Cost of Living Comparison Between Ubud, Bali and Calbayog Cost of Living Comparison Between Ubud, Bali and Calbayog

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $723 in Calbayog, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,106 in Calbayog, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,488 in Calbayog, rent included.

Ubud, Bali costs about 90% more than Calbayog, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Calbayog is 48% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$3.80 ₱238

-12.37%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$17.03 ₱1,067

110.33%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$2.77 ₱174

103.25%

Cappuccino

$2.82 Rp 49.7K

$2.26 ₱141

24.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.63 ₱39.38

177.78%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.34 ₱21.40

135.29%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.12 ₱70.4

171.43%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.83 ₱115

134.97%

Milk (1 liter)

$1.61 Rp 28.3K

$1.62 ₱101

-0.62%

White Bread (500g)

$2.27 Rp 39.9K

$1.12 ₱70.0

102.68%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.91 ₱57.0

28.57%

Eggs

$2.17 Rp 38.2K

$1.89 ₱118

14.81%

Local Cheese (1kg)

$17.63 Rp 310.5K

$5.48 ₱344

221.72%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.13 ₱259

-1.94%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$7.09 ₱444

71.79%

Apples (1kg)

$3.62 Rp 63.7K

$2.37 ₱148

52.74%

Banana (1kg)

$1.64 Rp 28.8K

$1.55 ₱97.1

5.81%

Oranges (1kg)

$2.31 Rp 40.6K

$2.33 ₱146

-0.86%

Tomato (1kg)

$1.96 Rp 34.5K

$1.18 ₱73.9

66.10%

Potato (1kg)

$1.84 Rp 32.5K

$2.04 ₱128

-9.80%

Onion (1kg)

$2.37 Rp 41.7K

$1.95 ₱122

21.54%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.83 ₱52.3

26.51%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.53 ₱32.99

1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.84 ₱178

-19.01%

Wine (Bottle)

$23.08 Rp 406.4K

$7.83 ₱491

194.76%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$0.97 ₱60.6

141.24%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.93 ₱121

59.07%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.25 ₱15.48

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$11.18 ₱701

-15.74%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.77 ₱48.35

-36.36%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.25 ₱15.68

88.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$1.88 ₱118

197.87%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.16 ₱72.9

-30.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$21.2K ₱1.3M

18.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$19.3K ₱1.2M

61.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$122 ₱7,659

-32.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$15.07 ₱944

-56.93%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$24.27 ₱1,521

-22.58%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$32.07 ₱2,010

72.25%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$4.85 ₱304

275.46%

Cinema Ticket

$4.30 Rp 75.7K

$5.08 ₱318

-15.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$134 ₱8,369

270.05%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$8,012 ₱502.1K

-26.15%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$31.60 ₱1,980

46.46%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$19.39 ₱1,215

87.93%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$72.7 ₱4,555

11.03%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$55.2 ₱3,461

42.70%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$265 ₱16.6K

320.47%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$172 ₱10.8K

303.50%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$504 ₱31.6K

622.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$357 ₱22.4K

379.96%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,549 ₱159.7K

8.31%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,041 ₱65.3K

120.18%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$155 ₱9,708

7.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.75

104.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Calbayog: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $265 in Calbayog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $17.00 in Calbayog. Monthly groceries follow the same trend: $294 vs $177 – making Calbayog the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Calbayog: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 90%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $1,085 in Calbayog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Calbayog, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 66% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $17.00 in Calbayog. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Calbayog, where all-in costs run around $723, than in Ubud, Bali at $1,378. In Calbayog it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Calbayog – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Calbayog. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.