Last update: Oct 2026

Cost of Living Comparison Between Brownwood, TX and Montreal

For one person, living is cheaper in Brownwood, TX: $1,712 a month against $2,059 in Montreal, rent and utilities included – about $4,200 less a year. Rent and utilities account for about half of the difference.

82

Cost of Living Index in Brownwood, TX
Learn more

Brownwood, TX Living Index
99

Cost of Living Index in Montreal
Learn more

Montreal Living Index

Jump to prices

Brownwood, TX

🇺🇸 United States

$1,712

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Brownwood, TX and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Brownwood, TX and in Montreal actually costs, broken down by who's living it.

A single person spends $1,712 per month in Brownwood, TX vs $2,059 in Montreal, rent included.

Brownwood, TX $1,712
Montreal $2,059

A couple spends around $2,646 per month in Brownwood, TX vs $3,123 in Montreal, rent included.

Brownwood, TX $2,646
Montreal $3,123

A family of three spends $3,579 per month in Brownwood, TX vs $4,187 in Montreal, rent included.

Brownwood, TX $3,579
Montreal $4,187

Brownwood, TX is about 17% cheaper than Montreal, and outside of rent the biggest gap is in transport.

Both Brownwood, TX and Montreal sit above the global median – Brownwood, TX by 26%, Montreal by 52%.

Meal at Budget Restaurant

$13.58 $13.58

$18.84 CA$26.63

-27.92%

Three-Course Dinner for Two, Mid-Range

$78.4 $78.4

$73.2 CA$104

7.02%

Fast Food Meal (McDonalds, etc)

$9.83 $9.83

$10.54 CA$14.90

-6.74%

Cappuccino

$5.31 $5.31

$3.97 CA$5.61

33.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 $2.41

$1.94 CA$2.74

24.23%

Water (0.33 liter bottle)

$1.75 $1.75

$1.57 CA$2.22

11.46%

Local Beer (0.5 liter draught)

$6.76 $6.76

$6.42 CA$9.08

5.30%

Imported Beer (0.33 liter bottle)

$7.32 $7.32

$7.20 CA$10.19

1.67%

Milk (1 liter)

$0.71 $0.71

$2.32 CA$3.28

-69.40%

White Bread (500g)

$1.42 $1.42

$3.19 CA$4.51

-55.49%

Rice (white) (1kg)

$2.07 $2.07

$3.19 CA$4.50

-35.11%

Eggs

$2.03 $2.03

$3.68 CA$5.20

-44.84%

Local Cheese (1kg)

$7.91 $7.91

$13.24 CA$18.72

-40.26%

Chicken Fillets (1kg)

$8.91 $8.91

$11.69 CA$16.53

-23.78%

Beef Round Steak (1kg)

$13.38 $13.38

$13.98 CA$19.76

-4.29%

Apples (1kg)

$2.99 $2.99

$3.14 CA$4.44

-4.78%

Banana (1kg)

$1.25 $1.25

$1.45 CA$2.05

-13.79%

Oranges (1kg)

$2.69 $2.69

$3.38 CA$4.78

-20.41%

Tomato (1kg)

$2.10 $2.10

$3.11 CA$4.40

-32.48%

Potato (1kg)

$2.14 $2.14

$1.93 CA$2.72

10.88%

Onion (1kg)

$2.10 $2.10

$1.83 CA$2.58

14.75%

Lettuce (1 head)

$1.79 $1.79

$2.36 CA$3.34

-24.15%

Water (1.5 liter bottle)

$2.43 $2.43

$1.50 CA$2.12

62.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.99 $9.99

$11.12 CA$15.73

-10.16%

Wine (Bottle)

$20.21 $20.21

$10.60 CA$14.98

90.66%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.22 CA$3.14

-23.42%

Imported Beer (0.33 liter bottle)

$3.21 $3.21

$2.84 CA$4.01

13.03%

One-way Ticket (Public Transport)

$2.25 $2.25

$2.62 CA$3.71

-14.12%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$2.93 $2.93

$3.23 CA$4.56

-9.29%

Taxi (Normal Tariff) (1km)

$1.73 $1.73

$1.48 CA$2.10

16.89%

Taxi 1hour Waiting (Normal Tariff)

$33.87 $33.87

$32.22 CA$45.55

5.12%

Gasoline (1 liter)

$0.95 $0.95

$1.36 CA$1.92

-30.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K $27.2K

$27.6K CA$39.1K

-1.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K $22.4K

$21.2K CA$30.0K

5.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.8 $99.8

$77.0 CA$109

29.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.47 $47.47

$34.14 CA$48.26

39.05%

Internet (50+ Mbps, Unlimited Data)

$39.48 $39.48

$42.19 CA$59.7

-6.42%

Gym Membership (Monthly)

$42.24 $42.24

$30.81 CA$43.56

37.10%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$11.20 $11.20

$11.47 CA$16.22

-2.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,329 $1,329

$506 CA$716

162.59%

International Primary School, 1 Child (Yearly)

$23.6K $23.6K

$16.2K CA$23.0K

45.07%

Jeans (Levis 501 Or Similar)

$58.4 $58.4

$57.3 CA$81.0

2.03%

Summer Dress (H&M, Zara, etc)

$37.56 $37.56

$38.10 CA$53.9

-1.42%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$91.9 CA$130

-7.01%

Men's Leather Business Shoes

$68.8 $68.8

$110 CA$155

-37.33%

1-bedroom Apartment, City Center (Monthly)

$1,616 $1,616

$1,237 CA$1,748

30.65%

1-bedroom Apartment, Outside City Center (Monthly)

$768 $768

$977 CA$1,381

-21.36%

3-bedroom Apartment, City Center (Monthly)

$2,478 $2,478

$2,180 CA$3,082

13.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,351 $1,351

$1,608 CA$2,273

-15.97%

Buy Apartment in City Center (m2)

$2,391 $2,391

$5,113 CA$7,228

-53.24%

Buy Apartment Outside City Center (m2)

$2,350 $2,350

$3,744 CA$5,293

-37.24%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

4.48

38.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Brownwood, TX: October 19, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Brownwood, TX

$768 44.9%

Montreal

$977 47.4% 27.2% $209

Groceries & Markets

Brownwood, TX

$292 17.1%

Montreal

$351 17.1% 20.1% $59

Eating Out

Brownwood, TX

$267 15.6%

Montreal

$290 14.1% 8.8% $24

Monthly Utilities & Internet

Brownwood, TX

$187 10.9%

Montreal

$153 7.5% 17.9% $33

Clothing & Footwear

Brownwood, TX

$113 6.6%

Montreal

$134 6.5% 18.7% $21

Sport & Entertainment

Brownwood, TX

$65 3.8%

Montreal

$54 2.6% 16.8% $11

Getting Around

Brownwood, TX

$21 * 1.2%

Montreal

$100 4.9% 388% $80

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,616 in Brownwood, TX versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $78.0 in Brownwood, TX versus $73.0 in Montreal. Groceries tell a different story – $292 in Brownwood, TX vs $351 in Montreal – so Brownwood, TX wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Brownwood, TX

🇨🇦 Montreal

🕒 Local time

05:16 5:16 AM

06:16 6:16 AM

1 h ahead of Brownwood, TX

🌤 Weather

👥 Population

19,763

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Brownwood, TX Montreal 2,670 km ≈ 3 h 45 min nonstop flight

From you

Brownwood, TX
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Brownwood, TX vs Montreal: Cost of Living - Frequently Asked Questions

Yes – Montreal is pricier by about 20%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $2,568 per month in Brownwood, TX and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Brownwood, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $78.0 in Brownwood, TX and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 20% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Brownwood, TX, where all-in costs run around $1,712, than in Montreal at $2,059. In Brownwood, TX it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

Families tend to lean toward Brownwood, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Brownwood, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.