Last update: Oct 2026

Cost of Living Comparison Between Montreal and Brownwood, TX

For one person, living is cheaper in Brownwood, TX: $1,712 a month against $2,059 in Montreal, rent and utilities included – about $4,200 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
82

Cost of Living Index in Brownwood, TX
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Brownwood, TX Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Brownwood, TX

🇺🇸 United States

$1,712

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Brownwood, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Brownwood, TX actually costs, broken down by who's living it.

A single person spends $2,059 per month in Montreal vs $1,712 in Brownwood, TX, rent included.

Montreal $2,059
Brownwood, TX $1,712

A couple spends around $3,123 per month in Montreal vs $2,646 in Brownwood, TX, rent included.

Montreal $3,123
Brownwood, TX $2,646

A family of three spends $4,187 per month in Montreal vs $3,579 in Brownwood, TX, rent included.

Montreal $4,187
Brownwood, TX $3,579

Montreal costs about 20% more than Brownwood, TX, and outside of rent the biggest gap is in transport.

Both Montreal and Brownwood, TX sit above the global median – Montreal by 52%, Brownwood, TX by 26%.

Meal at Budget Restaurant

$18.84 CA$26.63

$13.58 $13.58

38.73%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$78.4 $78.4

-6.56%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$9.83 $9.83

7.22%

Cappuccino

$3.97 CA$5.61

$5.31 $5.31

-25.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$2.41 $2.41

-19.50%

Water (0.33 liter bottle)

$1.57 CA$2.22

$1.75 $1.75

-10.29%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$6.76 $6.76

-5.03%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$7.32 $7.32

-1.64%

Milk (1 liter)

$2.32 CA$3.28

$0.71 $0.71

226.76%

White Bread (500g)

$3.19 CA$4.51

$1.42 $1.42

124.65%

Rice (white) (1kg)

$3.19 CA$4.50

$2.07 $2.07

54.11%

Eggs

$3.68 CA$5.20

$2.03 $2.03

81.28%

Local Cheese (1kg)

$13.24 CA$18.72

$7.91 $7.91

67.38%

Chicken Fillets (1kg)

$11.69 CA$16.53

$8.91 $8.91

31.20%

Beef Round Steak (1kg)

$13.98 CA$19.76

$13.38 $13.38

4.48%

Apples (1kg)

$3.14 CA$4.44

$2.99 $2.99

5.02%

Banana (1kg)

$1.45 CA$2.05

$1.25 $1.25

16.00%

Oranges (1kg)

$3.38 CA$4.78

$2.69 $2.69

25.65%

Tomato (1kg)

$3.11 CA$4.40

$2.10 $2.10

48.10%

Potato (1kg)

$1.93 CA$2.72

$2.14 $2.14

-9.81%

Onion (1kg)

$1.83 CA$2.58

$2.10 $2.10

-12.86%

Lettuce (1 head)

$2.36 CA$3.34

$1.79 $1.79

31.84%

Water (1.5 liter bottle)

$1.50 CA$2.12

$2.43 $2.43

-38.27%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$9.99 $9.99

11.31%

Wine (Bottle)

$10.60 CA$14.98

$20.21 $20.21

-47.55%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$1.70 $1.70

30.59%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$3.21 $3.21

-11.53%

One-way Ticket (Public Transport)

$2.62 CA$3.71

$2.25 $2.25

16.44%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$2.93 $2.93

10.24%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$1.73 $1.73

-14.45%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$33.87 $33.87

-4.87%

Gasoline (1 liter)

$1.36 CA$1.92

$0.95 $0.95

43.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$27.2K $27.2K

1.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$22.4K $22.4K

-5.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$99.8 $99.8

-22.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$47.47 $47.47

-28.08%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$39.48 $39.48

6.86%

Gym Membership (Monthly)

$30.81 CA$43.56

$42.24 $42.24

-27.06%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$11.47 CA$16.22

$11.20 $11.20

2.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$1,329 $1,329

-61.92%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$23.6K $23.6K

-31.07%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$58.4 $58.4

-1.99%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$37.56 $37.56

1.44%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$85.5 $85.5

7.53%

Men's Leather Business Shoes

$110 CA$155

$68.8 $68.8

59.57%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$1,616 $1,616

-23.46%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$768 $768

27.16%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$2,478 $2,478

-12.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$1,351 $1,351

19.00%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$2,391 $2,391

113.84%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$2,350 $2,350

59.34%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.21

-27.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Brownwood, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Brownwood, TX

$768 44.9% 21.4% $209

Groceries & Markets

Montreal

$351 17.1%

Brownwood, TX

$292 17.1% 16.8% $59

Eating Out

Montreal

$290 14.1%

Brownwood, TX

$267 15.6% 8.1% $24

Monthly Utilities & Internet

Montreal

$153 7.5%

Brownwood, TX

$187 10.9% 21.7% $33

Clothing & Footwear

Montreal

$134 6.5%

Brownwood, TX

$113 6.6% 15.7% $21

Getting Around

Montreal

$100 4.9%

Brownwood, TX

$21 * 1.2% 79.5% $80

Sport & Entertainment

Montreal

$54 2.6%

Brownwood, TX

$65 3.8% 20.2% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,237 in Montreal versus $1,616 in Brownwood, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73.0 in Montreal versus $78.0 in Brownwood, TX. Groceries tell a different story – $351 in Montreal vs $292 in Brownwood, TX – so Brownwood, TX wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇺🇸 Brownwood, TX

🕒 Local time

10:51 10:51 AM

09:51 9:51 AM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

19,763

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Montreal Brownwood, TX 2,670 km ≈ 3 h 45 min nonstop flight

From you

Montreal
Brownwood, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Brownwood, TX: Cost of Living - Frequently Asked Questions

Yes – Montreal is pricier by about 20%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,089 per month in Montreal and $2,568 in Brownwood, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Brownwood, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $73.0 in Montreal and $78.0 in Brownwood, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 20% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Brownwood, TX, where all-in costs run around $1,712, than in Montreal at $2,059. In Brownwood, TX it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

Families tend to lean toward Brownwood, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Brownwood, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.