Last update: Oct 2026

Cost of Living Comparison Between Bulgaria and Germany

Name: Germany
Address: DE

For one person, living is cheaper in Bulgaria: $1,159 a month against $2,065 in Germany, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

56

Cost of Living Index in Bulgaria
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Bulgaria Living Index
100

Cost of Living Index in Germany
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Germany Living Index

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🇧🇬 Bulgaria

$1,159

/mo nomad

🇩🇪 Germany

$2,065

/mo nomad

Monthly Cost of Living

How much you'll spend in Bulgaria and in Germany

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bulgaria and in Germany actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,159 in Bulgaria versus $2,065 in Germany.

Bulgaria $1,159
Germany $2,065

Estimated couple costs with rent: $1,775 in Bulgaria versus $3,136 in Germany.

Bulgaria $1,775
Germany $3,136

Monthly costs for a family of three with rent: $2,390 in Bulgaria versus $4,208 in Germany.

Bulgaria $2,390
Germany $4,208

Bulgaria ($554–$1,600) and Germany ($1,345–$2,663) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.

Living in Bulgaria costs about 44% less than in Germany on average.

Bulgaria (14% below) and Germany (52% above) straddle the global median.

Meal at Budget Restaurant

$11.41 BGN 19.86

$16.61 €14.77

-31.31%

Three-Course Dinner for Two, Mid-Range

$45.05 BGN 78.4

$72.4 €64.4

-37.80%

Fast Food Meal (McDonalds, etc)

$10.38 BGN 18.06

$12.15 €10.81

-14.57%

Cappuccino

$2.58 BGN 4.49

$3.96 €3.52

-34.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.62 BGN 2.81

$3.45 €3.07

-53.04%

Water (0.33 liter bottle)

$1.23 BGN 2.14

$3.06 €2.72

-59.80%

Local Beer (0.5 liter draught)

$2.25 BGN 3.91

$5.19 €4.62

-56.65%

Imported Beer (0.33 liter bottle)

$3.34 BGN 5.81

$4.59 €4.08

-27.23%

Milk (1 liter)

$1.83 BGN 3.18

$1.27 €1.13

44.09%

White Bread (500g)

$1.18 BGN 2.05

$2.13 €1.90

-44.60%

Rice (white) (1kg)

$2.26 BGN 3.93

$3.56 €3.17

-36.52%

Eggs

$3.44 BGN 5.98

$3.79 €3.37

-9.23%

Local Cheese (1kg)

$10.15 BGN 17.67

$14.65 €13.03

-30.72%

Chicken Fillets (1kg)

$7.99 BGN 13.91

$11.78 €10.48

-32.17%

Beef Round Steak (1kg)

$13.01 BGN 22.63

$20.78 €18.48

-37.39%

Apples (1kg)

$1.70 BGN 2.96

$3.17 €2.82

-46.37%

Banana (1kg)

$2.01 BGN 3.50

$1.98 €1.76

1.52%

Oranges (1kg)

$1.83 BGN 3.19

$2.21 €1.96

-17.19%

Tomato (1kg)

$2.67 BGN 4.65

$4.28 €3.81

-37.62%

Potato (1kg)

$1.06 BGN 1.84

$1.45 €1.29

-26.90%

Onion (1kg)

$1.03 BGN 1.79

$1.49 €1.33

-30.87%

Lettuce (1 head)

$1.06 BGN 1.85

$1.67 €1.49

-36.53%

Water (1.5 liter bottle)

$0.71 BGN 1.24

$1.07 €0.95

-33.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.80 BGN 6.62

$9.90 €8.81

-61.62%

Wine (Bottle)

$6.68 BGN 11.63

$6.56 €5.83

1.83%

Local Beer (0.5 liter bottle)

$1.07 BGN 1.86

$1.09 €0.97

-1.83%

Imported Beer (0.33 liter bottle)

$1.76 BGN 3.06

$1.60 €1.43

10.00%

One-way Ticket (Public Transport)

$0.87 BGN 1.52

$3.84 €3.42

-77.34%

Public Transport Monthly Pass (Regular Price)

$27.69 BGN 48.18

$70.9 €63.1

-60.94%

Taxi Start (Normal Tariff)

$1.52 BGN 2.64

$5.52 €4.91

-72.46%

Taxi (Normal Tariff) (1km)

$0.73 BGN 1.27

$2.74 €2.44

-73.36%

Taxi 1hour Waiting (Normal Tariff)

$12.25 BGN 21.31

$38.54 €34.28

-68.21%

Gasoline (1 liter)

$1.61 BGN 2.79

$2.11 €1.87

-23.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K BGN 52.5K

$33.0K €29.3K

-8.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K BGN 42.7K

$38.7K €34.4K

-36.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 BGN 220

$338 €301

-62.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.70 BGN 32.54

$24.76 €22.02

-24.47%

Internet (50+ Mbps, Unlimited Data)

$14.05 BGN 24.44

$47.37 €42.13

-70.34%

Gym Membership (Monthly)

$33.65 BGN 58.6

$41.14 €36.59

-18.21%

Tennis Court (1 Hour on Weekend)

$18.06 BGN 31.43

$27.41 €24.38

-34.11%

Cinema Ticket

$8.53 BGN 14.85

$14.31 €12.73

-40.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$567 BGN 986

$573 €510

-1.17%

International Primary School, 1 Child (Yearly)

$9,482 BGN 16.5K

$17.6K €15.6K

-46.02%

Jeans (Levis 501 Or Similar)

$58.4 BGN 102

$89.1 €79.3

-34.47%

Summer Dress (H&M, Zara, etc)

$33.29 BGN 57.9

$42.77 €38.04

-22.17%

Sport Shoes (Adidas, Nike)

$90.4 BGN 157

$99.5 €88.5

-9.13%

Men's Leather Business Shoes

$89.7 BGN 156

$132 €117

-31.99%

1-bedroom Apartment, City Center (Monthly)

$478 BGN 832

$896 €797

-46.59%

1-bedroom Apartment, Outside City Center (Monthly)

$364 BGN 633

$703 €625

-48.21%

3-bedroom Apartment, City Center (Monthly)

$781 BGN 1,359

$1,675 €1,490

-53.39%

3-bedroom Apartment, Outside City Center (Monthly)

$579 BGN 1,007

$1,314 €1,169

-55.98%

Buy Apartment in City Center (m2)

$2,178 BGN 3,791

$6,163 €5,482

-64.65%

Buy Apartment Outside City Center (m2)

$1,601 BGN 2,785

$4,027 €3,582

-60.24%

Average Monthly Net Salary (After Tax)

$1,129 BGN 1,965

$3,219 €2,864

-64.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.16

3.96

-20.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bulgaria: October 17, 2026

Last update for Germany: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bulgaria

$364 31.4%

Germany

$703 34% 93.1% $339

Groceries & Markets

Bulgaria

$244 21%

Germany

$335 16.2% 37.5% $91

Eating Out

Bulgaria

$183 15.8%

Germany

$278 13.5% 52.2% $95

Monthly Utilities & Internet

Bulgaria

$159 13.7%

Germany

$410 19.9% 158% $251

Clothing & Footwear

Bulgaria

$122 10.6%

Germany

$163 7.9% 33.7% $41

Sport & Entertainment

Bulgaria

$51 4.4%

Germany

$70 3.4% 37.5% $19

Getting Around

Bulgaria

$36 3.1%

Germany

$105 5.1% 190% $69

Cost Breakdown

National rent averages: $328 in Bulgaria, $800 in Germany. Capital cities: $770 in Sofia vs $1,398 in Berlin.

National salary averages: $1,044 in Bulgaria, $3,119 in Germany. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 144% higher in Germany.

Dining out costs 82% more in Germany.

Public transport is 200% more expensive in Germany.

Salaries are 199% higher in Germany, and purchasing power comes out stronger in Germany.

Good to know

🇧🇬 Bulgaria

🇩🇪 Germany

🕒 Local time

11:24 11:24 AM

10:24 10:24 AM

1 h behind Bulgaria

🌤 Weather

👥 Population

6,795,803

84,358,845

💱 Currency

Bulgarian Lev BGN лв.

Euro EUR €

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 24, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Euro exchange rates as of October 24, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to BGN in detail →

On the map

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Between locations

Bulgaria Germany 1,320 km ≈ 2 h 15 min nonstop flight

From you

Bulgaria
Germany

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bulgaria vs Germany: Cost of Living - Frequently Asked Questions

At $1,159 per month in Bulgaria and $2,065 in Germany, there's a 78% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in Bulgaria: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $800 in Germany and $328 in Bulgaria. Rents vary a lot between cities, so the gap depends on where you settle.

In Bulgaria, $2,000 covers most cities easily; in Germany it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: Bulgaria wins on affordability; Germany may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.