Last update: Oct 2026

Cost of Living Comparison Between Brownwood, TX and New York, NY

For one person, living is cheaper in Brownwood, TX: $1,712 a month against $4,938 in New York, NY, rent and utilities included – about $38,700 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Brownwood, TX
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Brownwood, TX Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Brownwood, TX

🇺🇸 United States

$1,712

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Brownwood, TX and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Brownwood, TX and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,712 per month in Brownwood, TX vs $4,938 in New York, NY, rent included.

Brownwood, TX $1,712
New York, NY $4,938

A couple spends around $2,646 per month in Brownwood, TX vs $7,273 in New York, NY, rent included.

Brownwood, TX $2,646
New York, NY $7,273

A family of three spends $3,579 per month in Brownwood, TX vs $9,608 in New York, NY, rent included.

Brownwood, TX $3,579
New York, NY $9,608

Brownwood, TX is about 65% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Brownwood, TX and New York, NY sit above the global median – Brownwood, TX by 26%, New York, NY by 264%.

Meal at Budget Restaurant

$13.58 $13.58

$24.99 $24.99

-45.66%

Three-Course Dinner for Two, Mid-Range

$78.4 $78.4

$120 $120

-34.85%

Fast Food Meal (McDonalds, etc)

$9.83 $9.83

$13.74 $13.74

-28.46%

Cappuccino

$5.31 $5.31

$6.60 $6.60

-19.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 $2.41

$3.82 $3.82

-36.91%

Water (0.33 liter bottle)

$1.75 $1.75

$2.87 $2.87

-39.02%

Local Beer (0.5 liter draught)

$6.76 $6.76

$7.95 $7.95

-14.97%

Imported Beer (0.33 liter bottle)

$7.32 $7.32

$10.06 $10.06

-27.24%

Milk (1 liter)

$0.71 $0.71

$1.37 $1.37

-48.18%

White Bread (500g)

$1.42 $1.42

$4.75 $4.75

-70.11%

Rice (white) (1kg)

$2.07 $2.07

$7.69 $7.69

-73.08%

Eggs

$2.03 $2.03

$5.87 $5.87

-65.42%

Local Cheese (1kg)

$7.91 $7.91

$19.25 $19.25

-58.91%

Chicken Fillets (1kg)

$8.91 $8.91

$17.83 $17.83

-50.03%

Beef Round Steak (1kg)

$13.38 $13.38

$19.03 $19.03

-29.69%

Apples (1kg)

$2.99 $2.99

$6.69 $6.69

-55.31%

Banana (1kg)

$1.25 $1.25

$2.29 $2.29

-45.41%

Oranges (1kg)

$2.69 $2.69

$6.41 $6.41

-58.03%

Tomato (1kg)

$2.10 $2.10

$6.75 $6.75

-68.89%

Potato (1kg)

$2.14 $2.14

$3.93 $3.93

-45.55%

Onion (1kg)

$2.10 $2.10

$4.52 $4.52

-53.54%

Lettuce (1 head)

$1.79 $1.79

$2.79 $2.79

-35.84%

Water (1.5 liter bottle)

$2.43 $2.43

$2.51 $2.51

-3.19%

Cigarettes 20 Pack (Marlboro, Camel)

$9.99 $9.99

$18.10 $18.10

-44.81%

Wine (Bottle)

$20.21 $20.21

$20.16 $20.16

0.25%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$3.26 $3.26

-47.85%

Imported Beer (0.33 liter bottle)

$3.21 $3.21

$3.75 $3.75

-14.40%

One-way Ticket (Public Transport)

$2.25 $2.25

$2.92 $2.92

-22.95%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$2.93 $2.93

$3.06 $3.06

-4.25%

Taxi (Normal Tariff) (1km)

$1.73 $1.73

$2.16 $2.16

-19.91%

Taxi 1hour Waiting (Normal Tariff)

$33.87 $33.87

$41.33 $41.33

-18.05%

Gasoline (1 liter)

$0.95 $0.95

$1.12 $1.12

-15.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K $27.2K

$33.1K $33.1K

-17.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K $22.4K

$25.7K $25.7K

-12.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.8 $99.8

$219 $219

-54.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.47 $47.47

$75.3 $75.3

-36.98%

Internet (50+ Mbps, Unlimited Data)

$39.48 $39.48

$70.5 $70.5

-44.01%

Gym Membership (Monthly)

$42.24 $42.24

$116 $116

-63.43%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$11.20 $11.20

$21.37 $21.37

-47.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,329 $1,329

$3,432 $3,432

-61.27%

International Primary School, 1 Child (Yearly)

$23.6K $23.6K

$61.7K $61.7K

-61.81%

Jeans (Levis 501 Or Similar)

$58.4 $58.4

$74.9 $74.9

-21.98%

Summer Dress (H&M, Zara, etc)

$37.56 $37.56

$52.1 $52.1

-27.96%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$117 $117

-26.75%

Men's Leather Business Shoes

$68.8 $68.8

$135 $135

-48.92%

1-bedroom Apartment, City Center (Monthly)

$1,616 $1,616

$4,347 $4,347

-62.84%

1-bedroom Apartment, Outside City Center (Monthly)

$768 $768

$3,117 $3,117

-75.36%

3-bedroom Apartment, City Center (Monthly)

$2,478 $2,478

$9,110 $9,110

-72.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,351 $1,351

$5,379 $5,379

-74.88%

Buy Apartment in City Center (m2)

$2,391 $2,391

$19.3K $19.3K

-87.60%

Buy Apartment Outside City Center (m2)

$2,350 $2,350

$6,943 $6,943

-66.15%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

6.85

-9.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Brownwood, TX: October 19, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Brownwood, TX

$768 44.9%

New York, NY

$3.1K 63.1% 306% $2.3K

Groceries & Markets

Brownwood, TX

$292 17.1%

New York, NY

$552 11.2% 89% $260

Eating Out

Brownwood, TX

$267 15.6%

New York, NY

$407 8.2% 52.4% $140

Monthly Utilities & Internet

Brownwood, TX

$187 10.9%

New York, NY

$365 7.4% 95.6% $178

Clothing & Footwear

Brownwood, TX

$113 6.6%

New York, NY

$170 3.5% 51.2% $58

Sport & Entertainment

Brownwood, TX

$65 3.8%

New York, NY

$158 3.2% 145% $94

Getting Around

Brownwood, TX

$21 * 1.2%

New York, NY

$168 3.4% 718% $148

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,616 in Brownwood, TX versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $78.0 in Brownwood, TX versus $120 in New York, NY. Monthly groceries follow the same trend: $292 vs $552 – making Brownwood, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Brownwood, TX

🇺🇸 New York, NY

🕒 Local time

01:02 1:02 AM

02:02 2:02 AM

1 h ahead of Brownwood, TX

🌤 Weather

👥 Population

19,763

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Brownwood, TX New York, NY 2,430 km ≈ 3 h 30 min nonstop flight

From you

Brownwood, TX
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Brownwood, TX vs New York, NY: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 188%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,568 per month in Brownwood, TX and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Brownwood, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $78.0 in Brownwood, TX and $120 in New York, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 89% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Brownwood, TX, where all-in costs run around $1,712, than in New York, NY at $4,938. In Brownwood, TX it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Brownwood, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Brownwood, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.