Last update: Oct 2026

Cost of Living Comparison Between Cajamarca and Montevideo

For one person, living is cheaper in Cajamarca: $695 a month against $1,813 in Montevideo, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Cajamarca
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Cajamarca Living Index
86

Cost of Living Index in Montevideo
Learn more

Montevideo Living Index

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Cajamarca

🇵🇪 Peru

$695

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,813

/mo nomad

Monthly Cost of Living

How much you'll spend in Cajamarca and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cajamarca and in Montevideo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $695 in Cajamarca versus $1,813 in Montevideo.

Cajamarca $695
Montevideo $1,813

Estimated couple costs with rent: $1,177 in Cajamarca versus $2,782 in Montevideo.

Cajamarca $1,177
Montevideo $2,782

Monthly costs for a family of three with rent: $1,658 in Cajamarca versus $3,750 in Montevideo.

Cajamarca $1,658
Montevideo $3,750

Living in Cajamarca costs roughly 62% less than in Montevideo, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cajamarca is 48% below, Montevideo is 35% above.

Meal at Budget Restaurant

$3.57 PEN 12.30

$15.26 UYU 613

-76.61%

Three-Course Dinner for Two, Mid-Range

$28.96 PEN 99.6

$67.4 UYU 2,707

-57.05%

Fast Food Meal (McDonalds, etc)

$5.95 PEN 20.46

$14.37 UYU 577

-58.59%

Cappuccino

$2.64 PEN 9.08

$4.64 UYU 186

-43.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.79 PEN 2.72

$2.73 UYU 110

-71.06%

Water (0.33 liter bottle)

$0.62 PEN 2.12

$2.09 UYU 83.9

-70.33%

Local Beer (0.5 liter draught)

$2.30 PEN 7.92

$4.75 UYU 191

-51.58%

Imported Beer (0.33 liter bottle)

$3.64 PEN 12.50

$3.67 UYU 147

-0.82%

Milk (1 liter)

$1.38 PEN 4.76

$1.38 UYU 55.4

White Bread (500g)

$3.27 PEN 11.25

$2.77 UYU 111

18.05%

Rice (white) (1kg)

$1.29 PEN 4.44

$1.69 UYU 67.7

-23.67%

Eggs

$2.28 PEN 7.85

$4.52 UYU 182

-49.56%

Local Cheese (1kg)

$7.58 PEN 26.09

$14.17 UYU 569

-46.51%

Chicken Fillets (1kg)

$6.28 PEN 21.60

$12.07 UYU 485

-47.97%

Beef Round Steak (1kg)

$13.12 PEN 45.12

$12.16 UYU 488

7.89%

Apples (1kg)

$1.06 PEN 3.66

$2.87 UYU 115

-63.07%

Banana (1kg)

$0.78 PEN 2.69

$2.75 UYU 110

-71.64%

Oranges (1kg)

$1.23 PEN 4.22

$1.73 UYU 69.4

-28.90%

Tomato (1kg)

$1.08 PEN 3.71

$3.24 UYU 130

-66.67%

Potato (1kg)

$0.74 PEN 2.53

$2.07 UYU 83.0

-64.25%

Onion (1kg)

$1.00 PEN 3.42

$2.07 UYU 83.0

-51.69%

Lettuce (1 head)

$0.72 PEN 2.48

$1.38 UYU 55.4

-47.83%

Water (1.5 liter bottle)

$0.75 PEN 2.57

$1.85 UYU 74.4

-59.46%

Cigarettes 20 Pack (Marlboro, Camel)

$8.98 PEN 30.89

$5.57 UYU 224

61.22%

Wine (Bottle)

$10.19 PEN 35.05

$8.89 UYU 357

14.62%

Local Beer (0.5 liter bottle)

$2.59 PEN 8.92

$2.29 UYU 92.1

13.10%

Imported Beer (0.33 liter bottle)

$2.45 PEN 8.44

$2.70 UYU 108

-9.26%

One-way Ticket (Public Transport)

$0.56 PEN 1.93

$1.52 UYU 61.2

-63.16%

Public Transport Monthly Pass (Regular Price)

$8.93 PEN 30.72

$73.7 UYU 2,958

-87.88%

Taxi Start (Normal Tariff)

$1.76 PEN 6.05

$1.82 UYU 73.3

-3.30%

Taxi (Normal Tariff) (1km)

$1.33 PEN 4.56

$0.40 UYU 16.02

232.50%

Taxi 1hour Waiting (Normal Tariff)

$5.05 PEN 17.37

$10.66 UYU 428

-52.63%

Gasoline (1 liter)

$1.51 PEN 5.21

$2.22 UYU 89.0

-31.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K PEN 81.6K

$26.7K UYU 1.1M

-11.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K PEN 88.9K

$36.7K UYU 1.5M

-29.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$49.76 PEN 171

$191 UYU 7,662

-73.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.79 PEN 33.68

$20.40 UYU 819

-52.01%

Internet (50+ Mbps, Unlimited Data)

$29.01 PEN 99.8

$44.14 UYU 1,772

-34.28%

Gym Membership (Monthly)

$30.97 PEN 107

$54.1 UYU 2,174

-42.80%

Tennis Court (1 Hour on Weekend)

$20.52 PEN 70.6

$19.68 UYU 790

4.27%

Cinema Ticket

$4.76 PEN 16.37

$12.33 UYU 495

-61.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$137 PEN 472

$613 UYU 24.6K

-77.60%

International Primary School, 1 Child (Yearly)

$4,463 PEN 15.4K

$11.0K UYU 443.6K

-59.61%

Jeans (Levis 501 Or Similar)

$51.7 PEN 178

$103 UYU 4,128

-49.67%

Summer Dress (H&M, Zara, etc)

$29.33 PEN 101

$56.1 UYU 2,251

-47.69%

Sport Shoes (Adidas, Nike)

$80.8 PEN 278

$124 UYU 4,993

-35.03%

Men's Leather Business Shoes

$80.9 PEN 278

$130 UYU 5,207

-37.59%

1-bedroom Apartment, City Center (Monthly)

$199 PEN 683

$705 UYU 28.3K

-71.85%

1-bedroom Apartment, Outside City Center (Monthly)

$103 PEN 354

$575 UYU 23.1K

-82.11%

3-bedroom Apartment, City Center (Monthly)

$527 PEN 1,812

$1,139 UYU 45.7K

-53.73%

3-bedroom Apartment, Outside City Center (Monthly)

$317 PEN 1,089

$1,016 UYU 40.8K

-68.83%

Buy Apartment in City Center (m2)

$2,338 PEN 8,043

$3,349 UYU 134.4K

-30.17%

Buy Apartment Outside City Center (m2)

$1,942 UYU 78.0K

Average Monthly Net Salary (After Tax)

$727 PEN 2,500

$1,229 UYU 49.4K

-40.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

5.74

82.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cajamarca: October 5, 2026

Last update for Montevideo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Cajamarca

$229 33.1%

Montevideo

$332 18.7% 45.2% $103

Clothing & Footwear

Cajamarca

$109 15.8%

Montevideo

$186 10.4% 70.1% $77

Accommodation & Living

Cajamarca

$103 14.9%

Montevideo

$575 32.3% 459% $472

Eating Out

Cajamarca

$103 14.8%

Montevideo

$271 15.2% 165% $169

Monthly Utilities & Internet

Cajamarca

$89 12.8%

Montevideo

$255 14.3% 188% $167

Sport & Entertainment

Cajamarca

$40 5.9%

Montevideo

$79 4.4% 94.6% $38

Getting Around

Cajamarca

$20 2.8%

Montevideo

$84 4.7% 327% $64

Cost Breakdown

A one-bedroom apartment in the center runs $199 in Cajamarca and $705 in Montevideo. Housing cost is often the main lever when comparing two cities.

Montevideo pays 69% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $29.00 in Cajamarca vs $67.0 in Montevideo for a mid-range dinner for two. Groceries echo the gap at $229 vs $332 per month, with Cajamarca cheaper across the board.

Good to know

🇵🇪 Cajamarca

🇺🇾 Montevideo

🕒 Local time

22:42 10:42 PM

00:42 12:42 AM

2 h ahead of Cajamarca

🌤 Weather

👥 Population

218,741

1,319,108 Capital

💱 Currency

Peruvian Sol PEN S/

Uruguayan Peso UYU $U

📈 Exchange rate

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of October 10, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

Uruguayan Peso exchange rates as of October 10, 2026: 1 USD = 40.15 UYU (100 UYU = 2.49 USD). 1 EUR = 45.03 UYU (100 UYU = 2.22 EUR).

USD to PEN in detail →

On the map

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Highest

Between locations

Cajamarca Montevideo 3,840 km ≈ 5 h nonstop flight

From you

Cajamarca
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cajamarca vs Montevideo: Cost of Living - Frequently Asked Questions

Cajamarca is cheaper overall, especially in groceries, clothing, and eating out. The 161% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 69% lower in Montevideo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $199 in Cajamarca versus $705 in Montevideo. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cajamarca runs roughly 725% less than in Montevideo. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $137 in Cajamarca versus $613 in Montevideo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $695 in Cajamarca versus $1,813 in Montevideo, a $1,500 budget is realistic in Cajamarca but tight or insufficient in Montevideo. The gap between the two cities makes Cajamarca the clear choice for anyone on this budget.

For families, Cajamarca is more practical. Housing and childcare are both notably cheaper than in Montevideo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cajamarca and Montevideo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cajamarca gentler on the wallet – expenses run 161% less than in Montevideo. Beyond cost, consider language, visa policies, and how big the international community is in each city.