Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Birgu

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,731 in Birgu, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
84

Cost of Living Index in Birgu
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Birgu Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Birgu

🇲🇹 Malta

$1,731

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Birgu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Birgu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,731 in Birgu.

Ubud, Bali $1,349
Birgu $1,731

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,812 in Birgu.

Ubud, Bali $2,305
Birgu $2,812

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,894 in Birgu.

Ubud, Bali $3,261
Birgu $3,894

Living in Ubud, Bali costs roughly 22% less than in Birgu, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$19.30 €17.28

-82.80%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$87.5 €78.4

-59.29%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.78 €10.55

-53.06%

Cappuccino

$2.72 Rp 49.3K

$2.72 €2.44

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.18 €1.95

-22.02%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.70 €1.52

-55.29%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$4.65 €4.16

-43.01%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.04 €4.51

-13.10%

Milk (1 liter)

$1.49 Rp 27.0K

$1.35 €1.21

10.37%

White Bread (500g)

$2.28 Rp 41.3K

$1.29 €1.15

76.74%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.24 €3.80

-71.93%

Eggs

$2.04 Rp 36.9K

$4.08 €3.65

-50.00%

Local Cheese (1kg)

$17.70 Rp 321.1K

$8.38 €7.50

111.22%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$8.24 €7.38

-51.94%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$15.41 €13.80

-20.90%

Apples (1kg)

$3.66 Rp 66.3K

$2.86 €2.56

27.97%

Banana (1kg)

$1.52 Rp 27.5K

$1.25 €1.12

21.60%

Oranges (1kg)

$2.23 Rp 40.4K

$2.76 €2.47

-19.20%

Tomato (1kg)

$1.97 Rp 35.8K

$2.81 €2.51

-29.89%

Potato (1kg)

$1.85 Rp 33.5K

$2.22 €1.99

-16.67%

Onion (1kg)

$2.42 Rp 44.0K

$1.66 €1.49

45.78%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.28 €2.04

-56.58%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.91 €0.81

-43.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.72 €6.02

-66.96%

Wine (Bottle)

$22.24 Rp 403.4K

$8.10 €7.25

174.57%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.51 €1.36

49.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.39 €2.14

24.27%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.28 €2.04

-89.04%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$13.94 €12.48

-43.90%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$5.74 €5.14

-92.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.14 €1.02

-62.28%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$26.73 €23.94

-79.76%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.48 €1.33

-44.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$26.3K €23.6K

-9.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$33.3K €29.8K

-4.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$101 €90.5

-21.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$25.15 €22.52

-74.35%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$33.31 €29.83

-44.22%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$44.02 €39.43

12.40%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$66.8 €59.8

-73.58%

Cinema Ticket

$4.27 Rp 77.5K

$9.88 €8.84

-56.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$372 €333

31.93%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,987 €1,780

185.56%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$25.02 €22.41

78.42%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$33.21 €29.74

5.24%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$99.6 €89.2

-19.78%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$110 €98.6

-27.84%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,001 €897

12.37%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$803 €720

-16.42%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$3,637 €3,257

-1.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,537 €1,377

12.10%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,956 €3,543

-30.94%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,883 €2,582

-20.79%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,887 €1,690

-91.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.9

375.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Birgu: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Birgu

$803 46.4% 19.6% $132

Groceries & Markets

Ubud, Bali

$288 21.4%

Birgu

$278 16% 3.8% $11

Eating Out

Ubud, Bali

$108 8%

Birgu

$271 15.7% 152% $164

Clothing & Footwear

Ubud, Bali

$108 8%

Birgu

$121 7% 12.1% $13

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Birgu

$159 9.2% 53.2% $55

Sport & Entertainment

Ubud, Bali

$58 4.3%

Birgu

$64 3.7% 9.9% $5.7

Getting Around

Ubud, Bali

$11 0.9%

Birgu

$34 2% 202% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,001 in Birgu. Housing cost is often the main lever when comparing two cities.

Birgu pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $88 in Birgu. Groceries flip the comparison at $288 vs $278, with Birgu cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇲🇹 Birgu

🕒 Local time

15:19 3:19 PM

08:19 8:19 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,500

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of October 31, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Birgu 11,530 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Birgu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Birgu: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 22% lower than in Birgu. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 91% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,001 in Birgu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 44% less than in Birgu. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $372 in Birgu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Birgu are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Birgu on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.