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Cost of Living Comparison Between Cagayan de Oro City and Ubud, Bali Cost of Living Comparison Between Cagayan de Oro City and Ubud, Bali

😐 Solo nomad: Cagayan de Oro City is 2.7% more expensive than Ubud, Bali without rent, and 3% more expensive with rent.
🙂 Family of 3: Cagayan de Oro City is 18.2% cheaper than Ubud, Bali without rent, and 4% cheaper with rent.
Currency
🍽 Eating Out
Cagayan de Oro City
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.68 ₱215
$2.85 Rp 47.5K
29.12%
Three-Course Dinner for Two, Mid-Range
$13.94 ₱814
$12.26 Rp 204.3K
13.70%
Fast Food Meal (McDonalds, etc)
$3.34 ₱195
$3.28 Rp 54.6K
1.83%
Cappuccino
$2.62 ₱153
$2.3 Rp 38.3K
13.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.04 ₱60.5
$1.11 Rp 18.5K
-6.31%
Water (0.33 liter bottle)
$0.36 ₱20.79
$0.26 Rp 4,324
38.46%
Local Beer (0.5 liter draught)
$1.41 ₱82.2
$2.4 Rp 40K
-41.25%
Imported Beer (0.33 liter bottle)
$2.37 ₱138
$3.15 Rp 52.5K
-24.76%
🛒 Groceries & Markets
Cagayan de Oro City
Ubud, Bali
Difference
Milk (1 liter)
$1.64 ₱95.9
$1.49 Rp 24.9K
10.07%
White Bread (500g)
$0.92 ₱54
$1.65 Rp 27.5K
-44.24%
Rice (white) (1kg)
$0.96 ₱56.3
$1.13 Rp 18.9K
-15.04%
Eggs
$2.38 ₱139
$2.33 Rp 38.9K
2.15%
Local Cheese (1kg)
$6.05 ₱353
$13.7 Rp 228.3K
-55.84%
Chicken Fillets (1kg)
$3.49 ₱204
$3.97 Rp 66.2K
-12.09%
Beef Round Steak (1kg)
$6.49 ₱379
$11.22 Rp 187K
-42.16%
Apples (1kg)
$2.26 ₱132
$3.48 Rp 57.9K
-35.06%
Banana (1kg)
$1.14 ₱66.6
$1.5 Rp 25K
-24.00%
Oranges (1kg)
$2.38 ₱139
$2.68 Rp 44.6K
-11.19%
Tomato (1kg)
$1.24 ₱72.3
$1.35 Rp 22.5K
-8.15%
Potato (1kg)
$2.22 ₱129
$1.57 Rp 26.2K
41.40%
Onion (1kg)
$2.85 ₱166
$2.1 Rp 34.9K
35.71%
Lettuce (1 head)
$0.92 ₱53.7
$1.03 Rp 17.1K
-10.68%
Water (1.5 liter bottle)
$0.51 ₱29.59
$0.57 Rp 9,488
-10.53%
Cigarettes 20 Pack (Marlboro, Camel)
$2.49 ₱145
$2.31 Rp 38.5K
7.79%
Wine (Bottle)
$4.34 ₱253
$15.21 Rp 253.5K
-71.47%
Local Beer (0.5 liter bottle)
$1.36 ₱79.6
$2.49 Rp 41.5K
-45.38%
Imported Beer (0.33 liter bottle)
$1.56 ₱91.2
$2.66 Rp 44.3K
-41.35%
🚌 Getting Around
Cagayan de Oro City
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.4 ₱23.45
$0.29 Rp 4,911
37.93%
Public Transport Monthly Pass (Regular Price)
$8.52 ₱497
$10.03 Rp 167.1K
-15.05%
Taxi Start (Normal Tariff)
$0.74 ₱43.39
$0.45 Rp 7,480
64.44%
Taxi (Normal Tariff) (1km)
$0.24 ₱14.04
$0.34 Rp 5,748
-29.41%
Taxi 1hour Waiting (Normal Tariff)
$2.11 ₱123
$5.97 Rp 99.4K
-64.66%
Gasoline (1 liter)
$1.11 ₱64.6
$0.75 Rp 12.4K
48.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.5K ₱1.2M
$25.8K Rp 430.2M
-20.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.3K ₱1.1M
$31.7K Rp 528.9M
-39.04%
🧾 Monthly Utilities & Internet
Cagayan de Oro City
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$105 ₱6,117
$64.6 Rp 1.1M
62.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.52 ₱2,307
$4.14 Rp 69K
854.59%
Internet (50+ Mbps, Unlimited Data)
$33.57 ₱1,959
$23.99 Rp 399.7K
39.93%
🎉 Sport & Entertainment
Cagayan de Oro City
Ubud, Bali
Difference
Gym Membership (Monthly)
$22.26 ₱1,299
$23.29 Rp 388.1K
-4.42%
Tennis Court (1 Hour on Weekend)
$3.32 ₱194
$6.19 Rp 103.1K
-46.37%
Cinema Ticket
$4.61 ₱269
$3.45 Rp 57.5K
33.62%
🧸 Childcare & Education
Cagayan de Oro City
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$190 ₱11.1K
$91.9 Rp 1.5M
107.19%
International Primary School, 1 Child (Yearly)
$2,442 ₱142.5K
$5,912 Rp 98.5M
-58.69%
👕👟 Clothing & Footwear
Cagayan de Oro City
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$35.37 ₱2,065
$51.5 Rp 857.6K
-31.28%
Summer Dress (H&M, Zara, etc)
$14.37 ₱839
$24.45 Rp 407.3K
-41.23%
Sport Shoes (Adidas, Nike)
$57.7 ₱3,369
$84.4 Rp 1.4M
-31.57%
Men's Leather Business Shoes
$43.45 ₱2,536
$74.3 Rp 1.2M
-41.53%
🏠 Accommodation & Living
Cagayan de Oro City
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$359 ₱21K
$261 Rp 4.4M
37.51%
1-bedroom Apartment, Outside City Center (Monthly)
$213 ₱12.5K
$160 Rp 2.7M
33.74%
3-bedroom Apartment, City Center (Monthly)
$587 ₱34.3K
$585 Rp 9.7M
0.38%
3-bedroom Apartment, Outside City Center (Monthly)
$383 ₱22.4K
$328 Rp 5.5M
16.79%
Buy Apartment in City Center (m2)
$1,599 ₱93.3K
$985 Rp 16.4M
62.30%
Buy Apartment Outside City Center (m2)
$884 ₱51.6K
$847 Rp 14.1M
4.37%
💵 Salaries & Financials
Cagayan de Oro City
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$332 ₱19.4K
$178 Rp 3M
86.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
13.28
-49.77%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

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