Last update: Oct 2026

Cost of Living Comparison Between Bulacan and Baguio

For one person, living is cheaper in Bulacan: $638 a month against $757 in Baguio, rent and utilities included – about $1,400 less a year. Rent and utilities account for most of the difference.

Bulacan
🇵🇭 Philippines
$638
/mo nomad
Baguio
🇵🇭 Philippines
$757
/mo nomad
Monthly Cost of Living

How much you'll spend in Bulacan and in Baguio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bulacan and in Baguio actually costs, broken down by who's living it.

Monthly costs for one person with rent: $638 in Bulacan versus $757 in Baguio.

  • Bulacan $638
  • Baguio $757

Estimated couple costs with rent: $927 in Bulacan versus $1,171 in Baguio.

  • Bulacan $927
  • Baguio $1,171

Monthly costs for a family of three with rent: $1,215 in Bulacan versus $1,585 in Baguio.

  • Bulacan $1,215
  • Baguio $1,585

Living in Bulacan costs roughly 16% less than in Baguio, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Bulacan 53% lower, Baguio 44% lower.

Currency
🍽 Eating Out
Bulacan
Baguio
Difference
Meal at Budget Restaurant
$2.00 ₱126
$4.04 ₱255
-50.50%
Three-Course Dinner for Two, Mid-Range
$15.88 ₱1,000
$16.77 ₱1,056
-5.31%
Fast Food Meal (McDonalds, etc)
$2.71 ₱171
$2.85 ₱180
-4.91%
Cappuccino
$1.79 ₱112
$1.86 ₱117
-3.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.44 ₱27.72
$0.59 ₱37.34
-25.42%
Water (0.33 liter bottle)
$0.26 ₱16.39
$0.30 ₱19.17
-13.33%
Local Beer (0.5 liter draught)
$0.93 ₱58.4
$0.97 ₱61.3
-4.12%
Imported Beer (0.33 liter bottle)
$1.60 ₱101
$1.57 ₱98.9
1.91%
🛒 Groceries & Markets
Bulacan
Baguio
Difference
Milk (1 liter)
$1.61 ₱102
$1.69 ₱106
-4.73%
White Bread (500g)
$1.16 ₱73.1
$1.12 ₱70.7
3.57%
Rice (white) (1kg)
$0.95 ₱60.1
$0.96 ₱60.5
-1.04%
Eggs
$1.79 ₱113
$2.03 ₱128
-11.82%
Local Cheese (1kg)
$2.80 ₱176
$5.22 ₱329
-46.36%
Chicken Fillets (1kg)
$3.45 ₱217
$3.34 ₱210
3.29%
Beef Round Steak (1kg)
$6.03 ₱380
$8.04 ₱506
-25.00%
Apples (1kg)
$2.06 ₱130
$2.31 ₱145
-10.82%
Banana (1kg)
$1.56 ₱98.2
$1.59 ₱100
-1.89%
Oranges (1kg)
$1.99 ₱125
$2.35 ₱148
-15.32%
Tomato (1kg)
$1.04 ₱65.4
$1.08 ₱67.7
-3.70%
Potato (1kg)
$1.61 ₱101
$1.69 ₱107
-4.73%
Onion (1kg)
$1.73 ₱109
$1.76 ₱111
-1.70%
Lettuce (1 head)
$0.62 ₱39.14
$0.62 ₱38.85
-
Water (1.5 liter bottle)
$0.49 ₱31.07
$0.50 ₱31.33
-2.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.04 ₱191
$2.87 ₱181
5.92%
Wine (Bottle)
$3.53 ₱222
$9.00 ₱567
-60.78%
Local Beer (0.5 liter bottle)
$0.89 ₱56.3
$0.92 ₱57.8
-3.26%
Imported Beer (0.33 liter bottle)
$1.56 ₱98.1
$2.02 ₱127
-22.77%
🚌 Getting Around
Bulacan
Baguio
Difference
One-way Ticket (Public Transport)
$0.19 ₱11.81
$0.25 ₱15.84
-24.00%
Public Transport Monthly Pass (Regular Price)
$6.68 ₱421
$12.90 ₱812
-48.22%
Taxi Start (Normal Tariff)
$0.69 ₱43.19
$0.77 ₱48.34
-10.39%
Taxi (Normal Tariff) (1km)
$0.15 ₱9.67
$0.23 ₱14.44
-34.78%
Taxi 1hour Waiting (Normal Tariff)
$1.87 ₱118
$1.93 ₱121
-3.11%
Gasoline (1 liter)
$1.06 ₱66.7
$1.25 ₱78.7
-15.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K ₱1.4M
$21.5K ₱1.4M
0.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$16.4K ₱1.0M
$19.0K ₱1.2M
-13.77%
🧾 Monthly Utilities & Internet
Bulacan
Baguio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$112 ₱7,031
$138 ₱8,682
-19.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.26 ₱1,087
$17.71 ₱1,115
-2.54%
Internet (50+ Mbps, Unlimited Data)
$23.39 ₱1,472
$23.76 ₱1,496
-1.56%
🎉 Sport & Entertainment
Bulacan
Baguio
Difference
Gym Membership (Monthly)
$37.17 ₱2,340
$21.05 ₱1,325
76.58%
Tennis Court (1 Hour on Weekend)
$0.78 ₱49.15
$5.19 ₱327
-84.97%
Cinema Ticket
$5.09 ₱320
$5.30 ₱334
-3.96%
🧸 Childcare & Education
Bulacan
Baguio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$96.7 ₱6,088
$135 ₱8,486
-28.27%
International Primary School, 1 Child (Yearly)
$941 ₱59.3K
$10.7K ₱673.8K
-91.21%
👕👟 Clothing & Footwear
Bulacan
Baguio
Difference
Jeans (Levis 501 Or Similar)
$28.48 ₱1,793
$28.76 ₱1,811
-0.97%
Summer Dress (H&M, Zara, etc)
$19.39 ₱1,221
$19.76 ₱1,244
-1.87%
Sport Shoes (Adidas, Nike)
$75.5 ₱4,756
$71.1 ₱4,479
6.18%
Men's Leather Business Shoes
$55.5 ₱3,493
$56.4 ₱3,551
-1.63%
🏠 Accommodation & Living
Bulacan
Baguio
Difference
1-bedroom Apartment, City Center (Monthly)
$237 ₱14.9K
$409 ₱25.8K
-41.99%
1-bedroom Apartment, Outside City Center (Monthly)
$146 ₱9,223
$200 ₱12.6K
-26.60%
3-bedroom Apartment, City Center (Monthly)
$385 ₱24.2K
$836 ₱52.6K
-53.93%
3-bedroom Apartment, Outside City Center (Monthly)
$215 ₱13.5K
$466 ₱29.3K
-53.89%
Buy Apartment in City Center (m2)
$1,879 ₱118.3K
$2,647 ₱166.7K
-29.02%
Buy Apartment Outside City Center (m2)
$1,458 ₱91.8K
$930 ₱58.6K
56.71%
💵 Salaries & Financials
Bulacan
Baguio
Difference
Average Monthly Net Salary (After Tax)
$290 ₱18.2K
$182 ₱11.4K
59.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
6.75
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bulacan: October 11, 2026

Last update for Baguio: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
Bulacan
$152
Baguio
$179 17.8% $27
Groceries & Markets
Bulacan
$147
Baguio
$176 20.1% $29
Accommodation & Living
Bulacan
$146
Baguio
$200 36.2% $53
Clothing & Footwear
Bulacan
$81
Baguio
$79 1.6% $1.3
Eating Out
Bulacan
$56
Baguio
$75 33.1% $19
Sport & Entertainment
Bulacan
$47
Baguio
$32 33.2% $16
Getting Around
Bulacan
$8.9
Baguio
$16 78.2% $6.9

Cost Breakdown

A one-bedroom apartment in the center runs $237 in Bulacan and $409 in Baguio. Housing cost is often the main lever when comparing two cities.

Bulacan pays 59% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Bulacan vs $17.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $147 vs $176 per month, with Bulacan cheaper across the board.

Good to know
🇵🇭 Bulacan
🇵🇭 Baguio
🕒 Local time
15:59 3:59 PM
15:59 3:59 PM
Same time as Bulacan
🌤 Weather
👥 Population
3,700,000
366,358
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Bulacan Baguio 180 km
From you
  • Bulacan
  • Baguio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bulacan vs Baguio: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bulacan or Baguio?
Bulacan wins on cost – living expenses run 19% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Bulacan the obvious pick if budget is a priority.
Are salaries higher in Bulacan or in Baguio?
Average pay runs 59% higher in Bulacan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Bulacan compared to Baguio?
Rent for a central apartment: $237 in Bulacan versus $409 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Bulacan compared to Baguio?
All in, you'll spend $638 per month in Bulacan versus $757 in Baguio – a 19% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Bulacan compared to Baguio?
A monthly transit pass in Bulacan runs roughly 93% less than in Baguio. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $800/month in Bulacan or in Baguio?
Either city works on $800 a month, though Bulacan gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Bulacan or Baguio?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Bulacan compared to Baguio?
Safety-wise, Bulacan and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Bulacan gentler on the wallet – expenses run 19% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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