26.17%

Summer Dress (H&M, Zara, etc)

$39.27 CA$55.5

$35.33 Rp 636.0K

11.15%

Sport Shoes (Adidas, Nike)

$89.8 CA$127

$79.1 Rp 1.4M

13.48%

Men's Leather Business Shoes

$110 CA$155

$78.4 Rp 1.4M

40.13%

1-bedroom Apartment, City Center (Monthly)

$1,229 CA$1,737

$1,142 Rp 20.6M

7.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,001 CA$1,415

$676 Rp 12.2M

48.19%

3-bedroom Apartment, City Center (Monthly)

$1,921 CA$2,716

$3,503 Rp 63.1M

-45.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,621 CA$2,292

$1,700 Rp 30.6M

-4.63%

Buy Apartment in City Center (m2)

$3,549 CA$5,018

$2,784 Rp 50.1M

27.49%

Buy Apartment Outside City Center (m2)

$3,335 CA$4,715

$2,241 Rp 40.3M

48.85%

Average Monthly Net Salary (After Tax)

$3,165 CA$4,474

$165 Rp 3.0M

1823.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

13.78

-67.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 45%

Ubud, Bali

$676 49.4% 32.5% $326

Groceries & Markets

Calgary

$385 17.3%

Ubud, Bali

$290 21.2% 24.6% $95

Eating Out

Calgary

$265 11.9%

Ubud, Bali

$109 8% 58.9% $156

Monthly Utilities & Internet

Calgary

$249 11.2%

Ubud, Bali

$108 7.9% 56.6% $141

Clothing & Footwear

Calgary

$134 6%

Ubud, Bali

$108 7.9% 19.6% $26

Getting Around

Calgary

$110 4.9%

Ubud, Bali

$13 0.9% 88.6% $97

Sport & Entertainment

Calgary

$79 3.6%

Ubud, Bali

$65 4.7% 18.4% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,229 in Calgary and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Calgary pays 1823% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $71.0 in Calgary vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $385 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Calgary

🇮🇩 Ubud, Bali

🕒 Local time

02:42 2:42 AM

16:42 4:42 PM

14 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Calgary Ubud, Bali 13,490 km ≈ 17 h nonstop flight

From you

Calgary
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 63% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1823% higher in Calgary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,229 in Calgary versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $71.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,223 per month in Calgary versus $1,368 in Ubud, Bali – a 63% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $2,223 in Calgary, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Calgary. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Calgary, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Calgary and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 63% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.