Last update: Oct 2026

Cost of Living Comparison Between Calbayog and Karachi

For one person, living is cheaper in Karachi: $482 a month against $729 in Calbayog, rent and utilities included – about $3,000 less a year. Rent and utilities account for about half of the difference.

36

Cost of Living Index in Calbayog
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Calbayog Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Calbayog

🇵🇭 Philippines

$729

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Calbayog and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Calbayog and in Karachi actually costs, broken down by who's living it.

A single person spends $729 per month in Calbayog vs $482 in Karachi, rent included.

Calbayog $729
Karachi $482

A couple spends around $1,084 per month in Calbayog vs $750 in Karachi, rent included.

Calbayog $1,084
Karachi $750

A family of three spends $1,439 per month in Calbayog vs $1,018 in Karachi, rent included.

Calbayog $1,439
Karachi $1,018

Calbayog costs about 51% more than Karachi, and outside of rent the biggest gap is in groceries.

Both Calbayog and Karachi are more affordable than the global median – Calbayog 46% lower, Karachi 64% lower.

Meal at Budget Restaurant

$4.00 ₱252

$2.13 PKR 588

87.79%

Three-Course Dinner for Two, Mid-Range

$16.40 ₱1,032

$13.30 PKR 3,680

23.31%

Fast Food Meal (McDonalds, etc)

$2.44 ₱154

$5.45 PKR 1,508

-55.23%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.01 ₱126

$2.09 PKR 579

-3.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.57 ₱36.04

$0.40 PKR 111

42.50%

Water (0.33 liter bottle)

$0.29 ₱18.12

$0.26 PKR 71.1

11.54%

Local Beer (0.5 liter draught)

$1.17 ₱73.8

Imported Beer (0.33 liter bottle)

$1.66 ₱105

Milk (1 liter)

$1.75 ₱110

$0.92 PKR 254

90.22%

White Bread (500g)

$1.24 ₱78.0

$0.56 PKR 156

121.43%

Rice (white) (1kg)

$0.97 ₱61.1

$1.25 PKR 345

-22.40%

Eggs

$2.17 ₱136

$1.23 PKR 341

76.42%

Local Cheese (1kg)

$6.28 ₱395

$5.67 PKR 1,570

10.76%

Chicken Fillets (1kg)

$4.09 ₱258

$3.16 PKR 876

29.43%

Beef Round Steak (1kg)

$7.00 ₱441

$6.28 PKR 1,737

11.46%

Apples (1kg)

$2.39 ₱151

$1.26 PKR 348

89.68%

Banana (1kg)

$1.43 ₱89.9

$0.53 PKR 148

169.81%

Oranges (1kg)

$2.57 ₱162

$1.00 PKR 276

157.00%

Tomato (1kg)

$1.09 ₱68.4

$0.56 PKR 154

94.64%

Potato (1kg)

$1.92 ₱121

$0.33 PKR 91.4

481.82%

Onion (1kg)

$1.84 ₱116

$0.34 PKR 95.1

441.18%

Lettuce (1 head)

$0.86 ₱53.9

$0.42 PKR 116

104.76%

Water (1.5 liter bottle)

$0.61 ₱38.63

$0.44 PKR 121

38.64%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$3.22 ₱203

$1.84 PKR 509

75.00%

Wine (Bottle)

$6.48 ₱408

Local Beer (0.5 liter bottle)

$0.84 ₱53.2

Imported Beer (0.33 liter bottle)

$1.63 ₱102

One-way Ticket (Public Transport)

$0.27 ₱16.98

$0.28 PKR 77.0

-3.57%

Public Transport Monthly Pass (Regular Price)

$10.16 ₱640

$9.99 PKR 2,764

1.70%

Taxi Start (Normal Tariff)

$0.76 ₱47.73

$0.92 PKR 256

-17.39%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.29

$0.70 PKR 193

-70.00%

Taxi 1hour Waiting (Normal Tariff)

$1.68 ₱106

$2.16 PKR 597

-22.22%

Gasoline (1 liter)

$1.29 ₱81.2

$1.38 PKR 382

-6.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.6K ₱1.3M

$17.9K PKR 5.0M

14.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$27.1K PKR 7.5M

-28.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 ₱7,923

$113 PKR 31.4K

10.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.93 ₱940

$5.95 PKR 1,648

150.92%

Internet (50+ Mbps, Unlimited Data)

$24.78 ₱1,560

$13.16 PKR 3,642

88.30%

Gym Membership (Monthly)

$32.41 ₱2,041

$21.55 PKR 5,965

50.39%

Tennis Court (1 Hour on Weekend)

$5.21 ₱328

$18.23 PKR 5,044

-71.42%

Cinema Ticket

$4.92 ₱310

$4.21 PKR 1,165

16.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$128 ₱8,067

$52.2 PKR 14.4K

145.70%

International Primary School, 1 Child (Yearly)

$8,017 ₱504.8K

$1,940 PKR 537.0K

313.19%

Jeans (Levis 501 Or Similar)

$34.27 ₱2,157

$17.55 PKR 4,858

95.27%

Summer Dress (H&M, Zara, etc)

$17.45 ₱1,098

$23.51 PKR 6,506

-25.78%

Sport Shoes (Adidas, Nike)

$68.3 ₱4,302

$68.9 PKR 19.1K

-0.78%

Men's Leather Business Shoes

$55.4 ₱3,487

$40.59 PKR 11.2K

36.44%

1-bedroom Apartment, City Center (Monthly)

$237 ₱14.9K

$118 PKR 32.7K

101.09%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱11.0K

$73.6 PKR 20.4K

136.30%

3-bedroom Apartment, City Center (Monthly)

$489 ₱30.8K

$357 PKR 98.9K

36.81%

3-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.5K

$188 PKR 52.0K

64.64%

Buy Apartment in City Center (m2)

$2,765 ₱174.1K

$1,060 PKR 293.4K

160.79%

Buy Apartment Outside City Center (m2)

$1,141 ₱71.8K

$481 PKR 133.1K

137.26%

Average Monthly Net Salary (After Tax)

$152 ₱9,542

$183 PKR 50.6K

-17.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

13.21

-48.60%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Calbayog: October 12, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Calbayog

$180 24.6%

Karachi

$101 21% 43.6% $78

Accommodation & Living

Calbayog

$174 23.9%

Karachi

$74 15.3% 57.7% $100

Monthly Utilities & Internet

Calbayog

$166 22.7%

Karachi

$133 27.5% 19.9% $33

Clothing & Footwear

Calbayog

$79 10.8%

Karachi

$68 14.1% 14.2% $11

Eating Out

Calbayog

$76 10.4%

Karachi

$61 12.7% 19.6% $15

Sport & Entertainment

Calbayog

$42 5.8%

Karachi

$30 6.2% 29.1% $12

Getting Around

Calbayog

$13 1.8%

Karachi

$16 3.2% 18.9% $2.5

Cost Breakdown

A central one-bedroom costs $237 in Calbayog versus $118 in Karachi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Karachi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $16.00 in Calbayog versus $13.00 in Karachi. Monthly groceries follow the same trend: $180 vs $101 – making Karachi the more affordable choice for daily food spending.

Good to know

🇵🇭 Calbayog

🇵🇰 Karachi

🕒 Local time

15:21 3:21 PM

12:21 12:21 PM

3 h behind Calbayog

🌤 Weather

👥 Population

183,851

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to PHP in detail →

On the map

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Between locations

Calbayog Karachi 6,190 km ≈ 8 h nonstop flight

From you

Calbayog
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Calbayog vs Karachi: Cost of Living - Frequently Asked Questions

Yes – Calbayog is pricier by about 51%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,094 per month in Calbayog and $723 in Karachi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 77% more in Calbayog, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $16.00 in Calbayog and $13.00 in Karachi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,200 covers both cities comfortably – all-in costs are $729 in Calbayog and $482 in Karachi, leaving budget for savings and extras in both cases.

Families tend to lean toward Karachi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Calbayog makes more sense. Both are solid long-term options with distinct trade-offs.