Last update: Oct 2026

Cost of Living Comparison Between Karachi and Calbayog

For one person, living is cheaper in Karachi: $482 a month against $729 in Calbayog, rent and utilities included – about $3,000 less a year. Rent and utilities account for about half of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
36

Cost of Living Index in Calbayog
Learn more

Calbayog Living Index

Jump to prices

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Calbayog

🇵🇭 Philippines

$729

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Calbayog

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Calbayog actually costs, broken down by who's living it.

A single person spends $482 per month in Karachi vs $729 in Calbayog, rent included.

Karachi $482
Calbayog $729

A couple spends around $750 per month in Karachi vs $1,084 in Calbayog, rent included.

Karachi $750
Calbayog $1,084

A family of three spends $1,018 per month in Karachi vs $1,439 in Calbayog, rent included.

Karachi $1,018
Calbayog $1,439

Karachi is about 34% cheaper than Calbayog, and outside of rent the biggest gap is in groceries.

Both Karachi and Calbayog are more affordable than the global median – Karachi 64% lower, Calbayog 46% lower.

Meal at Budget Restaurant

$2.13 PKR 588

$4.00 ₱252

-46.75%

Three-Course Dinner for Two, Mid-Range

$13.30 PKR 3,680

$16.40 ₱1,032

-18.90%

Fast Food Meal (McDonalds, etc)

$5.45 PKR 1,508

$2.44 ₱154

123.36%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.09 PKR 579

$2.01 ₱126

3.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.57 ₱36.04

-29.82%

Water (0.33 liter bottle)

$0.26 PKR 71.1

$0.29 ₱18.12

-10.34%

Local Beer (0.5 liter draught)

$1.17 ₱73.8

Imported Beer (0.33 liter bottle)

$1.66 ₱105

Milk (1 liter)

$0.92 PKR 254

$1.75 ₱110

-47.43%

White Bread (500g)

$0.56 PKR 156

$1.24 ₱78.0

-54.84%

Rice (white) (1kg)

$1.25 PKR 345

$0.97 ₱61.1

28.87%

Eggs

$1.23 PKR 341

$2.17 ₱136

-43.32%

Local Cheese (1kg)

$5.67 PKR 1,570

$6.28 ₱395

-9.71%

Chicken Fillets (1kg)

$3.16 PKR 876

$4.09 ₱258

-22.74%

Beef Round Steak (1kg)

$6.28 PKR 1,737

$7.00 ₱441

-10.29%

Apples (1kg)

$1.26 PKR 348

$2.39 ₱151

-47.28%

Banana (1kg)

$0.53 PKR 148

$1.43 ₱89.9

-62.94%

Oranges (1kg)

$1.00 PKR 276

$2.57 ₱162

-61.09%

Tomato (1kg)

$0.56 PKR 154

$1.09 ₱68.4

-48.62%

Potato (1kg)

$0.33 PKR 91.4

$1.92 ₱121

-82.81%

Onion (1kg)

$0.34 PKR 95.1

$1.84 ₱116

-81.52%

Lettuce (1 head)

$0.42 PKR 116

$0.86 ₱53.9

-51.16%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.61 ₱38.63

-27.87%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 PKR 509

$3.22 ₱203

-42.86%

Wine (Bottle)

$6.48 ₱408

Local Beer (0.5 liter bottle)

$0.84 ₱53.2

Imported Beer (0.33 liter bottle)

$1.63 ₱102

One-way Ticket (Public Transport)

$0.28 PKR 77.0

$0.27 ₱16.98

3.70%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

$10.16 ₱640

-1.67%

Taxi Start (Normal Tariff)

$0.92 PKR 256

$0.76 ₱47.73

21.05%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$0.21 ₱13.29

233.33%

Taxi 1hour Waiting (Normal Tariff)

$2.16 PKR 597

$1.68 ₱106

28.57%

Gasoline (1 liter)

$1.38 PKR 382

$1.29 ₱81.2

6.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$20.6K ₱1.3M

-13.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K PKR 7.5M

$19.4K ₱1.2M

39.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$126 ₱7,923

-9.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 PKR 1,648

$14.93 ₱940

-60.15%

Internet (50+ Mbps, Unlimited Data)

$13.16 PKR 3,642

$24.78 ₱1,560

-46.89%

Gym Membership (Monthly)

$21.55 PKR 5,965

$32.41 ₱2,041

-33.51%

Tennis Court (1 Hour on Weekend)

$18.23 PKR 5,044

$5.21 ₱328

249.90%

Cinema Ticket

$4.21 PKR 1,165

$4.92 ₱310

-14.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.2 PKR 14.4K

$128 ₱8,067

-59.30%

International Primary School, 1 Child (Yearly)

$1,940 PKR 537.0K

$8,017 ₱504.8K

-75.80%

Jeans (Levis 501 Or Similar)

$17.55 PKR 4,858

$34.27 ₱2,157

-48.79%

Summer Dress (H&M, Zara, etc)

$23.51 PKR 6,506

$17.45 ₱1,098

34.73%

Sport Shoes (Adidas, Nike)

$68.9 PKR 19.1K

$68.3 ₱4,302

0.79%

Men's Leather Business Shoes

$40.59 PKR 11.2K

$55.4 ₱3,487

-26.71%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.7K

$237 ₱14.9K

-50.27%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 PKR 20.4K

$174 ₱11.0K

-57.68%

3-bedroom Apartment, City Center (Monthly)

$357 PKR 98.9K

$489 ₱30.8K

-26.90%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.0K

$309 ₱19.5K

-39.26%

Buy Apartment in City Center (m2)

$1,060 PKR 293.4K

$2,765 ₱174.1K

-61.65%

Buy Apartment Outside City Center (m2)

$481 PKR 133.1K

$1,141 ₱71.8K

-57.85%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

$152 ₱9,542

20.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

6.79

94.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 11, 2026

Last update for Calbayog: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.5%

Calbayog

$166 22.7% 24.9% $33

Groceries & Markets

Karachi

$101 21%

Calbayog

$180 24.6% 77.4% $78

Accommodation & Living

Karachi

$74 15.3%

Calbayog

$174 23.9% 136% $100

Clothing & Footwear

Karachi

$68 14.1%

Calbayog

$79 10.8% 16.6% $11

Eating Out

Karachi

$61 12.7%

Calbayog

$76 10.4% 24.4% $15

Sport & Entertainment

Karachi

$30 6.2%

Calbayog

$42 5.8% 41% $12

Getting Around

Karachi

$16 3.2%

Calbayog

$13 1.8% 15.9% $2.5

Cost Breakdown

A central one-bedroom costs $118 in Karachi versus $237 in Calbayog. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in Karachi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $13.00 in Karachi versus $16.00 in Calbayog. Monthly groceries follow the same trend: $101 vs $180 – making Karachi the more affordable choice for daily food spending.

Good to know

🇵🇰 Karachi

🇵🇭 Calbayog

🕒 Local time

12:30 12:30 PM

15:30 3:30 PM

3 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

183,851

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 18, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Calbayog 6,190 km ≈ 8 h nonstop flight

From you

Karachi
Calbayog

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Calbayog: Cost of Living - Frequently Asked Questions

Yes – Calbayog is pricier by about 51%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $723 per month in Karachi and $1,094 in Calbayog. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karachi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 77% more in Calbayog, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $13.00 in Karachi and $16.00 in Calbayog. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,200 covers both cities comfortably – all-in costs are $482 in Karachi and $729 in Calbayog, leaving budget for savings and extras in both cases.

Families tend to lean toward Karachi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Karachi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Calbayog makes more sense. Both are solid long-term options with distinct trade-offs.