Last update: Oct 2026

Cost of Living Comparison Between Birgu and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,731 in Birgu, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

84

Cost of Living Index in Birgu
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Birgu Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Birgu

🇲🇹 Malta

$1,731

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Birgu and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Birgu and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,731 in Birgu versus $1,349 in Ubud, Bali.

Birgu $1,731
Ubud, Bali $1,349

Estimated couple costs with rent: $2,812 in Birgu versus $2,305 in Ubud, Bali.

Birgu $2,812
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,894 in Birgu versus $3,261 in Ubud, Bali.

Birgu $3,894
Ubud, Bali $3,261

Living in Birgu is roughly 28% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$19.30 €17.28

$3.32 Rp 60.3K

481.33%

Three-Course Dinner for Two, Mid-Range

$87.5 €78.4

$35.64 Rp 646.5K

145.62%

Fast Food Meal (McDonalds, etc)

$11.78 €10.55

$5.53 Rp 100.4K

113.02%

Cappuccino

$2.72 €2.44

$2.72 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 €1.95

$1.70 Rp 30.9K

28.24%

Water (0.33 liter bottle)

$1.70 €1.52

$0.76 Rp 13.8K

123.68%

Local Beer (0.5 liter draught)

$4.65 €4.16

$2.65 Rp 48.1K

75.47%

Imported Beer (0.33 liter bottle)

$5.04 €4.51

$4.38 Rp 79.5K

15.07%

Milk (1 liter)

$1.35 €1.21

$1.49 Rp 27.0K

-9.40%

White Bread (500g)

$1.29 €1.15

$2.28 Rp 41.3K

-43.42%

Rice (white) (1kg)

$4.24 €3.80

$1.19 Rp 21.6K

256.30%

Eggs

$4.08 €3.65

$2.04 Rp 36.9K

100.00%

Local Cheese (1kg)

$8.38 €7.50

$17.70 Rp 321.1K

-52.66%

Chicken Fillets (1kg)

$8.24 €7.38

$3.96 Rp 71.9K

108.08%

Beef Round Steak (1kg)

$15.41 €13.80

$12.19 Rp 221.1K

26.42%

Apples (1kg)

$2.86 €2.56

$3.66 Rp 66.3K

-21.86%

Banana (1kg)

$1.25 €1.12

$1.52 Rp 27.5K

-17.76%

Oranges (1kg)

$2.76 €2.47

$2.23 Rp 40.4K

23.77%

Tomato (1kg)

$2.81 €2.51

$1.97 Rp 35.8K

42.64%

Potato (1kg)

$2.22 €1.99

$1.85 Rp 33.5K

20.00%

Onion (1kg)

$1.66 €1.49

$2.42 Rp 44.0K

-31.40%

Lettuce (1 head)

$2.28 €2.04

$0.99 Rp 18.0K

130.30%

Water (1.5 liter bottle)

$0.91 €0.81

$0.51 Rp 9,313

78.43%

Cigarettes 20 Pack (Marlboro, Camel)

$6.72 €6.02

$2.22 Rp 40.3K

202.70%

Wine (Bottle)

$8.10 €7.25

$22.24 Rp 403.4K

-63.58%

Local Beer (0.5 liter bottle)

$1.51 €1.36

$2.26 Rp 41.0K

-33.19%

Imported Beer (0.33 liter bottle)

$2.39 €2.14

$2.97 Rp 53.9K

-19.53%

One-way Ticket (Public Transport)

$2.28 €2.04

$0.25 Rp 4,553

812.00%

Public Transport Monthly Pass (Regular Price)

$13.94 €12.48

$7.82 Rp 141.9K

78.26%

Taxi Start (Normal Tariff)

$5.74 €5.14

$0.44 Rp 7,972

1204.55%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$0.43 Rp 7,801

165.12%

Taxi 1hour Waiting (Normal Tariff)

$26.73 €23.94

$5.41 Rp 98.1K

394.09%

Gasoline (1 liter)

$1.48 €1.33

$0.82 Rp 15.0K

80.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.6K

$23.8K Rp 432.4M

10.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K €29.8K

$31.7K Rp 575.9M

4.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 €90.5

$79.1 Rp 1.4M

27.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.15 €22.52

$6.45 Rp 116.9K

289.92%

Internet (50+ Mbps, Unlimited Data)

$33.31 €29.83

$18.58 Rp 337.0K

79.28%

Gym Membership (Monthly)

$44.02 €39.43

$49.48 Rp 897.5K

-11.03%

Tennis Court (1 Hour on Weekend)

$66.8 €59.8

$17.65 Rp 320.1K

278.53%

Cinema Ticket

$9.88 €8.84

$4.27 Rp 77.5K

131.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$372 €333

$491 Rp 8.9M

-24.20%

International Primary School, 1 Child (Yearly)

$1,987 €1,780

$5,674 Rp 102.9M

-64.98%

Jeans (Levis 501 Or Similar)

$25.02 €22.41

$44.64 Rp 809.7K

-43.95%

Summer Dress (H&M, Zara, etc)

$33.21 €29.74

$34.95 Rp 634.0K

-4.98%

Sport Shoes (Adidas, Nike)

$99.6 €89.2

$79.9 Rp 1.4M

24.66%

Men's Leather Business Shoes

$110 €98.6

$79.4 Rp 1.4M

38.58%

1-bedroom Apartment, City Center (Monthly)

$1,001 €897

$1,125 Rp 20.4M

-11.01%

1-bedroom Apartment, Outside City Center (Monthly)

$803 €720

$671 Rp 12.2M

19.64%

3-bedroom Apartment, City Center (Monthly)

$3,637 €3,257

$3,565 Rp 64.7M

2.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,537 €1,377

$1,723 Rp 31.3M

-10.79%

Buy Apartment in City Center (m2)

$3,956 €3,543

$2,732 Rp 49.5M

44.81%

Buy Apartment Outside City Center (m2)

$2,883 €2,582

$2,284 Rp 41.4M

26.24%

Average Monthly Net Salary (After Tax)

$1,887 €1,690

$164 Rp 3.0M

1052.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

13.78

-78.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Birgu: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Birgu

$803 46.4%

Ubud, Bali

$672 49.8% 16.4% $132

Groceries & Markets

Birgu

$278 16%

Ubud, Bali

$288 21.4% 3.9% $11

Eating Out

Birgu

$271 15.7%

Ubud, Bali

$108 8% 60.3% $164

Monthly Utilities & Internet

Birgu

$159 9.2%

Ubud, Bali

$104 7.7% 34.7% $55

Clothing & Footwear

Birgu

$121 7%

Ubud, Bali

$108 8% 10.8% $13

Sport & Entertainment

Birgu

$64 3.7%

Ubud, Bali

$58 4.3% 9% $5.7

Getting Around

Birgu

$34 2%

Ubud, Bali

$11 0.9% 66.9% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,001 in Birgu and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Birgu pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $88 in Birgu vs $36 in Ubud, Bali. Groceries flip the comparison at $278 vs $288, with Birgu cheaper for home cooking.

Good to know

🇲🇹 Birgu

🇮🇩 Ubud, Bali

🕒 Local time

08:17 8:17 AM

15:17 3:17 PM

7 h ahead of Birgu

🌤 Weather

👥 Population

2,500

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 31, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Birgu Ubud, Bali 11,530 km ≈ 15 h nonstop flight

From you

Birgu
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Birgu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 22% lower than in Birgu. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Birgu is about 12 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,001 in Birgu versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 44% less than in Birgu. The price difference matters if you commute daily and watch your budget.

Childcare runs $372 in Birgu versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Birgu and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Birgu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.