Last update: Oct 2026

Cost of Living Comparison Between Andover, MA and Calgary

For one person, living is cheaper in Calgary: $2,255 a month against $2,401 in Andover, MA, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Andover, MA outweigh lower spending on other living expenses.

125

Cost of Living Index in Andover, MA
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Andover, MA Living Index
109

Cost of Living Index in Calgary
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Calgary Living Index

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Andover, MA

🇺🇸 United States

$2,401

/mo nomad

Calgary

🇨🇦 Canada

$2,255

/mo nomad

Monthly Cost of Living

How much you'll spend in Andover, MA and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Andover, MA and in Calgary actually costs, broken down by who's living it.

A single person spends $2,401 per month in Andover, MA vs $2,255 in Calgary, rent included.

Andover, MA $2,401
Calgary $2,255

A couple spends around $3,710 per month in Andover, MA vs $3,361 in Calgary, rent included.

Andover, MA $3,710
Calgary $3,361

A family of three spends $5,019 per month in Andover, MA vs $4,468 in Calgary, rent included.

Andover, MA $5,019
Calgary $4,468

Andover, MA costs about 6% more than Calgary, and outside of rent the biggest gap is in transport.

Both Andover, MA and Calgary sit above the global median – Andover, MA by 77%, Calgary by 66%.

Meal at Budget Restaurant

$20.79 $20.79

$17.58 CA$24.85

18.26%

Three-Course Dinner for Two, Mid-Range

$89.6 $89.6

$69.1 CA$97.6

29.76%

Fast Food Meal (McDonalds, etc)

$12.08 $12.08

$10.59 CA$14.97

14.07%

Cappuccino

$4.07 $4.07

$3.84 CA$5.42

5.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 $2.54

$1.93 CA$2.72

31.61%

Water (0.33 liter bottle)

$1.48 $1.48

$1.88 CA$2.66

-21.28%

Local Beer (0.5 liter draught)

$7.03 $7.03

$5.09 CA$7.20

38.11%

Imported Beer (0.33 liter bottle)

$7.59 $7.59

$5.64 CA$7.97

34.57%

Milk (1 liter)

$1.51 $1.51

$2.00 CA$2.82

-24.50%

White Bread (500g)

$4.92 $4.92

$2.78 CA$3.93

76.98%

Rice (white) (1kg)

$4.08 $4.08

$5.59 CA$7.90

-27.01%

Eggs

$4.18 $4.18

$3.70 CA$5.23

12.97%

Local Cheese (1kg)

$22.67 $22.67

$11.48 CA$16.23

97.47%

Chicken Fillets (1kg)

$12.96 $12.96

$11.20 CA$15.84

15.71%

Beef Round Steak (1kg)

$17.21 $17.21

$18.59 CA$26.28

-7.42%

Apples (1kg)

$7.25 $7.25

$4.70 CA$6.64

54.26%

Banana (1kg)

$2.12 $2.12

$1.45 CA$2.05

46.21%

Oranges (1kg)

$4.59 $4.59

$4.34 CA$6.13

5.76%

Tomato (1kg)

$4.37 $4.37

$3.79 CA$5.36

15.30%

Potato (1kg)

$1.58 $1.58

$2.69 CA$3.81

-41.26%

Onion (1kg)

$2.65 $2.65

$2.75 CA$3.88

-3.64%

Lettuce (1 head)

$1.17 $1.17

$2.56 CA$3.62

-54.30%

Water (1.5 liter bottle)

$3.02 $3.02

$1.50 CA$2.12

101.33%

Cigarettes 20 Pack (Marlboro, Camel)

$13.84 $13.84

$14.39 CA$20.34

-3.82%

Wine (Bottle)

$15.70 $15.70

$15.81 CA$22.35

-0.70%

Local Beer (0.5 liter bottle)

$1.74 $1.74

$2.47 CA$3.49

-29.55%

Imported Beer (0.33 liter bottle)

$1.98 $1.98

$3.10 CA$4.39

-36.13%

One-way Ticket (Public Transport)

$2.06 $2.06

$2.81 CA$3.97

-26.69%

Public Transport Monthly Pass (Regular Price)

$90.6 CA$128

Taxi Start (Normal Tariff)

$6.02 $6.02

$3.28 CA$4.64

83.54%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$1.40 CA$1.97

22.86%

Taxi 1hour Waiting (Normal Tariff)

$28.35 $28.35

$26.49 CA$37.45

7.02%

Gasoline (1 liter)

$1.06 $1.06

$1.22 CA$1.72

-13.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$28.4K CA$40.1K

-2.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$20.8K CA$29.5K

27.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$165 CA$233

17.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.1 $54.1

$38.24 CA$54.1

41.47%

Internet (50+ Mbps, Unlimited Data)

$53.7 $53.7

$50.1 CA$70.9

7.16%

Gym Membership (Monthly)

$35.57 $35.57

$53.8 CA$76.1

-33.88%

Tennis Court (1 Hour on Weekend)

$18.04 CA$25.51

Cinema Ticket

$13.09 $13.09

$14.04 CA$19.84

-6.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$825 $825

$797 CA$1,126

3.63%

International Primary School, 1 Child (Yearly)

$33.2K $33.2K

$15.8K CA$22.3K

109.97%

Jeans (Levis 501 Or Similar)

$57.7 $57.7

$59.1 CA$83.5

-2.35%

Summer Dress (H&M, Zara, etc)

$38.45 $38.45

$40.20 CA$56.8

-4.35%

Sport Shoes (Adidas, Nike)

$52.0 $52.0

$90.8 CA$128

-42.68%

Men's Leather Business Shoes

$78.9 $78.9

$109 CA$155

-27.88%

1-bedroom Apartment, City Center (Monthly)

$1,578 $1,578

$1,207 CA$1,707

30.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,130 $1,130

$1,011 CA$1,429

11.72%

3-bedroom Apartment, City Center (Monthly)

$2,801 $2,801

$1,949 CA$2,756

43.69%

3-bedroom Apartment, Outside City Center (Monthly)

$2,100 $2,100

$1,677 CA$2,371

25.20%

Buy Apartment in City Center (m2)

$2,830 $2,830

$3,532 CA$4,993

-19.87%

Buy Apartment Outside City Center (m2)

$2,214 $2,214

$3,392 CA$4,795

-34.74%

Average Monthly Net Salary (After Tax)

$5,729 $5,729

$3,152 CA$4,456

81.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

4.51

45.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Andover, MA: October 18, 2026

Last update for Calgary: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Andover, MA

$1.1K 47.1%

Calgary

$1K 44.8% 10.5% $119

Groceries & Markets

Andover, MA

$466 19.4%

Calgary

$392 17.4% 16% $74

Eating Out

Andover, MA

$318 13.2%

Calgary

$270 12% 14.9% $47

Monthly Utilities & Internet

Andover, MA

$301 12.5%

Calgary

$253 11.2% 15.8% $48

Clothing & Footwear

Andover, MA

$102 4.3%

Calgary

$135 6% 31.9% $33

Sport & Entertainment

Andover, MA

$62 2.6%

Calgary

$82 3.6% 32.6% $20

Getting Around

Andover, MA

$23 * 1%

Calgary

$112 5% 391% $89

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,578 in Andover, MA versus $1,207 in Calgary. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 82% higher in Andover, MA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Andover, MA versus $69.0 in Calgary. Monthly groceries follow the same trend: $466 vs $392 – making Calgary the more affordable choice for daily food spending.

Good to know

🇺🇸 Andover, MA

🇨🇦 Calgary

🕒 Local time

05:28 5:28 AM

03:28 3:28 AM

2 h behind Andover, MA

🌤 Weather

👥 Population

33,475

1,267,344

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Andover, MA Calgary 3,340 km ≈ 4 h 45 min nonstop flight

From you

Andover, MA
Calgary

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Andover, MA vs Calgary: Cost of Living - Frequently Asked Questions

Yes – Andover, MA is pricier by about 6%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,601 per month in Andover, MA and $3,382 in Calgary. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Calgary, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $90.0 in Andover, MA and $69.0 in Calgary. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 19% more in Andover, MA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Calgary, where all-in costs run around $2,255, than in Andover, MA at $2,401. In Calgary it covers expenses comfortably, while in Andover, MA it requires careful planning or may not stretch far enough.

Families tend to lean toward Calgary – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Calgary. If higher salaries, better infrastructure, or specific career opportunities are the priority, Andover, MA makes more sense. Both are solid long-term options with distinct trade-offs.