Cost of Living Comparison Between Cajamarca and Ayacucho Cost of Living Comparison Between Cajamarca and Ayacucho

Monthly Cost of Living

Monthly costs for one person with rent: $649 in Cajamarca versus $109 in Ayacucho.

Estimated couple costs with rent: $1,101 in Cajamarca versus $191 in Ayacucho.

Monthly costs for a family of three with rent: $1,552 in Cajamarca versus $273 in Ayacucho.

Living in Cajamarca is roughly 496% more expensive than in Ayacucho, driven mainly by Groceries & Markets.

Both cities sit below the global median: Cajamarca 51% lower, Ayacucho 92% lower.

Meal at Budget Restaurant

$3.13 PEN 10.62

$1.70 PEN 5.78

84.12%

Three-Course Dinner for Two, Mid-Range

$27.42 PEN 93.0

$13.69 PEN 46.43

100.29%

Fast Food Meal (McDonalds, etc)

$5.71 PEN 19.36

$4.13 PEN 14.00

38.26%

Cappuccino

$2.82 PEN 9.56

$2.17 PEN 7.38

29.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 PEN 2.74

$0.84 PEN 2.87

-3.57%

Water (0.33 liter bottle)

$0.59 PEN 1.99

$0.29 PEN 0.99

103.45%

Local Beer (0.5 liter draught)

$2.16 PEN 7.34

$1.89 PEN 6.41

14.29%

Imported Beer (0.33 liter bottle)

$3.30 PEN 11.21

$2.25 PEN 7.62

46.67%

Milk (1 liter)

$1.25 PEN 4.22

White Bread (500g)

$3.01 PEN 10.20

Rice (white) (1kg)

$1.09 PEN 3.70

Eggs

$2.17 PEN 7.36

Local Cheese (1kg)

$6.16 PEN 20.89

Chicken Fillets (1kg)

$5.96 PEN 20.22

Beef Round Steak (1kg)

$12.10 PEN 41.05

Apples (1kg)

$1.00 PEN 3.38

Banana (1kg)

$0.69 PEN 2.35

Oranges (1kg)

$0.90 PEN 3.05

Tomato (1kg)

$1.05 PEN 3.56

Potato (1kg)

$0.69 PEN 2.34

Onion (1kg)

$0.95 PEN 3.22

Lettuce (1 head)

$0.62 PEN 2.10

Water (1.5 liter bottle)

$0.71 PEN 2.39

Cigarettes 20 Pack (Marlboro, Camel)

$8.10 PEN 27.48

Wine (Bottle)

$10.31 PEN 34.97

$5.94 PEN 20.16

73.57%

Local Beer (0.5 liter bottle)

$2.42 PEN 8.22

Imported Beer (0.33 liter bottle)

$2.39 PEN 8.12

One-way Ticket (Public Transport)

$0.55 PEN 1.86

Public Transport Monthly Pass (Regular Price)

$8.17 PEN 27.71

Taxi Start (Normal Tariff)

$1.71 PEN 5.80

Taxi (Normal Tariff) (1km)

$1.21 PEN 4.09

Taxi 1hour Waiting (Normal Tariff)

$4.99 PEN 16.92

Gasoline (1 liter)

$1.51 PEN 5.11

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.5K PEN 76.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K PEN 84.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$46.02 PEN 156

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.05 PEN 30.71

Internet (50+ Mbps, Unlimited Data)

$26.71 PEN 90.6

Gym Membership (Monthly)

$28.68 PEN 97.3

$25.40 PEN 86.2

12.91%

Tennis Court (1 Hour on Weekend)

$19.78 PEN 67.1

Cinema Ticket

$4.48 PEN 15.20

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$131 PEN 444

International Primary School, 1 Child (Yearly)

$4,137 PEN 14.0K

Jeans (Levis 501 Or Similar)

$48.83 PEN 166

Summer Dress (H&M, Zara, etc)

$27.49 PEN 93.3

Sport Shoes (Adidas, Nike)

$74.9 PEN 254

Men's Leather Business Shoes

$77.7 PEN 264

1-bedroom Apartment, City Center (Monthly)

$203 PEN 689

1-bedroom Apartment, Outside City Center (Monthly)

$97.1 PEN 329

3-bedroom Apartment, City Center (Monthly)

$497 PEN 1,685

3-bedroom Apartment, Outside City Center (Monthly)

$294 PEN 999

Buy Apartment in City Center (m2)

$2,358 PEN 8,000

$1,890 PEN 6,413

24.74%

Buy Apartment Outside City Center (m2)

$1,764 PEN 5,983

Average Monthly Net Salary (After Tax)

$704 PEN 2,390

$481 PEN 1,631

46.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cajamarca: July 11, 2026

Last update for Ayacucho: July 14, 2026

Cost Breakdown

Cajamarca pays 47% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Cajamarca vs $14.00 in Ayacucho for a mid-range dinner for two. Groceries echo the gap at $211 vs $12.00 per month, with Ayacucho cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cajamarca vs Ayacucho: Cost of Living - Frequently Asked Questions

Ayacucho wins on cost – living expenses run 496% lower than in Cajamarca. Housing and daily spending are where you'll feel the difference most, making Ayacucho the obvious pick if budget is a priority.

Average pay runs 47% higher in Cajamarca, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

All in, you'll spend $649 per month in Cajamarca versus $109 in Ayacucho – a 496% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 1671% higher in Cajamarca. For households that cook at home regularly, that difference adds up over a month.

Either city works on $800 a month, though Ayacucho gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cajamarca and Ayacucho are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ayacucho gentler on the wallet – expenses run 496% less than in Cajamarca. Beyond cost, consider language, visa policies, and how big the international community is in each city.