Last update: Oct 2026

Cost of Living Comparison Between Calbayog and Ubud, Bali

For one person, living is cheaper in Calbayog: $739 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Calbayog
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Calbayog Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Calbayog

🇵🇭 Philippines

$739

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Calbayog and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calbayog and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $739 per month in Calbayog vs $1,349 in Ubud, Bali, rent included.

Calbayog $739
Ubud, Bali $1,349

A couple spends around $1,112 per month in Calbayog vs $2,305 in Ubud, Bali, rent included.

Calbayog $1,112
Ubud, Bali $2,305

A family of three spends $1,486 per month in Calbayog vs $3,261 in Ubud, Bali, rent included.

Calbayog $1,486
Ubud, Bali $3,261

Calbayog is about 45% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.94 ₱252

$3.32 Rp 60.4K

18.67%

Three-Course Dinner for Two, Mid-Range

$16.45 ₱1,051

$35.64 Rp 647.8K

-53.84%

Fast Food Meal (McDonalds, etc)

$2.49 ₱159

$5.53 Rp 100.6K

-54.97%

Cappuccino

$2.30 ₱147

$2.72 Rp 49.4K

-15.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.57 ₱36.58

$1.70 Rp 30.9K

-66.47%

Water (0.33 liter bottle)

$0.30 ₱19.34

$0.76 Rp 13.8K

-60.53%

Local Beer (0.5 liter draught)

$1.28 ₱82.0

$2.65 Rp 48.2K

-51.70%

Imported Beer (0.33 liter bottle)

$1.78 ₱113

$4.38 Rp 79.6K

-59.36%

Milk (1 liter)

$1.50 ₱95.6

$1.49 Rp 27.1K

0.67%

White Bread (500g)

$1.17 ₱75.1

$2.28 Rp 41.4K

-48.68%

Rice (white) (1kg)

$0.91 ₱58.4

$1.19 Rp 21.6K

-23.53%

Eggs

$2.08 ₱133

$2.04 Rp 37.0K

1.96%

Local Cheese (1kg)

$5.21 ₱333

$17.70 Rp 321.7K

-70.56%

Chicken Fillets (1kg)

$3.80 ₱243

$3.96 Rp 72.0K

-4.04%

Beef Round Steak (1kg)

$6.32 ₱404

$12.19 Rp 221.6K

-48.15%

Apples (1kg)

$2.52 ₱161

$3.66 Rp 66.4K

-31.15%

Banana (1kg)

$1.46 ₱93.2

$1.52 Rp 27.6K

-3.95%

Oranges (1kg)

$2.48 ₱158

$2.23 Rp 40.5K

11.21%

Tomato (1kg)

$1.08 ₱69.1

$1.97 Rp 35.9K

-45.18%

Potato (1kg)

$1.86 ₱119

$1.85 Rp 33.6K

0.54%

Onion (1kg)

$2.13 ₱136

$2.42 Rp 44.1K

-11.98%

Lettuce (1 head)

$1.13 ₱71.9

$0.99 Rp 18.0K

14.14%

Water (1.5 liter bottle)

$0.57 ₱36.52

$0.51 Rp 9,332

11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$2.85 ₱182

$2.22 Rp 40.4K

28.38%

Wine (Bottle)

$7.97 ₱509

$22.24 Rp 404.2K

-64.16%

Local Beer (0.5 liter bottle)

$1.02 ₱65.2

$2.26 Rp 41.1K

-54.87%

Imported Beer (0.33 liter bottle)

$2.05 ₱131

$2.97 Rp 54.0K

-30.98%

One-way Ticket (Public Transport)

$0.26 ₱16.83

$0.25 Rp 4,562

4.00%

Public Transport Monthly Pass (Regular Price)

$10.60 ₱677

$7.82 Rp 142.2K

35.55%

Taxi Start (Normal Tariff)

$0.78 ₱49.99

$0.44 Rp 7,989

77.27%

Taxi (Normal Tariff) (1km)

$0.24 ₱15.27

$0.43 Rp 7,817

-44.19%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱124

$5.41 Rp 98.3K

-64.14%

Gasoline (1 liter)

$1.28 ₱81.6

$0.82 Rp 15.0K

56.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.2K ₱1.2M

$23.8K Rp 433.3M

-23.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.3K ₱1.0M

$31.7K Rp 577.0M

-48.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 ₱8,600

$79.1 Rp 1.4M

70.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.04 ₱897

$6.45 Rp 117.2K

117.67%

Internet (50+ Mbps, Unlimited Data)

$23.69 ₱1,513

$18.58 Rp 337.7K

27.50%

Gym Membership (Monthly)

$30.92 ₱1,976

$49.48 Rp 899.4K

-37.51%

Tennis Court (1 Hour on Weekend)

$4.83 ₱308

$17.65 Rp 320.8K

-72.63%

Cinema Ticket

$4.88 ₱312

$4.27 Rp 77.7K

14.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$126 ₱8,073

$491 Rp 8.9M

-74.24%

International Primary School, 1 Child (Yearly)

$7,047 ₱450.2K

$5,674 Rp 103.1M

24.20%

Jeans (Levis 501 Or Similar)

$30.57 ₱1,953

$44.64 Rp 811.4K

-31.52%

Summer Dress (H&M, Zara, etc)

$17.67 ₱1,129

$34.95 Rp 635.3K

-49.44%

Sport Shoes (Adidas, Nike)

$60.3 ₱3,850

$79.9 Rp 1.5M

-24.57%

Men's Leather Business Shoes

$57.7 ₱3,688

$79.4 Rp 1.4M

-27.31%

1-bedroom Apartment, City Center (Monthly)

$284 ₱18.2K

$1,125 Rp 20.4M

-74.72%

1-bedroom Apartment, Outside City Center (Monthly)

$182 ₱11.6K

$671 Rp 12.2M

-72.91%

3-bedroom Apartment, City Center (Monthly)

$523 ₱33.4K

$3,565 Rp 64.8M

-85.33%

3-bedroom Apartment, Outside City Center (Monthly)

$369 ₱23.6K

$1,723 Rp 31.3M

-78.60%

Buy Apartment in City Center (m2)

$2,324 ₱148.5K

$2,732 Rp 49.6M

-14.91%

Buy Apartment Outside City Center (m2)

$1,159 ₱74.1K

$2,284 Rp 41.5M

-49.24%

Average Monthly Net Salary (After Tax)

$147 ₱9,421

$164 Rp 3.0M

-10.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

13.78

-49.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calbayog: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Calbayog

$182 24.6%

Ubud, Bali

$672 49.8% 269% $490

Groceries & Markets

Calbayog

$175 23.7%

Ubud, Bali

$288 21.4% 64.6% $113

Monthly Utilities & Internet

Calbayog

$172 23.3%

Ubud, Bali

$104 7.7% 39.6% $68

Eating Out

Calbayog

$80 10.8%

Ubud, Bali

$108 8% 34.5% $28

Clothing & Footwear

Calbayog

$75 10.1%

Ubud, Bali

$108 8% 43.7% $33

Sport & Entertainment

Calbayog

$41 5.5%

Ubud, Bali

$58 4.3% 42.6% $17

Getting Around

Calbayog

$14 1.9%

Ubud, Bali

$11 0.9% 16.2% $2.2

Cost Breakdown

A central one-bedroom costs $284 in Calbayog versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16 in Calbayog versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $175 vs $288 – making Calbayog the more affordable choice for daily food spending.

Good to know

🇵🇭 Calbayog

🇮🇩 Ubud, Bali

🕒 Local time

04:37 4:37 AM

Same time as Calbayog

🌤 Weather

👥 Population

183,851

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Calbayog Ubud, Bali 2,510 km ≈ 3 h 45 min nonstop flight

From you

Calbayog
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calbayog vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 83%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,108 per month in Calbayog and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Calbayog, especially for central apartments: a one-bedroom in the center costs $284 there versus $1,125 in Ubud, Bali.

Groceries cost about 65% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $16 in Calbayog and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Calbayog, where all-in costs run around $739, than in Ubud, Bali at $1,349. In Calbayog it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Calbayog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Calbayog. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.