Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Calbayog

For one person, living is cheaper in Calbayog: $739 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Calbayog
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Calbayog Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Calbayog

🇵🇭 Philippines

$739

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Calbayog

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Calbayog actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $739 in Calbayog, rent included.

Ubud, Bali $1,349
Calbayog $739

A couple spends around $2,305 per month in Ubud, Bali vs $1,112 in Calbayog, rent included.

Ubud, Bali $2,305
Calbayog $1,112

A family of three spends $3,261 per month in Ubud, Bali vs $1,486 in Calbayog, rent included.

Ubud, Bali $3,261
Calbayog $1,486

Ubud, Bali costs about 83% more than Calbayog, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$3.94 ₱252

-15.74%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$16.45 ₱1,051

116.66%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$2.49 ₱159

122.09%

Cappuccino

$2.72 Rp 49.4K

$2.30 ₱147

18.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.57 ₱36.58

198.25%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.30 ₱19.34

153.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.28 ₱82.0

107.03%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$1.78 ₱113

146.07%

Milk (1 liter)

$1.49 Rp 27.1K

$1.50 ₱95.6

-0.67%

White Bread (500g)

$2.28 Rp 41.4K

$1.17 ₱75.1

94.87%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.91 ₱58.4

30.77%

Eggs

$2.04 Rp 37.0K

$2.08 ₱133

-1.92%

Local Cheese (1kg)

$17.70 Rp 321.7K

$5.21 ₱333

239.73%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.80 ₱243

4.21%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$6.32 ₱404

92.88%

Apples (1kg)

$3.66 Rp 66.4K

$2.52 ₱161

45.24%

Banana (1kg)

$1.52 Rp 27.6K

$1.46 ₱93.2

4.11%

Oranges (1kg)

$2.23 Rp 40.5K

$2.48 ₱158

-10.08%

Tomato (1kg)

$1.97 Rp 35.9K

$1.08 ₱69.1

82.41%

Potato (1kg)

$1.85 Rp 33.6K

$1.86 ₱119

-0.54%

Onion (1kg)

$2.42 Rp 44.1K

$2.13 ₱136

13.62%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.13 ₱71.9

-12.39%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.57 ₱36.52

-10.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.85 ₱182

-22.11%

Wine (Bottle)

$22.24 Rp 404.2K

$7.97 ₱509

179.05%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.02 ₱65.2

121.57%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.05 ₱131

44.88%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.26 ₱16.83

-3.85%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$10.60 ₱677

-26.23%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$0.78 ₱49.99

-43.59%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.24 ₱15.27

79.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$1.94 ₱124

178.87%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.28 ₱81.6

-35.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$18.2K ₱1.2M

31.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$16.3K ₱1.0M

95.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$135 ₱8,600

-41.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$14.04 ₱897

-54.06%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$23.69 ₱1,513

-21.57%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$30.92 ₱1,976

60.03%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$4.83 ₱308

265.42%

Cinema Ticket

$4.27 Rp 77.7K

$4.88 ₱312

-12.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$126 ₱8,073

288.24%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$7,047 ₱450.2K

-19.48%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$30.57 ₱1,953

46.03%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$17.67 ₱1,129

97.79%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$60.3 ₱3,850

32.57%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$57.7 ₱3,688

37.57%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$284 ₱18.2K

295.63%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$182 ₱11.6K

269.17%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$523 ₱33.4K

581.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$369 ₱23.6K

367.39%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,324 ₱148.5K

17.52%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,159 ₱74.1K

97.01%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$147 ₱9,421

11.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.92

99.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Calbayog: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Calbayog

$182 24.6% 72.9% $490

Groceries & Markets

Ubud, Bali

$288 21.4%

Calbayog

$175 23.7% 39.3% $113

Eating Out

Ubud, Bali

$108 8%

Calbayog

$80 10.8% 25.7% $28

Clothing & Footwear

Ubud, Bali

$108 8%

Calbayog

$75 10.1% 30.4% $33

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Calbayog

$172 23.3% 65.6% $68

Sport & Entertainment

Ubud, Bali

$58 4.3%

Calbayog

$41 5.5% 29.9% $17

Getting Around

Ubud, Bali

$11 0.9%

Calbayog

$14 1.9% 19.4% $2.2

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $284 in Calbayog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $16 in Calbayog. Monthly groceries follow the same trend: $288 vs $175 – making Calbayog the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Calbayog

🕒 Local time

07:02 7:02 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

183,851

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Calbayog 2,510 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Calbayog

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Calbayog: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 83%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,108 in Calbayog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Calbayog, especially for central apartments: a one-bedroom in the center costs $284 there versus $1,125 in Ubud, Bali.

Groceries cost about 65% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $36 in Ubud, Bali and $16 in Calbayog. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Calbayog, where all-in costs run around $739, than in Ubud, Bali at $1,349. In Calbayog it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Calbayog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Calbayog. If higher salaries or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.