Last update: Oct 2026

Cost of Living Comparison Between Cajamarca and Toronto

For one person, living is cheaper in Cajamarca: $695 a month against $2,530 in Toronto, rent and utilities included – about $22,000 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Cajamarca
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Cajamarca Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Cajamarca

🇵🇪 Peru

$695

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Cajamarca and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cajamarca and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $695 in Cajamarca versus $2,530 in Toronto.

Cajamarca $695
Toronto $2,530

Estimated couple costs with rent: $1,177 in Cajamarca versus $3,646 in Toronto.

Cajamarca $1,177
Toronto $3,646

Monthly costs for a family of three with rent: $1,658 in Cajamarca versus $4,761 in Toronto.

Cajamarca $1,658
Toronto $4,761

Living in Cajamarca costs roughly 73% less than in Toronto, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cajamarca is 48% below, Toronto is 89% above.

Meal at Budget Restaurant

$3.57 PEN 12.25

$17.67 CA$25.19

-79.80%

Three-Course Dinner for Two, Mid-Range

$28.96 PEN 99.3

$77.4 CA$110

-62.57%

Fast Food Meal (McDonalds, etc)

$5.95 PEN 20.39

$10.47 CA$14.93

-43.17%

Cappuccino

$2.64 PEN 9.05

$4.08 CA$5.81

-35.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 PEN 2.71

$2.12 CA$3.02

-62.74%

Water (0.33 liter bottle)

$0.62 PEN 2.11

$1.76 CA$2.51

-64.77%

Local Beer (0.5 liter draught)

$2.30 PEN 7.89

$6.17 CA$8.80

-62.72%

Imported Beer (0.33 liter bottle)

$3.64 PEN 12.46

$6.89 CA$9.82

-47.17%

Milk (1 liter)

$1.38 PEN 4.75

$2.43 CA$3.46

-43.21%

White Bread (500g)

$3.27 PEN 11.21

$2.75 CA$3.92

18.91%

Rice (white) (1kg)

$1.29 PEN 4.42

$2.23 CA$3.18

-42.15%

Eggs

$2.28 PEN 7.82

$3.45 CA$4.91

-33.91%

Local Cheese (1kg)

$7.58 PEN 26.00

$8.93 CA$12.73

-15.12%

Chicken Fillets (1kg)

$6.28 PEN 21.52

$11.44 CA$16.31

-45.10%

Beef Round Steak (1kg)

$13.12 PEN 44.97

$14.61 CA$20.83

-10.20%

Apples (1kg)

$1.06 PEN 3.65

$3.75 CA$5.34

-71.73%

Banana (1kg)

$0.78 PEN 2.68

$1.15 CA$1.64

-32.17%

Oranges (1kg)

$1.23 PEN 4.20

$3.55 CA$5.06

-65.35%

Tomato (1kg)

$1.08 PEN 3.70

$4.28 CA$6.10

-74.77%

Potato (1kg)

$0.74 PEN 2.52

$1.85 CA$2.63

-60.00%

Onion (1kg)

$1.00 PEN 3.41

$1.67 CA$2.38

-40.12%

Lettuce (1 head)

$0.72 PEN 2.48

$2.22 CA$3.16

-67.57%

Water (1.5 liter bottle)

$0.75 PEN 2.56

$1.21 CA$1.72

-38.02%

Cigarettes 20 Pack (Marlboro, Camel)

$8.98 PEN 30.79

$13.88 CA$19.78

-35.30%

Wine (Bottle)

$10.19 PEN 34.93

$14.25 CA$20.31

-28.49%

Local Beer (0.5 liter bottle)

$2.59 PEN 8.89

$2.20 CA$3.13

17.73%

Imported Beer (0.33 liter bottle)

$2.45 PEN 8.41

$2.42 CA$3.45

1.24%

One-way Ticket (Public Transport)

$0.56 PEN 1.93

$2.42 CA$3.44

-76.86%

Public Transport Monthly Pass (Regular Price)

$8.93 PEN 30.62

$111 CA$158

-91.94%

Taxi Start (Normal Tariff)

$1.76 PEN 6.03

$2.90 CA$4.13

-39.31%

Taxi (Normal Tariff) (1km)

$1.33 PEN 4.55

$1.26 CA$1.80

5.56%

Taxi 1hour Waiting (Normal Tariff)

$5.05 PEN 17.31

$22.03 CA$31.40

-77.08%

Gasoline (1 liter)

$1.51 PEN 5.19

$1.22 CA$1.74

23.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K PEN 81.3K

$27.6K CA$39.4K

-14.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K PEN 88.6K

$19.8K CA$28.3K

30.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$49.76 PEN 171

$122 CA$174

-59.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.79 PEN 33.57

$32.03 CA$45.66

-69.43%

Internet (50+ Mbps, Unlimited Data)

$29.01 PEN 99.5

$47.92 CA$68.3

-39.46%

Gym Membership (Monthly)

$30.97 PEN 106

$38.90 CA$55.5

-20.39%

Tennis Court (1 Hour on Weekend)

$20.52 PEN 70.3

$23.24 CA$33.12

-11.70%

Cinema Ticket

$4.76 PEN 16.32

$12.61 CA$17.97

-62.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$137 PEN 471

$834 CA$1,189

-83.54%

International Primary School, 1 Child (Yearly)

$4,463 PEN 15.3K

$23.3K CA$33.3K

-80.88%

Jeans (Levis 501 Or Similar)

$51.7 PEN 177

$52.6 CA$75.0

-1.63%

Summer Dress (H&M, Zara, etc)

$29.33 PEN 101

$40.26 CA$57.4

-27.15%

Sport Shoes (Adidas, Nike)

$80.8 PEN 277

$96.2 CA$137

-16.02%

Men's Leather Business Shoes

$80.9 PEN 277

$123 CA$175

-34.17%

1-bedroom Apartment, City Center (Monthly)

$199 PEN 681

$1,598 CA$2,278

-87.58%

1-bedroom Apartment, Outside City Center (Monthly)

$103 PEN 353

$1,435 CA$2,045

-92.83%

3-bedroom Apartment, City Center (Monthly)

$527 PEN 1,806

$2,657 CA$3,787

-80.17%

3-bedroom Apartment, Outside City Center (Monthly)

$317 PEN 1,085

$2,096 CA$2,988

-84.90%

Buy Apartment in City Center (m2)

$2,338 PEN 8,015

$8,033 CA$11.5K

-70.89%

Buy Apartment Outside City Center (m2)

$6,557 CA$9,347

Average Monthly Net Salary (After Tax)

$727 PEN 2,491

$3,743 CA$5,335

-80.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

4.47

134.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cajamarca: October 5, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Cajamarca

$229 33.1%

Toronto

$340 13.1% 48.6% $111

Clothing & Footwear

Cajamarca

$109 15.8%

Toronto

$140 5.4% 28.5% $31

Accommodation & Living

Cajamarca

$103 14.9%

Toronto

$1.4K 55.4% 1294% $1.3K

Eating Out

Cajamarca

$103 14.8%

Toronto

$282 10.9% 175% $179

Monthly Utilities & Internet

Cajamarca

$89 12.8%

Toronto

$202 7.8% 128% $113

Sport & Entertainment

Cajamarca

$40 5.9%

Toronto

$64 2.5% 58.4% $24

Getting Around

Cajamarca

$20 2.8%

Toronto

$130 5% 562% $110

Cost Breakdown

A one-bedroom apartment in the center runs $199 in Cajamarca and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 415% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Cajamarca vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $229 vs $340 per month, with Cajamarca cheaper across the board.

Good to know

🇵🇪 Cajamarca

🇨🇦 Toronto

🕒 Local time

22:41 10:41 PM

23:41 11:41 PM

1 h ahead of Cajamarca

🌤 Weather

👥 Population

218,741

2,731,571

💱 Currency

Peruvian Sol PEN S/

Canadian Dollar CAD $

📈 Exchange rate

1 PEN = 0.292 USD

1 PEN = 0.26 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of October 10, 2026: 1 USD = 3.43 PEN (1 PEN = 0.292 USD). 1 EUR = 3.84 PEN (1 PEN = 0.26 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to PEN in detail →

On the map

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Between locations

Cajamarca Toronto 5,650 km ≈ 8 h nonstop flight

From you

Cajamarca
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cajamarca vs Toronto: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in groceries, clothing, and eating out. The 264% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 415% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $199 in Cajamarca versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cajamarca runs roughly 1140% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $137 in Cajamarca versus $834 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $695 in Cajamarca versus $2,530 in Toronto, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Toronto. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cajamarca and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 264% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.