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Cost of Living Comparison Between Cagayan de Oro City and Cebu Cost of Living Comparison Between Cagayan de Oro City and Cebu

๐Ÿ™‚ Solo nomad: Cagayan de Oro City is 21.1% cheaper than Cebu without rent, and 12.4% cheaper with rent.
๐Ÿ™‚ Family of 3: Cagayan de Oro City is 22.9% cheaper than Cebu without rent, and 17.6% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Cagayan de Oro City
Cebu
Difference
Meal at Budget Restaurant
$3.85 โ‚ฑ229
$4.55 โ‚ฑ271
-15.38%
Three-Course Dinner for Two, Mid-Range
$13.90 โ‚ฑ826
$24.29 โ‚ฑ1,444
-42.77%
Fast Food Meal (McDonalds, etc)
$3.27 โ‚ฑ194
$4.49 โ‚ฑ267
-27.17%
Cappuccino
$2.60 โ‚ฑ155
$2.51 โ‚ฑ149
3.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.00 โ‚ฑ59.7
$0.81 โ‚ฑ48.11
23.46%
Water (0.33 liter bottle)
$0.36 โ‚ฑ21.27
$0.45 โ‚ฑ26.98
-20.00%
Local Beer (0.5 liter draught)
$1.40 โ‚ฑ82.9
$1.58 โ‚ฑ94.0
-11.39%
Imported Beer (0.33 liter bottle)
$2.49 โ‚ฑ148
$2.14 โ‚ฑ127
16.36%
๐Ÿ›’ Groceries & Markets
Cagayan de Oro City
Cebu
Difference
Milk (1 liter)
$1.63 โ‚ฑ96.9
$2.31 โ‚ฑ137
-29.44%
White Bread (500g)
$1.00 โ‚ฑ59.2
$1.56 โ‚ฑ92.7
-35.90%
Rice (white) (1kg)
$0.93 โ‚ฑ55.4
$1.17 โ‚ฑ69.7
-20.51%
Eggs
$2.49 โ‚ฑ148
$2.29 โ‚ฑ136
8.73%
Local Cheese (1kg)
$5.88 โ‚ฑ350
$13.04 โ‚ฑ775
-54.91%
Chicken Fillets (1kg)
$3.65 โ‚ฑ217
$5.28 โ‚ฑ314
-30.87%
Beef Round Steak (1kg)
$6.61 โ‚ฑ393
$7.80 โ‚ฑ464
-15.26%
Apples (1kg)
$2.32 โ‚ฑ138
$3.59 โ‚ฑ213
-35.38%
Banana (1kg)
$1.15 โ‚ฑ68.3
$1.52 โ‚ฑ90.1
-24.34%
Oranges (1kg)
$2.32 โ‚ฑ138
$3.28 โ‚ฑ195
-29.27%
Tomato (1kg)
$1.28 โ‚ฑ76.1
$2.21 โ‚ฑ132
-42.08%
Potato (1kg)
$2.18 โ‚ฑ129
$2.55 โ‚ฑ152
-14.51%
Onion (1kg)
$2.85 โ‚ฑ169
$2.57 โ‚ฑ153
10.89%
Lettuce (1 head)
$0.87 โ‚ฑ51.6
$0.98 โ‚ฑ58.0
-11.22%
Water (1.5 liter bottle)
$0.47 โ‚ฑ28.14
$0.78 โ‚ฑ46.32
-39.74%
Cigarettes 20 Pack (Marlboro, Camel)
$2.43 โ‚ฑ144
$3.25 โ‚ฑ193
-25.23%
Wine (Bottle)
$4.12 โ‚ฑ245
$6.86 โ‚ฑ407
-39.94%
Local Beer (0.5 liter bottle)
$1.35 โ‚ฑ80.0
$1.17 โ‚ฑ69.3
15.38%
Imported Beer (0.33 liter bottle)
$1.57 โ‚ฑ93.6
$2.28 โ‚ฑ135
-31.14%
๐ŸšŒ Getting Around
Cagayan de Oro City
Cebu
Difference
One-way Ticket (Public Transport)
$0.43 โ‚ฑ25.61
$0.26 โ‚ฑ15.42
65.38%
Public Transport Monthly Pass (Regular Price)
$8.68 โ‚ฑ516
$14.80 โ‚ฑ879
-41.35%
Taxi Start (Normal Tariff)
$0.74 โ‚ฑ43.74
$0.81 โ‚ฑ48.11
-8.64%
Taxi (Normal Tariff) (1km)
$0.22 โ‚ฑ12.99
$0.25 โ‚ฑ14.96
-12.00%
Taxi 1hour Waiting (Normal Tariff)
$2.18 โ‚ฑ130
$2.58 โ‚ฑ154
-15.50%
Gasoline (1 liter)
$1.09 โ‚ฑ65.0
$1.10 โ‚ฑ65.3
-0.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.3K โ‚ฑ1.2M
$30.4K โ‚ฑ1.8M
-33.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.3K โ‚ฑ1.1M
$27.4K โ‚ฑ1.6M
-29.43%
๐Ÿงพ Monthly Utilities & Internet
Cagayan de Oro City
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$104 โ‚ฑ6,187
$96.9 โ‚ฑ5,756
7.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.91 โ‚ฑ2,431
$33.74 โ‚ฑ2,005
21.25%
Internet (50+ Mbps, Unlimited Data)
$32.75 โ‚ฑ1,946
$29.72 โ‚ฑ1,766
10.20%
๐ŸŽ‰ Sport & Entertainment
Cagayan de Oro City
Cebu
Difference
Gym Membership (Monthly)
$22.00 โ‚ฑ1,307
$33.41 โ‚ฑ1,986
-34.15%
Tennis Court (1 Hour on Weekend)
$3.41 โ‚ฑ203
$8.22 โ‚ฑ489
-58.52%
Cinema Ticket
$4.48 โ‚ฑ266
$5.78 โ‚ฑ343
-22.49%
๐Ÿงธ Childcare & Education
Cagayan de Oro City
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$188 โ‚ฑ11.2K
$236 โ‚ฑ14.0K
-20.43%
International Primary School, 1 Child (Yearly)
$2,462 โ‚ฑ146.3K
$3,881 โ‚ฑ230.6K
-36.57%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Cagayan de Oro City
Cebu
Difference
Jeans (Levis 501 Or Similar)
$34.70 โ‚ฑ2,062
$52.9 โ‚ฑ3,141
-34.35%
Summer Dress (H&M, Zara, etc)
$14.32 โ‚ฑ851
$23.20 โ‚ฑ1,379
-38.28%
Sport Shoes (Adidas, Nike)
$57.2 โ‚ฑ3,402
$76.7 โ‚ฑ4,560
-25.40%
Men's Leather Business Shoes
$43.59 โ‚ฑ2,591
$56.3 โ‚ฑ3,348
-22.62%
๐Ÿ  Accommodation & Living
Cagayan de Oro City
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$351 โ‚ฑ20.9K
$505 โ‚ฑ30.0K
-30.47%
1-bedroom Apartment, Outside City Center (Monthly)
$214 โ‚ฑ12.7K
$217 โ‚ฑ12.9K
-1.37%
3-bedroom Apartment, City Center (Monthly)
$588 โ‚ฑ35.0K
$807 โ‚ฑ47.9K
-27.08%
3-bedroom Apartment, Outside City Center (Monthly)
$371 โ‚ฑ22.1K
$383 โ‚ฑ22.7K
-3.03%
Buy Apartment in City Center (m2)
$1,560 โ‚ฑ92.7K
$3,099 โ‚ฑ184.1K
-49.64%
Buy Apartment Outside City Center (m2)
$884 โ‚ฑ52.6K
$1,967 โ‚ฑ116.9K
-55.04%
๐Ÿ’ต Salaries & Financials
Cagayan de Oro City
Cebu
Difference
Average Monthly Net Salary (After Tax)
$329 โ‚ฑ19.6K
$370 โ‚ฑ22.0K
-10.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
8
-16.63%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Cagayan de Oro City: January 12, 2026

Last update for Cebu: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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