Last update: Oct 2026

Cost of Living Comparison Between Brownwood, TX and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,761 in Brownwood, TX, rent and utilities included – about $5,200 less a year. Other living expenses account for most of the difference.

84

Cost of Living Index in Brownwood, TX
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Brownwood, TX Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Brownwood, TX

🇺🇸 United States

$1,761

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Brownwood, TX and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Brownwood, TX and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,761 per month in Brownwood, TX vs $1,331 in Ubud, Bali, rent included.

Brownwood, TX $1,761
Ubud, Bali $1,331

A couple spends around $2,718 per month in Brownwood, TX vs $2,255 in Ubud, Bali, rent included.

Brownwood, TX $2,718
Ubud, Bali $2,255

A family of three spends $3,674 per month in Brownwood, TX vs $3,180 in Ubud, Bali, rent included.

Brownwood, TX $3,674
Ubud, Bali $3,180

Brownwood, TX costs about 32% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Brownwood, TX sits 30% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.74 $13.74

$3.38 Rp 61.3K

306.51%

Three-Course Dinner for Two, Mid-Range

$74.1 $74.1

$34.65 Rp 629.1K

113.85%

Fast Food Meal (McDonalds, etc)

$9.85 $9.85

$5.57 Rp 101.2K

76.84%

Cappuccino

$5.26 $5.26

$2.62 Rp 47.6K

100.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 $2.49

$1.54 Rp 27.9K

61.69%

Water (0.33 liter bottle)

$1.84 $1.84

$0.64 Rp 11.6K

187.50%

Local Beer (0.5 liter draught)

$7.06 $7.06

$2.67 Rp 48.4K

164.42%

Imported Beer (0.33 liter bottle)

$7.40 $7.40

$4.26 Rp 77.4K

73.71%

Milk (1 liter)

$0.75 $0.75

$1.46 Rp 26.5K

-48.63%

White Bread (500g)

$1.47 $1.47

$2.29 Rp 41.6K

-35.81%

Rice (white) (1kg)

$2.00 $2.00

$1.11 Rp 20.1K

80.18%

Eggs

$2.13 $2.13

$2.10 Rp 38.1K

1.43%

Local Cheese (1kg)

$8.08 $8.08

$15.94 Rp 289.4K

-49.31%

Chicken Fillets (1kg)

$8.67 $8.67

$3.88 Rp 70.5K

123.45%

Beef Round Steak (1kg)

$12.90 $12.90

$11.40 Rp 207.0K

13.16%

Apples (1kg)

$3.07 $3.07

$3.55 Rp 64.5K

-13.52%

Banana (1kg)

$1.26 $1.26

$1.54 Rp 27.9K

-18.18%

Oranges (1kg)

$2.73 $2.73

$2.23 Rp 40.5K

22.42%

Tomato (1kg)

$2.10 $2.10

$1.97 Rp 35.8K

6.60%

Potato (1kg)

$2.15 $2.15

$1.86 Rp 33.7K

15.59%

Onion (1kg)

$2.09 $2.09

$2.42 Rp 43.9K

-13.64%

Lettuce (1 head)

$1.73 $1.73

$1.02 Rp 18.6K

69.61%

Water (1.5 liter bottle)

$2.32 $2.32

$0.52 Rp 9,483

346.15%

Cigarettes 20 Pack (Marlboro, Camel)

$9.94 $9.94

$2.20 Rp 39.9K

351.82%

Wine (Bottle)

$20.10 $20.10

$21.79 Rp 395.6K

-7.76%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.33 Rp 42.2K

-27.90%

Imported Beer (0.33 liter bottle)

$3.37 $3.37

$2.97 Rp 53.9K

13.47%

One-way Ticket (Public Transport)

$2.23 $2.23

$0.25 Rp 4,546

792.00%

Public Transport Monthly Pass (Regular Price)

$63.7 $63.7

$8.17 Rp 148.4K

680.05%

Taxi Start (Normal Tariff)

$2.91 $2.91

$0.44 Rp 7,947

561.36%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$0.47 Rp 8,496

265.96%

Taxi 1hour Waiting (Normal Tariff)

$32.39 $32.39

$5.60 Rp 101.7K

478.39%

Gasoline (1 liter)

$0.98 $0.98

$0.83 Rp 15.0K

18.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K $26.7K

$24.4K Rp 443.8M

9.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K $22.4K

$31.7K Rp 575.5M

-29.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.6 $99.6

$77.5 Rp 1.4M

28.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.50 $47.50

$6.14 Rp 111.6K

673.62%

Internet (50+ Mbps, Unlimited Data)

$39.37 $39.37

$18.92 Rp 343.4K

108.09%

Gym Membership (Monthly)

$39.94 $39.94

$51.0 Rp 925.8K

-21.67%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$10.93 $10.93

$4.38 Rp 79.6K

149.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,162 $1,162

$492 Rp 8.9M

135.91%

International Primary School, 1 Child (Yearly)

$25.6K $25.6K

$12.2K Rp 221.9M

109.46%

Jeans (Levis 501 Or Similar)

$59.7 $59.7

$45.16 Rp 819.9K

32.13%

Summer Dress (H&M, Zara, etc)

$38.32 $38.32

$34.89 Rp 633.4K

9.83%

Sport Shoes (Adidas, Nike)

$84.9 $84.9

$78.3 Rp 1.4M

8.39%

Men's Leather Business Shoes

$66.5 $66.5

$77.9 Rp 1.4M

-14.56%

1-bedroom Apartment, City Center (Monthly)

$1,566 $1,566

$1,078 Rp 19.6M

45.36%

1-bedroom Apartment, Outside City Center (Monthly)

$757 $757

$665 Rp 12.1M

13.79%

3-bedroom Apartment, City Center (Monthly)

$2,579 $2,579

$3,510 Rp 63.7M

-26.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,346 $1,346

$1,671 Rp 30.3M

-19.47%

Buy Apartment in City Center (m2)

$2,896 $2,896

$2,340 Rp 42.5M

23.76%

Buy Apartment Outside City Center (m2)

$2,340 $2,340

$2,236 Rp 40.6M

4.63%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

13.78

-54.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Brownwood, TX: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Brownwood, TX

$757 43%

Ubud, Bali

$665 50% 12.1% $92

Groceries & Markets

Brownwood, TX

$290 16.5%

Ubud, Bali

$279 21% 3.7% $11

Eating Out

Brownwood, TX

$270 15.3%

Ubud, Bali

$106 8% 60.8% $164

Monthly Utilities & Internet

Brownwood, TX

$186 10.6%

Ubud, Bali

$103 7.7% 45% $84

Clothing & Footwear

Brownwood, TX

$112 6.4%

Ubud, Bali

$106 8% 5.3% $5.9

Getting Around

Brownwood, TX

$84 4.8%

Ubud, Bali

$12 0.9% 85.8% $72

Sport & Entertainment

Brownwood, TX

$62 3.5%

Ubud, Bali

$60 4.5% 3.3% $2

Cost Breakdown

A central one-bedroom costs $1,566 in Brownwood, TX versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74 in Brownwood, TX versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $290 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Brownwood, TX

🇮🇩 Ubud, Bali

🕒 Local time

13:50 1:50 PM

03:50 3:50 AM

14 h ahead of Brownwood, TX

🌤 Weather

👥 Population

19,763

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

On the map

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Between locations

Brownwood, TX Ubud, Bali 15,640 km ≈ 20 h nonstop flight

From you

Brownwood, TX
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Brownwood, TX vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Brownwood, TX is pricier by about 32%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,642 per month in Brownwood, TX and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,566 in Brownwood, TX.

Groceries cost about 4% more in Brownwood, TX, though the gap depends on what you buy.

A mid-range dinner for two costs $74 in Brownwood, TX and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,761 in Brownwood, TX and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 24% less, which matters a lot on a fixed budget or early-career salary.