Cost of Living Comparison Between Cagayan de Oro City and Cebu Cost of Living Comparison Between Cagayan de Oro City and Cebu

🙂 Solo nomad: Cagayan de Oro City is 23.5% cheaper than Cebu without rent, and 10.6% cheaper with rent.
🙂 Family of 3: Cagayan de Oro City is 27.8% cheaper than Cebu without rent, and 19.4% cheaper with rent.
Currency
🍽 Eating Out
Cagayan de Oro City
Cebu
Difference
Meal at Budget Restaurant
$3.76 ₱210
$4.46 ₱248
-15.70%
Three-Course Dinner for Two, Mid-Range
$14.13 ₱787
$23.59 ₱1,313
-40.10%
Fast Food Meal (McDonalds, etc)
$3.32 ₱185
$4.54 ₱253
-26.87%
Cappuccino
$2.52 ₱140
$2.65 ₱148
-4.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.97 ₱54.3
$0.84 ₱46.77
15.48%
Water (0.33 liter bottle)
$0.35 ₱19.66
$0.45 ₱25.1
-22.22%
Local Beer (0.5 liter draught)
$1.4 ₱77.8
$1.52 ₱84.9
-7.89%
Imported Beer (0.33 liter bottle)
$2.38 ₱133
$2.09 ₱116
13.88%
🛒 Groceries & Markets
Cagayan de Oro City
Cebu
Difference
Milk (1 liter)
$1.68 ₱93.8
$2.31 ₱129
-27.27%
White Bread (500g)
$0.92 ₱51.2
$1.57 ₱87.3
-41.40%
Rice (white) (1kg)
$0.97 ₱54.1
$1.13 ₱62.9
-14.16%
Eggs
$2.39 ₱133
$2.36 ₱131
1.27%
Local Cheese (1kg)
$6.07 ₱338
$12.95 ₱721
-53.13%
Chicken Fillets (1kg)
$3.63 ₱202
$5.12 ₱285
-29.10%
Beef Round Steak (1kg)
$6.49 ₱361
$7.61 ₱424
-14.72%
Apples (1kg)
$2.32 ₱129
$3.63 ₱202
-36.09%
Banana (1kg)
$1.18 ₱65.5
$1.47 ₱82
-19.73%
Oranges (1kg)
$2.34 ₱130
$3.43 ₱191
-31.78%
Tomato (1kg)
$1.28 ₱71.5
$2.25 ₱125
-43.11%
Potato (1kg)
$2.27 ₱126
$2.53 ₱141
-10.28%
Onion (1kg)
$2.86 ₱159
$2.47 ₱137
15.79%
Lettuce (1 head)
$0.87 ₱48.68
$1 ₱55.8
-13.00%
Water (1.5 liter bottle)
$0.47 ₱26.33
$0.82 ₱45.9
-42.68%
Cigarettes 20 Pack (Marlboro, Camel)
$2.49 ₱139
$3.25 ₱181
-23.38%
Wine (Bottle)
$4.19 ₱234
$6.68 ₱372
-37.28%
Local Beer (0.5 liter bottle)
$1.4 ₱77.7
$1.17 ₱64.9
19.66%
Imported Beer (0.33 liter bottle)
$1.54 ₱85.8
$2.26 ₱126
-31.86%
🚌 Getting Around
Cagayan de Oro City
Cebu
Difference
One-way Ticket (Public Transport)
$0.4 ₱22.43
$0.26 ₱14.34
53.85%
Public Transport Monthly Pass (Regular Price)
$8.68 ₱483
$15.28 ₱851
-43.19%
Taxi Start (Normal Tariff)
$0.74 ₱41.47
$0.81 ₱45.31
-8.64%
Taxi (Normal Tariff) (1km)
$0.22 ₱12.22
$0.25 ₱14
-12.00%
Taxi 1hour Waiting (Normal Tariff)
$2.12 ₱118
$2.72 ₱151
-22.06%
Gasoline (1 liter)
$1.09 ₱60.8
$1.13 ₱63.2
-3.54%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.4K ₱1.1M
$29.6K ₱1.6M
-31.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.1M
$27.3K ₱1.5M
-30.76%
🧾 Monthly Utilities & Internet
Cagayan de Oro City
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$106 ₱5,881
$99 ₱5,512
6.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.54 ₱2,202
$35 ₱1,949
12.97%
Internet (50+ Mbps, Unlimited Data)
$33.39 ₱1,859
$29.45 ₱1,640
13.38%
🎉 Sport & Entertainment
Cagayan de Oro City
Cebu
Difference
Gym Membership (Monthly)
$21.82 ₱1,215
$33.3 ₱1,854
-34.47%
Tennis Court (1 Hour on Weekend)
$3.31 ₱184
$8.33 ₱464
-60.26%
Cinema Ticket
$4.47 ₱249
$5.97 ₱332
-25.13%
🧸 Childcare & Education
Cagayan de Oro City
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$192 ₱10.7K
$228 ₱12.7K
-15.95%
International Primary School, 1 Child (Yearly)
$2,521 ₱140.4K
$3,917 ₱218.1K
-35.64%
👕👟 Clothing & Footwear
Cagayan de Oro City
Cebu
Difference
Jeans (Levis 501 Or Similar)
$34.46 ₱1,919
$51.8 ₱2,884
-33.47%
Summer Dress (H&M, Zara, etc)
$14.12 ₱786
$22.69 ₱1,263
-37.77%
Sport Shoes (Adidas, Nike)
$58.8 ₱3,272
$74.8 ₱4,163
-21.40%
Men's Leather Business Shoes
$43.49 ₱2,422
$54.8 ₱3,049
-20.58%
🏠 Accommodation & Living
Cagayan de Oro City
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$353 ₱19.7K
$501 ₱27.9K
-29.46%
1-bedroom Apartment, Outside City Center (Monthly)
$214 ₱11.9K
$214 ₱11.9K
-0.03%
3-bedroom Apartment, City Center (Monthly)
$578 ₱32.2K
$795 ₱44.3K
-27.26%
3-bedroom Apartment, Outside City Center (Monthly)
$370 ₱20.6K
$391 ₱21.8K
-5.38%
Buy Apartment in City Center (m2)
$1,618 ₱90.1K
$2,957 ₱164.6K
-45.29%
Buy Apartment Outside City Center (m2)
$869 ₱48.4K
$1,052 ₱58.6K
-17.40%
💵 Salaries & Financials
Cagayan de Oro City
Cebu
Difference
Average Monthly Net Salary (After Tax)
$325 ₱18.1K
$375 ₱20.9K
-13.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
8
-16.63%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: October 29, 2025

Last update for Cebu: October 29, 2025

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