😐Monthly costs for one person with rent: $706 in Cajamarca versus $491 in Ayacucho.
😐Estimated couple costs with rent: $1,178 in Cajamarca versus $793 in Ayacucho.
😐Monthly costs for a family of three with rent: $1,649 in Cajamarca versus $1,095 in Ayacucho.
🌍Living in Cajamarca is roughly 44% more expensive than in Ayacucho, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Cajamarca49% lower, Ayacucho64% lower.
Currency
🍽 Eating Out
Cajamarca
Ayacucho
Difference
Meal at Budget Restaurant
$3.47PEN 11.63
$1.76PEN 5.90
97.16%
Three-Course Dinner for Two, Mid-Range
$30.10PEN 101
-
-
Fast Food Meal(McDonalds, etc)
$6.04PEN 20.25
-
-
Cappuccino
$2.74PEN 9.20
$1.76PEN 5.89
55.68%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.82PEN 2.75
$0.86PEN 2.89
-4.65%
Water(0.33 liter bottle)
$0.61PEN 2.03
$0.31PEN 1.05
96.77%
Local Beer(0.5 liter draught)
$2.40PEN 8.05
$1.50PEN 5.04
60.00%
Imported Beer(0.33 liter bottle)
$3.51PEN 11.76
$4.39PEN 14.72
-20.05%
🛒 Groceries & Markets
Cajamarca
Ayacucho
Difference
Milk(1 liter)
$1.38PEN 4.62
-
-
White Bread(500g)
$3.22PEN 10.79
-
-
Rice(white)(1kg)
$1.30PEN 4.34
$0.61PEN 2.06
113.11%
Eggs
$2.23PEN 7.47
$1.73PEN 5.81
28.90%
Local Cheese(1kg)
$7.80PEN 26.16
$2.92PEN 9.78
167.12%
Chicken Fillets(1kg)
$6.35PEN 21.28
$4.41PEN 14.78
43.99%
Beef Round Steak(1kg)
$12.95PEN 43.42
$5.91PEN 19.80
119.12%
Apples(1kg)
$1.13PEN 3.78
$1.22PEN 4.08
-7.38%
Banana(1kg)
$0.78PEN 2.63
$0.61PEN 2.05
27.87%
Oranges(1kg)
$1.29PEN 4.31
$0.60PEN 2.02
115.00%
Tomato(1kg)
$1.11PEN 3.72
$0.56PEN 1.88
98.21%
Potato(1kg)
$0.75PEN 2.51
$0.29PEN 0.97
158.62%
Onion(1kg)
$1.04PEN 3.49
$0.31PEN 1.04
235.48%
Lettuce(1 head)
$0.76PEN 2.54
$0.31PEN 1.06
145.16%
Water(1.5 liter bottle)
$0.76PEN 2.56
$0.85PEN 2.86
-10.59%
Cigarettes 20 Pack(Marlboro, Camel)
$8.76PEN 29.37
-
-
Wine(Bottle)
$10.28PEN 34.45
$5.77PEN 19.36
78.16%
Local Beer(0.5 liter bottle)
$2.61PEN 8.75
$2.98PEN 10.01
-12.42%
Imported Beer(0.33 liter bottle)
$2.51PEN 8.41
$4.45PEN 14.91
-43.60%
🚌 Getting Around
Cajamarca
Ayacucho
Difference
One-way Ticket(Public Transport)
$0.60PEN 2.01
$0.60PEN 2.02
-
Public Transport Monthly Pass(Regular Price)
$8.74PEN 29.29
$36.11PEN 121
-75.80%
Taxi Start(Normal Tariff)
$1.82PEN 6.11
$2.32PEN 7.80
-21.55%
Taxi(Normal Tariff)(1km)
$1.33PEN 4.46
$1.21PEN 4.06
9.92%
Taxi 1hour Waiting(Normal Tariff)
$5.32PEN 17.83
$4.58PEN 15.35
16.16%
Gasoline(1 liter)
$1.53PEN 5.11
$1.79PEN 6.01
-14.53%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.2KPEN 81.1K
$10.5KPEN 35.1K
131.29%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8KPEN 86.5K
$12.6KPEN 42.1K
105.29%
🧾 Monthly Utilities & Internet
Cajamarca
Ayacucho
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$49.37PEN 166
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.79PEN 32.84
$11.94PEN 40.05
-18.01%
Internet(50+ Mbps, Unlimited Data)
$29.16PEN 97.8
$17.97PEN 60.3
62.27%
🎉 Sport & Entertainment
Cajamarca
Ayacucho
Difference
Gym Membership(Monthly)
$30.10PEN 101
$15.11PEN 50.7
99.21%
Tennis Court(1 Hour on Weekend)
$21.17PEN 71.0
$30.03PEN 101
-29.50%
Cinema Ticket
$4.76PEN 15.97
$4.35PEN 14.57
9.43%
🧸 Childcare & Education
Cajamarca
Ayacucho
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$137PEN 460
$73.7PEN 247
85.91%
International Primary School, 1 Child(Yearly)
$4,411PEN 14.8K
-
-
👕👟 Clothing & Footwear
Cajamarca
Ayacucho
Difference
Jeans(Levis 501 Or Similar)
$52.8PEN 177
$17.68PEN 59.3
198.47%
Summer Dress(H&M, Zara, etc)
$29.83PEN 100
$26.24PEN 88.0
13.68%
Sport Shoes(Adidas, Nike)
$81.1PEN 272
$103PEN 344
-20.86%
Men's Leather Business Shoes
$81.5PEN 273
$105PEN 354
-22.69%
🏠 Accommodation & Living
Cajamarca
Ayacucho
Difference
1-bedroom Apartment, City Center(Monthly)
$206PEN 689
$353PEN 1,184
-41.78%
1-bedroom Apartment, Outside City Center(Monthly)
$105PEN 353
$89.4PEN 300
17.79%
3-bedroom Apartment, City Center(Monthly)
$542PEN 1,816
$880PEN 2,951
-38.45%
3-bedroom Apartment, Outside City Center(Monthly)
$313PEN 1,050
$234PEN 784
33.97%
Buy Apartment in City Center(m2)
$2,339PEN 7,842
$1,981PEN 6,644
18.04%
Buy Apartment Outside City Center(m2)
-
$1,755PEN 5,885
-
💵 Salaries & Financials
Cajamarca
Ayacucho
Difference
Average Monthly Net Salary(After Tax)
$740PEN 2,480
$490PEN 1,643
50.91%
20-Year Fixed Mortgage Interest Rate(Annual %)
10.5
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cajamarca: August 29, 2026
Last update for Ayacucho: August 30, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $206 in Cajamarca and $353 in Ayacucho. Housing cost is often the main lever when comparing two cities.
💰Cajamarca pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cajamarca vs Ayacucho: Cost of Living - Frequently Asked Questions
Which city is more expensive, Cajamarca or Ayacucho?
Ayacucho wins on cost – living expenses run 44% lower than in Cajamarca. Housing and daily spending are where you'll feel the difference most, making Ayacucho the obvious pick if budget is a priority.
Are salaries higher in Cajamarca or in Ayacucho?
Average pay runs 51% higher in Cajamarca, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Cajamarca compared to Ayacucho?
Rent for a central apartment: $206 in Cajamarca versus $353 in Ayacucho. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Cajamarca and in Ayacucho?
Childcare runs $137 in Cajamarca versus $73.7 in Ayacucho. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How expensive is transport in Cajamarca compared to Ayacucho?
A monthly transit pass in Ayacucho runs roughly 313% less than in Cajamarca. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $800/month in Cajamarca or in Ayacucho?
Either city works on $800 a month, though Ayacucho gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Cajamarca or Ayacucho?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Cajamarca compared to Ayacucho?
Safety-wise, Cajamarca and Ayacucho are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ayacucho gentler on the wallet – expenses run 44% less than in Cajamarca. Beyond cost, consider language, visa policies, and how big the international community is in each city.