Cost of Living Comparison Between Ubud, Bali and Calbayog Cost of Living Comparison Between Ubud, Bali and Calbayog

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $698 in Calbayog, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,058 in Calbayog, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,419 in Calbayog, rent included.

Ubud, Bali costs about 102% more than Calbayog, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Calbayog is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$3.48 ₱214

-0.86%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$17.95 ₱1,105

80.17%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.35 ₱206

44.48%

Cappuccino

$2.75 Rp 49.3K

$2.38 ₱147

15.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.82 ₱50.2

68.29%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.39 ₱24.21

92.31%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.31 ₱80.8

128.24%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.07 ₱127

85.99%

Milk (1 liter)

$1.74 Rp 31.1K

$1.36 ₱83.5

27.94%

White Bread (500g)

$2.46 Rp 44.1K

$1.20 ₱74.1

105.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.99 ₱60.8

18.18%

Eggs

$2.43 Rp 43.6K

$2.07 ₱127

17.39%

Local Cheese (1kg)

$14.50 Rp 260.2K

$8.07 ₱497

79.68%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$3.91 ₱240

11.25%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$7.60 ₱468

57.63%

Apples (1kg)

$3.72 Rp 66.7K

$1.65 ₱102

125.45%

Banana (1kg)

$1.63 Rp 29.2K

$0.99 ₱61.1

64.65%

Oranges (1kg)

$2.74 Rp 49.2K

$2.71 ₱167

1.11%

Tomato (1kg)

$2.24 Rp 40.2K

$1.62 ₱100.0

38.27%

Potato (1kg)

$1.92 Rp 34.4K

$2.28 ₱140

-15.79%

Onion (1kg)

$2.28 Rp 40.8K

$2.53 ₱156

-9.88%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.06 ₱65.3

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.71 ₱43.41

1.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$4.39 ₱270

-25.06%

Wine (Bottle)

$23.19 Rp 416.1K

$7.10 ₱437

226.62%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$0.71 ₱43.54

291.55%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$0.96 ₱58.9

184.38%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.28 ₱17.31

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$20.97 ₱1,291

-61.33%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.78 ₱47.72

-38.46%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.22 ₱13.51

90.91%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$2.10 ₱129

196.19%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.52 ₱93.6

-46.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$26.6K ₱1.6M

0.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$20.7K ₱1.3M

55.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$112 ₱6,877

-29.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$33.05 ₱2,035

-87.69%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$26.97 ₱1,660

-9.79%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$34.06 ₱2,097

189.52%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$4.54 ₱280

39.65%

Cinema Ticket

$3.99 Rp 71.5K

$6.04 ₱372

-33.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$150 ₱9,237

103.30%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$4,272 ₱263.0K

55.49%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$45.06 ₱2,774

20.15%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$26.11 ₱1,607

44.81%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$74.2 ₱4,567

17.05%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$53.0 ₱3,260

44.19%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$179 ₱11.0K

453.08%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$105 ₱6,492

537.96%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$338 ₱20.8K

897.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$183 ₱11.3K

1018.43%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$2,235 ₱137.6K

25.47%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,039 ₱64.0K

114.37%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$153 ₱9,404

9.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Calbayog: July 14, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $179 in Calbayog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $18.00 in Calbayog. Monthly groceries follow the same trend: $297 vs $182 – making Calbayog the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Calbayog: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 102%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,046 in Calbayog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Calbayog, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 63% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $18.00 in Calbayog. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Calbayog, where all-in costs run around $698, than in Ubud, Bali at $1,408. In Calbayog it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Calbayog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Calbayog. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.