Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Brownwood, TX

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,761 in Brownwood, TX, rent and utilities included – about $5,200 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
84

Cost of Living Index in Brownwood, TX
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Brownwood, TX Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Brownwood, TX

🇺🇸 United States

$1,761

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Brownwood, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Brownwood, TX actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,761 in Brownwood, TX, rent included.

Ubud, Bali $1,331
Brownwood, TX $1,761

A couple spends around $2,255 per month in Ubud, Bali vs $2,718 in Brownwood, TX, rent included.

Ubud, Bali $2,255
Brownwood, TX $2,718

A family of three spends $3,180 per month in Ubud, Bali vs $3,674 in Brownwood, TX, rent included.

Ubud, Bali $3,180
Brownwood, TX $3,674

Ubud, Bali is about 24% cheaper than Brownwood, TX, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Brownwood, TX is 30% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$13.74 $13.74

-75.40%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$74.1 $74.1

-53.24%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$9.85 $9.85

-43.45%

Cappuccino

$2.62 Rp 47.6K

$5.26 $5.26

-50.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.49 $2.49

-38.15%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.84 $1.84

-65.22%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$7.06 $7.06

-62.18%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$7.40 $7.40

-42.43%

Milk (1 liter)

$1.46 Rp 26.5K

$0.75 $0.75

94.67%

White Bread (500g)

$2.29 Rp 41.6K

$1.47 $1.47

55.78%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.00 $2.00

-44.50%

Eggs

$2.10 Rp 38.1K

$2.13 $2.13

-1.41%

Local Cheese (1kg)

$15.94 Rp 289.4K

$8.08 $8.08

97.28%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$8.67 $8.67

-55.25%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$12.90 $12.90

-11.63%

Apples (1kg)

$3.55 Rp 64.5K

$3.07 $3.07

15.64%

Banana (1kg)

$1.54 Rp 27.9K

$1.26 $1.26

22.22%

Oranges (1kg)

$2.23 Rp 40.5K

$2.73 $2.73

-18.32%

Tomato (1kg)

$1.97 Rp 35.8K

$2.10 $2.10

-6.19%

Potato (1kg)

$1.86 Rp 33.7K

$2.15 $2.15

-13.49%

Onion (1kg)

$2.42 Rp 43.9K

$2.09 $2.09

15.79%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.73 $1.73

-41.04%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$2.32 $2.32

-77.59%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$9.94 $9.94

-77.87%

Wine (Bottle)

$21.79 Rp 395.6K

$20.10 $20.10

8.41%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.68 $1.68

38.69%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.37 $3.37

-11.87%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$2.23 $2.23

-88.79%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$63.7 $63.7

-87.18%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$2.91 $2.91

-84.88%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.72 $1.72

-72.67%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$32.39 $32.39

-82.71%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.98 $0.98

-15.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$26.7K $26.7K

-8.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$22.4K $22.4K

41.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$99.6 $99.6

-22.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$47.50 $47.50

-87.07%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$39.37 $39.37

-51.94%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$39.94 $39.94

27.67%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$10.93 $10.93

-59.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,162 $1,162

-57.61%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$25.6K $25.6K

-52.26%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$59.7 $59.7

-24.32%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$38.32 $38.32

-8.95%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$84.9 $84.9

-7.74%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$66.5 $66.5

17.04%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,566 $1,566

-31.21%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$757 $757

-12.12%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,579 $2,579

36.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,346 $1,346

24.18%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,896 $2,896

-19.20%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,340 $2,340

-4.42%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.21

121.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Brownwood, TX: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Brownwood, TX

$757 43% 13.8% $92

Groceries & Markets

Ubud, Bali

$279 21%

Brownwood, TX

$290 16.5% 3.8% $11

Clothing & Footwear

Ubud, Bali

$106 8%

Brownwood, TX

$112 6.4% 5.6% $5.9

Eating Out

Ubud, Bali

$106 8%

Brownwood, TX

$270 15.3% 155% $164

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Brownwood, TX

$186 10.6% 81.8% $84

Sport & Entertainment

Ubud, Bali

$60 4.5%

Brownwood, TX

$62 3.5% 3.4% $2

Getting Around

Ubud, Bali

$12 0.9%

Brownwood, TX

$84 4.8% 604% $72

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,566 in Brownwood, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $74 in Brownwood, TX. Monthly groceries follow the same trend: $279 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Brownwood, TX

🕒 Local time

03:11 3:11 AM

13:11 1:11 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

19,763

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Brownwood, TX 15,640 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Brownwood, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Brownwood, TX: Cost of Living - Frequently Asked Questions

Yes – Brownwood, TX is pricier by about 32%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,642 in Brownwood, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,566 in Brownwood, TX.

Groceries cost about 4% more in Brownwood, TX, though the gap depends on what you buy.

A mid-range dinner for two costs $35 in Ubud, Bali and $74 in Brownwood, TX. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,761 in Brownwood, TX. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 24% less, which matters a lot on a fixed budget or early-career salary.