Cost of Living Comparison Between Ubud, Bali and Calbayog Cost of Living Comparison Between Ubud, Bali and Calbayog

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $709 in Calbayog, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,075 in Calbayog, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,441 in Calbayog, rent included.

Ubud, Bali costs about 100% more than Calbayog, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Calbayog is 47% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$3.58 ₱221

-0.56%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$17.71 ₱1,092

84.81%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$3.37 ₱208

46.88%

Cappuccino

$2.71 Rp 48.4K

$2.43 ₱150

11.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.84 ₱51.5

59.52%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.39 ₱24.14

79.49%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$1.37 ₱84.3

113.14%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.09 ₱129

89.47%

Milk (1 liter)

$1.81 Rp 32.3K

$1.37 ₱84.2

32.12%

White Bread (500g)

$2.52 Rp 45.0K

$1.22 ₱74.9

106.56%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.01 ₱62.1

14.85%

Eggs

$2.46 Rp 43.9K

$2.09 ₱129

17.70%

Local Cheese (1kg)

$14.71 Rp 262.7K

$7.98 ₱492

84.34%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$3.77 ₱232

14.59%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$7.68 ₱474

58.07%

Apples (1kg)

$3.84 Rp 68.6K

$1.71 ₱105

124.56%

Banana (1kg)

$1.56 Rp 27.8K

$0.98 ₱60.3

59.18%

Oranges (1kg)

$2.83 Rp 50.6K

$2.60 ₱161

8.85%

Tomato (1kg)

$2.33 Rp 41.5K

$1.56 ₱96.3

49.36%

Potato (1kg)

$1.91 Rp 34.2K

$2.30 ₱142

-16.96%

Onion (1kg)

$2.20 Rp 39.3K

$2.64 ₱163

-16.67%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.12 ₱69.2

-9.82%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.76 ₱47.11

2.63%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$4.30 ₱265

-22.79%

Wine (Bottle)

$23.74 Rp 423.9K

$8.86 ₱546

167.95%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.77 ₱47.22

262.34%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.01 ₱62.0

183.17%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.26 ₱15.98

3.85%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$21.49 ₱1,325

-62.63%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$0.76 ₱47.10

-39.47%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.24 ₱14.84

87.50%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$2.16 ₱133

182.41%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.53 ₱94.2

-48.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$26.6K ₱1.6M

-1.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$20.0K ₱1.2M

60.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$111 ₱6,870

-28.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$32.28 ₱1,990

-87.42%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$27.69 ₱1,708

-15.06%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$33.53 ₱2,067

194.36%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$4.53 ₱279

46.36%

Cinema Ticket

$4.15 Rp 74.1K

$6.08 ₱375

-31.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$152 ₱9,383

99.76%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$4,258 ₱262.5K

55.32%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$45.34 ₱2,796

22.50%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$26.29 ₱1,621

45.72%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$74.5 ₱4,594

18.91%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$52.8 ₱3,257

47.45%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$174 ₱10.7K

478.11%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$108 ₱6,638

527.34%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$332 ₱20.5K

935.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$189 ₱11.6K

979.53%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,101 ₱129.6K

35.20%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,015 ₱62.6K

123.10%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$153 ₱9,410

8.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Calbayog: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $174 in Calbayog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $18.00 in Calbayog. Monthly groceries follow the same trend: $302 vs $186 – making Calbayog the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Calbayog: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 100%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,064 in Calbayog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Calbayog, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 62% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $18.00 in Calbayog. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Calbayog, where all-in costs run around $709, than in Ubud, Bali at $1,419. In Calbayog it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Calbayog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Calbayog. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.