Last update: Oct 2026

Cost of Living Comparison Between Calgary and Andover, MA

For one person, living is cheaper in Calgary: $2,255 a month against $2,401 in Andover, MA, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Andover, MA outweigh lower spending on other living expenses.

109

Cost of Living Index in Calgary
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Calgary Living Index
125

Cost of Living Index in Andover, MA
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Andover, MA Living Index

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Calgary

🇨🇦 Canada

$2,255

/mo nomad

Andover, MA

🇺🇸 United States

$2,401

/mo nomad

Monthly Cost of Living

How much you'll spend in Calgary and in Andover, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calgary and in Andover, MA actually costs, broken down by who's living it.

A single person spends $2,255 per month in Calgary vs $2,401 in Andover, MA, rent included.

Calgary $2,255
Andover, MA $2,401

A couple spends around $3,361 per month in Calgary vs $3,710 in Andover, MA, rent included.

Calgary $3,361
Andover, MA $3,710

A family of three spends $4,468 per month in Calgary vs $5,019 in Andover, MA, rent included.

Calgary $4,468
Andover, MA $5,019

Calgary is about 6% cheaper than Andover, MA, and outside of rent the biggest gap is in transport.

Both Calgary and Andover, MA sit above the global median – Calgary by 66%, Andover, MA by 77%.

Meal at Budget Restaurant

$17.58 CA$24.85

$20.79 $20.79

-15.44%

Three-Course Dinner for Two, Mid-Range

$69.1 CA$97.6

$89.6 $89.6

-22.94%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.97

$12.08 $12.08

-12.33%

Cappuccino

$3.84 CA$5.42

$4.07 $4.07

-5.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.93 CA$2.72

$2.54 $2.54

-24.02%

Water (0.33 liter bottle)

$1.88 CA$2.66

$1.48 $1.48

27.03%

Local Beer (0.5 liter draught)

$5.09 CA$7.20

$7.03 $7.03

-27.60%

Imported Beer (0.33 liter bottle)

$5.64 CA$7.97

$7.59 $7.59

-25.69%

Milk (1 liter)

$2.00 CA$2.82

$1.51 $1.51

32.45%

White Bread (500g)

$2.78 CA$3.93

$4.92 $4.92

-43.50%

Rice (white) (1kg)

$5.59 CA$7.90

$4.08 $4.08

37.01%

Eggs

$3.70 CA$5.23

$4.18 $4.18

-11.48%

Local Cheese (1kg)

$11.48 CA$16.23

$22.67 $22.67

-49.36%

Chicken Fillets (1kg)

$11.20 CA$15.84

$12.96 $12.96

-13.58%

Beef Round Steak (1kg)

$18.59 CA$26.28

$17.21 $17.21

8.02%

Apples (1kg)

$4.70 CA$6.64

$7.25 $7.25

-35.17%

Banana (1kg)

$1.45 CA$2.05

$2.12 $2.12

-31.60%

Oranges (1kg)

$4.34 CA$6.13

$4.59 $4.59

-5.45%

Tomato (1kg)

$3.79 CA$5.36

$4.37 $4.37

-13.27%

Potato (1kg)

$2.69 CA$3.81

$1.58 $1.58

70.25%

Onion (1kg)

$2.75 CA$3.88

$2.65 $2.65

3.77%

Lettuce (1 head)

$2.56 CA$3.62

$1.17 $1.17

118.80%

Water (1.5 liter bottle)

$1.50 CA$2.12

$3.02 $3.02

-50.33%

Cigarettes 20 Pack (Marlboro, Camel)

$14.39 CA$20.34

$13.84 $13.84

3.97%

Wine (Bottle)

$15.81 CA$22.35

$15.70 $15.70

0.70%

Local Beer (0.5 liter bottle)

$2.47 CA$3.49

$1.74 $1.74

41.95%

Imported Beer (0.33 liter bottle)

$3.10 CA$4.39

$1.98 $1.98

56.57%

One-way Ticket (Public Transport)

$2.81 CA$3.97

$2.06 $2.06

36.41%

Public Transport Monthly Pass (Regular Price)

$90.6 CA$128

Taxi Start (Normal Tariff)

$3.28 CA$4.64

$6.02 $6.02

-45.51%

Taxi (Normal Tariff) (1km)

$1.40 CA$1.97

$1.72 $1.72

-18.60%

Taxi 1hour Waiting (Normal Tariff)

$26.49 CA$37.45

$28.35 $28.35

-6.56%

Gasoline (1 liter)

$1.22 CA$1.72

$1.06 $1.06

15.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$40.1K

$27.5K $27.5K

3.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K CA$29.5K

$26.6K $26.6K

-21.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 CA$233

$193 $193

-14.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.24 CA$54.1

$54.1 $54.1

-29.32%

Internet (50+ Mbps, Unlimited Data)

$50.1 CA$70.9

$53.7 $53.7

-6.68%

Gym Membership (Monthly)

$53.8 CA$76.1

$35.57 $35.57

51.25%

Tennis Court (1 Hour on Weekend)

$18.04 CA$25.51

Cinema Ticket

$14.04 CA$19.84

$13.09 $13.09

7.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 CA$1,126

$825 $825

-3.50%

International Primary School, 1 Child (Yearly)

$15.8K CA$22.3K

$33.2K $33.2K

-52.37%

Jeans (Levis 501 Or Similar)

$59.1 CA$83.5

$57.7 $57.7

2.41%

Summer Dress (H&M, Zara, etc)

$40.20 CA$56.8

$38.45 $38.45

4.55%

Sport Shoes (Adidas, Nike)

$90.8 CA$128

$52.0 $52.0

74.47%

Men's Leather Business Shoes

$109 CA$155

$78.9 $78.9

38.66%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,707

$1,578 $1,578

-23.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,011 CA$1,429

$1,130 $1,130

-10.49%

3-bedroom Apartment, City Center (Monthly)

$1,949 CA$2,756

$2,801 $2,801

-30.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,677 CA$2,371

$2,100 $2,100

-20.13%

Buy Apartment in City Center (m2)

$3,532 CA$4,993

$2,830 $2,830

24.80%

Buy Apartment Outside City Center (m2)

$3,392 CA$4,795

$2,214 $2,214

53.24%

Average Monthly Net Salary (After Tax)

$3,152 CA$4,456

$5,729 $5,729

-44.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.56

-31.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calgary: October 18, 2026

Last update for Andover, MA: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calgary

$1K 44.8%

Andover, MA

$1.1K 47.1% 11.7% $119

Groceries & Markets

Calgary

$392 17.4%

Andover, MA

$466 19.4% 19% $74

Eating Out

Calgary

$270 12%

Andover, MA

$318 13.2% 17.5% $47

Monthly Utilities & Internet

Calgary

$253 11.2%

Andover, MA

$301 12.5% 18.8% $48

Clothing & Footwear

Calgary

$135 6%

Andover, MA

$102 4.3% 24.2% $33

Getting Around

Calgary

$112 5%

Andover, MA

$23 * 1% 79.6% $89

Sport & Entertainment

Calgary

$82 3.6%

Andover, MA

$62 2.6% 24.6% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,207 in Calgary versus $1,578 in Andover, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 82% higher in Andover, MA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $69.0 in Calgary versus $90.0 in Andover, MA. Monthly groceries follow the same trend: $392 vs $466 – making Calgary the more affordable choice for daily food spending.

Good to know

🇨🇦 Calgary

🇺🇸 Andover, MA

🕒 Local time

04:12 4:12 AM

06:12 6:12 AM

2 h ahead of Calgary

🌤 Weather

👥 Population

1,267,344

33,475

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Calgary Andover, MA 3,340 km ≈ 4 h 45 min nonstop flight

From you

Calgary
Andover, MA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calgary vs Andover, MA: Cost of Living - Frequently Asked Questions

Yes – Andover, MA is pricier by about 6%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,382 per month in Calgary and $3,601 in Andover, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Calgary, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $69.0 in Calgary and $90.0 in Andover, MA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 19% more in Andover, MA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Calgary, where all-in costs run around $2,255, than in Andover, MA at $2,401. In Calgary it covers expenses comfortably, while in Andover, MA it requires careful planning or may not stretch far enough.

Families tend to lean toward Calgary – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Calgary. If higher salaries, better infrastructure, or specific career opportunities are the priority, Andover, MA makes more sense. Both are solid long-term options with distinct trade-offs.